09 Volvo XC90 Lease Rates – March 2009

logo_volvoMy Take: Must be a Ford Credit thing to charge outrageous money factors for cars that don’t hold value well. I guess that’s one way to let other banks assume the risk and to encourage people buy vs lease. NEXT!

2009 Volvo XC90

2009 Volvo XC90 4WD 3.2L Wgn
24-month | 15k miles | residual 46% | .00592 base money factor
36-month | 15k miles | residual 39% | .00532 base money factor
48-month | 15k miles | residual 31% | .00527 base money factor

2009 Volvo XC90 4WD 3.2L Wgn R-Design
24-month | 15k miles | residual 43% | .00592 base money factor
36-month | 15k miles | residual 37% | .00532 base money factor
48-month | 15k miles | residual 29% | .00527 base money factor

2009 Volvo XC90 4WD 3.2L Wgn Sunroof
24-month | 15k miles | residual 46% | .00592 base money factor
36-month | 15k miles | residual 39% | .00532 base money factor
48-month | 15k miles | residual 31% | .00527 base money factor

2009 Volvo XC90 4WD 3.2L Wgn Sunroof 3rd Row
24-month | 15k miles | residual 46% | .00592 base money factor
36-month | 15k miles | residual 39% | .00532 base money factor
48-month | 15k miles | residual 31% | .00527 base money factor

2009 Volvo XC90 4WD 3.2L Wgn R-Design V8
24-month | 15k miles | residual 44% | .00592 base money factor
36-month | 15k miles | residual 37% | .00532 base money factor
48-month | 15k miles | residual 29% | .00527 base money factor

2009 Volvo XC90 4WD 3.2L Wgn
24-month | 15k miles | residual 44% | .00592 base money factor
36-month | 15k miles | residual 38% | .00532 base money factor
48-month | 15k miles | residual 30% | .00527 base money factor

09 Volvo S40 Lease Rates – March 2009

logo_volvoMy Take: This is just for giggles. I clearly do not intend on making a recommendation on the S40. The car itself is so-so (this is personal opinion of course, I’m sure there are plenty of S40 fans out there) and the lease rates are clearly horrific. However, if you actually plan on leasing one of these, you might want to “help me, help you” by visiting LeaseCompare (big banner add above the site), it could save you hundreds. Of course, you can always opt to go into the dealership with your own bank financing you or ask them to provide you with rates of other banks they work with. I’m sure they would be more than willing to help in that regard.

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2009 Volvo S40

2009 Volvo S40 2.4i Sedan
24-month | 15k miles | residual 54% | .00592 base money factor
36-month | 15k miles | residual 45% | .00532 base money factor
48-month | 15k miles | residual 37% | .00527 base money factor

2009 Volvo S40 T5 Sedan R-Design
24-month | 15k miles | residual 52% | .00592 base money factor
36-month | 15k miles | residual 44% | .00532 base money factor
48-month | 15k miles | residual 36% | .00527 base money factor

2009 Volvo S40 T5 Sedan R-Design AWD
24-month | 15k miles | residual 54% | .00592 base money factor
36-month | 15k miles | residual 46% | .00532 base money factor
48-month | 15k miles | residual 37% | .00527 base money factor

DO NOT LEASE 09 Volvo XC70/XC90 Lease Rates for February 2009

MY TAKE: Need I say anything? Really? If you’ve been following my site or leasing in general, you know this is a bad deal. Please give leasecompare.com a try if you REALLY want the XC70/XC90. You will more than likely find better rates from their affiliated banks.

