09 Infinit G37 Lease Rates – March 2009

logo_infinitiMy Take: Sorry G37 fans, this month’s lease looks so-so. On a positive note, the G37 sedan looks like an OKAY lease right now due to a slightly lower money factor (but the residual did drop a little). Certainly not at the level it was last year though. Also, remember the sweet-spot is the 36-month lease. Infiniti is going to great lengths to make 24-month leases unattractive right now. The coupe is getting no love from leasing gods right now, as matter of fact, I think the money factor went up. Word is that there are still some 08 models to be had right now, so until that inventory dwindles, the coupe will still lease horribly. This doesn’t mean you shouldn’t get this car. On the contrary, there is $500 customer cash ($2000 dealer cash), plus 1.9%, 2.9%, 3.9% financing for 36-months, 48-months and 60-months, respectively. I see no reason why you shouldn’t go in for a test drive.

If you like the site and would like to receive my latest posts, please consider subscribing to our newsletter on a reader or have it delivered to your email. Got questions? JOIN the RIDE AUTO FORUM TODAY!

  At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
09 Infiniti G37 Journey Sedan $31,957 $34,515 $692 $456 $807 $532

NOTE: Estimates assuming the following conditions:

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.

2009 Infiniti G37

2009 Infiniti G37 Base Sedan
24-month | 15k miles | residual 58% | .00325 base money factor
36-month | 15k miles | residual 58% | .00206 base money factor
48-month | 15k miles | residual 49% | .00262 base money factor

2009 Infiniti G37 Journey Sedan
24-month | 15k miles | residual 56% | .00325 base money factor
36-month | 15k miles | residual 56% | .00206 base money factor
48-month | 15k miles | residual 47% | .00262 base money factor

2009 Infiniti G37 Sport Sedan
24-month | 15k miles | residual 56% | .00325 base money factor
36-month | 15k miles | residual 56% | .00206 base money factor
48-month | 15k miles | residual 48% | .00262 base money factor

2009 Infiniti G37X Sedan
24-month | 15k miles | residual 57% | .00325 base money factor
36-month | 15k miles | residual 57% | .00209 base money factor
48-month | 15k miles | residual 49% | .00272 base money factor

DO NOT LEASE

2009 Infiniti G37 Base Coupe
24-month | 15k miles | residual 64% | .00325 base money factor
36-month | 15k miles | residual 61% | .00279 base money factor
48-month | 15k miles | residual 49% | .00279 base money factor

2009 Infiniti G37 Journey Coupe
24-month | 15k miles | residual 62% | .00325 base money factor
36-month | 15k miles | residual 58% | .00279 base money factor
48-month | 15k miles | residual 47% | .00279 base money factor

2009 Infiniti G37 Sport Coupe
24-month | 15k miles | residual 64% | .00325 base money factor
36-month | 15k miles | residual 60% | .00279 base money factor
48-month | 15k miles | residual 49% | .00279 base money factor

2009 Infiniti G37X Coupe
24-month | 15k miles | residual 65% | .00325 base money factor
36-month | 15k miles | residual 59% | .00279 base money factor
48-month | 15k miles | residual 49% | .00279 base money factor

DO NOT LEASE – 09 Infiniti G37 Lease Rates for January 2009

MY TAKE: I started to find too many leases that got significantly worse so I felt that I probably needed to feature them individually since the “DO NOT LEASE” lease is getting WAY TOO LONG. As a result, I decided to start things off with the 09 Infiniti G37s. As much as I love these cars, I can’t find myself recommending them this month. The residual values are significantly lower than the 08 models, factor in the high money factors and you have a bad combination for a lease.

