Slight drop in MF for some 2012 models, but the main story is that 2011 328i and 335i sedan lease support has been yanked. 30-month lease on remaining 2011 AWD models still available, though. BMW has always been known for very strong residuals, but their MF has always been pretty high for a lot of their models. In cases like this, you just have to opt for MSDs to bring down the interest rate. However, before you make the decision, you need to be aware that you can risk losing that money if you try to trade-in your vehicle.
There is actually bonus cash available for folks shopping for a 3, 5 or M3 model. For the 3-series, there is $1000 in bonus cash. Those who belong to USAA can also qualify for one of two types of cash bonuses (depending on whether you finance through USAA or BMWFS). This cash is only available for retail purchases and lasts through the end of the 2012 calendar year.
Here is a sample calculation based on TrueCar’s Southern California sale price and do not include local taxes. Please note that your dealer calculations may vary due to local fees/taxes.
2012 BMW 328i Sedan
MSRP – $35,795
Sale Price – $35,155
Monthly – $469+ tax
RWG Rating – 80.1
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2011 BMW 328xi Sedan
36 Month – Residual 58% of MSRP – .00180 Base Rate
30 Month – Residual 64% of MSRP – .00180 Base Rate
2011 BMW 335xi Sedan
36 Month – Residual 53% of MSRP – .00180 Base Rate
30 Month – Residual 61% of MSRP – .00180 Base Rate
2011 BMW 335d Diesel Sedan
36 Month – Residual 53% of MSRP – .00190 Base Rate
2012 BMW 128i Coupe
36 Month – Residual 61% of MSRP – .00190 Base Rate
2012 BMW 128i Convertible
36 Month – Residual 62% of MSRP – .00190 Base Rate
2012 BMW 135i Coupe
36 Month – Residual 62% of MSRP – .00190 Base Rate
2012 BMW 135i Convertible
36 Month – Residual 62% of MSRP – .00190 Base Rate
2012 BMW 328i Coupe
36 Month – Residual 61% of MSRP – .00190 Base Rate
2012 BMW 328xi Coupe
36 Month – Residual 62% of MSRP – .00190 Base Rate
2012 BMW 328i Wagon
36 Month – Residual 61% of MSRP – .00180 Base Rate
2012 BMW 328xi Wagon
36 Month – Residual 60% of MSRP – .00190 Base Rate
2012 BMW 328i Convertible
36 Month – Residual 63% of MSRP – .00190 Base Rate
2012 BMW 335i Coupe
36 Month – Residual 61% of MSRP – .00190 Base Rate
2012 BMW 335is Coupe
36 Month – Residual 60% of MSRP – .00190 Base Rate
2012 BMW 335xi Coupe
36 Month – Residual 61% of MSRP – .00190 Base Rate
2012 BMW 335i Convertible
36 Month – Residual 62% of MSRP – .00190 Base Rate
2012 BMW 335is Convertible
36 Month – Residual 62% of MSRP – .00190 Base Rate
2012 BMW 328i Sedan – ALL LINES
36 Month – Residual 62% of MSRP – .00190 Base Rate
2012 BMW 335i Sedan – ALL LINES
36 Month – Residual 62% of MSRP – .00190 Base Rate
2012 BMW M3 Coupe
36 Month – Residual 59% of MSRP – .00190 Base Rate
2012 BMW M3 Convertible
36 Month – Residual 60% of MSRP – .00190 Base Rate
2012 BMW 528i Sedan
36 Month – Residual 58% of MSRP – .00190 Base Rate
2012 BMW 528i xDrive Sedan
36 Month – Residual 59% of MSRP – .00190 Base Rate
2012 BMW 535i Sedan
36 Month – Residual 56% of MSRP – .00185 Base Rate
2012 BMW 535i xDrive Sedan
36 Month – Residual 56% of MSRP – .00185 Base Rate
2012 BMW 550i Sedan
36 Month – Residual 56% of MSRP – .00190 Base Rate
2012 BMW 550i xDrive Sedan
36 Month – Residual 56% of MSRP – .00190 Base Rate
2012 BMW 550i GT xDrive Sedan
36 Month – Residual 60% of MSRP – .00190 Base Rate
