Author: G

October 2008 Lease Rate for 08 VW Jetta & Passat

Published by G

My Take: Of the remaining 09 Jetta and Passats, the Wolfsburg edition seems to stand out. The residual value is still pretty high and the money factor is lower than most. This makes for a nice combination for leasing. If you are in the market for a Jetta and don’t mind driving a manual transmission, the Wolfsburg may be for you. There is also special financing available in the form of 0% for up to 36 months, 1.9% for 48 and 2.9% for 60. I would go with the lease in this particular case since the money factor breaks down to about 2.568% APR.

Got questions? Post it on the RIDE Auto Forum! Sign up HERE. If you like the site and would like to receive my latest posts, you may want to consider subscribing to our newsletter on a reader or have it delivered to your email.

  At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
08 VW Jetta Wolfsburg $21,421 $22,600 $346 $292 $397 $326

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.
  • Cars ranked from lowest payment to highest payment.
  • Yellow boxes denotes “lowest” lease payments for each car.

2008 VW Jetta Wolfsburg Manual
24 Month – Residual 65% of MSRP – .00107 Base Rate
36 Month – Residual 57% of MSRP – .00107 Base Rate
48 Month – Residual 50% of MSRP – .00154 Base Rate

QUICK LINKS:
LEASE CALCULATOR (requires MS Excel)
THE LIST, monthly list of car rankings on monthly payments

2008 VW Jetta 2.5 SE Manual
24 Month – Residual 62% of MSRP – .00062 Base Rate
36 Month – Residual 54% of MSRP – .00062 Base Rate
48 Month – Residual 47% of MSRP – .00117 Base Rate

2008 VW Passat Sedan 2.0T MT
24 Month – Residual 53% of MSRP – .00205 Base Rate
36 Month – Residual 45% of MSRP – .00205 Base Rate
48 Month – Residual 38% of MSRP – .00236 Base Rate

Rates provided by Tarry Shebesta from Leasecompare.com

October 2008 Lease Rate for 09 Cadillac STS

Published by G

My Take: Here’s a rare GM post for ya. Cadillac STS, not to be confused with the much cooler CTS. Nothing to brag about here. The rates is ok, the residual is passable, but out side of that? Nothing to get too excited about it. Leaseable if you really like the car, otherwise, pass on it.

Got questions? Post it on the RIDE Auto Forum! Sign up HERE. If you like the site and would like to receive my latest posts, you may want to consider subscribing to our newsletter on a reader or have it delivered to your email.

QUICK LINKS:

LEASE CALCULATOR (requires MS Excel)
THE LIST, monthly list of car rankings on monthly payments

2009 Cadillac STS 4dr Sedan 1SA V6
24 Month – Residual 61% of MSRP – .00204 Base Rate
36 Month – Residual 52% of MSRP – .00204 Base Rate
48 Month – Residual 43% of MSRP – .00204 Base Rate

2009 Cadillac STS 4dr Sedan 1SB V6
24 Month – Residual 61% of MSRP – .00204 Base Rate
36 Month – Residual 52% of MSRP – .00204 Base Rate
48 Month – Residual 43% of MSRP – .00204 Base Rate

2009 Cadillac STS 4dr Sedan 1SB V6 AWD
24 Month – Residual 61% of MSRP – .00204 Base Rate
36 Month – Residual 52% of MSRP – .00204 Base Rate
48 Month – Residual 43% of MSRP – .00204 Base Rate

2009 Cadillac STS 4dr Sedan 1SC V6
24 Month – Residual 61% of MSRP – .00204 Base Rate
36 Month – Residual 52% of MSRP – .00204 Base Rate
48 Month – Residual 43% of MSRP – .00204 Base Rate

2009 Cadillac STS 4dr Sedan 1SE V8
24 Month – Residual 62% of MSRP – .00204 Base Rate
36 Month – Residual 53% of MSRP – .00204 Base Rate
48 Month – Residual 44% of MSRP – .00204 Base Rate

2009 Cadillac STS 4dr Sedan 1SG V8
24 Month – Residual 62% of MSRP – .00204 Base Rate
36 Month – Residual 53% of MSRP – .00204 Base Rate
48 Month – Residual 44% of MSRP – .00204 Base Rate

2009 Cadillac STS 4dr Sedan 1SG V8 AWD
24 Month – Residual 62% of MSRP – .00204 Base Rate
36 Month – Residual 53% of MSRP – .00204 Base Rate
48 Month – Residual 44% of MSRP – .00204 Base Rate

Rates provided by Tarry Shebesta from Leasecompare.com

October 2008 Lease Rate for 09 Toyota RAV4

Published by G

My Take: The money factor on the RAV4 is pretty weak this month. Sure, the residual is high, but why on earth would you want to pay 6.36% APR on a car nowadays? Think about it, the Fed Rate is 1.5%!!!! Anyway, just so food for thought in case you where looking to lease a 2009 RAV4.