2009 Infiniti G37 Coupe Base
24-month | 15k miles | residual 66% | .00325 base money factor
36-month | 15k miles | residual 60% | .00279 base money factor
48-month | 15k miles | residual 49% | .00279 base money factor
60-month | 15k miles | residual 42% | .00279 base money factor

2009 Infiniti G37 Coupe Journey
24-month | 15k miles | residual 63% | .00325 base money factor
36-month | 15k miles | residual 58% | .00279 base money factor
48-month | 15k miles | residual 47% | .00279 base money factor
60-month | 15k miles | residual 40% | .00279 base money factor

2009 Infiniti G37 Coupe Sport
24-month | 15k miles | residual 65% | .00325 base money factor
36-month | 15k miles | residual 60% | .00279 base money factor
48-month | 15k miles | residual 49% | .00279 base money factor
60-month | 15k miles | residual 41% | .00279 base money factor

2009 Infiniti G37X Coupe
24-month | 15k miles | residual 66% | .00325 base money factor
36-month | 15k miles | residual 59% | .00279 base money factor
48-month | 15k miles | residual 49% | .00279 base money factor
60-month | 15k miles | residual 42% | .00279 base money factor

2009 Infiniti G37 Sedan Base
24-month | 15k miles | residual 60% | .00325 base money factor
36-month | 15k miles | residual 59% | .00258 base money factor
48-month | 15k miles | residual 47% | .00275 base money factor
60-month | 15k miles | residual 40% | .00274 base money factor

2009 Infiniti G37 Sedan Journey
24-month | 15k miles | residual 58% | .00325 base money factor
36-month | 15k miles | residual 57% | .00258 base money factor
48-month | 15k miles | residual 45% | .00275 base money factor
60-month | 15k miles | residual 39% | .00274 base money factor

2009 Infiniti G37 Sedan Sport
24-month | 15k miles | residual 58% | .00325 base money factor
36-month | 15k miles | residual 57% | .00258 base money factor
48-month | 15k miles | residual 46% | .00275 base money factor
60-month | 15k miles | residual 39% | .00274 base money factor

2009 Infiniti G37X Sedan
24-month | 15k miles | residual 59% | .00325 base money factor
36-month | 15k miles | residual 58% | .00259 base money factor
48-month | 15k miles | residual 46% | .00270 base money factor
60-month | 15k miles | residual 40% | .00274 base money factor

Quite hideous aren’t they? It is obvious that IFS is trying to steer us clear from the 24 month leases, but the 36 month leses aren’t look all that great either. I’m just glad I pulled the trigger when I did because last May/June’s rates were probably the lowest rates you will ever see for the G37s.

If you like the site and would like to receive my latest posts, please consider subscribing to our newsletter on a reader or have it delivered to your email. Got questions? JOIN the RIDE AUTO FORUM TODAY!

Download the Lease Calculator This Month Best Leases Join The Wall at RIDE with G Join The RIDE AUTO FORUM

08/09 Infiniti G37 Lease Rates for December 2008

My Take: The 09 G37 is still leasing for a good chunk of change, so you are actually better off leasing the 08 model instead. As for the sedan, I still think that waiting until January/February might be a good idea because their rates are still a bit on the high end. Infiniti is trying to discourage lesses from going with the 24-month lease on the sedan (there’s only a 1% drop from 24 to 36 monoth leases and a significant bump in money factor) so stay away from those. I always felt the 36-month leases were ideal anyway so you really shouldn’t consider 24-month unless they are cheaper or just as much as the 36-month leases.

UPDATE: Word is that the $395 disposition fee will return January 6th, 2009 on all Infiniti Leases. It is a somewhat of a big deal if you intend to keep the car for the entire length of your lease.

If you like the site and would like to receive my latest posts, please consider subscribing to our newsletter on a reader or have it delivered to your email.

  At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
09 Infiniti G37 Coupe Journey $34,674 $37,465 $636 $517 $761 $602
09 Infiniti G37 Sedan Journey $31,957 $34,515 $653 $474 $768 $552

NOTE: Estimates assuming the following conditions:

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.

