My Take: The 6-series and M6 were better last month prior to the mid-month revision. Still not a terrible lease because of fairly high money factor, but I find it difficult to pay upwards of 4.5% interest on a car with this price tag. There is $3000 in conquest cash and another $3000 in loyalty cash available to the consumer. The loyalty cash is available to current AND returning BMW customers, so you don’t necessarily have to be leasing a BMW right now to qualify. 0.9% is financing is also available (the better choice in this case) for up to 60 months.
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2009 BMW 6-Series
2009 BMW 650i Coupe
24-month | 15k miles | residual 59% | .00190 base money factor
36-month | 15k miles | residual 54% | .00190 base money factor
48-month | 15k miles | residual 32% | .00250 base money factor
2009 BMW 650i Convertible
24-month | 15k miles | residual 63% | .00190 base money factor
36-month | 15k miles | residual 57% | .00190 base money factor
48-month | 15k miles | residual 33% | .00250 base money factor
2009 BMW M6 Coupe
24-month | 15k miles | residual 64% | .00190 base money factor
36-month | 15k miles | residual 57% | .00190 base money factor
48-month | 15k miles | residual 34% | .00250 base money factor
2009 BMW M6 Convertible
24-month | 15k miles | residual 64% | .00190 base money factor
36-month | 15k miles | residual 57% | .00190 base money factor
48-month | 15k miles | residual 36% | .00250 base money factor
My Take: Must be a Ford Credit thing to charge outrageous money factors for cars that don’t hold value well. I guess that’s one way to let other banks assume the risk and to encourage people buy vs lease. NEXT!
My Take: Haahaa, NEXT!
My Take: January rates were much better for the IS-F (for both 08 and 09 models). I would recommend buying or skipping the lease this month. Hopefully they improved down the road. 
My Take: I think the Q7 is a good “lease-to-buy” candidate due to the low money factor and low residual value. No inceptives available on the Q7 other than “special” financing. I use the term losely because 4.9% for 60 months is FAR from special. More reason to lease first then buyout the lease if you intend to keep the car, right?
My Take: Edmunds suggests a sale price of a few hundred under invoice on the Accord EX-L V6. There is $1000 dealer cash on this Accord, so I think you should get more than “just” a few hundred off invoice. If you manage that, you would be looking at $351 + tax on a 36-month/15k mile lease instead of $381 per month (assuming you pay all inception fees at signing).
My Take: Looks like Infiniti fudged with the EX numbers this month. Last month, an EX35 Journey AWD’s residual value was 49%. This month, the residual value for the same exact car goes up to 51%. That’s typically a good thing, however, the money factor went up along with it, which basically cancels each other out. The good news is that there is 0.9% financing for 72 months or 0% for 36 months. Unfortunately, the $5000 dealer cash cannot be combined with this deal, but it should be at least partially available for leases. The $500 sell down dealer cash should be available for both leases and purchases.