My Take: There is $3000 Marketing Cash available for the FX and another $2000 loyalty cash. Of course, you can’t combine that with the special financing that’s available (1.9% 36 months, 2.9% 48 months, 3.9% 60 months). Remember the amount of marketing cash you get is usually distributed at dealer’s discretion, but you can qualify for the entire loyalty cash if you qualify. Generally, most dealers will not give you the entire $3000 unless you are paying cash for the car. Just imagine if you qualify for both and are paying cash! You are guarantee at least $5000 off just from the manufacturer alone! The EX is still on the 2008 model year, so you can see why the residuals are so low. The money factor is practically nonexistant so I would certainly jump on this lease. Heck, you might even consider leasing this car even if you plan on buying the car. There is $5000 marketing cash here and another $500 sell down cash (compatible with special financing, 0.9% for 72 months) for both purchases and leases. Another thing you may want to consider is leasing for 48 months. The payments on some of the models are lower than the 36-month and your car will still be under warranty. The only thing you need to watch out for are the wear-n-tear costs. Because your lease runs longer, more stuff may need to be replaced.
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| |
At Invoice |
At MSRP |
| Make/Model |
Invoice |
MSRP |
24-month |
36-month |
24-month |
36-month |
| 09 Infiniti FX35 AWD |
$41,125 |
$44,465 |
$907 |
$571 |
$1057 |
$667 |
| 08 Infiniti EX35 Journey 2WD |
$31,491 |
$34,165 |
$745 |
$419 |
$745 |
$494 |
NOTE: Estimates assuming the following conditions:
- Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
- Local Taxes not included.
- 24-month/15k and 36-month/15k terms.
- All cars are stock, without any options.
2009 Infiniti FX February Lease Rates
2009 Infiniti FX35 2WD
24-month | 15k miles | residual 54% | .00325 base money factor
36-month | 15k miles | residual 51% | .00107 base money factor
48-month | 15k miles | residual 43% | .00114 base money factor
2009 Infiniti FX35 AWD
24-month | 15k miles | residual 55% | .00325 base money factor
36-month | 15k miles | residual 52% | .00111 base money factor
48-month | 15k miles | residual 43% | .00103 base money factor
2009 Infiniti FX50 AWD
24-month | 15k miles | residual 51% | .00325 base money factor
36-month | 15k miles | residual 49% | .00135 base money factor
48-month | 15k miles | residual 41% | .00125 base money factor
2008 Infiniti EX35 February Lease Rates
2008 Infiniti EX35 2WD
24-month | 15k miles | residual 55% | .00325 base money factor
36-month | 15k miles | residual 51% | .00001 base money factor
48-month | 15k miles | residual 42% | .00051 base money factor
2008 Infiniti EX35 Journey 2WD
24-month | 15k miles | residual 51% | .00325 base money factor
36-month | 15k miles | residual 48% | .00001 base money factor
48-month | 15k miles | residual 39% | .00051 base money factor
2008 Infiniti EX35 AWD
24-month | 15k miles | residual 56% | .00325 base money factor
36-month | 15k miles | residual 52% | .00001 base money factor
48-month | 15k miles | residual 43% | .00084 base money factor
2008 Infiniti EX35 Journey AWD
24-month | 15k miles | residual 52% | .00325 base money factor
36-month | 15k miles | residual 49% | .00001 base money factor
48-month | 15k miles | residual 41% | .00084 base money factor
DO NOT LEASE
Some of these leases are “border-line” DO NOT LEASE due to the low residual. But I think that in general, you’ll do fine leasing any of these models.
Don’t like what you see? Visit Leasecompare.com and see what 3rd party banks offer!
My Take: I’m a bit pissed off that Inifiniti did not show up at the LA Auto Show. I need some photos! Anyway, Here are some of the 2010 offerings. Surprisingly enough, the 2010 M is already getting HUGE drop in MF. The residual is weak as heck though, so that would explain why. Lower residual values now may actually be a good thing when the economy recovers in a few years. As we get out of this recession, we may start seeing the depreciation of these cars slow down, making them worth more than their payoffs. This is all hypothetical of course, if we fall into a “W” recession, expect values to keep dropping.
My Take: I am not going to deal with the EX35 payments for now since I have only seen the rates for the BASE model, which are probably sold by now. Instead, I will focus on the FX35 AWD on this post. The effective interest rate for the FX35 AWD for 36-months sits at around 1.752% while the 48-month rate is at 2.016%. The BEST interest rate for a purchase loan being offered by IFS right now is 0.9% for up to 36-month and 2.9% from then on (up to 72 months). Seeing how residuals are somewhat low, I would flag this car as a