08/09 Mazda CX-9 Lease Rates for December 2008

My Take: If you are shopping for a 7-passenger SUV and you are considering the CX-9, be aware that the 08 model will actually cost you more than the 09 model eventhough the sell price is lower. That’s thanks to a 5% lower residual value on the 08 vs the 09, so keep that in mind when you email your dealer. Also, be aware of the $1000 loyalty cash available to you if you are a previous Mazda owner. If you are looking to buy, there is 0% financing for up to 60 months on the 08 CX-9 and 1.9% APR on the 09 model for up to 60 months (0% for up to 36 months).

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  At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
09 Mazda CX-9 Touring AWD $31,310 $33,785 $497 $436 $603 $507
08 Mazda CX-9 Touring AWD $31,070 $33,550 $530 $445 $634 $514

NOTE: Estimates assuming the following conditions:

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.

2009 Mazda CX-9 December Lease Rates

2009 Mazda CX-9 Sport AWD
24-month | 15k miles | residual 61% | .00100 base money factor
36-month | 15k miles | residual 51% | .00093 base money factor

2009 Mazda CX-9 Touring AWD
24-month | 15k miles | residual 61% | .00100 base money factor
36-month | 15k miles | residual 50% | .00093 base money factor

2008 Mazda CX-9 December Lease Rates

2008 Mazda CX-9 Sport AWD
24-month | 15k miles | residual 56% | .00037 base money factor
36-month | 15k miles | residual 46% | .00023 base money factor

2008 Mazda CX-9 Touring AWD
24-month | 15k miles | residual 56% | .00037 base money factor
36-month | 15k miles | residual 46% | .00023 base money factor

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09 Acura TL and TSX Lease Rates for December 2008

My Take: Acura has improved their 2009 TL lease but that’s not the case on the TSX. You will see a significant drop on the monthly payments from Nov to Dec ($40-$50) due to the lower money factor. Is invoice price a reasonable sale price? I’m inclined to say yes on both the TL and the TSX. Personally, this is around what I feel the TL should lease for ($350-$400 range). As for the TSX? Nothing’s really changed other than the fact that you can negotiate a lower sale price. There is financing for 0% for up to 36 months and 2.9% for up to 60 months.

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  At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
09 Acura TL $32,896 $35,715 $471 $407 $594 $491
09 Acura TSX Base $27,381 $29,720 $424 $369 $527 $440

NOTE: Estimates assuming the following conditions:

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.

2009 Acura TL December Lease Rates

2009 Acura TL
24-month | 15k miles | residual 68% | .00197 base money factor
36-month | 15k miles | residual 62% | .00197 base money factor
48-month | 15k miles | residual 53% | .00197 base money factor

2009 Acura TL w/Tech
24-month | 15k miles | residual 65% | .00165 base money factor
36-month | 15k miles | residual 59% | .00165 base money factor
48-month | 15k miles | residual 50% | .00165 base money factor

2009 Acura TSX December Lease Rates

2009 Acura TSX Base
24-month | 15k miles | residual 68% | .00263 base money factor
36-month | 15k miles | residual 62% | .00263 base money factor

2009 Acura TSX w/Navigation
24-month | 15k miles | residual 65% | .00263 base money factor
36-month | 15k miles | residual 59% | .00263 base money factor

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09 Mazda Mazda6 Lease Rates for December 2008

My Take: Mazda’s in general are not known for their high “residual values”. So don’t expect to see any more than high 40s to 50s for 36 month leases. Even their popular Mazda3 model seems to hover around the same range. What is important to note is that Mazda is known for cash rebates and low APR incentives. There is a special 2.9% for up to 60 months financing deal going on, $500 loyalty cash, and a lease deal that involves $850 lease cash and $750 dealer contribution on the i Sport model.

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  At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
09 Mazda Mazda6 i Sport $20,227 $21,820 $386 $333 $456 $380

NOTE: Estimates assuming the following conditions:

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.

2009 Mazda Mazda6 December Lease Rates

2009 Mazda Mazda6 i Sport
24-month | 15k miles | residual 57% | .00189 base money factor
36-month | 15k miles | residual 47% | .00185 base money factor

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09 Lexus GS Lease Rates for December 2008

My Take: The GS’s money factor isn’t too horrible this month, although I would have liked a higher residual value for a 2009 model. Nevertheless, if you can negotiate a lower sale price, you might be able to save yourself a good chunk of change. Just remember that for every $1000 you knock off the sale price, you save about $30 per month on a 36-month lease.

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  At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
09 Lexus GS350 AWD N/A $47,625 $N/A $N/A $974 $765

NOTE: Estimates assuming the following conditions:

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.