Got questions? Post it on the RIDE Auto Forum! Sign up HERE. If you like the site and would like to receive my latest posts, you may want to consider subscribing to our newsletter on a reader or have it delivered to your email.

QUICK LINKS:

LEASE CALCULATOR (requires MS Excel)
THE LIST, monthly list of car rankings on monthly payments

2009 Toyota RAV4 Sport AWD
24 Month – Residual 69% of MSRP – .00265 Base Rate
36 Month – Residual 62% of MSRP – .00265 Base Rate
48 Month – Residual 54% of MSRP – .00265 Base Rate
60 Month – Residual 46% of MSRP – .00265 Base Rate

Rates provided by Tarry Shebesta from Leasecompare.com

October 2008 Lease Rate for 08/09 Toyota 4Runner

Published by G

My Take: Alright, the 08 4Runner is looking like a decent lease this month due to the $2500 customer cash that’s available on it. The bad news is that you can’t combine it with the special financing that’s available. By special I mean 0% for up to 48 months and 0.9% for up to 60. That’s pretty special if you ask me. Folks, Toyota is offering some seriously CRAZY financing right now so its a good time o BUY your car as well (if you aren’t too worried about resale value of course). If you are, then lease away!!! It’s not a bad time since MF is low and there’s $2500 cash to offset the low residual value. Keep in mind that the numbers I’m working with below will include the $2500 discount into my calculations.

Got questions? Post it on the RIDE Auto Forum! Sign up HERE. If you like the site and would like to receive my latest posts, you may want to consider subscribing to our newsletter on a reader or have it delivered to your email.

  At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
08 Toyota 4Runner SR5 V6 AWD $29,950 $33,450 $431 $360 $580 $460

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.
  • Cars ranked from lowest payment to highest payment.
  • Yellow boxes denotes “lowest” lease payments for each car.

2008 Toyota 4Runner SR5 V6 AWD
24 Month – Residual 54% of MSRP – .00060 Base Rate
36 Month – Residual 47% of MSRP – .00060 Base Rate
48 Month – Residual 39% of MSRP – .00265 Base Rate
60 Month – Residual 31% of MSRP – .00265 Base Rate

QUICK LINKS:
LEASE CALCULATOR (requires MS Excel)
THE LIST, monthly list of car rankings on monthly payments

2009 Toyota 4Runner Sport V6 AWD
24 Month – Residual 56% of MSRP – .00265 Base Rate
36 Month – Residual 49% of MSRP – .00265 Base Rate
48 Month – Residual 42% of MSRP – .00265 Base Rate
60 Month – Residual 34% of MSRP – .00265 Base Rate

2009 Toyota 4Runner Limited V6 AWD
24 Month – Residual 56% of MSRP – .00265 Base Rate
36 Month – Residual 49% of MSRP – .00265 Base Rate
48 Month – Residual 41% of MSRP – .00265 Base Rate
60 Month – Residual 32% of MSRP – .00265 Base Rate

2009 Toyota 4Runner SR5 V6 AWD
24 Month – Residual 56% of MSRP – .00265 Base Rate
36 Month – Residual 49% of MSRP – .00265 Base Rate
48 Month – Residual 42% of MSRP – .00265 Base Rate
60 Month – Residual 34% of MSRP – .00265 Base Rate

2008 Toyota 4Runner Sport V6
24 Month – Residual 54% of MSRP – .00060 Base Rate
36 Month – Residual 47% of MSRP – .00060 Base Rate
48 Month – Residual 39% of MSRP – .00265 Base Rate
60 Month – Residual 31% of MSRP – .00265 Base Rate

