09 BMW 1-Series Lease Rates – July 2009

logo_bmwMy Take: Nothing good to report on the 1-series. The residual took a little bit of a hit and the money factors remained steady. That pretty much means that payments will be higher this month than last month, but that is only the case if you opt for the 24-month leases. If you go with the 36-month lease, it is pretty much the same as last month. I’m not seeing any cash inceptives, but I do see 2.9% financing for up to 60 months. The .00200 MF equals to 4.8% APR, so under no circumstances should you buy out the car at lease end. If you like the car, buying is the better deal.

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2009 BMW 1-Series

2009 BMW 128i Coupe
24-month | 15k miles | residual 66% | .00200 base money factor
36-month | 15k miles | residual 57% | .00200 base money factor
48-month | 15k miles | residual 41% | .00265 base money factor
60-month | 15k miles | residual 34% | .00265 base money factor

2009 BMW 128i Convertible
24-month | 15k miles | residual 67% | .00225 base money factor
36-month | 15k miles | residual 59% | .00225 base money factor
48-month | 15k miles | residual 44% | .00265 base money factor
60-month | 15k miles | residual 36% | .00265 base money factor

2009 BMW 135i Coupe
24-month | 15k miles | residual 66% | .00220 base money factor
36-month | 15k miles | residual 59% | .00220 base money factor
48-month | 15k miles | residual 41% | .00265 base money factor
60-month | 15k miles | residual 34% | .00265 base money factor

2009 BMW 135i Convertible
24-month | 15k miles | residual 66% | .00250 base money factor
36-month | 15k miles | residual 59% | .00250 base money factor
48-month | 15k miles | residual 42% | .00265 base money factor
60-month | 15k miles | residual 34% | .00265 base money factor

09 BMW 7-Series – June 2009

logo_bmwMy Take: I’m not a big fan of the 7-Series’ residual value, but the MF is not half bad. Like the Audi A8, I still only recommend leasing this ride only if you have a way of writing the payment off OR you have a money tree or two planted in your backyard. If you do have the latter, please invite me over for a backyard BBQ one of these days. ^_^

2009 BMW 7-Series

2009 BMW 750i
24-month | 15k miles | residual 49% | .00090 base money factor
36-month | 15k miles | residual 44% | .00090 base money factor

2009 BMW 750Li
24-month | 15k miles | residual 50% | .00090 base money factor
36-month | 15k miles | residual 45% | .00090 base money factor

09 BMW Z4 Lease Rates – June 2009

logo_bmwMy Take: The 09 Z4 is a bad idea this month. The residual is not all that high for a BMW and the money factor is a bit too high to make it an idea lease. In contrast, I would go with the SLK is a good one to probably a solid lease-to-buy this month.

22009 BMW Z4
2009 BMW Z4 sDrive30i
24-month | 15k miles | residual 59% | .00260 base money factor
36-month | 15k miles | residual 52% | .00260 base money factor

2009 BMW Z4 sDrive35i
24-month | 15k miles | residual 59% | .00260 base money factor
36-month | 15k miles | residual 52% | .00260 base money factor

09 BMW X3, X5, X6 Lease Rates – June 2009

logo_bmwMy Take: If we are talking straight up lease rates, then the X6 5.0i has the best combination of money factor and residual for all Xs. To answer Don’s question, the MF isn’t 0.00121. As a matter of fact, in order to get the base rate of 0.00175, you have to have fantastic credit AND put a security deposit of $700. By the way, where did you get 0.00121 from? Finance APR? FYI, APR offers are for purchases, not leases, so they don’t translate to the same thing. $2500 + $1750 off MSRP is probably doable thought. You are still looking at $900 payments after taxes with just inception fees. You will need to drop a whopping $4000-$5000 down in order to bring down the payments to the advertised, $699+tax BMWUSA.com is promoting.

