Infiniti

October 2008 Lease Rate for 08 Infiniti EX35

Published by G

My Take: Couple of months ago, IFS was pushing their 24 month leases at rockbottom money factors. 60 days later and a financial meltdown later, you’re looking at more attractive 36month and 48month leases for the EX35. How things change! Its not a bad idea to lease for 48 months as long as the warranty runs that long. Premium cars typically include a 48-month warranty, while the rest usually offer a 36-month warranty. As for the EX35, most people will have a hard time finding a base 2WD or 4WD model on the lots. They were rare over the summer, so chances are they will be practically non-existant now. Too bad, because they seem to lease cheaper than the Journey. As far as pricing is concerned, $1500 under wasn’t unheard of back in July, certainly not impossible now. There is $500 dealer cash so factor that into your calculations. Just for reference, the 48mo lease should be about $6 or so less per month than the 36mo.

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  At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
08 Infiniti EX35 Journey 2WD $33,462* $36,315 $717 $421 $844 $500
08 Infiniti EX35 Journey AWD $34,745* $37,715 $716 $437 $683 $848

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.
  • Cars ranked from lowest payment to highest payment.
  • Yellow boxes denotes “lowest” lease payments for each car.

2008 Infiniti EX35 Journey 2WD
24 Month – Residual 53% of MSRP – .00280 Base Rate
36 Month – Residual 50% of MSRP – .00019 Base Rate
48 Month – Residual 41% of MSRP – .00081 Base Rate
60 Month – Residual 35% of MSRP – .00185 Base Rate

2008 Infiniti EX35 Journey AWD
24 Month – Residual 55% of MSRP – .00280 Base Rate
36 Month – Residual 51% of MSRP – .00038 Base Rate
48 Month – Residual 42% of MSRP – .00098 Base Rate
60 Month – Residual 36% of MSRP – .00200 Base Rate

QUICK LINKS:
LEASE CALCULATOR (requires MS Excel)
THE LIST, monthly list of car rankings on monthly payments

2008 Infiniti EX35 2WD
24 Month – Residual 57% of MSRP – .00280 Base Rate
36 Month – Residual 53% of MSRP – .00019 Base Rate
48 Month – Residual 44% of MSRP – .00081 Base Rate
60 Month – Residual 37% of MSRP – .00185 Base Rate

2008 Infiniti EX35 AWD
24 Month – Residual 59% of MSRP – .00280 Base Rate
36 Month – Residual 55% of MSRP – .00038 Base Rate
48 Month – Residual 45% of MSRP – .00098 Base Rate
60 Month – Residual 39% of MSRP – .00200 Base Rate

Rates provided by Tarry Shebesta from Leasecompare.com

October 2008 Lease Rates for 08/09 FX50, IS350, Odyssey, Impreza WRX and ML350

Published by G

My Take: One word sums this bunch…UNINSPIRING. Residuals are mediocre to pathetic, while the money factor is WAY too high. I’m just bundling these lease rates together since it’s pointless to analyze the numbers. After looking at lease rates monthly for six months (yes folks! RIDE with G is six months old!!! WOOT!) I can pretty much tell whats worth the time and what’s not. It’s a shame too since I really like the FX50 and the IS350.

Got questions? Post it on the RIDE Auto Forum! Sign up HERE. If you like the site and would like to receive my latest posts, you may want to consider subscribing to our newsletter on a reader or have it delivered to your email.