2008 Toyota 4Runner Limited V6 AWD
24 Month – Residual 53% of MSRP – .00060 Base Rate
36 Month – Residual 46% of MSRP – .00060 Base Rate
48 Month – Residual 38% of MSRP – .00265 Base Rate
60 Month – Residual 29% of MSRP – .00265 Base Rate

Rates provided by Tarry Shebesta from Leasecompare.com

October 2008 Lease Rate for 09 VW Tiguan

Published by G

My Take: Tiggy is looks pretty good this month. The MF is not bad at all (around 3.24%) and the residual is good, making the depreciation fairly low. The uncool part is that the “middle of the road” SE 4motion starts at a whopping 29k. The good news is that there isn’t too much more you can add to the Tiguan at that point, maybe a $1300 pano sunroof and/or a $2000 navi. Which should set you back another $50 bucks or so. Nothing you can’t live without.
Got questions? Post it on the RIDE Auto Forum! Sign up HERE. If you like the site and would like to receive my latest posts, you may want to consider subscribing to our newsletter on a reader or have it delivered to your email.

  At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
09 VW Tiguan SE 4Motion $27,636 $29,565 $450 $375 $533 $431

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.
  • Cars ranked from lowest payment to highest payment.
  • Yellow boxes denotes “lowest” lease payments for each car.

2009 VW Tiguan SE 4Motion
24 Month – Residual 62% of MSRP – .00135 Base Rate
36 Month – Residual 55% of MSRP – .00135 Base Rate
48 Month – Residual 48% of MSRP – .00184 Base Rate

QUICK LINKS:
LEASE CALCULATOR (requires MS Excel)
THE LIST, monthly list of car rankings on monthly payments

2009 VW Tiguan S
24 Month – Residual 59% of MSRP – .00135 Base Rate
36 Month – Residual 52% of MSRP – .00135 Base Rate
48 Month – Residual 45% of MSRP – .00184 Base Rate

2009 VW Tiguan SE
24 Month – Residual 59% of MSRP – .00135 Base Rate
36 Month – Residual 52% of MSRP – .00135 Base Rate
48 Month – Residual 45% of MSRP – .00184 Base Rate

2009 VW Tiguan SEL
24 Month – Residual 59% of MSRP – .00135 Base Rate
36 Month – Residual 52% of MSRP – .00135 Base Rate
48 Month – Residual 45% of MSRP – .00184 Base Rate

2009 VW Tiguan SEL 4Motion
24 Month – Residual 62% of MSRP – .00135 Base Rate
36 Month – Residual 55% of MSRP – .00135 Base Rate
48 Month – Residual 48% of MSRP – .00184 Base Rate

Rates provided by Tarry Shebesta from Leasecompare.com

October 2008 Lease Rate for 09 Mazda6 GT

Published by G

My Take: The Mazda6 GT’s numbers look decent for October. The money factor is fairly low and the residual is passable. And of all family sedans, this is probable the best looking one too. It will set you back more than $30k if you add options because the price tag starts at $28,930. I think snagging this ride at invoice is possible due to the current economic times, but there aren’t any rebates to be had, so you will need to work a bit harder on those negotiation skills. Keep in mind the sweet spot is the 36 month lease, so don’t go beyond that. Like always, remember to confirm the rates and negotiate a LOWER SALE PRICE! Not monthly payment!!! You should know by now that when you negotiate monthly payments, 9 times out of 10 you will overpay.

Got questions? Post it on the RIDE Auto Forum! Sign up HERE. If you like the site and would like to receive my latest posts, you may want to consider subscribing to our newsletter on a reader or have it delivered to your email.

  At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
09 Mazda Mazda6 S Grand Touring $26,769 $28,930 $494 $402 $566 $450

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.
  • Cars ranked from lowest payment to highest payment.
  • Yellow boxes denotes “lowest” lease payments for each car.

2009 Mazda Mazda6 S Grand Touring
24 Month – Residual 62% of MSRP – .00254 Base Rate
36 Month – Residual 52% of MSRP – .00167 Base Rate
48 Month – Residual 44% of MSRP – .00401 Base Rate

QUICK LINKS:
LEASE CALCULATOR (requires MS Excel)
THE LIST, monthly list of car rankings on monthly payments

Rates provided by Tarry Shebesta from Leasecompare.com

October 2008 Lease Rate for 08 Acura MDX

Published by G

My Take: MDX is not a good lease this month. Just look at the money factor. It doesn’t help that this is the 2008 model, so the residual values are reaching the lowest point of the year. If you have been following this blog for some time or have been leasing for a while, you know these two numbers make for a seriously bad lease. Pass!

