Minor changes here and there. Reduction in RES and MF. There may not be much in terms of customer cash, but there certainly is a good chunk of dealer cash available. As you know, dealer cash is used at dealer discretion so you may not be entitled to all of it. Negotiate accordingly and see which dealer is willing to part with most of it.

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2012 INFINITI QX56 4WD
36 Month – Residual 52% of MSRP – .00130 Base Rate

2013 INFINITI G37 SEDAN JOURNEY
36 Month – Residual 58% of MSRP – .00032 Base Rate

2013 INFINITI G37 SEDAN X AWD
36 Month – Residual 58% of MSRP – .00023 Base Rate

2013 INFINITI G37 SEDAN SPORT MANUAL
36 Month – Residual 58% of MSRP – .00032 Base Rate

2013 INFINITI FX37 AWD
36 Month – Residual 56% of MSRP – .00071 Base Rate

2013 INFINITI FX50 AWD
36 Month – Residual 54% of MSRP – .00145 Base Rate

2013 INFINITI G37 COUPE IPL AT
36 Month – Residual 53% of MSRP – .00053 Base Rate

2013 INFINITI G37 COUPE JOURNEY
36 Month – Residual 58% of MSRP – .00053 Base Rate

2013 INFINITI G37 COUPE X AWD
36 Month – Residual 58% of MSRP – .00044 Base Rate

2013 INFINITI G37 COUPE SPORT MANUAL
36 Month – Residual 58% of MSRP – .00053 Base Rate

2013 INFINITI M37 SEDAN X AWD
36 Month – Residual 53% of MSRP – .00032 Base Rate

2013 INFINITI M56 SEDAN X AWD
36 Month – Residual 48% of MSRP – .00012 Base Rate

2013 INFINITI M35H SEDAN HYBRID
36 Month – Residual 53% of MSRP – .00064 Base Rate

2013 INFINITI G37 CONVERTIBLE BASE
36 Month – Residual 57% of MSRP – .00090 Base Rate

2013 INFINITI G37 CONVERTIBLE SPORT 6MT
36 Month – Residual 58% of MSRP – .00090 Base Rate

2013 INFINITI JX35 AWD
36 Month – Residual 58% of MSRP – .00124 Base Rate

Don’t bother asking me about the 2012 G37 numbers because I don’t have them. 2013s are out so that is all I got at the moment. They do not look bad at all, but keep in mind that 2013s are still pretty new so the sale prices may not be as low as you’d like. If you can hold out for the holidays, I suggest you do.

Here is a sample calculation based on TrueCar’s Southern California sale price and do not include local taxes. Please note that your dealer calculations may vary due to local fees/taxes.

2013 INFINITI G37 SEDAN JOURNEY
MSRP – $37,795
Sale Price – $34700
Monthly – $380+ tax
RWG Rating – 96.3

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2012 INFINITI QX56 4WD
36 Month – Residual 53% of MSRP – .00148 Base Rate