2009 Volvo XC Febraury 2009 Lease Rates

2009 Volvo XC70 3.2L
24-month | 15k miles | residual 54% | .00592 base money factor
36-month | 15k miles | residual 44% | .00532 base money factor
48-month | 15k miles | residual 34% | .00527 base money factor

2009 Volvo XC70 3.2L Sunroof
24-month | 15k miles | residual 54% | .00592 base money factor
36-month | 15k miles | residual 44% | .00532 base money factor
48-month | 15k miles | residual 34% | .00527 base money factor

2009 Volvo XC70 3.2L T6
24-month | 15k miles | residual 59% | .00592 base money factor
36-month | 15k miles | residual 48% | .00532 base money factor
48-month | 15k miles | residual 37% | .00527 base money factor

2009 Volvo XC70 3.2L T6 Sunroof
24-month | 15k miles | residual 59% | .00592 base money factor
36-month | 15k miles | residual 48% | .00532 base money factor
48-month | 15k miles | residual 37% | .00527 base money factor

2009 Volvo XC90 2WD 3.2L
24-month | 15k miles | residual 43% | .00592 base money factor
36-month | 15k miles | residual 37% | .00532 base money factor
48-month | 15k miles | residual 29% | .00527 base money factor

2009 Volvo XC90 4WD 3.2L
24-month | 15k miles | residual 46% | .00592 base money factor
36-month | 15k miles | residual 39% | .00532 base money factor
48-month | 15k miles | residual 31% | .00527 base money factor

2009 Volvo XC90 4WD 3.2L R-Design
24-month | 15k miles | residual 41% | .00592 base money factor
36-month | 15k miles | residual 35% | .00532 base money factor
48-month | 15k miles | residual 27% | .00527 base money factor

2009 Volvo XC90 4WD 3.2L Sunroof
24-month | 15k miles | residual 46% | .00592 base money factor
36-month | 15k miles | residual 39% | .00532 base money factor
48-month | 15k miles | residual 31% | .00527 base money factor

2009 Volvo XC90 4WD 3.2L Sunroof 3rd Row
24-month | 15k miles | residual 46% | .00592 base money factor
36-month | 15k miles | residual 39% | .00532 base money factor
48-month | 15k miles | residual 31% | .00527 base money factor

2009 Volvo XC90 4WD 3.2L R-Design V8
24-month | 15k miles | residual 44% | .00592 base money factor
36-month | 15k miles | residual 37% | .00532 base money factor
48-month | 15k miles | residual 29% | .00527 base money factor

2009 Volvo XC90 4WD 3.2L
24-month | 15k miles | residual 44% | .00592 base money factor
36-month | 15k miles | residual 38% | .00532 base money factor
48-month | 15k miles | residual 30% | .00527 base money factor

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DO NOT LEASE 09 Volvo C30 Lease Rates for January 2009

MY TAKE: I’m sure some of you have started to see the C30 on the street by now. It’s that ugly looking hatchback from Volvo. It even comes in olive green! Nothing says “puke” like a Volvo C30 in olive green. Anyway, if you were thinking of leasing this “wonderful” little hatchback, you may want to try some independent banks because Ford Credit very eager to lease any of these little rides apparently.

2009 Volvo C30 Coupe
24 Month – Residual 58% of MSRP – .00592 Base Rate
36 Month – Residual 48% of MSRP – .00532 Base Rate
48 Month – Residual 39% of MSRP – .00527 Base Rate

2009 Volvo C30 Coupe R-Design
24 Month – Residual 58% of MSRP – .00592 Base Rate
36 Month – Residual 48% of MSRP – .00532 Base Rate
48 Month – Residual 39% of MSRP – .00527 Base Rate

2009 Volvo C30 Coupe R-Design Sunroof
24 Month – Residual 58% of MSRP – .00592 Base Rate
36 Month – Residual 48% of MSRP – .00532 Base Rate
48 Month – Residual 39% of MSRP – .00527 Base Rate

2009 Volvo C30 Coupe R-Design Sunroof
24 Month – Residual 58% of MSRP – .00592 Base Rate
36 Month – Residual 48% of MSRP – .00532 Base Rate
48 Month – Residual 39% of MSRP – .00527 Base Rate

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Special Auto Deals for Costco Members!

Every morning, I get an email from Costco pitching their latest and greatest deals. This morning, I noticed that there were some “specials” on their Automotive site. I once leased a car using AAA and Costco (I have them both) membership, but I didn’t really seen any major advantages (mainly because I didn’t bother to ask what sort of discounts I would get). This time around however, if you head over to Costco’s Auto website, you can see all of the promotions going on.

