Due to a lack of lease rates from GM, I decided to pool together all GM models and put them in one post. Please note that GM uses interest rates instead of money factors, so the money factors listed below are approximations of what the interest rates would be.
The money factors are really low right now, plus there are some good cash incentives available to help with the poor residual values. These vehicles seem to be very good candidates to lease and then buy out at lease-end. Still not in the 90+ RWG rating range, but it’s at least they are looking somewhat more promising.
Here is a sample calculation based on TrueCar’s Southern California sale price and do not include local taxes. Please note that your dealer calculations may vary due to local fees/taxes.
2011 Chevy Cruze Eco (24mo)
MSRP – $19,175
Sale Price – $17256 (with $1250 cash incentive)
Monthly – $242+ tax
RWG Rating – 85.5
2011 Chevy Cruze Eco (36mo)
MSRP – $19,175
Sale Price – $17256 (with $1100 cash incentive)
Monthly – $226+ tax
RWG Rating – 86.1
For Dealer Quotes, Click Here.
2011 Cadillac CTS 3.0 Performance Sedan ($4075 cash incentive)
36-month | 15k miles | residual 44% | .00061 base money factor
2011 Cadillac SRX Luxury ($650 cash incentive)
36-month | 15k miles | residual 50% | .00077 base money factor
2011 Buick Lacrosse CXS ($1900 cash incentive)
36-month | 15k miles | residual 47% | .00007 base money factor
2011 Buick Regal CXL Turbo ($2400 cash incentive)
36-month | 15k miles | residual 47% | .00007 base money factor
2011 Chevy Cruze Eco ($1250 cash incentive for 24-month, $1100 cash incentive for 36-month)
24-month | 15k miles | residual 60% | .00007 base money factor
36-month | 15k miles | residual 50% | .00042 base money factor
2011 Chevy Tahoe LT 4WD ($1400 cash incentive)
36-month | 15k miles | residual 46% | .00007 base money factor
2011 Chevy Traverse 1LT 4WD
24-month | 15k miles | residual 59% | .00007 base money factor
2011 Chevy Traverse LTZ 4WD
24-month | 15k miles | residual 58% | .00007 base money factor
2011 GMC Acadia Denali SLT2 AWD ($1000 cash incentive)
39-month | 15k miles | residual 50% | .00013 base money factor
UPDATE: Rman850r sent me the 24-month term lease rates which actually look quite excellent for this length of a term. There is also $1500 cash on the coupes and $2500 on the sedan. Expect payments to be in the $500s per month range with inception fees due at signing for a well equipped model. This applies to the SRX as well.