My Take: Wow, the residual values are SO ugly on the CX-7, its really a good thing the MF are low. The CX-9 is a bit better, but not by too much. Overall, I think this is one of those “Lease to Buy” candidates since the MF hovers around 1% APR. The best you can do financing a purchase is 0% for 36 months, which most people can’t afford to do. For the longer 60 month term, the interest rate jumps to 2.9%.

Mazda is also offering loyalty cash, here are the details:

$1,000 Owner Loyalty Cash toward 2009 MAZDA6 or CX-9
$500 Owner Loyalty Cash toward 2010 MAZDA3, MAZDA6, or CX-9

More fine print…

Mazda Owner Loyalty Cash Program $1,000 is good toward a new 2009 MAZDA6 or 2009 CX-9. Mazda Owner Loyalty Cash Program $500 is good toward a new 2010 MAZDA3, 2010 MAZDA6 or 2010 CX-9. Excludes MAZDASPEED3. The Mazda Owner Loyalty Cash Program CANNOT be combined with other private offers but CAN be combined with other public purchase incentives including but not limited to customer cash back, lease and APR incentives/offers. The offer is transferable within household, must live at the same address. Present dealer with proof of ownership (copy of vehicle registration or title) at time of purchase. Offer expires January 04, 2010.

LINKY

• Visit THE LIST for a list of recommended leases for the month.
• Support the site by requesting your quotes from Yahoo! Autos. Click Here to get started.

2010 Mazda CX-7

2010 Mazda CX-7 Touring
24-month | 15k miles | residual 55% | .00045 base money factor
36-month | 15k miles | residual 47% | .00042 base money factor
39-month | 15k miles | residual 45% | .00070 base money factor

2010 Mazda CX-7 GT
24-month | 15k miles | residual 52% | .00045 base money factor
36-month | 15k miles | residual 44% | .00042 base money factor
39-month | 15k miles | residual 42% | .00070 base money factor

2010 Mazda CX-9

2010 Mazda CX-9 Sport AWD
36-month | 15k miles | residual 53% | .00060 base money factor
39-month | 15k miles | residual 51% | .00073 base money factor

2010 Mazda CX-9 GT AWD
36-month | 15k miles | residual 50% | .00060 base money factor
39-month | 15k miles | residual 48% | .00073 base money factor