09 BMW X3, X5, X6 Lease Rates – March 2009

logo_bmwMy Take: The best lease on the X-Series SUVs this month is probably the gasoline-powered X5s. The other X-models suffer from either low residual, high money factor or both. There is $1750 customer cash available on the X5 3.0i and 2.9% financing for up to 60 months. You should be able to combine the two, but make sure to double check with your dealer.

At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
09 BMW X5 xDrive 3.0i $44,525 $48,325 $760 $626 $925 $738

NOTE: Estimates assuming the following conditions:

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) due at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.
  • No rebates/incentives applied

2009 BMW X-Series

2009 BMW X3 xDrive 3.0i
24-month | 15k miles | residual 48% | .00190 base money factor
36-month | 15k miles | residual 41% | .00190 base money factor
48-month | 15k miles | residual 32% | .00250 base money factor

2009 BMW X5 xDrive 3.0i
24-month | 15k miles | residual 61% | .00180 base money factor
36-month | 15k miles | residual 55% | .00180 base money factor
48-month | 15k miles | residual 37% | .00250 base money factor

2009 BMW X5 xDrive
24-month | 15k miles | residual 61% | .00250 base money factor
36-month | 15k miles | residual 55% | .00250 base money factor
48-month | 15k miles | residual 39% | .00250 base money factor

2009 BMW X5 xDrive 4.8i
24-month | 15k miles | residual 62% | .00155 base money factor
36-month | 15k miles | residual 56% | .00155 base money factor
48-month | 15k miles | residual 32% | .00250 base money factor

2009 BMW X6 xDrive 3.5i
24-month | 15k miles | residual 62% | .00250 base money factor
36-month | 15k miles | residual 57% | .00250 base money factor
48-month | 15k miles | residual 34% | .00250 base money factor

2009 BMW X6 xDrive 5.0i
24-month | 15k miles | residual 62% | .00250 base money factor
36-month | 15k miles | residual 58% | .00250 base money factor
48-month | 15k miles | residual 34% | .00250 base money factor

09 Acura MDX Lease Rates – March 2009

logo_acuraMy Take: MDX lease rates aren’t that much better than February (you are saving yourself about $10 a month compared to last month). The money factor dropped to compensate for the drop in residual value. The $2000 dealer cash is still available, so be sure to take advantage of that if you are shopping for a MDX. Personally, I’m liking the FX35 more this month.

At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
2009 Acura MDX $38,012 $41,750 $741 $613 $905 $725

NOTE: Estimates assuming the following conditions:

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) due at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.
  • No rebates/incentives applied

2009 Acura MDX

2009 Acura MDX
24-month | 15k miles | residual 56% | .00215 base money factor
36-month | 15k miles | residual 49% | .00215 base money factor

2009 Acura MDX Sport
24-month | 15k miles | residual 51% | .00215 base money factor
36-month | 15k miles | residual 44% | .00215 base money factor

2009 Acura MDX Sport w/RES
24-month | 15k miles | residual 51% | .00215 base money factor
36-month | 15k miles | residual 44% | .00215 base money factor

2009 Acura MDX Tech w/RES
24-month | 15k miles | residual 53% | .00215 base money factor
36-month | 15k miles | residual 46% | .00215 base money factor

2009 Acura MDX Tech
24-month | 15k miles | residual 53% | .00215 base money factor
36-month | 15k miles | residual 46% | .00215 base money factor

The Wall : Getpaid’s 2009 Mercedes CLK350

Name: Getpaid
Location: California
What He’s Got: Everything but wood grain and Navi.
What It Cost: 2 payments left on my old lease and about 5,000 miles over my allotted 10,000 per year ($1250). Paid $3000 after everything at drive off (that includes my first month’s payment) and am paying $455 a month for 39 months at 10,000 miles a year. I believe sticker was $52950 but i’m not positive as to what it came out to when all was said and done.

My Take:PHAT RIDE! Love it! Mercs do look best in black so you definitely didn’t go wrong there. The deal in my opinion was very good considering the following… 1) You were over your miles and had a couple payments left. 2) Of the $3000 up front that you paid, more than HALF was going towards inception, meaning your cap reduction was probably no more than $1k. At $455, that’s about the same as what some folks are paying for 2.0T A4s and 328i…but you got a CLK350 at a MSRP of $52k. Congrats! Great ride, great deal. Thank you VERY MUCH for sharing. Wow, the first Merc on the Wall!

Want your ride featured on RIDEwithG? Head over to THE WALL for more information.

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09 Volvo S40 Lease Rates – March 2009

logo_volvoMy Take: This is just for giggles. I clearly do not intend on making a recommendation on the S40. The car itself is so-so (this is personal opinion of course, I’m sure there are plenty of S40 fans out there) and the lease rates are clearly horrific. However, if you actually plan on leasing one of these, you might want to “help me, help you” by visiting LeaseCompare (big banner add above the site), it could save you hundreds. Of course, you can always opt to go into the dealership with your own bank financing you or ask them to provide you with rates of other banks they work with. I’m sure they would be more than willing to help in that regard.