QUICK LINKS:

LEASE CALCULATOR (requires MS Excel)
THE LIST, monthly list of car rankings on monthly payments

2009 Infiniti FX50 AWD
24 Month – Residual 55% of MSRP – .00280 Base Rate
36 Month – Residual 50% of MSRP – .00223 Base Rate
48 Month – Residual 43% of MSRP – .00226 Base Rate
60 Month – Residual 37% of MSRP – .00219 Base Rate

2009 Mercedes ML350 4WD SUV
24 Month – Residual 56% of MSRP – .00420 Base Rate
36 Month – Residual 45% of MSRP – .00147 Base Rate
48 Month – Residual 37% of MSRP – .00385 Base Rate
60 Month – Residual 32% of MSRP – .00385 Base Rate

2009 Honda Odyssey EX-L
24 Month – Residual 64% of MSRP – .00290 Base Rate
36 Month – Residual 54% of MSRP – .00290 Base Rate
48 Month – Residual 45% of MSRP – .00290 Base Rate
60 Month – Residual 37% of MSRP – .00290 Base Rate

2008 Honda Odyssey EX-L
24 Month – Residual 58% of MSRP – .00290 Base Rate
36 Month – Residual 51% of MSRP – .00290 Base Rate
48 Month – Residual 43% of MSRP – .00290 Base Rate
60 Month – Residual 34% of MSRP – .00290 Base Rate

2009 Subaru Impreza WRX Wagon
24 Month – Residual 65% of MSRP – .00305 Base Rate
36 Month – Residual 58% of MSRP – .00280 Base Rate
48 Month – Residual 49% of MSRP – .00280 Base Rate
60 Month – Residual 42% of MSRP – .00300 Base Rate

2008 Lexus IS350 Sedan
24 Month – Residual 53% of MSRP – .00100 Base Rate
36 Month – Residual 46% of MSRP – .00100 Base Rate
48 Month – Residual 37% of MSRP – .00100 Base Rate
60 Month – Residual 29% of MSRP – .00255 Base Rate

Rates provided by Tarry Shebesta from Leasecompare.com

October 2008 Lease Rate for 08/09 Infiniti M35, FX35, QX56

Published by G

My Take: A lot going on at Infiniti this month…there’s about $4000 loyalty cash and $2000 lease cash for the FX35. While the M35 has $6000 dealer and $1500 sell down cash available. Edmunds suggest that the TMV price is a whopping $10k below MSRP. That’s freaking cheap! Unfortunately, I don’t think you can get that much off MSRP if you finance or lease, so take my lowest estimate with “a grain of salt”. However, invoice + $1500 cash shouldn’t be too outrageous of an asking price. Speaking of financing, 0.9% APR is available for up to 72 months in case you want to buy this car. Couple things to note, the M35 & F35 lease best at 36 months and possibly 39 months (I don’t know the rates for that term unfortunately) It is a good time to buy or lease Infiniti folks, no question about it.

Got questions? Post it on the RIDE Auto Forum! Sign up HERE. If you like the site and would like to receive my latest posts, you may want to consider subscribing to our newsletter on a reader or have it delivered to your email.

  At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
08 Infiniti M35 $34,728** $44,715 $710 $393 $1154 $673
08 Infiniti M35 AWD $36,351** $46,465 $715 $381 $1160 $662
09 Infiniti FX35 AWD $41,125 $44,465 $809 $624 $957 $724

2008 Infiniti M35 Sedan
24 Month – Residual 48% of MSRP – .00280 Base Rate
36 Month – Residual 47% of MSRP – .00023 Base Rate
48 Month – Residual 38% of MSRP – .00111 Base Rate
60 Month – Residual 32% of MSRP – .00210 Base Rate

2008 Infiniti M35 AWD Sedan
24 Month – Residual 50% of MSRP – .00280 Base Rate
36 Month – Residual 48% of MSRP – .00026 Base Rate
48 Month – Residual 40% of MSRP – .00123 Base Rate
60 Month – Residual 33% of MSRP – .00204 Base Rate

2009 Infiniti FX35 AWD Wagon
24 Month – Residual 59% of MSRP – .00280 Base Rate
36 Month – Residual 54% of MSRP – .00228 Base Rate
48 Month – Residual 46% of MSRP – .00231 Base Rate
60 Month – Residual 39% of MSRP – .00222 Base Rate

QUICK LINKS:
LEASE CALCULATOR (requires MS Excel)
THE LIST, monthly list of car rankings on monthly payments