2013 INFINITI G37 SEDAN JOURNEY
36 Month – Residual 59% of MSRP – .00062 Base Rate

2013 INFINITI G37 SEDAN X AWD
36 Month – Residual 59% of MSRP – .00053 Base Rate

2013 INFINITI G37 SEDAN SPORT MANUAL
36 Month – Residual 59% of MSRP – .00062 Base Rate

2013 INFINITI FX37 AWD
36 Month – Residual 58% of MSRP – .00145 Base Rate

2013 INFINITI FX50 AWD
36 Month – Residual 54% of MSRP – .00145 Base Rate

2013 INFINITI G37 COUPE IPL AT
36 Month – Residual 54% of MSRP – .00048 Base Rate

2013 INFINITI G37 COUPE JOURNEY
36 Month – Residual 59% of MSRP – .00048 Base Rate

2013 INFINITI G37 COUPE X AWD
36 Month – Residual 59% of MSRP – .00040 Base Rate

2013 INFINITI G37 COUPE SPORT MANUAL
36 Month – Residual 59% of MSRP – .00048 Base Rate

2013 INFINITI M37 SEDAN X AWD
36 Month – Residual 53% of MSRP – .00032 Base Rate

2013 INFINITI M56 SEDAN X AWD
36 Month – Residual 48% of MSRP – .00012 Base Rate

2013 INFINITI M35H SEDAN HYBRID
36 Month – Residual 54% of MSRP – .00083 Base Rate

2013 INFINITI G37 CONVERTIBLE BASE
36 Month – Residual 58% of MSRP – .00143 Base Rate

2013 INFINITI G37 CONVERTIBLE SPORT 6MT
36 Month – Residual 59% of MSRP – .00143 Base Rate

2013 INFINITI JX35 AWD
36 Month – Residual 58% of MSRP – .00124 Base Rate

Bummer, the 18-month lease is no longer around. The 36-month lease terms get a drop in residual AND a bump in money factor (what gives?). Looks like IFS is pushing the 24s now. Can’t blame them, they do look quite good. My estimate below isn’t the most aggressive, so I wouldn’t be surprised if you could improve on that.

Here is a sample calculation based on TrueCar’s Southern California sale price and do not include local taxes. Please note that your dealer calculations may vary due to local fees/taxes.

2012 INFINITI G37 SEDAN JOURNEY
MSRP – $37,795
Sale Price – $31,632 (invoice – $2,750 dealer cash – $1000 loyalty)
Monthly – $332 + tax
RWG Rating – 106.3

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2012 INFINITI EX35 AWD JOURNEY
36 Month – Residual 49% of MSRP – .00084 Base Rate

2012 INFINITI QX56 4WD
36 Month – Residual 51% of MSRP – .00145 Base Rate

2012 INFINITI G25 SEDAN JOURNEY
36 Month – Residual 56% of MSRP – .00052 Base Rate
24 Month – Residual 65% of MSRP – .00001 Base Rate

2012 INFINITI G25 SEDAN X AWD
36 Month – Residual 56% of MSRP – .00040 Base Rate
24 Month – Residual 66% of MSRP – .00015 Base Rate

2012 INFINITI G37 SEDAN JOURNEY
36 Month – Residual 55% of MSRP – .00059 Base Rate
24 Month – Residual 64% of MSRP – .00001 Base Rate

2012 INFINITI G37 SEDAN X AWD
36 Month – Residual 55% of MSRP – .00047 Base Rate
24 Month – Residual 65% of MSRP – .00017 Base Rate

2012 INFINITI G37 SEDAN SPORT MANUAL
36 Month – Residual 54% of MSRP – .00059 Base Rate
24 Month – Residual 64% of MSRP – .00001 Base Rate

2013 INFINITI FX37 AWD
36 Month – Residual 55% of MSRP – .00134 Base Rate

2013 INFINITI FX50 AWD
36 Month – Residual 52% of MSRP – .00142 Base Rate

2013 INFINITI G37 COUPE IPL AT
36 Month – Residual 54% of MSRP – .00048 Base Rate

2013 INFINITI G37 COUPE JOURNEY
36 Month – Residual 59% of MSRP – .00048 Base Rate

2013 INFINITI G37 COUPE X AWD
36 Month – Residual 59% of MSRP – .00040 Base Rate

2013 INFINITI G37 COUPE SPORT MANUAL
36 Month – Residual 59% of MSRP – .00048 Base Rate

2013 INFINITI M37 SEDAN X AWD
36 Month – Residual 53% of MSRP – .00001 Base Rate

2013 INFINITI M56 SEDAN X AWD
36 Month – Residual 48% of MSRP – .00012 Base Rate

2013 INFINITI M35H SEDAN HYBRID
36 Month – Residual 54% of MSRP – .00050 Base Rate

2013 INFINITI G37 CONVERTIBLE BASE
36 Month – Residual 58% of MSRP – .00143 Base Rate

2013 INFINITI G37 CONVERTIBLE SPORT 6MT
36 Month – Residual 59% of MSRP – .00143 Base Rate

2013 INFINITI JX35 AWD
36 Month – Residual 58% of MSRP – .00124 Base Rate

Since IFS changed lease rates last month (one month ahead of the norm), this month’s numbers carry over from July. It also looks like there have been some price adjustments. The G37 Journey Sedan, for example, received a $500 price increase. It does change the payments a little bit compared to last month, but I personally feel that with some aggressive negotiating, you can overcome that price difference.

