There has been a drop in residual values ranging from 1% to 2% for most models in the line up. Luckily, Volvo has adjusted the Money Factor to keep the lease from tanking. I actually prefer having a lower residual and lower money factor because it gives you the option of buying-out your lease at a more reasonable price should you love your car. If you are curious about the Lease-To-Buy scenario I just described, check out this LINK.
Moving onto a sample Volvo lease, the S60 is still an attractive lease, specially for returning customers. Below you will see a more “REAL WORLD” estimate based on a well-equipped S60 T5 with Sunroof. The lease is still good, but not as enticing as last month. TrueCar indicates about 8% off MSRP in the SoCal region excluding the $1000 loyalty cash is still available, which bumps the discount to about 10%. Without the loyalty cash, the lease drops to a 88.8 RWG rating which is still within an acceptable range, but not as ideal. Given a choice, I would recommend BUYING the car because you can get a lower interest rate of 0.9% for 48 months OR 1.9% for 72 months, both which are much lower than the 2.38% the MF converts to.
Lease rates was made available by the good folks at North Point Volvo. If you are in or near the Alpharetta, GA area and looking for a Volvo, please give them a call.
Here is a sample calculation based on TrueCar’s Southern California sale price and do not include local taxes. Please note that your dealer calculations may vary due to local fees/taxes.
2012 S60 T-5
MSRP – $40,225
Sale Price – $36,114 ($1000 loyalty applied)
Monthly – $425+ tax
RWG Rating – 93.0
Support my site by getting your “no obligation” quotes from:
TrueCar.com
Yahoo! Autos
For folks in Georgia, contact North Point Volvo in Alpharetta.
2012 C30 T-5
36-month | 15k miles | residual 57% | .00143 base money factor
48-month | 15k miles | residual 46% | .00170 base money factor
2012 C30 T-5 Premier Plus
36-month | 15k miles | residual 56% | .00143 base money factor
48-month | 15k miles | residual 46% | .00170 base money factor
2012 C30 T-5 Platinum
36-month | 15k miles | residual 55% | .00143 base money factor
48-month | 15k miles | residual 45% | .00170 base money factor
2012 C30 T-5 R-Design
36-month | 15k miles | residual 55% | .00143 base money factor
48-month | 15k miles | residual 46% | .00170 base money factor
2012 C30 T-5 R-Design Premier Plus
36-month | 15k miles | residual 54% | .00143 base money factor
48-month | 15k miles | residual 45% | .00170 base money factor
2012 C30 T-5 R-Design Platinum
36-month | 15k miles | residual 53% | .00143 base money factor
48-month | 15k miles | residual 44% | .00170 base money factor
2012 C70 T-5
36-month | 15k miles | residual 53% | .00045 base money factor
48-month | 15k miles | residual 45% | .00104 base money factor
2012 C70 T-5 Premier Plus
36-month | 15k miles | residual 52% | .00045 base money factor
48-month | 15k miles | residual 44% | .00104 base money factor
2012 C70 T-5 Platinum
36-month | 15k miles | residual 51% | .00045 base money factor
48-month | 15k miles | residual 43% | .00104 base money factor
2012 S60 T-5
36-month | 15k miles | residual 57% | .00099 base money factor
48-month | 15k miles | residual 46% | .00144 base money factor
2012 S60 T-6
36-month | 15k miles | residual 54% | .00099 base money factor
48-month | 15k miles | residual 43% | .00144 base money factor
2012 S60 T-6 R-design
36-month | 15k miles | residual 52% | .00099 base money factor
48-month | 15k miles | residual 41% | .00144 base money factor
2012 S80 3.2
36-month | 15k miles | residual 50% | .00009 base money factor
48-month | 15k miles | residual 42% | .00114 base money factor
2012 S80 3.2 Premier Plus
36-month | 15k miles | residual 49% | .00009 base money factor
48-month | 15k miles | residual 41% | .00114 base money factor
2012 S80 3.2 Platinum
36-month | 15k miles | residual 48% | .00009 base money factor
48-month | 15k miles | residual 41% | .00114 base money factor
2012 S80 T-6 Premier Plus
36-month | 15k miles | residual 50% | .00046 base money factor
48-month | 15k miles | residual 43% | .00121 base money factor
2012 S80 T-6 Platinum
36-month | 15k miles | residual 49% | .00046 base money factor
48-month | 15k miles | residual 42% | .00121 base money factor
2012 XC-60 T-6 R-design
36-month | 15k miles | residual 49% | .00122 base money factor
48-month | 15k miles | residual 39% | .00148 base money factor
2012 XC-60 T-6 R-design Premier Plus
36-month | 15k miles | residual 48% | .00122 base money factor
48-month | 15k miles | residual 38% | .00148 base money factor
2012 XC-60 T-6 R-design Platinum
36-month | 15k miles | residual 47% | .00122 base money factor
48-month | 15k miles | residual 37% | .00148 base money factor
2012 XC-60 T-6
36-month | 15k miles | residual 51% | .00122 base money factor
48-month | 15k miles | residual 40% | .00148 base money factor
2012 XC-60 T-6 Premier Plus
36-month | 15k miles | residual 50% | .00122 base money factor
48-month | 15k miles | residual 39% | .00148 base money factor
2012 XC-60 T-6 Platinum
36-month | 15k miles | residual 48% | .00122 base money factor
48-month | 15k miles | residual 38% | .00148 base money factor