Costco Auto Special Promotions

Couple things stand out here:

Purchase a new Volvo XC90, XC70 or V70 through the Costco Auto Program between November 13, 2008, and January 5, 2009, to receive:

* $1,000 Off Volvo’s employee price
* $750 holiday gift card from Volvo1
* All available customer rebates and dealer incentives
* $500 Costco Cash Card for completing a Costco Auto Program Survey

That’s a lot of savings since you get $1000 off the employee pricing + rebates + gift card + costco cash. Add on whatever discounts the dealer gives you and you simply can’t over look this deal if you are shopping for a new family hauler that’s one of the safest according to the IIHS (XC90).

Then there is 0% financing for Infiniti, Toyota, Nissan models. Nothing out of the norm here since I’ve seen the commercials on TV for quite some time.

GM is having a Red Tag sale…ho-hummm…

Lastly, you can get employee pricing + rebates on most 2008/2009 Ford models.

2009 Top Safety Pick Awards by IIHS

From IIHS

How vehicles are evaluated: The Institute’s frontal crashworthiness evaluations are based on results of 40 mph frontal offset crash tests. Each vehicle’s overall evaluation is based on measurements of intrusion into the occupant compartment, injury measures recorded on a Hybrid III dummy in the driver seat, and analysis of slow-motion film to assess how well the restraint system controlled dummy movement during the test.

Side evaluations are based on performance in a crash test in which the side of a vehicle is struck by a barrier moving at 31 mph. The barrier represents the front end of a pickup or SUV. Ratings reflect injury measures recorded on two instrumented SID-IIs dummies, assessment of head protection countermeasures, and the vehicle’s structural performance during the impact.

Rear crash protection is rated according to a two-step procedure. Starting points for the ratings are measurements of head restraint geometry — the height of a restraint and its horizontal distance behind the back of the head of an average-size man. Seat/head restraints with good or acceptable geometry are tested dynamically using a dummy that measures forces on the neck. This test simulates a collision in which a stationary vehicle is struck in the rear at 20 mph. Seats without good or acceptable geometry are rated poor overall because they can’t be positioned to protect many people.

ALL 72 WINNERS

Large cars
Acura RL
Audi A6
Cadillac CTS
Ford Taurus
Lincoln MKS
Mercury Sable
Toyota Avalon
Volvo S80

Midsize cars
Acura TL, TSX
Audi A3, A4
BMW 3 series 4-door models
Ford Fusion with optional electronic stability control
Honda Accord 4-door models
Mercedes C class
Mercury Milan with optional electronic stability control
Saab 9-3
Subaru Legacy
Volkswagen Jetta, Passat

Midsize convertibles
Saab 9-3
Volkswagen Eos
Volvo C70

Small cars
Honda Civic 4-door models (except Si) with optional electronic stability control
Mitsubishi Lancer with optional electronic stability control
Scion xB
Subaru Impreza with optional electronic stability control
Toyota Corolla with optional electronic stability control
Volkswagen Rabbit

Minicar
Honda Fit with optional electronic stability control

Minivans
Honda Odyssey
Hyundai Entourage
Kia Sedona

Large SUVs
Audi Q7
Buick Enclave
Chevrolet Traverse
GMC Acadia
Saturn Outlook

Midsize SUVs
Acura MDX, RDX
BMW X3, X5
Ford Edge, Flex, Taurus X
Honda Pilot
Hyundai Santa Fe, Veracruz
Infiniti EX35
Lincoln MKX
Mercedes M class
Nissan Murano
Saturn VUE
Subaru Tribeca
Toyota FJ Cruiser, Highlander
Volvo XC90

Small SUVs
Ford Escape
Honda CR-V, Element
Mazda Tribute
Mercury Mariner
Mitsubishi Outlander
Nissan Rogue
Subaru Forester
Toyota RAV4
Volkswagen Tiguan

