Author: G

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The Wall: Spicy Mikey’s Daughter’s 2012 Acura TL Tech

Published by G

Name: Spicy Mikey
Location: Florida
The RIDE: 2012 Black Acura TL with Tech
The DEAL:

2012 TL Tech Graphite/Taupe
Accessories: Splash Guards and Side Molding
MSRP $40,581
Sell Price: 36,600
Trade in Equity: $1500 (09 TL Tech)
Deal Price: $35100
Terms: 36m/15k
Payment: $490/mth tax inc. (6.5% sales tax paid monthly)

My TAKE:

My dad gave me my first laptop back in 2003! I know it doesn’t compare, but I tried. Haahaa. The car looks so much better without that giant “beak”. Your daughters are very lucky girls to have a dad like you. If they disagree just show them the monthly bill. Haahaa. Overall, excellent deal. Trade-in equity covered the drive-off. $1500 dealer cash dropped the sell price below invoice. Pretty much what I highlighted on this August 2011’s Acura post. Can’t wait to see what your other daughter is getting as a replacement to the 2009 Lexus IS250.

Want your ride featured on RIDE with G? Send your pics over to thewall(at)ridewithg.com

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2011 Land Rover Lease Rates – August 2011

Published by G

It’s been a while since I posted anything Land Rover related, and for good reason. Their lease rates used to stink! Well, do still do, but not to the extent they used to. Chase is currently providing the financing for Land Rovers and the numbers look half decent. Unfortunately, the discounts leave a lot to be desired (I’m seeing 5% off MSRP on the RR HSE on TrueCar). That’s tough to work with due to the high price tag of these vehicles. There is also some cash on select LR models which can be used on a lease as long as you finance through Chase, but I don’t see how that helps much.

The current offer on the LR4 is $699 a month (plus tax) with $2995 due at signing (excludes fees and taxes). Based on a $54,250 MSRP, leased through Chase. Expect to pay to pay a lot more than this if my estimates are $699 per month (plus tax) with inception fees due at signing, based on a $48,500 MSRP.

Those who shop for Land Rovers really love this vehicle and won’t settle for anything else. Those who are looking for a deal, typically look elsewhere. I have never driven one, so I don’t understand the allure. But for this type of lease payment, I’d rather drive something else.


Here is a sample calculation based on TrueCar’s Southern California sale price and do not include local taxes. Please note that your dealer calculations may vary due to local fees/taxes.

New Customers
2011 LAND ROVER LR4 HSE
MSRP – $48,500
Sale Price – $46,912
Monthly – $699+ tax
RWG Rating – 75.2

For Dealer Quotes, Click Here.


2011 LAND ROVER LR4 HSE
36 month | 15k miles | residual 51% | .00116 base money factor

2011 LAND ROVER RANGE ROVER HSE
36 month | 15k miles | residual 50% | .00158 base money factor

2011 LAND ROVER RANGE ROVER SUPERCHARGED
36 month | 15k miles | residual 47% | .00192 base money factor

2011 LAND ROVER RANGE ROVER SPORT HSE
36 month | 15k miles | residual 57% | .00170 base money factor

2011 LAND ROVER RANGE ROVER SPORT SUPERCHARGED
36 month | 15k miles | residual 50% | .00171 base money factor

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2011-12 Acura Lease Rates – August 2011

Published by G

Acura lease rates remain practically unchanged with the exception of the RL, which had it’s residual drop by 1%. The TL is a fairly good lease this month. There is $1,000 Dealer Cash and $500 Dealer Bonus Lease Cash (this looks like a regional incentive). If you are a returning customer, you get an additional $750!!! See the first calculation below for an example of what returning customers would be looking at on a lease!

For those who are new to Acura, you are looking at a bump of about $20 per month since you don’t qualify for the $750 loyalty cash.

Alternatively you can lease the car at invoice and apply the cash towards your drive-off and do a $0 drive-off deal since the $1500 (returning customers will have extra cash left over to pay down the cap cost) should cover your inception fees.

Overall, you are looking at the TL sold at invoice PLUS all rebates as the target price. I’m quite sure that if you approach your dealer with that offer, most will agree to it.


Here is a sample calculation based on TrueCar’s Southern California sale price and do not include local taxes. Please note that your dealer calculations may vary due to local fees/taxes.

Returning Customers
2012 ACURA TL BASE
MSRP – $36,490
Sale Price – $31,317 ($1000 + $500 + $750 dealer cash applied)
Monthly – $343+ tax
RWG Rating – 101.2

New Customers
2012 ACURA TL BASE
MSRP – $36,490
Sale Price – $32,067 ($1000 + $500 dealer cash applied)
Monthly – $364+ tax
RWG Rating – 96.7

For Dealer Quotes, Click Here.


2011 ACURA MDX BASE
36 month | 15k miles | residual 57% | .00103 base money factor

2011 ACURA RDX AWD BASE
36 month | 15k miles | residual 55% | .00097 base money factor

2011 ACURA RL BASE
36 month | 15k miles | residual 51% | .00190 base money factor

2012 ACURA TL BASE
36 month | 15k miles | residual 61% | .00170 base money factor

2012 ACURA TL SH-AWD BASE
36 month | 15k miles | residual 59% | .00170 base money factor

2011 ACURA TSX 4DR SEDAN AT BASE
36 month | 15k miles | residual 59% | .00092 base money factor

2011 ACURA ZDX BASE
36 month | 15k miles | residual 56% | .00085 base money factor

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2011-12 Infiniti Lease Rates – August 2011

Published by G

Some big changes over at IFS this month. Residual values have gone up on all 2011 models. Unusual, but not unheard of. With that move, IFS has also bumped the money factors in order to keep the payments around the same ballpark as previous months. The good news here is that the increase of residual values seems to have more than offset the increase of the money factors.