2009 Lexus GS December Lease Rates

2009 Lexus GS350
24-month | 15k miles | residual 54% | .00110 base money factor
36-month | 15k miles | residual 47% | .00110 base money factor
48-month | 15k miles | residual 38% | .00110 base money factor

2009 Lexus GS350 AWD
24-month | 15k miles | residual 55% | .00110 base money factor
36-month | 15k miles | residual 48% | .00110 base money factor
48-month | 15k miles | residual 39% | .00110 base money factor

2009 Lexus GS450H
24-month | 15k miles | residual 52% | .00110 base money factor
36-month | 15k miles | residual 45% | .00110 base money factor
48-month | 15k miles | residual 35% | .00110 base money factor

2009 Lexus GS460
24-month | 15k miles | residual 52% | .00100 base money factor
36-month | 15k miles | residual 45% | .00100 base money factor
48-month | 15k miles | residual 36% | .00100 base money factor

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09 Volkswagen CC Lease Rates for December 2008

My Take: In all honesty, I know nothing about the “new” CC other than the fact that it’s basically the new name for the Passat. I kind of fell off the VW wagon after my disappointment with their 1.8T engine. I was nearly stranded about 30 miles from home when one of their “coil packs” decided to “blow”. That effectively left my car with 3 cylinders…try driving THAT 25 miles on the freeway. Anyway, the 2.0T engines are far superior, but I am still a bit skeptical when it comes to anything with such small displacement. Lease-wise, there is a special going on right now at VW where the dealer pitches in $866.60 to lower the cap cost of the vehicle and you get to lease the car for around $359. The catch is that you gotta put down like $2700. Silly isn’t it? The better deal would be to ask the dealer to give you the car for invoice and just pay inceptions fees and 1st payment, which should run you about $1200 and $354 + tax per month (see below).

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  At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
09 Volkswagen CC 4dr Sedan Sport $26,754 $28,580 $431 $354 $511 $410

NOTE: Estimates assuming the following conditions:

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.

2009 Volkswagen CC December Lease Rates

2009 Volkswagen CC 4dr Sedan Luxury
24-month | 15k miles | residual 63% | .00249 base money factor
36-month | 15k miles | residual 59% | .00249 base money factor
48-month | 15k miles | residual 52% | .00249 base money factor

2009 Volkswagen CC 4dr Sedan Sport
24-month | 15k miles | residual 67% | .00249 base money factor
36-month | 15k miles | residual 63% | .00249 base money factor
48-month | 15k miles | residual 56% | .00249 base money factor

2009 Volkswagen CC 4dr Sedan Sport MT
24-month | 15k miles | residual 67% | .00249 base money factor
36-month | 15k miles | residual 63% | .00249 base money factor
48-month | 15k miles | residual 56% | .00249 base money factor

2009 Volkswagen CC 4dr Sedan VR6 4Motion
24-month | 15k miles | residual 61% | .00231 base money factor
36-month | 15k miles | residual 57% | .00231 base money factor
48-month | 15k miles | residual 50% | .00231 base money factor

2009 Volkswagen CC 4dr Sedan VR6 Sport
24-month | 15k miles | residual 59% | .00231 base money factor
36-month | 15k miles | residual 55% | .00231 base money factor
48-month | 15k miles | residual 48% | .00231 base money factor

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08/09 Infiniti G37 Lease Rates for December 2008

My Take: The 09 G37 is still leasing for a good chunk of change, so you are actually better off leasing the 08 model instead. As for the sedan, I still think that waiting until January/February might be a good idea because their rates are still a bit on the high end. Infiniti is trying to discourage lesses from going with the 24-month lease on the sedan (there’s only a 1% drop from 24 to 36 monoth leases and a significant bump in money factor) so stay away from those. I always felt the 36-month leases were ideal anyway so you really shouldn’t consider 24-month unless they are cheaper or just as much as the 36-month leases.

UPDATE: Word is that the $395 disposition fee will return January 6th, 2009 on all Infiniti Leases. It is a somewhat of a big deal if you intend to keep the car for the entire length of your lease.

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  At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
09 Infiniti G37 Coupe Journey $34,674 $37,465 $636 $517 $761 $602
09 Infiniti G37 Sedan Journey $31,957 $34,515 $653 $474 $768 $552

NOTE: Estimates assuming the following conditions:

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.

2009 Infiniti G37 December Lease Rates

2009 Infiniti G37 Coupe Base
24-month | 15k miles | residual 68% | .00325 base money factor
36-month | 15k miles | residual 61% | .00279 base money factor
48-month | 15k miles | residual 50% | .00279 base money factor

2009 Infiniti G37 Coupe Journey
24-month | 15k miles | residual 64% | .00325 base money factor
36-month | 15k miles | residual 58% | .00279 base money factor
48-month | 15k miles | residual 47% | .00279 base money factor

2009 Infiniti G37 Coupe Sport
24-month | 15k miles | residual 66% | .00325 base money factor
36-month | 15k miles | residual 59% | .00279 base money factor
48-month | 15k miles | residual 48% | .00279 base money factor