Here is a sample calculation based on TrueCar’s Southern California sale price and do not include local taxes. Please note that your dealer calculations may vary due to local fees/taxes.

2012 INFINITI G37 SEDAN JOURNEY
MSRP – $37,795
Sale Price – $33,382 (target of $1000 under invoice + $1000 loyalty cash)
Monthly – $340+ tax
RWG Rating – 104.5

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2012 INFINITI EX35 AWD JOURNEY
36 Month – Residual 51% of MSRP – .00120 Base Rate

2012 INFINITI QX56 4WD
36 Month – Residual 51% of MSRP – .00145 Base Rate

2012 INFINITI G25 SEDAN JOURNEY
36 Month – Residual 56% of MSRP – .00001 Base Rate
18 Month – Residual 77% of MSRP – .00066 Base Rate

2012 INFINITI G25 SEDAN X AWD
36 Month – Residual 57% of MSRP – .00010 Base Rate
18 Month – Residual 78% of MSRP – .00092 Base Rate

2012 INFINITI G37 SEDAN JOURNEY
36 Month – Residual 56% of MSRP – .00001 Base Rate
18 Month – Residual 75% of MSRP – .00001 Base Rate

2012 INFINITI G37 SEDAN X AWD
36 Month – Residual 57% of MSRP – .00011 Base Rate
18 Month – Residual 76% of MSRP – .00028 Base Rate

2012 INFINITI G37 SEDAN SPORT MANUAL
36 Month – Residual 55% of MSRP – .00001 Base Rate
18 Month – Residual 74% of MSRP – .00001 Base Rate

2013 INFINITI FX37 AWD
36 Month – Residual 56% of MSRP – .00152 Base Rate

2013 INFINITI FX50 AWD
36 Month – Residual 53% of MSRP – .00163 Base Rate

2013 INFINITI G37 COUPE IPL AT
36 Month – Residual 57% of MSRP – .00144 Base Rate

2013 INFINITI G37 COUPE JOURNEY
36 Month – Residual 62% of MSRP – .00144 Base Rate

2013 INFINITI G37 COUPE X AWD
36 Month – Residual 62% of MSRP – .00135 Base Rate

2013 INFINITI G37 COUPE SPORT MANUAL
36 Month – Residual 62% of MSRP – .00144 Base Rate

2013 INFINITI M37 SEDAN X AWD
36 Month – Residual 53% of MSRP – .00033 Base Rate

2013 INFINITI M56 SEDAN X AWD
36 Month – Residual 48% of MSRP – .00042 Base Rate

2013 INFINITI M35H SEDAN HYBRID
36 Month – Residual 53% of MSRP – .00066 Base Rate

2013 INFINITI G37 CONVERTIBLE BASE
36 Month – Residual 58% of MSRP – .00143 Base Rate

2013 INFINITI G37 CONVERTIBLE SPORT 6MT
36 Month – Residual 60% of MSRP – .00143 Base Rate

2013 INFINITI JX35 AWD
36 Month – Residual 60% of MSRP – .00152 Base Rate

Oddly enough, IFS seems to have re-evaluated the residual values on many of their models because I am seeing an uptick on residual values this month. Of course, MFs were adjusted in order to keep payments around the same as before. I am also seeing the 18 month lease term with on the G which has an extremely high residual and a very attractive money factor. Looks like Infinitis are still the best leases around.

Edmunds $2000 visa cash card promo. Need I say more?

Here is a sample calculation based on TrueCar’s Southern California sale price and do not include local taxes. Please note that your dealer calculations may vary due to local fees/taxes.