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2009 Volvo S40

2009 Volvo S40 2.4i Sedan
24-month | 15k miles | residual 54% | .00592 base money factor
36-month | 15k miles | residual 45% | .00532 base money factor
48-month | 15k miles | residual 37% | .00527 base money factor

2009 Volvo S40 T5 Sedan R-Design
24-month | 15k miles | residual 52% | .00592 base money factor
36-month | 15k miles | residual 44% | .00532 base money factor
48-month | 15k miles | residual 36% | .00527 base money factor

2009 Volvo S40 T5 Sedan R-Design AWD
24-month | 15k miles | residual 54% | .00592 base money factor
36-month | 15k miles | residual 46% | .00532 base money factor
48-month | 15k miles | residual 37% | .00527 base money factor

09 Audi TT Lease Rates – March 2009

logo_audiMy Take: Rather than scrapping all of the Audi TT’s lease rates, I decided to post them along with the following warning: The residual stinks, the money factor stinks. Lease with caution. Unless you are able to knock off a lot of cash off the sale price, I would not touch this lease with a 10-foot pole. I wasn’t a big fan of my last A4, so I highly doubt I’ll be visiting any Audi dealers in the coming years. Oh, if you are wondering why there aren’t any payment estimates, well that’s because I don’t think it’s worth the time in all honesty. Thanks for understanding.

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2009 Audi TT

2009 Audi TT 2.0T Premium Coupe
24-month | 15k miles | residual 57% | .00233 base money factor
36-month | 15k miles | residual 50% | .00233 base money factor
48-month | 15k miles | residual 43% | .00368 base money factor

2009 Audi TT 2.0T Premium Plus Coupe
24-month | 15k miles | residual 55% | .00233 base money factor
36-month | 15k miles | residual 48% | .00233 base money factor
48-month | 15k miles | residual 41% | .00368 base money factor

2009 Audi TT 2.0T Prestige Coupe
24-month | 15k miles | residual 53% | .00233 base money factor
36-month | 15k miles | residual 46% | .00233 base money factor
48-month | 15k miles | residual 39% | .00368 base money factor

2009 Audi TT 2.0T quattro Premium Coupe
24-month | 15k miles | residual 57% | .00233 base money factor
36-month | 15k miles | residual 50% | .00233 base money factor
48-month | 15k miles | residual 43% | .00368 base money factor

2009 Audi TT 2.0T quattro Premium Plus Coupe
24-month | 15k miles | residual 56% | .00255 base money factor
36-month | 15k miles | residual 49% | .00255 base money factor
48-month | 15k miles | residual 42% | .00368 base money factor

2009 Audi TT 2.0T quattro Prestige Coupe
24-month | 15k miles | residual 54% | .00255 base money factor
36-month | 15k miles | residual 47% | .00255 base money factor
48-month | 15k miles | residual 40% | .00368 base money factor

2009 Audi TT 3.2L quattro Premium Plus Coupe
24-month | 15k miles | residual 55% | .00221 base money factor
36-month | 15k miles | residual 48% | .00221 base money factor
48-month | 15k miles | residual 41% | .00368 base money factor

2009 Audi TT 3.2L quattro Prestige Coupe
24-month | 15k miles | residual 54% | .00221 base money factor
36-month | 15k miles | residual 47% | .00221 base money factor
48-month | 15k miles | residual 40% | .00368 base money factor

2009 Audi TT 2.0T Premium Cabriolet
24-month | 15k miles | residual 55% | .00220 base money factor
36-month | 15k miles | residual 48% | .00220 base money factor
48-month | 15k miles | residual 41% | .00368 base money factor

2009 Audi TT 2.0T Premium Plus Cabriolet
24-month | 15k miles | residual 54% | .00220 base money factor
36-month | 15k miles | residual 47% | .00220 base money factor
48-month | 15k miles | residual 40% | .00368 base money factor

2009 Audi TT 2.0T Prestige Cabriolet
24-month | 15k miles | residual 53% | .00220 base money factor
36-month | 15k miles | residual 46% | .00220 base money factor
48-month | 15k miles | residual 39% | .00368 base money factor

2009 Audi TT 2.0T quattro Premium Cabriolet
24-month | 15k miles | residual 56% | .00242 base money factor
36-month | 15k miles | residual 49% | .00242 base money factor
48-month | 15k miles | residual 42% | .00368 base money factor

2009 Audi TT 2.0T quattro Premium Plus Cabriolet
24-month | 15k miles | residual 55% | .00242 base money factor
36-month | 15k miles | residual 48% | .00242 base money factor
48-month | 15k miles | residual 41% | .00368 base money factor

