My Take: The 6-series for both 2009 and 2010 are pretty decent leases right now simply because the residual values are pretty high. You can probably drop them down a bit by using MSDs instead of cap cost reduction so be sure to opt for that instead. Another thing I want to stress, make sure you PAY off your inception fees INCLUDING the Acquisition fee. Many times, the Acquisition fee is rolled into the lease loan. Not a good idea since that is probably the largest of all inception fees. So you will be paying taxes AND interest on the largest fee of the bunch. Bad idea. Ask the dealer to identify all your inception fees, have him/her total them including applicable taxes and cut a check for that. As far as which one I would lease, I would probably opt for a 2009 model even if the money factor on the 2010 is only .00010 more than the 2009. I think the 2010 will have a higher base price anyway, so you might as well stick with the 09s since the residuals are practically identical.
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2010 BMW 6-Series
2010 BMW 650i Coupe
24-month | 15k miles | residual 58% | .00200 base money factor
36-month | 15k miles | residual 54% | .00200 base money factor
2010 BMW 650i Convertible
24-month | 15k miles | residual 62% | .00200 base money factor
36-month | 15k miles | residual 57% | .00200 base money factor
2010 BMW M6 Coupe
24-month | 15k miles | residual 62% | .00200 base money factor
36-month | 15k miles | residual 57% | .00200 base money factor
2010 BMW M6 Convertible
24-month | 15k miles | residual 62% | .00200 base money factor
36-month | 15k miles | residual 57% | .00200 base money factor
2009 BMW 6-Series
2009 BMW 650i Coupe
24-month | 15k miles | residual 58% | .00190 base money factor
36-month | 15k miles | residual 54% | .00190 base money factor
48-month | 15k miles | residual 29% | .00260 base money factor
2009 BMW 650i Convertible
24-month | 15k miles | residual 62% | .00190 base money factor
36-month | 15k miles | residual 57% | .00190 base money factor
48-month | 15k miles | residual 31% | .00260 base money factor
2009 BMW M6 Coupe
24-month | 15k miles | residual 62% | .00190 base money factor
36-month | 15k miles | residual 57% | .00190 base money factor
48-month | 15k miles | residual 31% | .00260 base money factor
2009 BMW M6 Convertible
24-month | 15k miles | residual 62% | .00190 base money factor
36-month | 15k miles | residual 57% | .00190 base money factor
48-month | 15k miles | residual 33% | .00260 base money factor
My Take: This is an okay lease for May. Not sure I’d call it a good lease-to-buy right now since I would have preferred a sub .00100 money factor since the residual drops below 50% after 3 years. However, I’m sure that’s not something a sizable discount on the sale price can’t fix.
My Take: I am a bit busy this week so I won’t be able to do any payment estimates for 
My Take: The only car on this list that has a nice combination of residuals and money factor is the SL550. Problem is, it isn’t THAT nice. The money factor is low, which is nice. Unfortunately, the residual is a bit lower than I would personally like. You could argue that this is a good “lease-to-buy” candidate, though.
My Take: I’ll be honest here, I don’t like the Accord’s money factor, but the residual is very nice, so you should still have a decent deal out of this. With most cars selling for around invoice or less nowadays, you can probably score are nice low payment. Remember that high residual cars should probably just be leased, not bought-out at lease end, otherwise, you will end up paying more than buying it outright. There is $1500 in dealer cash that can be used with the special financing of 3.9% for 60 months, so remember when you negotiate your sale price.
My Take: I’m a bit mixed on the Mazda CX-9 this month because the residual are so bad, not even the lower money factor can save it. Remember that Mazda’s only have a 3-yr/36k miles, so leasing a term that is beyond that requires that you pay for any repairs from your own pocket. Chances are, you won’t be experiencing any major repairs within 4 yrs, but I would personally not take that chance. 2010 models should be rolling in sometime during the summer, so you could be seeing some increased efforts to move this ride in the coming months.
My Take: The residuals on the RAV4 are so high that it really does a good job offsetting the higher money factor. Just remember that high residuals makes for poor buyouts once your lease ends. This means that you will likely overpay should you try to buy the car out OR lose money if you try to end the lease early by trading it in or selling it. With that in mind, the RAV4 is an excellent alternative to the Honda CRV, which boasts a ridiculous .00250 MF. Toyota is also offering $500 cash back to customers, so whatever the dealer offers, minus $500 should be your sale price. If you are in the military, add another $400. If you are a college graduate, add another $1000. That’s $1900 if you qualify for all these rebates. Nice huh?