At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
09 BMW X6 xDrive 5.0i $62,145 $67,475 $1055 $816 $1286 $973

NOTE: Estimates assuming the following conditions:

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) due at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.
  • No rebates/incentives applied

2009 BMW X3

2009 BMW X3 xDrive 3.0i
24-month | 15k miles | residual 57% | .00250 base money factor
36-month | 15k miles | residual 53% | .00250 base money factor
48-month | 15k miles | residual 30% | .00260 base money factor
60-month | 15k miles | residual 26% | .00260 base money factor

2009 BMW X5

2009 BMW X5 xDrive 3.0i
24-month | 15k miles | residual 62% | .00180 base money factor
36-month | 15k miles | residual 55% | .00180 base money factor
48-month | 15k miles | residual 37% | .00260 base money factor
60-month | 15k miles | residual 32% | .00260 base money factor

2009 BMW X5 xDrive 3.5d
24-month | 15k miles | residual 61% | .00170 base money factor
36-month | 15k miles | residual 55% | .00170 base money factor
48-month | 15k miles | residual 37% | .00260 base money factor
60-month | 15k miles | residual 31% | .00260 base money factor

2009 BMW X5 xDrive 4.8i
24-month | 15k miles | residual 62% | .00155 base money factor
36-month | 15k miles | residual 56% | .00155 base money factor
48-month | 15k miles | residual 31% | .00260 base money factor
60-month | 15k miles | residual 26% | .00260 base money factor

2009 BMW X6

2009 BMW X6 xDrive 3.5i
24-month | 15k miles | residual 61% | .00200 base money factor
36-month | 15k miles | residual 57% | .00200 base money factor
48-month | 15k miles | residual 34% | .00260 base money factor
60-month | 15k miles | residual 29% | .00260 base money factor

2009 BMW X6 xDrive 5.0i
24-month | 15k miles | residual 61% | .00175 base money factor
36-month | 15k miles | residual 58% | .00175 base money factor
48-month | 15k miles | residual 32% | .00260 base money factor
60-month | 15k miles | residual 27% | .00260 base money factor

09/10 BMW 6-Series Lease Rates – June 2009

logo_bmwMy Take: The 2009 6-Series is looking like the better lease right now. Money factors are slightly lower, residuals are the same. I’m guessing sale price will be lower on the 09, so that should save you some additional cash. There’s $3000 customer cash and 0.9% financing on the 2009. On the 2010, you don’t have the cash, but you do have the 3.9% financing. Check out the 2010 vs 2009 payment comparison below…

At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
10 BMW 650i $72,770 $79,025 $1359 $1066 $1632 $1253
09 BMW 650i $72,770 $79,025 $1347 $1055 $1620 $1240

NOTE: Estimates assuming the following conditions:

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) due at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.
  • No rebates/incentives applied

2010 BMW 6-Series

2010 BMW 650i Coupe
24-month | 15k miles | residual 58% | .00200 base money factor
36-month | 15k miles | residual 54% | .00200 base money factor
48-month | 15k miles | residual 33% | .00260 base money factor
60-month | 15k miles | residual 27% | .00260 base money factor

2010 BMW 650i Convertible
24-month | 15k miles | residual 62% | .00200 base money factor
36-month | 15k miles | residual 57% | .00200 base money factor
48-month | 15k miles | residual 34% | .00260 base money factor
60-month | 15k miles | residual 28% | .00260 base money factor

2010 BMW M6 Coupe
24-month | 15k miles | residual 62% | .00200 base money factor
36-month | 15k miles | residual 57% | .00200 base money factor
48-month | 15k miles | residual 37% | .00260 base money factor
60-month | 15k miles | residual 32% | .00260 base money factor
2010 BMW M6 Convertible
24-month | 15k miles | residual 62% | .00200 base money factor
36-month | 15k miles | residual 57% | .00200 base money factor
48-month | 15k miles | residual 35% | .00260 base money factor
60-month | 15k miles | residual 28% | .00260 base money factor

2009 BMW 6-Series

2009 BMW 650i Coupe
24-month | 15k miles | residual 58% | .00190 base money factor
36-month | 15k miles | residual 54% | .00190 base money factor
48-month | 15k miles | residual 29% | .00260 base money factor
60-month | 15k miles | residual 24% | .00260 base money factor

2009 BMW 650i Convertible
24-month | 15k miles | residual 62% | .00190 base money factor
36-month | 15k miles | residual 57% | .00190 base money factor
48-month | 15k miles | residual 31% | .00260 base money factor
60-month | 15k miles | residual 26% | .00260 base money factor

2009 BMW M6 Coupe
24-month | 15k miles | residual 62% | .00190 base money factor
36-month | 15k miles | residual 57% | .00190 base money factor
48-month | 15k miles | residual 31% | .00260 base money factor
60-month | 15k miles | residual 25% | .00260 base money factor