Large pickups
Ford F-150
Honda Ridgeline
Toyota Tundra

Small pickup
Toyota Tacoma

Shamefully, my G37 didn’t make the cut, but it made it into the “ALSO RANS” list:

ALSO-RANS
These 26 vehicles earn good ratings in front and side crash tests. They have ESC, standard or optional. They would be 2009 Top Safety Pick winners if their seat/head restraints also earn good ratings:

Chevrolet Malibu
Chrysler Sebring, Sebring convertible, Town & Country
Dodge Avenger, Grand Caravan
Infiniti G35, M35
Kia Amanti
Lexus ES, GS,IS
Mazda CX-7, CX-9
Mitsubishi Eclipse Spyder, Endeavor
Nissan Altima, Pathfinder, Quest, Xterra
Saturn AURA
Smart Fortwo
Toyota 4Runner, Camry, Prius, Sienna

Something sad to note here, no Chrysler cars made it to the top of the list. I’m starting to feel like Chrysler is one automaker that probably doesn’t need the bailout since they build such “average” cars.

July 2008 Lease Rate for 08 Volvo XC90

2008 Volvo XC90 3.2L 5-Passenger 2WD
24 Month – Residual 52% of MSRP – .00436 Base Rate
36 Month – Residual 43% of MSRP – .00406 Base Rate
48 Month – Residual 35% of MSRP – .00378 Base Rate

2008 Volvo XC90 3.2L 5-Passenger Sunroof 2WD
24 Month – Residual 52% of MSRP – .00436 Base Rate
36 Month – Residual 43% of MSRP – .00406 Base Rate
48 Month – Residual 35% of MSRP – .00378 Base Rate

2008 Volvo XC90 3.2L 7-Passenger Sunroof 2WD
24 Month – Residual 52% of MSRP – .00436 Base Rate
36 Month – Residual 43% of MSRP – .00406 Base Rate
48 Month – Residual 35% of MSRP – .00378 Base Rate

2008 Volvo XC90 3.2L 5-Passenger AWD
24 Month – Residual 53% of MSRP – .00436 Base Rate
36 Month – Residual 44% of MSRP – .00406 Base Rate
48 Month – Residual 36% of MSRP – .00378 Base Rate

2008 Volvo XC90 3.2L 5-Passenger Sunroof AWD
24 Month – Residual 53% of MSRP – .00436 Base Rate
36 Month – Residual 44% of MSRP – .00406 Base Rate
48 Month – Residual 36% of MSRP – .00378 Base Rate

2008 Volvo XC90 3.2L 7-Passenger Sunroof AWD
24 Month – Residual 53% of MSRP – .00436 Base Rate
36 Month – Residual 44% of MSRP – .00406 Base Rate
48 Month – Residual 36% of MSRP – .00378 Base Rate

2008 Volvo XC90 V8 7-Passenger AWD
24 Month – Residual 53% of MSRP – .00436 Base Rate
36 Month – Residual 44% of MSRP – .00406 Base Rate
48 Month – Residual 36% of MSRP – .00378 Base Rate

2008 Volvo XC90 V8 Sport AWD
24 Month – Residual 53% of MSRP – .00436 Base Rate
36 Month – Residual 44% of MSRP – .00406 Base Rate
48 Month – Residual 36% of MSRP – .00378 Base Rate

* Residuals posted are for 15K miles/year. Add 2% to Residual for 12k mi/yr and 3% for 10k mi/yr on all terms
** Rates provided by Tarry Shebesta from Leasecompare.com

My Take: Wow, I haven’t seen such bad residuals and money factors before. Ford really does try to “impress” nowadays. There is $500 in loyalty cash available (like that helps?!?), special financing for purchases 0% for 36mo, 1.9% for 48mo, 2.9% for 60mo and 3.9% for 72mo. Finally, there is $4500 worth of dealer cash “available”, meaning, that’s given out at dealer discretion. Which more than likely means the dealer will be willing to give you a substantial portion of it if you buy the car, instead of leasing it.