2009 Infiniti FX35 2WD Wagon
24 Month – Residual 58% of MSRP – .00280 Base Rate
36 Month – Residual 53% of MSRP – .00228 Base Rate
48 Month – Residual 45% of MSRP – .00231 Base Rate
60 Month – Residual 39% of MSRP – .00233 Base Rate

2009 Infiniti QX56 2WD
24 Month – Residual 48% of MSRP – .00280 Base Rate
36 Month – Residual 45% of MSRP – .00210 Base Rate
48 Month – Residual 31% of MSRP – .00234 Base Rate
60 Month – Residual 24% of MSRP – .00234 Base Rate

2009 Infiniti QX56 AWD
24 Month – Residual 47% of MSRP – .00280 Base Rate
36 Month – Residual 45% of MSRP – .00176 Base Rate
48 Month – Residual 33% of MSRP – .00227 Base Rate
60 Month – Residual 26% of MSRP – .00227 Base Rate
Rates provided by Tarry Shebesta from Leasecompare.com

October 2008 Lease Rate for 08 Infiniti G35/G37

Published by G

My Take: Congrats to those who were able to get super cheap 24mo leases on the Gs. Why? because you can’t now! In response to the horrendous financial meltdown we are having here country-wide, it seems that captive banks are shying away from those short-term leasing and sticking with the 36mo and 48mo terms. I’ve picked out the G35 Journey, G35x and the G37 Journey for payment calculations. This doesn’t mean that they lease best, on the contrary, they have the worst residual/mf combo (with the G35x being the exception). The reason I’ve selected them is because they are the more “popular” models. Most people don’t opt for the base model, so no point calculating those. Besides, base models are harder to come by. You may also want to consider the 48 month lease because the residual doesn’t drop too much. The money factor does drop further and your payments are spread out by another 12 months, making your payments cheaper.

  At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
08 Infiniti G35 Journey $30,891 $33,515 $670 $403 $479 $490
08 Infiniti G35 X $32,769 $35,565 $683 $426 $807 $568
08 Infiniti G37 Journey $33,595 $36,465 $615 $445 $743 $530

2008 Infiniti G35 Journey Sedan
24 Month – Residual 54% of MSRP – .00280 Base Rate
36 Month – Residual 54% of MSRP – .00098 Base Rate
48 Month – Residual 45% of MSRP – .00147 Base Rate
60 Month – Residual 39% of MSRP – .00200 Base Rate

2008 Infiniti G35 X Sedan
24 Month – Residual 56% of MSRP – .00280 Base Rate
36 Month – Residual 55% of MSRP – .00114 Base Rate
48 Month – Residual 47% of MSRP – .00175 Base Rate
60 Month – Residual 41% of MSRP – .00224 Base Rate

2008 Infiniti G37 Journey Coupe
24 Month – Residual 62% of MSRP – .00280 Base Rate
36 Month – Residual 60% of MSRP – .00215 Base Rate
48 Month – Residual 51% of MSRP – .00194 Base Rate
60 Month – Residual 45% of MSRP – .00215 Base Rate

Got questions? Post it on the RIDE Auto Forum! Sign up HERE. If you like the site and would like to receive my latest posts, you may want to consider subscribing to our newsletter on a reader or have it delivered to your email.

QUICK LINKS:

LEASE CALCULATOR (requires MS Excel)

THE LIST, monthly list of car rankings on monthly payments

2008 Infiniti G35 Base Sedan
24 Month – Residual 55% of MSRP – .00280 Base Rate
36 Month – Residual 54% of MSRP – .00098 Base Rate
48 Month – Residual 46% of MSRP – .00147 Base Rate
60 Month – Residual 40% of MSRP – .00200 Base Rate

2008 Infiniti G35 Sport Sedan
24 Month – Residual 53% of MSRP – .00280 Base Rate
36 Month – Residual 53% of MSRP – .00098 Base Rate
48 Month – Residual 46% of MSRP – .00147 Base Rate
60 Month – Residual 40% of MSRP – .00200 Base Rate