2009 Infiniti G37X Coupe
24-month | 15k miles | residual 67% | .00325 base money factor
36-month | 15k miles | residual 59% | .00279 base money factor
48-month | 15k miles | residual 49% | .00279 base money factor

2009 Infiniti G37 Sedan Base
24-month | 15k miles | residual 61% | .00325 base money factor
36-month | 15k miles | residual 60% | .00275 base money factor
48-month | 15k miles | residual 47% | .00275 base money factor

2009 Infiniti G37 Sedan Journey
24-month | 15k miles | residual 59% | .00325 base money factor
36-month | 15k miles | residual 58% | .00275 base money factor
48-month | 15k miles | residual 45% | .00275 base money factor

2009 Infiniti G37 Sedan Sport
24-month | 15k miles | residual 59% | .00325 base money factor
36-month | 15k miles | residual 58% | .00275 base money factor
48-month | 15k miles | residual 46% | .00275 base money factor

2009 Infiniti G37X Sedan
24-month | 15k miles | residual 60% | .00325 base money factor
36-month | 15k miles | residual 58% | .00275 base money factor
48-month | 15k miles | residual 46% | .00275 base money factor

2008 Infiniti G37 December Lease Rates

2008 Infiniti G37 Coupe
24-month | 15k miles | residual 63% | .00325 base money factor
36-month | 15k miles | residual 60% | .00182 base money factor
48-month | 15k miles | residual 51% | .00168 base money factor

2008 Infiniti G37 Journey Coupe
24-month | 15k miles | residual 60% | .00325 base money factor
36-month | 15k miles | residual 58% | .00182 base money factor
48-month | 15k miles | residual 49% | .00168 base money factor

2008 Infiniti G37 Sport Coupe
24-month | 15k miles | residual 62% | .00325 base money factor
36-month | 15k miles | residual 59% | .00182 base money factor
48-month | 15k miles | residual 50% | .00168 base money factor

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09 Lexus RX350 Lease Rates for December 2008

My Take: RX350 is looks pretty good for a 08 model. The residual is still much higher than expected and the residual has dropped a bit (sitting at around 2% APR). Fairly competitive with financing deals going on right now. Leasing an SUV is not a bad idea if you consider the fact that the residual values are fixed for the duration of your lease. If gas prices go up, you don’t have to worry about your SUV losing its value because it you can just return it at the end of the lease! Isn’t that great? If gas prices stay low, then driving a SUV won’t hurt as much. Looks like a win-win situation to me. Another thing to note…even though the RX seems to be cheaper to lease than the RDX, the RDX has cash rebates (which will lower the price significantly) and it comes pretty well equipped as a base model. That’s not the case with the RX350. Of course, the RDX is a 4-cyl Turbo, while the RX350 is a V6. If you don’t like the raspy-ness of a 4cyl Turbo, then the RX is probably what you want.

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  At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
09 Lexus RX350 2WD $33,864 $38,165 $521 $435 $703 $558

NOTE: Estimates assuming the following conditions:

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.

2009 Lexus RX350 December Lebase money factors

2009 Lexus RX350 2WD
24-month | 15k miles | residual 59% | .00085 base money factor
36-month | 15k miles | residual 52% | .00085 base money factor
48-month | 15k miles | residual 41% | .00085 base money factor

2009 Lexus RX350 2WD w/RSE
24-month | 15k miles | residual 57% | .00085 base money factor
36-month | 15k miles | residual 50% | .00085 base money factor
48-month | 15k miles | residual 39% | .00085 base money factor

2009 Lexus RX350 AWD
24-month | 15k miles | residual 59% | .00085 base money factor
36-month | 15k miles | residual 52% | .00085 base money factor
48-month | 15k miles | residual 42% | .00085 base money factor

2009 Lexus RX350 w/ RSE AWD
24-month | 15k miles | residual 57% | .00085 base money factor
36-month | 15k miles | residual 50% | .00085 base money factor
48-month | 15k miles | residual 40% | .00085 base money factor

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09 Acura RDX Lease Rates for December 2008

My Take: RDX is looking the same as last month. There are some incentives available to sweeten the deal (HERE). A cool $1500 marketing cash and another $1500 mfg to dealer cash. That’s $3000 worth in discounts! Worth a look if you need a compact crossover with luxury features. Personally, I love how Honda/Acura keeps the car leasing/purchasing decision simple. They don’t overload you with options and features. You get the base model and one with Tech. Easy as pie.

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  At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
09 Acura RDX $31,723 $34,455 $550 $465 $666 $543

NOTE: Estimates assuming the following conditions:

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.

2009 Acura RDX December Lease money factors

2009 Acura RDX
24-month | 15k miles | residual 57% | .00090 base money factor
36-month | 15k miles | residual 48% | .00090 base money factor

2009 Acura RDX w/Tech
24-month | 15k miles | residual 56% | .00090 base money factor
36-month | 15k miles | residual 47% | .00090 base money factor

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