2012 INFINITI G37 SEDAN JOURNEY
MSRP – $37,295
Sale Price – $33,000 (target of $1000 under invoice + $1000 loyalty cash)
Monthly – $337+ tax
RWG Rating – 104.1

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2012 INFINITI EX35 AWD JOURNEY
36 Month – Residual 51% of MSRP – .00120 Base Rate

2012 INFINITI FX35 AWD
36 Month – Residual 52% of MSRP – .00050 Base Rate

2012 INFINITI FX50 AWD
36 Month – Residual 49% of MSRP – .00069 Base Rate

2012 INFINITI G37 COUPE IPL AT
36 Month – Residual 52% of MSRP – .00026 Base Rate

2012 INFINITI G37 COUPE JOURNEY
36 Month – Residual 56% of MSRP – .00026 Base Rate

2012 INFINITI G37 COUPE X AWD
36 Month – Residual 57% of MSRP – .00034 Base Rate

2012 INFINITI G37 COUPE SPORT MANUAL
36 Month – Residual 56% of MSRP – .00026 Base Rate

2012 INFINITI G25 SEDAN JOURNEY
36 Month – Residual 56% of MSRP – .00001 Base Rate
18 Month – Residual 75% of MSRP – .00001 Base Rate

2012 INFINITI G25 SEDAN X AWD
36 Month – Residual 57% of MSRP – .00010 Base Rate
18 Month – Residual 76% of MSRP – .00027 Base Rate

2012 INFINITI G37 SEDAN JOURNEY
36 Month – Residual 56% of MSRP – .00001 Base Rate

2012 INFINITI G37 SEDAN X AWD
36 Month – Residual 57% of MSRP – .00011 Base Rate
18 Month – Residual 76% of MSRP – .00028 Base Rate

2012 INFINITI G37 SEDAN SPORT MANUAL
36 Month – Residual 55% of MSRP – .00001 Base Rate

2012 INFINITI M37 SEDAN X AWD
36 Month – Residual 50% of MSRP – .00014 Base Rate

2012 INFINITI M56 SEDAN X AWD
36 Month – Residual 48% of MSRP – .00060 Base Rate

2012 INFINITI M35H SEDAN HYBRID
36 Month – Residual 49% of MSRP – .00023 Base Rate

2012 INFINITI QX56 4WD
36 Month – Residual 51% of MSRP – .00145 Base Rate

2012 INFINITI G37 CONVERTIBLE BASE
36 Month – Residual 55% of MSRP – .00034 Base Rate

2012 INFINITI G37 CONVERTIBLE SPORT 6MT
36 Month – Residual 55% of MSRP – .00034 Base Rate

2013 INFINITI JX35 AWD
36 Month – Residual 60% of MSRP – .00156 Base Rate

FX models have a MF reduction this month. EX models nearing end of model year so expect the 2013 model to arrive soon (EX will be upped from 35 to 37. Same goes for the G37, as a matter of fact, you might be looking at another two or three months before the 2013s come out. The 2013 G37 model will be the last of this design cycle, since a brand new design will be out for the 2014 model year. The rates look fantastic right now so if you like how the G looks like, its time to lease one. The G25 is being phased out for 2013.

In my estimate below, I would recommend settling at around 13-14% off MSRP but pushing for more initially. The interest charge on this car is so low, it really is a great time lease a G37.

Here is a sample calculation based on TrueCar’s Southern California sale price and do not include local taxes. Please note that your dealer calculations may vary due to local fees/taxes.

2012 INFINITI G25 SEDAN JOURNEY
MSRP – $37,295
Sale Price – $32,295
Monthly – $328+ tax
RWG Rating – 106.3

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2012 INFINITI EX35 AWD JOURNEY
36 Month – Residual 48% of MSRP – .00071 Base Rate

