RWG Calculator - RIDEwithG

USE THE CLASSIC CALCULATOR

RWG — Real Lease Calculator + Rating

Inputs

MSRP

Negotiated Price (Cap Cost)

Cap Cost Reduction (Down)

Trade-In Credit Applied to Cap

Rebates/Incentives Applied to Cap

Acquisition Fee (Rolled)

Other Fees Rolled (Doc/DMV/etc.)

Term (Months)

Residual %

Money Factor

Sales Tax Rate % (on payment)

Upfront Fees NOT Rolled

We use CA-style tax (tax on payment). Enter Residual and Tax as percentages — the math converts them.

Outputs

Residual Value—

Adjusted Cap Cost—

Depreciation (Monthly)—

Finance (Monthly)—

Base Payment (Pre-Tax)—

Sales Tax (Monthly)—

Total Monthly Payment—

Est. Due at Signing—

MF ≈ APR—

RWG Deal Rating

—

Score: —/100

Payment Efficiency

Monthly/MSRP: —%

—

Discount Off MSRP

Discount: —%

—

Money Factor

MF: — (≈ —% APR)

—

Residual %

Residual: —%

—

How this is calculated

Adjusted Cap = Cap Cost − Down − Trade-In − Rebates + Acquisition Fee + Other Rolled Fees

Residual = MSRP × Residual %

Depreciation = (Adjusted Cap − Residual) ÷ Term

Finance = (Adjusted Cap + Residual) × Money Factor

Total Monthly = (Depreciation + Finance) + Tax on Payment