2008 Infiniti G37 Coupe
24 Month – Residual 65% of MSRP – .00280 Base Rate
36 Month – Residual 62% of MSRP – .00215 Base Rate
48 Month – Residual 53% of MSRP – .00194 Base Rate
60 Month – Residual 46% of MSRP – .00215 Base Rate

2008 Infiniti G37 Sport Coupe
24 Month – Residual 63% of MSRP – .00280 Base Rate
36 Month – Residual 61% of MSRP – .00215 Base Rate
48 Month – Residual 52% of MSRP – .00194 Base Rate
60 Month – Residual 45% of MSRP – .00215 Base Rate

Rates provided by Tarry Shebesta from Leasecompare.com

0.9% APR on 08 G37 Coupe expires 1/5/2009

Published by G

There you have it! It is a good time to get into the 08 Infiniti G37 coupe. You can’t really beat 0.9% for up to 60 months. You won’t find a money factor low enough to make leasing more attractive. I know most of you visit this side to lease, but sometimes, even I have to admit that it makes sense to buy. This is specially the case when you are dealing with an end-of-the-year “clearance” situation and the interest rate is much lower than the money factor. (You can convert the money factor into an interest rate by multiplying the money factor by 2400.)

Here’s a scenerio:

  • Infinti G37 Journey Sport and Premium
  • MSRP $41,515
  • Sale Price $37,947

Using last month’s lease rates, a 36mo/15k lease will run you about $497 per month + tax, with about $1500 do at signing.

A purchase on the other hand, will cost about $621 + tax with about the same amount down, over 60 months.

Basically, for about $124 more per month, you OWN the car (once your loan is paid off). Last months lease rate charges an interest rate of about 5.16%, so buying is clearly the “smarter” financial move.  Just make sure you can afford to make the payments. Time and time again, I hear of people who overestimated their ability to afford a new car and end up ruining their credit scores because of it.

September 2008 Lease Rate for 08 Infiniti QX56

Published by G

My Take: Found something interesting on the QX56. Infiniti’s rates are actually higher than those of third party banks. I won’t bother to calculate the payments since I think this SUV is way too expensive to actually lease, but I will post the numbers. You can do some comparison yourself by visiting Leasecompare.com.

To post specific lease questions, you can join our RIDE Automotive Forum. Please consider subscribing to the site to get daily updates and please share the website with your friends and family, I would greatly appreciate that. Thank You!

Lease Rates through IFS

2008 Infiniti QX56 2WD
24 Month – Residual 45% of MSRP – .00280 Base Rate
36 Month – Residual 37% of MSRP – .00280 Base Rate

2008 Infiniti QX56 AWD
24 Month – Residual 45% of MSRP – .00280 Base Rate
36 Month – Residual 38% of MSRP – .00280 Base Rate

Lease Rates through third party

2008 Infiniti QX56 2WD
36 Month – Residual 37% of MSRP – .00261 Base Rate

2008 Infiniti QX56 AWD
36 Month – Residual 38% of MSRP – .00261 Base Rate

FINAL THOUGHTS: The 36-month lease hits the sweet spot, with the same residual as IFS, but a lower money factor. So what are the disadvantages of leasing through a third party bank? Possible disposition fee and lack of GAP coverage (in most cases). You can compensate for the lack of GAP coverage by purchasing it through your insurance company.

Calculate your own lease payments with my LEASE CALCULATOR (requires MS Excel)

Check out THE LIST to see how this car ranks among other models

Rates provided by Tarry Shebesta from Leasecompare.com

September 2008 Lease Rate for 09 Infiniti FX

Published by G

My Take: There rates on the FX this month are not exactly great, but there is $4000 in loyalty cash available to current Infiniti customers. That should make a pretty big difference in payments. Cash expires 9/30/2008.