2012 INFINITI FX35 AWD
36 Month – Residual 51% of MSRP – .00031 Base Rate

2012 INFINITI FX50 AWD
36 Month – Residual 48% of MSRP – .00050 Base Rate

2012 INFINITI G37 COUPE IPL AT
36 Month – Residual 51% of MSRP – .00008 Base Rate

2012 INFINITI G37 COUPE JOURNEY
36 Month – Residual 55% of MSRP – .00008 Base Rate

2012 INFINITI G37 COUPE X AWD
36 Month – Residual 56% of MSRP – .00016 Base Rate

2012 INFINITI G37 COUPE SPORT MANUAL
36 Month – Residual 55% of MSRP – .00008 Base Rate

2012 INFINITI G25 SEDAN JOURNEY
36 Month – Residual 55% of MSRP – .00001 Base Rate

2012 INFINITI G25 SEDAN X AWD
36 Month – Residual 56% of MSRP – .00008 Base Rate

2012 INFINITI G37 SEDAN JOURNEY
36 Month – Residual 55% of MSRP – .00009 Base Rate

2012 INFINITI G37 SEDAN X AWD
36 Month – Residual 55% of MSRP – .00001 Base Rate

2012 INFINITI G37 SEDAN SPORT MANUAL
36 Month – Residual 54% of MSRP – .00009 Base Rate

2012 INFINITI M37 SEDAN X AWD
36 Month – Residual 49% of MSRP – .00008 Base Rate

2012 INFINITI M56 SEDAN X AWD
36 Month – Residual 47% of MSRP – .00053 Base Rate

2012 INFINITI M35H SEDAN HYBRID
36 Month – Residual 48% of MSRP – .00021 Base Rate

2012 INFINITI QX56 4WD
36 Month – Residual 52% of MSRP – .00164 Base Rate

2012 INFINITI G37 CONVERTIBLE BASE
36 Month – Residual 54% of MSRP – .00047 Base Rate

2012 INFINITI G37 CONVERTIBLE SPORT 6MT
36 Month – Residual 55% of MSRP – .00047 Base Rate

2013 INFINITI JX35 AWD
36 Month – Residual 60% of MSRP – .00157 Base Rate

Like a lot of other captive banks, IFS has dropped the residual and money factor for many of their models. I would like to direct your attention to the G37 IPL. It has a 1% drop in residual, but the MF has dropped from .00053 to 0.00008. That’s right, that’s 0.192% interest! That’s a more than 1% drop compared to last month. This is car is a PRIME candidate for Lease-to-Buy. The concept is simple. If you plan to buy out a car at the end of your lease, you find the one with the lowest residual and lowest money factor. This will ensure that most of your payments are going towards the car’s value instead of taxes and interest. The downside to this technique is that it requires that you make a balloon payment at the end to avoid having to finance the remainder of the car’s value. However, if you can get an attractive rate at lease end, you might still be able to save some money.  The lowest financing rate right now is 1.9% up to 66 months so it may be worth your while to crunch some numbers to see if leasing the car first will work for you.

Going back to the G37 Journey Sedan, the sample calculation looks good! Certainly an improvement from last month. TrueCar has changed the way they provide pricing information, so the calculating is based on their “average savings” estimate minus the MSRP. This may already include some customer or dealer incentives. With that in mind, I’m really liking what I’m seeing! The residual is lower but the MF is great! This makes buying out the car at the end an option. Infiniti offers great leases year round and I suspect that as we roll into the second half of the year, the numbers could get better.

Here is a sample calculation based on TrueCar’s Southern California sale price and do not include local taxes. Please note that your dealer calculations may vary due to local fees/taxes.

2012 INFINITI G37 JOURNEY SEDAN
MSRP – $37,295
Sale Price – $33,014
Monthly – $352+ tax
RWG Rating – 100.8

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2012 INFINITI EX35 AWD JOURNEY
36 Month – Residual 48% of MSRP – .00071 Base Rate