2012 BMW 650i Coupe
36 Month – Residual 62% of MSRP – .00190 Base Rate
2012 BMW 650i Convertible
36 Month – Residual 62% of MSRP – .00190 Base Rate
2012 BMW 740i Sedan
36 Month – Residual 63% of MSRP – .00190 Base Rate
2012 BMW 740Li Sedan
36 Month – Residual 63% of MSRP – .00190 Base Rate
2012 BMW 750i Sedan
36 Month – Residual 62% of MSRP – .00190 Base Rate
2012 BMW 750i xDrive Sedan
36 Month – Residual 62% of MSRP – .00190 Base Rate
2012 BMW 750li Sedan
36 Month – Residual 62% of MSRP – .00190 Base Rate
2012 BMW 750li xDrive Sedan
36 Month – Residual 62% of MSRP – .00190 Base Rate
2012 BMW X3 xDrive28i SUV
36 Month – Residual 55% of MSRP – .00190 Base Rate
2012 BMW X3 xDrive35i SUV
36 Month – Residual 55% of MSRP – .00190 Base Rate
2012 BMW X5 xDrive35i Premium SUV
36 Month – Residual 59% of MSRP – .00190 Base Rate
2012 BMW X5 xDrive35d Diesel SUV
36 Month – Residual 56% of MSRP – .00185 Base Rate
2012 BMW X5 xDrive35i Sport Activity SUV
36 Month – Residual 58% of MSRP – .00190 Base Rate
2012 BMW X5 xDrive50i SUV
36 Month – Residual 61% of MSRP – .00190 Base Rate
2012 BMW X5 M SUV
36 Month – Residual 54% of MSRP – .00190 Base Rate
2012 BMW X6 xDrive35i Crossover
36 Month – Residual 60% of MSRP – .00190 Base Rate
2012 BMW X6 xDrive50i Crossover
36 Month – Residual 61% of MSRP – .00190 Base Rate
2012 BMW X6 M Crossover
36 Month – Residual 53% of MSRP – .00190 Base Rate
2012 BMW Z4 sDrive28i
36 Month – Residual 65% of MSRP – .00190 Base Rate
2012 BMW Z4 sDrive35i
36 Month – Residual 65% of MSRP – .00190 Base Rate
2012 BMW Z4 sDrive35is
36 Month – Residual 65% of MSRP – .00190 Base Rate
2013 BMW X3 xDrive28i SUV
36 Month – Residual 55% of MSRP – .00190 Base Rate
2013 BMW X3 xDrive35i SUV
36 Month – Residual 55% of MSRP – .00190 Base Rate
2013 BMW X5 xDrive35i Premium SUV
36 Month – Residual 59% of MSRP – .00190 Base Rate
2013 BMW X5 xDrive35i Sport Activity SUV
36 Month – Residual 58% of MSRP – .00190 Base Rate
2013 BMW X5 xDrive50i SUV
36 Month – Residual 61% of MSRP – .00190 Base Rate
2013 BMW X5 M SUV
36 Month – Residual 54% of MSRP – .00190 Base Rate
2013 BMW X6 xDrive35i Crossover
36 Month – Residual 60% of MSRP – .00190 Base Rate
2013 BMW X6 xDrive50i Crossover
36 Month – Residual 61% of MSRP – .00190 Base Rate
2013 BMW X6 M Crossover
36 Month – Residual 53% of MSRP – .00190 Base Rate
2013 BMW 640i Gran Coupe
36 Month – Residual 62% of MSRP – .00190 Base Rate
G,
Is there any inherant danger in leasing a 2011 BMW with a very high residual? It makes the notion of buying the car after lease end virtually impossible. Other than that, I can’t think of another reason not to jump on one of these current 2011 awd deals. Am I thinking correctly here? Thanks.
@dantanna. I don’t like 30 month leases because they end 6 months too soon (if you happen to like leasing around the same time every three years, this could mess things up) and buying out the lease will prove to be more expensive should you choose to keep the car. Remember leasing promotions are seasonal and the last thing you want to have is your lease end during a non-promotional season. Timing is everything when it comes to leasing.
Are the base rates above based on top tier credit? I am looking to lease a 528i and I have a credit score of ~815 and would like to know a realistic expectation for the money factor.
Yes. The rates are the base rates for top tier.