2009 Infiniti G37 December Lease Rates

2009 Infiniti G37 Coupe Base
24-month | 15k miles | residual 68% | .00325 base money factor
36-month | 15k miles | residual 61% | .00279 base money factor
48-month | 15k miles | residual 50% | .00279 base money factor

2009 Infiniti G37 Coupe Journey
24-month | 15k miles | residual 64% | .00325 base money factor
36-month | 15k miles | residual 58% | .00279 base money factor
48-month | 15k miles | residual 47% | .00279 base money factor

2009 Infiniti G37 Coupe Sport
24-month | 15k miles | residual 66% | .00325 base money factor
36-month | 15k miles | residual 59% | .00279 base money factor
48-month | 15k miles | residual 48% | .00279 base money factor

2009 Infiniti G37X Coupe
24-month | 15k miles | residual 67% | .00325 base money factor
36-month | 15k miles | residual 59% | .00279 base money factor
48-month | 15k miles | residual 49% | .00279 base money factor

2009 Infiniti G37 Sedan Base
24-month | 15k miles | residual 61% | .00325 base money factor
36-month | 15k miles | residual 60% | .00275 base money factor
48-month | 15k miles | residual 47% | .00275 base money factor

2009 Infiniti G37 Sedan Journey
24-month | 15k miles | residual 59% | .00325 base money factor
36-month | 15k miles | residual 58% | .00275 base money factor
48-month | 15k miles | residual 45% | .00275 base money factor

2009 Infiniti G37 Sedan Sport
24-month | 15k miles | residual 59% | .00325 base money factor
36-month | 15k miles | residual 58% | .00275 base money factor
48-month | 15k miles | residual 46% | .00275 base money factor

2009 Infiniti G37X Sedan
24-month | 15k miles | residual 60% | .00325 base money factor
36-month | 15k miles | residual 58% | .00275 base money factor
48-month | 15k miles | residual 46% | .00275 base money factor

2008 Infiniti G37 December Lease Rates

2008 Infiniti G37 Coupe
24-month | 15k miles | residual 63% | .00325 base money factor
36-month | 15k miles | residual 60% | .00182 base money factor
48-month | 15k miles | residual 51% | .00168 base money factor

2008 Infiniti G37 Journey Coupe
24-month | 15k miles | residual 60% | .00325 base money factor
36-month | 15k miles | residual 58% | .00182 base money factor
48-month | 15k miles | residual 49% | .00168 base money factor

2008 Infiniti G37 Sport Coupe
24-month | 15k miles | residual 62% | .00325 base money factor
36-month | 15k miles | residual 59% | .00182 base money factor
48-month | 15k miles | residual 50% | .00168 base money factor

Download the Lease Calculator This Month Best Leases Join The Wall at RIDE with G

Don’t like what you see? Visit Leasecompare.com and see what 3rd party banks offer!

Novermber 2008 Lease Rate for 09 Infiniti G37

My Take: Wow, 09 G37s (sedan and coupe) rates really suck this month. My advice is to hold out til next year and see how the numbers look. The residual value is higher than most cars on the road, but not as high as the 08s used to be so it won’t be cheap.

UPDATE: I added the 08 G37 Journey rates.

Got questions? Post it on the RIDE Auto Forum! Sign up HERE. If you like the site and would like to receive my latest posts, you may want to consider subscribing to our newsletter on a reader or have it delivered to your email.

QUICK LINKS:

LEASE CALCULATOR (requires MS Excel)
THE LIST, monthly list of car rankings on monthly payments

2008 Infiniti G37 Journey Coupe
24 Month – Residual 60% of MSRP – .00325 Base Rate
36 Month – Residual 58% of MSRP – .00182 Base Rate
48 Month – Residual 49% of MSRP – .00168 Base Rate
60 Month – Residual 43% of MSRP – .00194 Base Rate

2009 Infiniti G37 Coupe Base
24 Month – Residual 67% of MSRP – .00325 Base Rate
36 Month – Residual 60% of MSRP – .00279 Base Rate
48 Month – Residual 49% of MSRP – .00279 Base Rate
60 Month – Residual 42% of MSRP – .00279 Base Rate