2009 Audi TT 2.0T quattro Prestige Cabriolet
24-month | 15k miles | residual 53% | .00242 base money factor
36-month | 15k miles | residual 46% | .00242 base money factor
48-month | 15k miles | residual 39% | .00368 base money factor

2009 Audi TT 3.2L quattro Premium Plus Cabriolet
24-month | 15k miles | residual 54% | .00191 base money factor
36-month | 15k miles | residual 47% | .00191 base money factor
48-month | 15k miles | residual 40% | .00368 base money factor

2009 Audi TT 3.2L quattro Prestige Cabriolet
24-month | 15k miles | residual 53% | .00191 base money factor
36-month | 15k miles | residual 46% | .00191 base money factor
48-month | 15k miles | residual 39% | .00368 base money factor

09 Mercedes Benz SLK Lease Rates – March 2009

logo_benzMy Take: Wow, look at the money factor on the SLK300. They might as well make it .00001 or something because that’s 0.16% APR right there. I think that’s a great candidate for “leasing to buy” right now since there is very little interest. Most of your payment will be going towards depreciation and tax, that’s about it. There is also the current 0.9% for 66 months promo going on with most Mercs this month so you can always take advantage of that if you are looking to buy the car. If you are able to make a large payment at the end of a lease to buy out the car, you may want to just lease it for 4 years, save up and do a massive payoff at lease end. That’s also another alternative to save some cash in these uncertain times. Remember to read all the articles in the “Leasing 101” section if you are new to leasing. A wealth of info at your finger tips!

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  At Invoice At MSRP
Make/Model Invoice MSRP 36-month 48-month 36-month 48-month
09 Mercedes SLK300 $43,609 $46,825 $591* $522** $681* $589**

NOTE: Estimates assuming the following conditions:

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.

2009 Mercedes SLK

2009 Mercedes SLK300
24-month | 15k miles | residual 53% | .00023 base money factor
36-month | 15k miles | residual 48% | .00007 base money factor
48-month | 15k miles | residual 40% | .00007 base money factor
60-month | 15k miles | residual 33% | .00395 base money factor

2009 Mercedes SLK350
24-month | 15k miles | residual 55% | .00092 base money factor
36-month | 15k miles | residual 51% | .00076 base money factor
48-month | 15k miles | residual 42% | .00076 base money factor
60-month | 15k miles | residual 34% | .00395 base money factor

DO NOT LEASE

2009 Mercedes SLK55 AMG
24-month | 15k miles | residual 50% | .00430 base money factor
36-month | 15k miles | residual 46% | .00395 base money factor
48-month | 15k miles | residual 38% | .00395 base money factor
60-month | 15k miles | residual 34% | .00395 base money factor

09 Mercedes G, GL, ML, R Lease Rates – March 2009

logo_benzMy Take: Of the whole lot, I just like the ML320s rates. As I mentioned last month, the ML320 is not exactly available in large volume because it is a diesel. However, I think this car’s lease rates look best compared to the other SUVs and Wagons in Merc’s lineup. This is definitely a “lease to buy” candidate (like most Mercs) and it also cheapest when you lease it at 48 months inteast of 36. There are no cash/rebate incentives on the ML, but there is special 0.9% financing for up to 66 months if you intend to buy the car. Not too bad if you ask me. I think Merc is really willing to drop prices to move cars right now. If you thumb through the forums, you’ll notice JoeBean getting about 3k under invoice on his C350, so keep that in mind when you visit your Merc dealer.

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  At Invoice At MSRP
Make/Model Invoice MSRP 36-month 48-month 36-month 48-month
09 Mercedes ML320 $46,073 $49,475 $594* $547** $691* $619**

NOTE: Estimates assuming the following conditions:

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.

2009 Mercedes G, GL, ML, R

2009 Mercedes GL320
24-month | 15k miles | residual 56% | .00070 base money factor
36-month | 15k miles | residual 49% | .00035 base money factor
48-month | 15k miles | residual 42% | .00035 base money factor
60-month | 15k miles | residual 34% | .00395 base money factor

2009 Mercedes GL450
24-month | 15k miles | residual 58% | .00120 base money factor
36-month | 15k miles | residual 51% | .00095 base money factor
48-month | 15k miles | residual 41% | .00095 base money factor
60-month | 15k miles | residual 33% | .00395 base money factor

2009 Mercedes ML320 CDI 4WD
24-month | 15k miles | residual 62% | .00120 base money factor
36-month | 15k miles | residual 53% | .00060 base money factor
48-month | 15k miles | residual 44% | .00060 base money factor
60-month | 15k miles | residual 37% | .00395 base money factor