Here is the deal I have negotiated so far for a BMW528i with premium and technolgy package, heated seats, bmw apps, metallic paint and leather seats:
MSRP 53545
Sale Price 51300
MF- .0019
Residual- 61%
36 months
10K Miles per year
Fees/down payment (1st month payment, acq fee, doc fee, reg, etc)- $3694
Your calculator says this is not a good deal, but where can I negotiate? The MF and residual do not seem negotiable. Would multiple securities deposits be a good idea?
Thanks!
Getting ready to pull the trigger on this deal:
2011 – 328i xDrive (30-month/15k)
MSRP – $42,285
Sale Price – $36,500
Monthly – $397+tax
RWG Rating – 102.4
MF – .0018 – (7x.0007) = .00131
Residual – .64
In addition to: First two months payments
How’s this look?
Can you elaborate on losing MSDs if you trade in the car?
I thought that on a trade in the lease would be paid off or bought out so that you would receive the MSDs back. No?
@poet. I lost my security deposit when I trade-in my 325i 1 year before the end of my lease.
That really stinks. Do you know what triggers that? Does that apply for all brands?
If you keep your lease through the entire term you will recieve you MSD’s back, assuming the car is in good condition. I have seen an roi calcualted of about 12% on the msd’s which makes them pretty attractive but you will be in trouble if you decide you really want out of your lease early.
Hi,
You mention there is $1000 dollars for people shopping a 3, 5, or M3 model. Can you elaborate? is that on 2012 models and how do you tap into that cash?
Thanks
Not sure about the specific $1k that was mentioned, but there is a BMW Drive for Team USA event going on a at various dealerships, not sure if It is nation-wide, but it’s worth checking out. You test drive a 3 series and fill put a survey, and get a $1000 voucher good unil October 2012 which you can use on almost any model, including I think all 2012 models. The voucher is applicable to final negotiated price, so don’t mention you have it until you are at rock bottom with your dealer. Hope this helps!
I signed up for the event! thanks ddk632
Hi … First off thanks for posting some extremely useful info on this site on a regular basis. I would like to know your opinion on a BMW I am planning to order. It is a 2012 740Li Individual; here is the deal I have worked out so far:
MSRP: $106,745 ( fully loaded with almost every option except night vision/luxury rear seating package)
Negotiated price: $99,210 ($1k over invoice)
MF: .00190
Residual for 15k/yr 36 mo lease: 63% = 67,249.35
Dealer fee: $599
Acquisition fee: $925
Total up front: $3051 (inceptions, dealer fee, acquisition fee, tags, 1st mo payment)
Monthly $1276 including 6% FL tax
I also have a $1k Team USA event voucher that should bring this down to $1244/mo, and even lower if I put 7 MSDs…
Could I have negotiated a better price for this car?
I would recommend MSDs because the MF is a bit high on it. When you negotiate on “orders” it is a bit more difficult to get the “best price”. Also I believe BMW Acquisition fee is supposed to be $725. Dealer is padding it. I definitely see room to slash here and there. I would try to shave another $1000, then go with MSDs.
@ all,
new info from my bmw store! or old and I just found out lol, 2013 X5 Diesels are coming in september but gas models are here now, If you would like the $3.5k rebate from bmw 2012’s are your only choice. @ G Since all the aggravation I had/have with my last lease i’ll take it out on the bmw store, as in getting the best price possible, Its so true that if you get a sour deal on your car you enjoy driving it so much less… With your great site and andvice i’m sure my next lease will be on the wall for sure!
@ all, G is running this site on the (side) for a few years now, it takes hours away from his family to get (us) all the #’s info that we all want and enjoy reading. In short: lets try to support his site more by using his sponsors.
without ur site G hundreds of people would have paid so much more than they needed, my family alone has saved a few $k alone on one or more deals. basicall I just want to say THANKS!
Thanks for your kind words Jake! I’m glad to be able to help people save month. I love hearing the success stories too! Getting a great deal sure feels good! 🙂
Great website G! I closed a deal on a 2011 328xi yesterday, 30/10K, 28 payments of $430 (all fees and taxes rolled in, tax rate of 7%). Love the car and feel like i got a great deal. The information you have here helps to evaluate the numbers that are thrown at you at the dealerships. Thanks.
Thanka for the feedback. Great deal on the 3. Love the deal.