2009 Infiniti G37 Coupe Journey
24 Month – Residual 64% of MSRP – .00325 Base Rate
36 Month – Residual 58% of MSRP – .00279 Base Rate
48 Month – Residual 47% of MSRP – .00279 Base Rate
60 Month – Residual 40% of MSRP – .00279 Base Rate

2009 Infiniti G37 Coupe Sport
24 Month – Residual 66% of MSRP – .00325 Base Rate
36 Month – Residual 59% of MSRP – .00279 Base Rate
48 Month – Residual 48% of MSRP – .00279 Base Rate
60 Month – Residual 42% of MSRP – .00279 Base Rate

2009 Infiniti G37X Coupe
24 Month – Residual 67% of MSRP – .00325 Base Rate
36 Month – Residual 59% of MSRP – .00279 Base Rate
48 Month – Residual 49% of MSRP – .00279 Base Rate
60 Month – Residual 42% of MSRP – .00279 Base Rate

2009 Infiniti G37 Sedan Base
24 Month – Residual 61% of MSRP – .00325 Base Rate
36 Month – Residual 60% of MSRP – .00275 Base Rate
48 Month – Residual 47% of MSRP – .00275 Base Rate
60 Month – Residual 41% of MSRP – .00274 Base Rate

2009 Infiniti G37 Sedan Journey
24 Month – Residual 59% of MSRP – .00325 Base Rate
36 Month – Residual 58% of MSRP – .00275 Base Rate
48 Month – Residual 45% of MSRP – .00275 Base Rate
60 Month – Residual 39% of MSRP – .00274 Base Rate

2009 Infiniti G37 Sedan Sport
24 Month – Residual 59% of MSRP – .00325 Base Rate
36 Month – Residual 58% of MSRP – .00275 Base Rate
48 Month – Residual 46% of MSRP – .00275 Base Rate
60 Month – Residual 40% of MSRP – .00274 Base Rate

2009 Infiniti G37X Sedan
24 Month – Residual 60% of MSRP – .00325 Base Rate
36 Month – Residual 58% of MSRP – .00275 Base Rate
48 Month – Residual 46% of MSRP – .00275 Base Rate
60 Month – Residual 40% of MSRP – .00274 Base Rate

Rates provided by Tarry Shebesta from Leasecompare.com

October 2008 Lease Rate for 08 Infiniti G35/G37

My Take: Congrats to those who were able to get super cheap 24mo leases on the Gs. Why? because you can’t now! In response to the horrendous financial meltdown we are having here country-wide, it seems that captive banks are shying away from those short-term leasing and sticking with the 36mo and 48mo terms. I’ve picked out the G35 Journey, G35x and the G37 Journey for payment calculations. This doesn’t mean that they lease best, on the contrary, they have the worst residual/mf combo (with the G35x being the exception). The reason I’ve selected them is because they are the more “popular” models. Most people don’t opt for the base model, so no point calculating those. Besides, base models are harder to come by. You may also want to consider the 48 month lease because the residual doesn’t drop too much. The money factor does drop further and your payments are spread out by another 12 months, making your payments cheaper.

  At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
08 Infiniti G35 Journey $30,891 $33,515 $670 $403 $479 $490
08 Infiniti G35 X $32,769 $35,565 $683 $426 $807 $568
08 Infiniti G37 Journey $33,595 $36,465 $615 $445 $743 $530

2008 Infiniti G35 Journey Sedan
24 Month – Residual 54% of MSRP – .00280 Base Rate
36 Month – Residual 54% of MSRP – .00098 Base Rate
48 Month – Residual 45% of MSRP – .00147 Base Rate
60 Month – Residual 39% of MSRP – .00200 Base Rate

2008 Infiniti G35 X Sedan
24 Month – Residual 56% of MSRP – .00280 Base Rate
36 Month – Residual 55% of MSRP – .00114 Base Rate
48 Month – Residual 47% of MSRP – .00175 Base Rate
60 Month – Residual 41% of MSRP – .00224 Base Rate

2008 Infiniti G37 Journey Coupe
24 Month – Residual 62% of MSRP – .00280 Base Rate
36 Month – Residual 60% of MSRP – .00215 Base Rate
48 Month – Residual 51% of MSRP – .00194 Base Rate
60 Month – Residual 45% of MSRP – .00215 Base Rate

Got questions? Post it on the RIDE Auto Forum! Sign up HERE. If you like the site and would like to receive my latest posts, you may want to consider subscribing to our newsletter on a reader or have it delivered to your email.