2009 Mercedes ML350 4WD
24-month | 15k miles | residual 54% | .00120 base money factor
36-month | 15k miles | residual 45% | .00080 base money factor
48-month | 15k miles | residual 39% | .00080 base money factor
60-month | 15k miles | residual 32% | .00395 base money factor

2009 Mercedes R350
24-month | 15k miles | residual 51% | .00200 base money factor
36-month | 15k miles | residual 46% | .00175 base money factor
48-month | 15k miles | residual 36% | .00175 base money factor
60-month | 15k miles | residual 29% | .00395 base money factor

DO NOT LEASE

2009 Mercedes G550
24-month | 15k miles | residual 49% | .00430 base money factor
36-month | 15k miles | residual 44% | .00395 base money factor
48-month | 15k miles | residual 37% | .00395 base money factor
60-month | 15k miles | residual 32% | .00395 base money factor

2009 Mercedes G55 AMG
24-month | 15k miles | residual 46% | .00430 base money factor
36-month | 15k miles | residual 40% | .00395 base money factor
48-month | 15k miles | residual 35% | .00395 base money factor
60-month | 15k miles | residual 31% | .00395 base money factor

2009 Mercedes GL550
24-month | 15k miles | residual 51% | .00430 base money factor
36-month | 15k miles | residual 44% | .00395 base money factor
48-month | 15k miles | residual 39% | .00395 base money factor
60-month | 15k miles | residual 32% | .00395 base money factor

2009 Mercedes ML550 4WD
24-month | 15k miles | residual 48% | .00220 base money factor
36-month | 15k miles | residual 39% | .00280 base money factor
48-month | 15k miles | residual 35% | .00280 base money factor
60-month | 15k miles | residual 30% | .00395 base money factor

2009 Mercedes ML63 AMG 4WD
24-month | 15k miles | residual 50% | .00430 base money factor
36-month | 15k miles | residual 42% | .00395 base money factor
48-month | 15k miles | residual 37% | .00395 base money factor
60-month | 15k miles | residual 30% | .00395 base money factor

09 Audi A3 Lease Rates – March 2009

logo_audiMy Take: Low residual and Low Money Factor = Lease to Buy. Remember that. If you aren’t planning to buy it at lease end, then I would recommend the following: 1) Limit your miles (10k or 12k) so you can boost the residual value 2) Get AudiCare so you can get another 1% for residual value. 3) Knock off as much as you can off the MSRP of the car thru negotiation, rebates & dealer discounts. Speaking of rebates and discounts, there aren’t any on the A3 2.0T Premium Quattro. If you are looking buy, there is 2.9% financing for 60 months.

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  At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
2009 Audi A3 2.0T Premium $27,238 $29,225 $501 $401 $585 $458

NOTE: Estimates assuming the following conditions:

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.

2009 Audi A3

2009 Audi A3 2.0T
24-month | 15k miles | residual 56% | .00059 base money factor
36-month | 15k miles | residual 49% | .00059 base money factor
48-month | 15k miles | residual 42% | .00348 base money factor

2009 Audi A3 2.0T Premium
24-month | 15k miles | residual 54% | .00059 base money factor
36-month | 15k miles | residual 47% | .00059 base money factor
48-month | 15k miles | residual 40% | .00348 base money factor

2009 Audi A3 2.0T quattro
24-month | 15k miles | residual 57% | .00083 base money factor
36-month | 15k miles | residual 50% | .00083 base money factor
48-month | 15k miles | residual 43% | .00348 base money factor

2009 Audi A3 2.0T quattro Premium
24-month | 15k miles | residual 55% | .00083 base money factor
36-month | 15k miles | residual 48% | .00083 base money factor
48-month | 15k miles | residual 41% | .00348 base money factor

2009 Audi A3 2.0T S-Line
24-month | 15k miles | residual 53% | .00059 base money factor
36-month | 15k miles | residual 46% | .00059 base money factor
48-month | 15k miles | residual 39% | .00348 base money factor

2009 Audi A3 2.0T S-Line quattro
24-month | 15k miles | residual 54% | .00083 base money factor
36-month | 15k miles | residual 47% | .00083 base money factor
48-month | 15k miles | residual 40% | .00348 base money factor

2009 Audi A3 3.2 S-Line quattro
24-month | 15k miles | residual 53% | .00059 base money factor
36-month | 15k miles | residual 46% | .00059 base money factor
48-month | 15k miles | residual 39% | .00348 base money factor

2009 Audi A6 3.0L quattro Premium Sedan
24-month | 15k miles | residual 52% | .00005 base money factor
36-month | 15k miles | residual 45% | .00005 base money factor
48-month | 15k miles | residual 38% | .00377 base money factor

2009 Audi A6 3.0L quattro Premium Plus Sedan
24-month | 15k miles | residual 52% | .00005 base money factor
36-month | 15k miles | residual 45% | .00005 base money factor
48-month | 15k miles | residual 38% | .00377 base money factor