Below, I have a quick sample calculation of July vs August rates using the same sale price. As you can see, the August lease rates are about $7 lower per month on the G37 Journey Sedan. The bad news is that returning IFS customers won’t have lease cash available to drop payments further. At least for now. According to Shappy, the loyalty cash is still going strong, hurray! See comments below. As I mentioned in this month’s VW post, lease rates and promotions CAN change mid-month, so check back often.


Here is a sample calculation based on TrueCar’s Southern California sale price and do not include local taxes. Please note that your dealer calculations may vary due to local fees/taxes.

Using July Lease Rates
36 month | 15k miles | residual 58% | .00058 base money factor
2011 INFINITI G37 JOURNEY SEDAN
MSRP – $36695
Sale Price – $33220
Monthly – $363+ tax
RWG Rating – 97.4

Using August Lease Rates
36 month | 15k miles | residual 61% | .00099 base money factor
2011 INFINITI G37 JOURNEY SEDAN
MSRP – $36695
Sale Price – $33220
Monthly – $356+ tax
RWG Rating – 98.8

For Dealer Quotes, Click Here.


2011 INFINITI G37 COUPE IPL AT
36 month | 15k miles | residual 62% | .00161 base money factor

2011 INFINITI G25 SEDAN JOURNEY
36 month | 15k miles | residual 62% | .00100 base money factor

2011 INFINITI G25 SEDAN X AWD
36 month | 15k miles | residual 64% | .00126 base money factor

2011 INFINITI G37 SEDAN JOURNEY
36 month | 15k miles | residual 61% | .00099 base money factor

2011 INFINITI G37 SEDAN X AWD
36 month | 15k miles | residual 63% | .00125 base money factor

2011 INFINITI G37 SEDAN SPORT MANUAL
36 month | 15k miles | residual 60% | .00099 base money factor

2011 INFINITI G37 COUPE JOURNEY
36 month | 15k miles | residual 64% | .00161 base money factor

2011 INFINITI G37 COUPE X AWD
36 month | 15k miles | residual 65% | .00170 base money factor

2011 INFINITI G37 COUPE SPORT MANUAL
36 month | 15k miles | residual 64% | .00161 base money factor

2011 INFINITI EX35 AWD
36 month | 15k miles | residual 58% | .00162 base money factor

2011 INFINITI EX35 AWD JOURNEY
36 month | 15k miles | residual 56% | .00162 base money factor

2011 INFINITI FX35 AWD
36 month | 15k miles | residual 57% | .00166 base money factor

2011 INFINITI FX50 AWD
36 month | 15k miles | residual 54% | .00177 base money factor

2011 INFINITI G37 CONVERTIBLE BASE
36 month | 15k miles | residual 60% | .00180 base money factor

2011 INFINITI G37 CONVERTIBLE SPORT 6MT
36 month | 15k miles | residual 61% | .00180 base money factor

2012 INFINITI M37 SEDAN X AWD
36 month | 15k miles | residual 61% | .00169 base money factor

2012 INFINITI M56 SEDAN X AWD
36 month | 15k miles | residual 54% | .00161 base money factor

2012 INFINITI M35H SEDAN HYBRID
36 month | 15k miles | residual 59% | .00165 base money factor

2011 INFINITI QX56 4WD
36 month | 15k miles | residual 53% | .00171 base money factor

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2011-12 Volkswagen Lease Rates – August 2011

Published by G

2011 lease rates seem to be have stayed the same as last month (You can look at last month’s post for those numbers). No surprise there. There is a chance that rates could change mid-month, so I will keep you posted if anything changes. The CC still have the $1250 lease cash, but I don’t see the $750 cash anymore. It may still be available in some areas, so be sure to inquire about it.

For those open to buying, VW Credit is offering 0% financing for up to 60 month on the CC Sport DSG. In my opinion, that is a far better deal than leasing, since there is no interest on that loan. As a matter of fact, many VW models have the special 0% financing for up to 60 months, so you may want to have your dealer crunch out some numbers to see if buying works out better for you.


Here is a sample calculation based on TrueCar’s Southern California sale price and do not include local taxes. Please note that your dealer calculations may vary due to local fees/taxes.

2012 VOLKSWAGEN CC SPORT AT (36-month)
MSRP – $30,435
Sale Price – $27,871 ($1250 lease cash)
Monthly – $351+ tax
RWG Rating – 87.3

For Dealer Quotes, Click Here.


2012 VOLKSWAGEN CC SPORT AT
36 month | 15k miles | residual 53% | .00057 base money factor

2012 VOLKSWAGEN PASSAT 2.5L S W/ APPEARANCE AT
36 month | 15k miles | residual 55% | .00157 base money factor

2012 VOLKSWAGEN EOS KOMFORT AT
36 month | 15k miles | residual 53% | .00136 base money factor

2012 VOLKSWAGEN GOLF 2DR HATCHBACK AT
36 month | 15k miles | residual 53% | .00022 base money factor

2012 VOLKSWAGEN GTI 2DR HATCHBACK AT
36 month | 15k miles | residual 56% | .00162 base money factor

2012 VOLKSWAGEN JETTA SEDAN S AT
36 month | 15k miles | residual 56% | .00161 base money factor

2012 VOLKSWAGEN JETTA WAGON S AT
36 month | 15k miles | residual 52% | .00162 base money factor

2012 VOLKSWAGEN TOUAREG VR6 SPORT
36 month | 15k miles | residual 47% | .00042 base money factor

2011 VOLKSWAGEN ROUTAN S
36 month | 15k miles | residual 42% | .00052 base money factor

2011 VOLKSWAGEN TIGUAN S 4MOTION
36 month | 15k miles | residual 53% | .00079 base money factor

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