QUICK LINKS:

LEASE CALCULATOR (requires MS Excel)

THE LIST, monthly list of car rankings on monthly payments

2008 Infiniti G35 Base Sedan
24 Month – Residual 55% of MSRP – .00280 Base Rate
36 Month – Residual 54% of MSRP – .00098 Base Rate
48 Month – Residual 46% of MSRP – .00147 Base Rate
60 Month – Residual 40% of MSRP – .00200 Base Rate

2008 Infiniti G35 Sport Sedan
24 Month – Residual 53% of MSRP – .00280 Base Rate
36 Month – Residual 53% of MSRP – .00098 Base Rate
48 Month – Residual 46% of MSRP – .00147 Base Rate
60 Month – Residual 40% of MSRP – .00200 Base Rate

2008 Infiniti G37 Coupe
24 Month – Residual 65% of MSRP – .00280 Base Rate
36 Month – Residual 62% of MSRP – .00215 Base Rate
48 Month – Residual 53% of MSRP – .00194 Base Rate
60 Month – Residual 46% of MSRP – .00215 Base Rate

2008 Infiniti G37 Sport Coupe
24 Month – Residual 63% of MSRP – .00280 Base Rate
36 Month – Residual 61% of MSRP – .00215 Base Rate
48 Month – Residual 52% of MSRP – .00194 Base Rate
60 Month – Residual 45% of MSRP – .00215 Base Rate

Rates provided by Tarry Shebesta from Leasecompare.com

0.9% APR on 08 G37 Coupe expires 1/5/2009

There you have it! It is a good time to get into the 08 Infiniti G37 coupe. You can’t really beat 0.9% for up to 60 months. You won’t find a money factor low enough to make leasing more attractive. I know most of you visit this side to lease, but sometimes, even I have to admit that it makes sense to buy. This is specially the case when you are dealing with an end-of-the-year “clearance” situation and the interest rate is much lower than the money factor. (You can convert the money factor into an interest rate by multiplying the money factor by 2400.)

Here’s a scenerio:

  • Infinti G37 Journey Sport and Premium
  • MSRP $41,515
  • Sale Price $37,947

Using last month’s lease rates, a 36mo/15k lease will run you about $497 per month + tax, with about $1500 do at signing.

A purchase on the other hand, will cost about $621 + tax with about the same amount down, over 60 months.

Basically, for about $124 more per month, you OWN the car (once your loan is paid off). Last months lease rate charges an interest rate of about 5.16%, so buying is clearly the “smarter” financial move.  Just make sure you can afford to make the payments. Time and time again, I hear of people who overestimated their ability to afford a new car and end up ruining their credit scores because of it.

Featured Question 1

I get good number of emails every week and I sometimes I find that some of the questions need to be shared with the community because they are just very good questions. I want to thank James for his question today because his question has inspired me to create a new segment of “featured questions” for the site. Many Thanks!

James: How is leasing a G37 sport bad right now?

G: The G37 is a worse lease than last month, but it isn’t a horrible lease overall. I will looking into the numbers in a bit.

James: It’s the SAME price as the IS 350 and the 135 and it’s $100 less a month.

G: I wouldn’t consider it fair to compare the IS350 with the G37 since we are talking about a coupe and a sedan. Those shopping for a coupe certainly should pick the G37 over the 135i, while those shopping for a sedan should consider the G35 if the IS350 is not to their liking.