2009 BMW M6 Convertible
24-month | 15k miles | residual 62% | .00190 base money factor
36-month | 15k miles | residual 57% | .00190 base money factor
48-month | 15k miles | residual 33% | .00260 base money factor
60-month | 15k miles | residual 26% | .00260 base money factor

09/10 BMW 5-Series Lease Rates – June 2009

logo_bmwMy Take: Alright everyone, here’s the deal on the 5-series. If you plan to lease, go with the 2010 models. The residual stayed the same as May and the money factors have dropped, making it a MUCH better lease than last month. As for the 2009 models, buy them (since you should be able to get good discount on them) because residuals have dropped significantly and money factors have gone up. BMWFS is clearly telling you to go for the 2010 models over the 2009 if you plan on leasing, so make sure to do that or you will overpay. 3.9% financing is also available on the 2010 models, so that’s definitely not a bad thing. Check below for my 2010 vs 2009 lease comparison.

At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
10 BMW 535i $47,835 $51,925 $775 $613 $952 $732
09 BMW 535i $47,835 $51,925 $1036 $786 $1216 $909

NOTE: Estimates assuming the following conditions:

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) due at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.
  • No rebates/incentives applied

2010 BMW 5-Series

2010 BMW 528i
24-month | 15k miles | residual 62% | .00145 base money factor
36-month | 15k miles | residual 58% | .00145 base money factor
48-month | 15k miles | residual 37% | .00260 base money factor
60-month | 15k miles | residual 32% | .00260 base money factor

2010 BMW 528i xDrive
24-month | 15k miles | residual 62% | .00155 base money factor
36-month | 15k miles | residual 58% | .00155 base money factor
48-month | 15k miles | residual 37% | .00260 base money factor
60-month | 15k miles | residual 31% | .00260 base money factor

2010 BMW 535i
24-month | 15k miles | residual 62% | .00155 base money factor
36-month | 15k miles | residual 58% | .00155 base money factor
48-month | 15k miles | residual 34% | .00260 base money factor
60-month | 15k miles | residual 29% | .00260 base money factor

2010 BMW 535i xDrive
24-month | 15k miles | residual 62% | .00165 base money factor
36-month | 15k miles | residual 58% | .00165 base money factor
48-month | 15k miles | residual 35% | .00260 base money factor
60-month | 15k miles | residual 30% | .00260 base money factor

2010 BMW 535i xDrive Sport Wagon
24-month | 15k miles | residual 62% | .00165 base money factor
36-month | 15k miles | residual 58% | .00165 base money factor
48-month | 15k miles | residual 33% | .00260 base money factor
60-month | 15k miles | residual 27% | .00260 base money factor

2010 BMW 550i
24-month | 15k miles | residual 61% | .00155 base money factor
36-month | 15k miles | residual 57% | .00155 base money factor
48-month | 15k miles | residual 31% | .00260 base money factor
60-month | 15k miles | residual 26% | .00260 base money factor

2010 BMW M5 Sedan
24-month | 15k miles | residual 59% | .00175 base money factor
36-month | 15k miles | residual 55% | .00175 base money factor
48-month | 15k miles | residual 33% | .00260 base money factor
60-month | 15k miles | residual 26% | .00260 base money factor

2009 BMW 5-Series

2009 BMW 528i
24-month | 15k miles | residual 56% | .00225 base money factor
36-month | 15k miles | residual 53% | .00225 base money factor
48-month | 15k miles | residual 33% | .00260 base money factor
60-month | 15k miles | residual 28% | .00260 base money factor

2009 BMW 528xi
24-month | 15k miles | residual 56% | .00225 base money factor
36-month | 15k miles | residual 52% | .00225 base money factor
48-month | 15k miles | residual 32% | .00260 base money factor
60-month | 15k miles | residual 28% | .00260 base money factor

2009 BMW 535i
24-month | 15k miles | residual 52% | .00225 base money factor
36-month | 15k miles | residual 49% | .00225 base money factor
48-month | 15k miles | residual 31% | .00260 base money factor
60-month | 15k miles | residual 26% | .00260 base money factor