2012 INFINITI FX35 AWD
36 Month – Residual 51% of MSRP – .00071 Base Rate

2012 INFINITI FX50 AWD
36 Month – Residual 48% of MSRP – .00084 Base Rate

2012 INFINITI G37 COUPE IPL AT
36 Month – Residual 51% of MSRP – .00008 Base Rate

2012 INFINITI G37 COUPE JOURNEY
36 Month – Residual 55% of MSRP – .00008 Base Rate

2012 INFINITI G37 COUPE X AWD
36 Month – Residual 56% of MSRP – .00016 Base Rate

2012 INFINITI G37 COUPE SPORT MANUAL
36 Month – Residual 55% of MSRP – .00008 Base Rate

2012 INFINITI G25 SEDAN JOURNEY
36 Month – Residual 55% of MSRP – .00001 Base Rate

2012 INFINITI G25 SEDAN X AWD
36 Month – Residual 56% of MSRP – .00008 Base Rate

2012 INFINITI G37 SEDAN JOURNEY
36 Month – Residual 55% of MSRP – .00009 Base Rate

2012 INFINITI G37 SEDAN X AWD
36 Month – Residual 55% of MSRP – .00001 Base Rate

2012 INFINITI G37 SEDAN SPORT MANUAL
36 Month – Residual 54% of MSRP – .00009 Base Rate

2012 INFINITI M37 SEDAN X AWD
36 Month – Residual 49% of MSRP – .00008 Base Rate

2012 INFINITI M56 SEDAN X AWD
36 Month – Residual 47% of MSRP – .00053 Base Rate

2012 INFINITI M35H SEDAN HYBRID
36 Month – Residual 48% of MSRP – .00021 Base Rate

2012 INFINITI QX56 4WD
36 Month – Residual 52% of MSRP – .00164 Base Rate

2012 INFINITI G37 CONVERTIBLE BASE
36 Month – Residual 54% of MSRP – .00047 Base Rate

2012 INFINITI G37 CONVERTIBLE SPORT 6MT
36 Month – Residual 55% of MSRP – .00047 Base Rate

2013 INFINITI JX35 AWD
36 Month – Residual 60% of MSRP – .00157 Base Rate

There are no changes to the lease rates this month. There is still lease loyalty cash, but it’s “dealer cash”, not “customer cash”. So if you have difficulty tapping into all of it, you know why. I also received the lease rates for the 2013 JX35 and they look pretty good. There isn’t enough data to estimate payments yet, but it wouldn’t hurt to start at invoice and see where you land.

Here is a sample calculation based on TrueCar’s Southern California sale price and do not include local taxes. Please note that your dealer calculations may vary due to local fees/taxes.

2012 INFINITI G37 JOURNEY SEDAN
MSRP – $37,295
Sale Price – $33,220 ($1000 loyalty cash applied)
Monthly – $364+ tax
RWG Rating – 98.3

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2012 INFINITI EX35 AWD JOURNEY
36 Month – Residual 49% of MSRP – .00090 Base Rate

2012 INFINITI FX35 AWD
36 Month – Residual 52% of MSRP – .00090 Base Rate

2012 INFINITI FX50 AWD
36 Month – Residual 48% of MSRP – .00084 Base Rate

2012 INFINITI G37 COUPE IPL AT
36 Month – Residual 52% of MSRP – .00053 Base Rate

2012 INFINITI G37 COUPE JOURNEY
36 Month – Residual 56% of MSRP – .00053 Base Rate

2012 INFINITI G37 COUPE X AWD
36 Month – Residual 57% of MSRP – .00060 Base Rate

2012 INFINITI G37 COUPE SPORT MANUAL
36 Month – Residual 56% of MSRP – .00053 Base Rate

2012 INFINITI G25 SEDAN JOURNEY
36 Month – Residual 56% of MSRP – .00029 Base Rate

2012 INFINITI G25 SEDAN X AWD
36 Month – Residual 57% of MSRP – .00036 Base Rate

2012 INFINITI G37 SEDAN JOURNEY
36 Month – Residual 56% of MSRP – .00040 Base Rate

2012 INFINITI G37 SEDAN X AWD
36 Month – Residual 56% of MSRP – .00030 Base Rate

2012 INFINITI G37 SEDAN SPORT MANUAL
36 Month – Residual 55% of MSRP – .00040 Base Rate

2012 INFINITI M37 SEDAN X AWD
36 Month – Residual 50% of MSRP – .00010 Base Rate

2012 INFINITI M56 SEDAN X AWD
36 Month – Residual 48% of MSRP – .00072 Base Rate

2012 INFINITI M35H SEDAN HYBRID
36 Month – Residual 49% of MSRP – .00023 Base Rate

2012 INFINITI QX56 4WD
36 Month – Residual 52% of MSRP – .00164 Base Rate

2012 INFINITI G37 CONVERTIBLE BASE
36 Month – Residual 55% of MSRP – .00102 Base Rate

2012 INFINITI G37 CONVERTIBLE SPORT 6MT
36 Month – Residual 55% of MSRP – .00102 Base Rate

2013 INFINITI JX35 AWD
36 Month – Residual 60% of MSRP – .00157 Base Rate