To post specific lease questions, you can join our RIDE Automotive Forum. Please consider subscribing to the site to get daily updates and please share the website with your friends and family, I would greatly appreciate that. Thank You!

At Invoice At MSRP
Make/Model MSRP 24-month 36-month 24-month 36-month
09 Infiniti FX35 AWD $35,973 $608 $557 $751 $654

  • MSRP $39,215 ($43,215-$4,000)
  • Invoice $35,973 ($39,973-$4,000)
  • Standard inception fees + tax not included
  • Residuals posted are for 15K miles/year.

2009 Infiniti FX35 AWD Wagon
24 Month – Residual 63% of MSRP – .00229 Base Rate
36 Month – Residual 52% of MSRP – .00221 Base Rate
48 Month – Residual 44% of MSRP – .00231 Base Rate
60 Month – Residual 37% of MSRP – .00226 Base Rate

Calculate your own lease payments with my LEASE CALCULATOR (requires MS Excel)

Check out THE LIST to see how this car ranks among other models

2009 Infiniti FX35 2WD Wagon
24 Month – Residual 62% of MSRP – .00229 Base Rate
36 Month – Residual 51% of MSRP – .00222 Base Rate
48 Month – Residual 43% of MSRP – .00231 Base Rate
60 Month – Residual 36% of MSRP – .00226 Base Rate

2009 Infiniti FX50 AWD Wagon
24 Month – Residual 58% of MSRP – .00204 Base Rate
36 Month – Residual 47% of MSRP – .00204 Base Rate
48 Month – Residual 39% of MSRP – .00204 Base Rate
60 Month – Residual 33% of MSRP – .00204 Base Rate

Rates provided by Tarry Shebesta from Leasecompare.com

September 2008 Lease Rate for 08 Infiniti G35

Published by G

My Take: Residual values took a nose-dive on the G35 this month, so Infiniti came to the rescue by dropping the MF enough to keep things practically the same on the 36-month lease. If you where hoping for a 24-month lease, you’ll be paying about $25 more per month now, that’s about $600 more compared to last month. This is still a fairly good deal folks, do not overlook this car if you are shopping for a luxury sedan.

If you like the site and would like to receive my latest posts, please consider subscribing to our newsletter on a reader or have it delivered to your email. Got questions? JOIN the RIDE AUTO FORUM TODAY!

  • G35 Journey Sedan
  • MSRP $33,515
  • Invoice $30,891
  • Standard inception fees + tax not included
  • Residuals posted are for 15K miles/year.

2008 Infiniti G35 Journey Sedan –
24 Month – Residual 59% of MSRP – .00007 Base Rate
36 Month – Residual 54% of MSRP – .00098 Base Rate
48 Month – Residual 45% of MSRP – .00147 Base Rate
60 Month – Residual 39% of MSRP – .00200 Base Rate

24mo Payment: $467 at invoice, $576 at MSRP
36mo Payment: $403 at invoice, $479 at MSRP

Check out THE LIST to see how this car ranks among other models

2008 Infiniti G35 Base Sedan –
24 Month – Residual 60% of MSRP – .00007 Base Rate
36 Month – Residual 54% of MSRP – .00098 Base Rate
48 Month – Residual 46% of MSRP – .00147 Base Rate
60 Month – Residual 40% of MSRP – .00200 Base Rate

2008 Infiniti G35 Sport Sedan –
24 Month – Residual 58% of MSRP – .00007 Base Rate
36 Month – Residual 53% of MSRP – .00098 Base Rate
48 Month – Residual 46% of MSRP – .00147 Base Rate
60 Month – Residual 40% of MSRP – .00200 Base Rate

2008 Infiniti G35 X Sedan –
24 Month – Residual 61% of MSRP – .00050 Base Rate
36 Month – Residual 55% of MSRP – .00114 Base Rate
48 Month – Residual 47% of MSRP – .00175 Base Rate
60 Month – Residual 41% of MSRP – .00224 Base Rate

Rates provided by Tarry Shebesta from Leasecompare.com