2009 BMW 535xi
24-month | 15k miles | residual 51% | .00225 base money factor
36-month | 15k miles | residual 48% | .00225 base money factor
48-month | 15k miles | residual 32% | .00260 base money factor
60-month | 15k miles | residual 27% | .00260 base money factor

2009 BMW 535xiT Wagon
24-month | 15k miles | residual 50% | .00225 base money factor
36-month | 15k miles | residual 46% | .00225 base money factor
48-month | 15k miles | residual 29% | .00260 base money factor
60-month | 15k miles | residual 24% | .00260 base money factor

2009 BMW 550i
24-month | 15k miles | residual 47% | .00225 base money factor
36-month | 15k miles | residual 43% | .00225 base money factor
48-month | 15k miles | residual 28% | .00260 base money factor
60-month | 15k miles | residual 24% | .00260 base money factor

2009 BMW M5
24-month | 15k miles | residual 48% | .00225 base money factor
36-month | 15k miles | residual 44% | .00225 base money factor
48-month | 15k miles | residual 30% | .00260 base money factor
60-month | 15k miles | residual 24% | .00260 base money factor

09 BMW 1-Series Lease Rates – June 2009

logo_bmwMy Take: 1-Series lease rates are unchanged from May. There is $750 lease cash to customers and 2.9% financing should you choose to buy it. Remember, BMWs have no holdback, so from a sale price standpoint, they can’t/won’t dip as low as some other brands.

At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
09 BMW 128i Convertible $32,105 $34,825 $476 $439 $595 $521

NOTE: Estimates assuming the following conditions:

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) due at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.
  • No rebates/incentives applied

2009 BMW 1-Series

2009 BMW 128i Coupe
24-month | 15k miles | residual 67% | .00200 base money factor
36-month | 15k miles | residual 57% | .00200 base money factor
48-month | 15k miles | residual 43% | .00260 base money factor
60-month | 15k miles | residual 35% | .00260 base money factor

2009 BMW 128i Convertible
24-month | 15k miles | residual 68% | .00225 base money factor
36-month | 15k miles | residual 59% | .00225 base money factor
48-month | 15k miles | residual 45% | .00260 base money factor
60-month | 15k miles | residual 37% | .00260 base money factor

2009 BMW 135i Coupe
24-month | 15k miles | residual 67% | .00220 base money factor
36-month | 15k miles | residual 59% | .00220 base money factor
48-month | 15k miles | residual 44% | .00260 base money factor
60-month | 15k miles | residual 37% | .00260 base money factor

2009 BMW 135i Convertible
24-month | 15k miles | residual 67% | .00250 base money factor
36-month | 15k miles | residual 59% | .00250 base money factor
48-month | 15k miles | residual 43% | .00260 base money factor
60-month | 15k miles | residual 36% | .00260 base money factor

09 BMW 3-Series Lease Rates – June 2009

logo_bmwMy Take: 3-Series lease rates stayed relatively the same as last month. The only difference I am seeing is the 335i and 335xi getting a .0001 bump on the money factor. Here’s good news, there is $1000 lease cash available to customers, so make sure to factor that into your offer. The 335i is also getting special APR offers of 2.9% so those might be a better buy than a lease. I don’t want to sound like a broken record, but please remember to provide me with the MSRP, Sale Price, Inception Fees, Tax Rate, MF and Residual if you would like me to examine your deal. I’ve been asked numerous times to analyze a deal without those numbers and the truth is I can’t give you an accurate analysis of it without all those numbers. So make sure you get those numbers from your dealer. If they won’t give it, you shouldn’t be doing business with them. It is all about full disclosure folks. Would you buy a house without knowing the interest rest you would be paying? I know I wouldn’t.