James: 71% for 10k miles, .00179 M, 2300 down with your Excel lease sheet it comes to $400.83 a month with 6.5% taxes.

G: I’m not sure how you came out with those numbers since a MSRP and Cap Cost was not define. But lets take my August numbers and use them as an example.

MSRP 40215
Sale Price 36856

August Numbers
G37 Sport
24 Month – Residual 71% of MSRP – .00190 Base Rate
36 Month – Residual 61% of MSRP – .00216 Base Rate

September Numbers
G37 Sport
24 Month – Residual 68% of MSRP – .00179 Base Rate
36 Month – Residual 61% of MSRP – .00215 Base Rate

Something to note, when you lease for 24 months, the residual is the same on the 10k and the 12k lease. Tarry apparently keeps getting that wrong on Infiniti leases, so make sure to note that. Regardless, let us assume the lease is for 15k miles.

August Monthly Payment is: $470 (plus inception and taxes)
September Monthly Payment is: $511 (plus inception and taxes)

Essentially, you are paying about $41 more from August to September. Now those who leased in July/August were paying about $30 more than the ones who leased in May/June. Essentially, the price went up $70+ per month since June. And I suspect it’s only going to go up until the 09 model is released.

James: That’s a great deal compared to the others above. Can you tell me why you didn’t suggest it?

G: I apologize if I gave the impression that the G37 is a horrible deal compared to other cars of the same price range. My main reason for not suggesting it is because I felt the lease wasn’t as good as it has been in the past few months. Factor in the fact that most people lease the Journey over the Sport and the payments jump that much more due to the lower residual value. The G37 is still one of the best values when it comes to coupes, so if you don’t mind paying a bit more than those who leased a few months ago, then I would suggest doing so before the 09 model rolls into showrooms.

September 2008 Lease Rate for 08 Infiniti G37

My Take: Before we get into the numbers, I’d like to apologize for disappearing these past few days without notice. Had a family medical emergency late Monday, so I had to pack my things and skip town last minute. Things are okay now and I just got back tonight, so I should be able to resume with the site updates and email questions. Thanks for your patience.

Anyway, I did find some rates, so I will be posting them in the coming days, so please bare with me here. First of all, the numbers for G37 look BAD this month. I wouldn’t consider leasing the 08 models at all this year. Your better bet would be to wait for the 09s or just buy/finance an 08 model with their low 0.9% APR for up to 60 months. That results in a much better deal. If you are curious as to what APR a money factor of .00215 is, just multiply the MF by 2400 and that should tell you what kind of APR you are paying for. Not a good deal now, is it?

I’m not going to bother with the estimates since I’m recommending that you don’t lease this car. Buy or wait for the 09s instead, that’s money better spent. If you are still considering a lease of the 08 model, then leave a comment and I will crunch some numbers for you.

If you like the site and would like to receive my latest posts, please consider subscribing to our newsletter on a reader or have it delivered to your email. Got questions? JOIN the RIDE AUTO FORUM TODAY!

2008 Infiniti G37 Coupe –
24 Month – Residual 70% of MSRP – .00179 Base Rate
36 Month – Residual 62% of MSRP – .00215 Base Rate
48 Month – Residual 53% of MSRP – .00194 Base Rate
60 Month – Residual 46% of MSRP – .00215 Base Rate

2008 Infiniti G37 Journey Coupe –
24 Month – Residual 67% of MSRP – .00179 Base Rate
36 Month – Residual 60% of MSRP – .00215 Base Rate
48 Month – Residual 51% of MSRP – .00194 Base Rate
60 Month – Residual 45% of MSRP – .00215 Base Rate

2008 Infiniti G37 Sport Coupe –
24 Month – Residual 68% of MSRP – .00179 Base Rate
36 Month – Residual 61% of MSRP – .00215 Base Rate
48 Month – Residual 52% of MSRP – .00194 Base Rate
60 Month – Residual 45% of MSRP – .00215 Base Rate

Rates provided by Tarry Shebesta from Leasecompare.com