2012 XC-60 3.2 AWD
36-month | 15k miles | residual 50% | .00122 base money factor
48-month | 15k miles | residual 39% | .00148 base money factor
2012 XC-60 3.2 AWD Premier
36-month | 15k miles | residual 50% | .00122 base money factor
48-month | 15k miles | residual 39% | .00148 base money factor
2012 XC-60 3.2 AWD Premier Plus
36-month | 15k miles | residual 49% | .00122 base money factor
48-month | 15k miles | residual 38% | .00148 base money factor
2012 XC-60 3.2 AWD Platinum
36-month | 15k miles | residual 48% | .00122 base money factor
48-month | 15k miles | residual 37% | .00148 base money factor
2012 XC-60 3.2 FWD
36-month | 15k miles | residual 48% | .00122 base money factor
48-month | 15k miles | residual 37% | .00148 base money factor
2012 XC-60 3.2 FWD Premier
36-month | 15k miles | residual 48% | .00122 base money factor
48-month | 15k miles | residual 37% | .00148 base money factor
2012 XC-60 3.2 FWD Premier Plus
36-month | 15k miles | residual 47% | .00122 base money factor
48-month | 15k miles | residual 37% | .00148 base money factor
2012 XC-60 3.2 FWD Platinum
36-month | 15k miles | residual 47% | .00122 base money factor
48-month | 15k miles | residual 36% | .00148 base money factor
2012 XC-70 3.2 AWD
36-month | 15k miles | residual 53% | .000143 base money factor
48-month | 15k miles | residual 43% | .00170 base money factor
2012 XC-70 3.2 AWD Premier
36-month | 15k miles | residual 53% | .000143 base money factor
48-month | 15k miles | residual 43% | .00170 base money factor
2012 XC-70 3.2 AWD Premier Plus
36-month | 15k miles | residual 52% | .000143 base money factor
48-month | 15k miles | residual 42% | .00170 base money factor
2012 XC-70 3.2 AWD Platinum
36-month | 15k miles | residual 51% | .000143 base money factor
48-month | 15k miles | residual 42% | .00170 base money factor
2012 XC-70 3.2 FWD
36-month | 15k miles | residual 52% | .000143 base money factor
48-month | 15k miles | residual 42% | .00170 base money factor
2012 XC-70 3.2 FWD Premier
36-month | 15k miles | residual 52% | .000143 base money factor
48-month | 15k miles | residual 42% | .00170 base money factor
2012 XC-70 3.2 FWD Premier Plus
36-month | 15k miles | residual 51% | .000143 base money factor
48-month | 15k miles | residual 41% | .00170 base money factor
2012 XC-70 3.2 FWD Platinum
36-month | 15k miles | residual 50% | .000143 base money factor
48-month | 15k miles | residual 41% | .00170 base money factor
2012 XC-70 T-6
36-month | 15k miles | residual 53% | .000143 base money factor
48-month | 15k miles | residual 43% | .00170 base money factor
2012 XC-70 T-6 Premier Plus
36-month | 15k miles | residual 53% | .000143 base money factor
48-month | 15k miles | residual 43% | .00170 base money factor
2012 XC-70 T-6 Platinum
36-month | 15k miles | residual 52% | .000143 base money factor
48-month | 15k miles | residual 42% | .00170 base money factor
2012 XC-90 3.2 AWD
36-month | 15k miles | residual 53% | .00127 base money factor
48-month | 15k miles | residual 43% | .00150 base money factor
2012 XC-90 3.2 AWD Premier Plus
36-month | 15k miles | residual 52% | .00127 base money factor
48-month | 15k miles | residual 42% | .00150 base money factor
2012 XC-90 3.2 AWD Platinum
36-month | 15k miles | residual 51% | .00127 base money factor
48-month | 15k miles | residual 42% | .00150 base money factor
2012 XC-90 3.2 FWD
36-month | 15k miles | residual 51% | .00127 base money factor
48-month | 15k miles | residual 42% | .00150 base money factor
2012 XC-90 3.2 FWD Premier Plus
36-month | 15k miles | residual 50% | .00127 base money factor
48-month | 15k miles | residual 41% | .00150 base money factor
2012 XC-90 3.2 FWD Platinum
36-month | 15k miles | residual 49% | .00127 base money factor
48-month | 15k miles | residual 40% | .00150 base money factor
2012 XC-90 3.2 AWD R-Design
36-month | 15k miles | residual 52% | .00127 base money factor
48-month | 15k miles | residual 43% | .00150 base money factor
2012 XC-90 3.2 AWD R-Design Premier Plus
36-month | 15k miles | residual 51% | .00127 base money factor
48-month | 15k miles | residual 42% | .00150 base money factor
2012 XC-90 3.2 AWD R-Design Platinum
36-month | 15k miles | residual 50% | .00127 base money factor
48-month | 15k miles | residual 42% | .00150 base money factor
2012 XC-90 3.2 FWD R-Design
36-month | 15k miles | residual 51% | .00127 base money factor
48-month | 15k miles | residual 41% | .00150 base money factor
2012 XC-90 3.2 FWD R-Design Premium Plus
36-month | 15k miles | residual 50% | .00127 base money factor
48-month | 15k miles | residual 41% | .00150 base money factor
2012 XC-90 3.2 FWD R-Design Platinum
36-month | 15k miles | residual 49% | .00127 base money factor
48-month | 15k miles | residual 41% | .00150 base money factor
G,
Does that $40,225 represent a car priced the way you would equip it? That is a pretty well loaded T-5. You can get one with sunroof for around $34,000 MSRP.
@Rman850r. Yup. I added about $8600 in options. Premium, Nav, Cold Weather, Premium color, etc… Price starts dropping as you start yanking out some of the options. But you are right, with just sunroof and maybe Premium package, $34,000 MSRP sounds about right.