At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
2009 BMW 328i Sedan $31,735 $34,425 $549 $449 $667 $530
2009 BMW 335i Coupe $39,650 $43,025 $691 $532 $837 $632

NOTE: Estimates assuming the following conditions:

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) due at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.
  • No rebates/incentives applied

2009 BMW 3-Series

2009 BMW 328i Sedan
24-month | 15k miles | residual 62% | .00220 base money factor
36-month | 15k miles | residual 57% | .00220 base money factor
48-month | 15k miles | residual 39% | .00260 base money factor
60-month | 15k miles | residual 33% | .00260 base money factor

2009 BMW 328xi Sedan
24-month | 15k miles | residual 62% | .00225 base money factor
36-month | 15k miles | residual 57% | .00225 base money factor
48-month | 15k miles | residual 38% | .00260 base money factor
60-month | 15k miles | residual 32% | .00260 base money factor

2009 BMW 328i Coupe
24-month | 15k miles | residual 60% | .00150 base money factor
36-month | 15k miles | residual 58% | .00150 base money factor
48-month | 15k miles | residual 36% | .00260 base money factor
60-month | 15k miles | residual 31% | .00260 base money factor

2009 BMW 328xi Coupe
24-month | 15k miles | residual 61% | .00150 base money factor
36-month | 15k miles | residual 58% | .00150 base money factor
48-month | 15k miles | residual 37% | .00260 base money factor
60-month | 15k miles | residual 32% | .00260 base money factor

2009 BMW 328i Convertible
24-month | 15k miles | residual 62% | .00180 base money factor
36-month | 15k miles | residual 58% | .00180 base money factor
48-month | 15k miles | residual 39% | .00260 base money factor
60-month | 15k miles | residual 32% | .00260 base money factor

2009 BMW 328i Wagon
24-month | 15k miles | residual 59% | .00215 base money factor
36-month | 15k miles | residual 55% | .00215 base money factor
48-month | 15k miles | residual 36% | .00260 base money factor
60-month | 15k miles | residual 31% | .00260 base money factor

2009 BMW 328xi Wagon
24-month | 15k miles | residual 60% | .00215 base money factor
36-month | 15k miles | residual 56% | .00215 base money factor
48-month | 15k miles | residual 35% | .00260 base money factor
60-month | 15k miles | residual 30% | .00260 base money factor

2009 BMW 335i Sedan
24-month | 15k miles | residual 61% | .00225 base money factor
36-month | 15k miles | residual 56% | .00225 base money factor
48-month | 15k miles | residual 37% | .00260 base money factor
60-month | 15k miles | residual 32% | .00260 base money factor

2009 BMW 335xi Sedan
24-month | 15k miles | residual 60% | .00225 base money factor
36-month | 15k miles | residual 56% | .00225 base money factor
48-month | 15k miles | residual 36% | .00260 base money factor
60-month | 15k miles | residual 31% | .00260 base money factor

2009 BMW 335d Sedan
24-month | 15k miles | residual 60% | .00215 base money factor
36-month | 15k miles | residual 56% | .00215 base money factor
48-month | 15k miles | residual 41% | .00260 base money factor
60-month | 15k miles | residual 35% | .00260 base money factor

2009 BMW 335i Coupe
24-month | 15k miles | residual 60% | .00175 base money factor
36-month | 15k miles | residual 57% | .00175 base money factor
48-month | 15k miles | residual 37% | .00260 base money factor
60-month | 15k miles | residual 32% | .00260 base money factor

2009 BMW 335xi Coupe
24-month | 15k miles | residual 61% | .00175 base money factor
36-month | 15k miles | residual 57% | .00175 base money factor
48-month | 15k miles | residual 37% | .00260 base money factor
60-month | 15k miles | residual 32% | .00260 base money factor

2009 BMW 335i Convertible
24-month | 15k miles | residual 61% | .00180 base money factor
36-month | 15k miles | residual 56% | .00180 base money factor
48-month | 15k miles | residual 37% | .00260 base money factor
60-month | 15k miles | residual 31% | .00260 base money factor

2009 BMW M3 Sedan
24-month | 15k miles | residual 54% | .00260 base money factor
36-month | 15k miles | residual 49% | .00260 base money factor
48-month | 15k miles | residual 37% | .00260 base money factor
60-month | 15k miles | residual 31% | .00260 base money factor

2009 BMW M3 Coupe
24-month | 15k miles | residual 54% | .00260 base money factor
36-month | 15k miles | residual 50% | .00260 base money factor
48-month | 15k miles | residual 39% | .00260 base money factor
60-month | 15k miles | residual 32% | .00260 base money factor

2009 BMW M3 Convertible
24-month | 15k miles | residual 50% | .00260 base money factor
36-month | 15k miles | residual 47% | .00260 base money factor
48-month | 15k miles | residual 35% | .00260 base money factor
60-month | 15k miles | residual 30% | .00260 base money factor