Got questions? Post it on the RIDE Auto Forum! Sign up HERE. If you like the site and would like to receive my latest posts, you may want to consider subscribing to our newsletter on a reader or have it delivered to your email.

QUICK LINKS:

LEASE CALCULATOR (requires MS Excel)
THE LIST, monthly list of car rankings on monthly payments

2008 Acura MDX
24 Month – Residual 55% of MSRP – .00290 Base Rate
36 Month – Residual 49% of MSRP – .00290 Base Rate
48 Month – Residual 40% of MSRP – .00290 Base Rate
60 Month – Residual 33% of MSRP – .00290 Base Rate

2008 Acura MDX Sport
24 Month – Residual 50% of MSRP – .00290 Base Rate
36 Month – Residual 45% of MSRP – .00290 Base Rate
48 Month – Residual 36% of MSRP – .00290 Base Rate
60 Month – Residual 30% of MSRP – .00290 Base Rate

2008 Acura MDX Sport w/RES
24 Month – Residual 50% of MSRP – .00290 Base Rate
36 Month – Residual 44% of MSRP – .00290 Base Rate
48 Month – Residual 36% of MSRP – .00290 Base Rate
60 Month – Residual 30% of MSRP – .00290 Base Rate

2008 Acura MDX Technology
24 Month – Residual 53% of MSRP – .00290 Base Rate
36 Month – Residual 47% of MSRP – .00290 Base Rate
48 Month – Residual 38% of MSRP – .00290 Base Rate
60 Month – Residual 32% of MSRP – .00290 Base Rate

2008 Acura MDX Technology w/RES
24 Month – Residual 52% of MSRP – .00290 Base Rate
36 Month – Residual 46% of MSRP – .00290 Base Rate
48 Month – Residual 38% of MSRP – .00290 Base Rate
60 Month – Residual 31% of MSRP – .00290 Base Rate

Rates provided by Tarry Shebesta from Leasecompare.com

October 2008 Lease Rate for 09 VW Jetta, Acura RDX and Toyota Prius

Published by G

My Take: Couple of things…the Prius lesses well because of the high residual value, but the money factor is pretty high in my opinion. Lower than Honda’s standard lease rate, but high nonetheless, so watch out for that. The RDX looks like it needs further money factor reduction to make it more attractive. It isn’t horrible, but I the lower residual value doesn’t help keep the costs down. Lastly, the Jetta TDI (for those who live in states that have them) seems like an excellent lease with a .00148 mf and fairly high residual values. Remember to lease it for no more than 36 months because VW’s Warranty is only 3 years.

Got questions? Post it on the RIDE Auto Forum! Sign up HERE. If you like the site and would like to receive my latest posts, you may want to consider subscribing to our newsletter on a reader or have it delivered to your email.

QUICK LINKS:

LEASE CALCULATOR (requires MS Excel)
THE LIST, monthly list of car rankings on monthly payments

2009 Volkswagen Jetta TDI Wagon
24 Month – Residual 64% of MSRP – .00148 Base Rate
36 Month – Residual 57% of MSRP – .00148 Base Rate
48 Month – Residual 50% of MSRP – .00188 Base Rate

2009 Acura RDX Wagon
24 Month – Residual 59% of MSRP – .00128 Base Rate
36 Month – Residual 50% of MSRP – .00128 Base Rate
48 Month – Residual 42% of MSRP – .00290 Base Rate
60 Month – Residual 33% of MSRP – .00290 Base Rate

2009 Acura RDX Wagon Tech
24 Month – Residual 58% of MSRP – .00128 Base Rate
36 Month – Residual 49% of MSRP – .00128 Base Rate
48 Month – Residual 41% of MSRP – .00290 Base Rate
60 Month – Residual 32% of MSRP – .00290 Base Rate

2009 Toyota Prius 5dr HB
24 Month – Residual 71% of MSRP – .00265 Base Rate
36 Month – Residual 64% of MSRP – .00265 Base Rate
48 Month – Residual 55% of MSRP – .00265 Base Rate
60 Month – Residual 45% of MSRP – .00265 Base Rate

Rates provided by Tarry Shebesta from Leasecompare.com