2010 BMW 3-Series Lease Rates – October 2009

logo_bmwMy Take: Came down with a cold this past week so I’m in recovery mode right now. I haven’t had a chance to respond to your questions, but I will get to them once I’m feeling better. In the meantime, here are the October numbers for the 2010 3-series. In case you were wondering, the numbers are identical to last month’s (September). Coupe numbers look most attractive to me. While 2009 models should still be available for the most part, getting exactly what you want may prove challenging.

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2010 BMW 3-Series

2010 BMW 328i Sedan
24-month | 15k miles | residual 64% | .00225 base money factor
36-month | 15k miles | residual 58% | .00225 base money factor
48-month | 15k miles | residual 43% | .00255 base money factor
60-month | 15k miles | residual 36% | .00255 base money factor

2010 BMW 328xi Sedan
24-month | 15k miles | residual 64% | .00225 base money factor
36-month | 15k miles | residual 58% | .00225 base money factor
48-month | 15k miles | residual 45% | .00255 base money factor
60-month | 15k miles | residual 38% | .00255 base money factor

2010 BMW 328i Coupe
24-month | 15k miles | residual 65% | .00165 base money factor
36-month | 15k miles | residual 59% | .00165 base money factor
48-month | 15k miles | residual 41% | .00255 base money factor
60-month | 15k miles | residual 35% | .00255 base money factor

2010 BMW 328xi Coupe
24-month | 15k miles | residual 65% | .00145 base money factor
36-month | 15k miles | residual 59% | .00145 base money factor
48-month | 15k miles | residual 42% | .00255 base money factor
60-month | 15k miles | residual 36% | .00255 base money factor

2010 BMW 328i Convertible
24-month | 15k miles | residual 65% | .00200 base money factor
36-month | 15k miles | residual 59% | .00200 base money factor
48-month | 15k miles | residual 42% | .00255 base money factor
60-month | 15k miles | residual 34% | .00255 base money factor

2010 BMW 328i Wagon
24-month | 15k miles | residual 62% | .00250 base money factor
36-month | 15k miles | residual 56% | .00250 base money factor
48-month | 15k miles | residual 40% | .00255 base money factor
60-month | 15k miles | residual 34% | .00255 base money factor

2010 BMW 328xi Wagon
24-month | 15k miles | residual 62% | .00250 base money factor
36-month | 15k miles | residual 56% | .00250 base money factor
48-month | 15k miles | residual 42% | .00255 base money factor
60-month | 15k miles | residual 35% | .00255 base money factor

2010 BMW 335i Sedan
24-month | 15k miles | residual 63% | .00200 base money factor
36-month | 15k miles | residual 57% | .00200 base money factor
48-month | 15k miles | residual 41% | .00255 base money factor
60-month | 15k miles | residual 36% | .00255 base money factor

2010 BMW 335xi Sedan
24-month | 15k miles | residual 63% | .00200 base money factor
36-month | 15k miles | residual 57% | .00200 base money factor
48-month | 15k miles | residual 42% | .00255 base money factor
60-month | 15k miles | residual 36% | .00255 base money factor

2010 BMW 335d Sedan
24-month | 15k miles | residual 63% | .00255 base money factor
36-month | 15k miles | residual 55% | .00255 base money factor
48-month | 15k miles | residual 45% | .00255 base money factor
60-month | 15k miles | residual 38% | .00255 base money factor

2010 BMW 335i Coupe
24-month | 15k miles | residual 65% | .00200 base money factor
36-month | 15k miles | residual 59% | .00200 base money factor
48-month | 15k miles | residual 41% | .00255 base money factor
60-month | 15k miles | residual 35% | .00255 base money factor

2010 BMW 335xi Coupe
24-month | 15k miles | residual 65% | .00185 base money factor
36-month | 15k miles | residual 59% | .00185 base money factor
48-month | 15k miles | residual 42% | .00255 base money factor
60-month | 15k miles | residual 36% | .00255 base money factor

2010 BMW 335i Convertible
24-month | 15k miles | residual 64% | .00225 base money factor
36-month | 15k miles | residual 58% | .00225 base money factor
48-month | 15k miles | residual 42% | .00255 base money factor
60-month | 15k miles | residual 34% | .00255 base money factor

2009 BMW M3 Sedan
24-month | 15k miles | residual 55% | .00255 base money factor
36-month | 15k miles | residual 50% | .00255 base money factor
48-month | 15k miles | residual 40% | .00255 base money factor
60-month | 15k miles | residual 33% | .00255 base money factor

2010 BMW M3 Coupe
24-month | 15k miles | residual 56% | .00255 base money factor
36-month | 15k miles | residual 52% | .00255 base money factor
48-month | 15k miles | residual 39% | .00255 base money factor
60-month | 15k miles | residual 33% | .00255 base money factor

2010 BMW M3 Convertible
24-month | 15k miles | residual 52% | .00255 base money factor
36-month | 15k miles | residual 48% | .00255 base money factor
48-month | 15k miles | residual 38% | .00255 base money factor
60-month | 15k miles | residual 32% | .00255 base money factor

20 thoughts on “2010 BMW 3-Series Lease Rates – October 2009

  1. They looks good. You might wan’t to take a look at the subaru legacy rates this month for “the list”

  2. Hey G and all potential buyers.

    For 2009, I am pretty sure the $1250 automatic transmission credit is still availble for all 3 series models This is a dealer incentive and they would NOT tell you about it! But one of the honest sales person I have encountered told me about it last week.

    If you are in So. Cal, make sure to talk to Steve Hui at Pacific BMW, he is straight forward and gives best price. My dad picked up his new 7 series from him.

  3. Hi G.. love the site. my sister got a great deal with your info.

    I’m about to pull the trigger on a 2010 335i Coupe. I’m ordering it because I cant find the 09′ I want. surprise surprise right.

    The dealers I’m working with in So Cal are saying I cant get the MF rates you’re posting because I’m not a “loyal” bmw owner. The MF “penalty” ranges I’ve been hearing are anywhere between .15 – .35 ontop of the base rate.

    whats up with that?

    Current deal on the table is:
    335i coupe, 6spd MT, 12k/yr
    options include: NAV, Premium Pkg, M Pkg, Performance suspension, M 19″ rims, and the dakota leather.
    MSRP 53.8k. Gross Cap 48.9k
    Residual is 62%,
    MF 00.225

    I’m wondering if this is a good deal? It sounds good but I think they’re padding the MF.

    also, they have an option for lease wear and tear coverage. it cost $1000. do you think this is worth it?

    thanks!!

    • @m_specs. you can get the base rate if you put a security deposit and if your credit is over 700. Call up Dave Persaud over at Long Beach BMW. I have personally met him and he’s a straight shooter. Despite that, I do recommend going in with all the numbers worked out already so you can make the process painless. Anyway, sale price of 48.9 is basically $500 over invoice, pretty good for a custom ordered 2010 335i. Just make sure fix that MF, perhaps even go with some multiple security deposits to buy the MF down.

      Another thing to watch out is fees. I know there’s that training and MACO fees floating around with some dealers. Contrary to popular belief, those aren’t mandatory. I’ve heard of plenty of people getting either or both waived. So watch out for those.

      Regarding the wear-and-tear. I never get those things personally. However, depending on the details of the deal, it may be worth it. If it includes tires. I would get it. Summer tires tend to wear out much faster than All-season, so at 3yr-36k miles, you will need to replace them sooner than expected, not to mention the fact that you will probably drive the heck out of this car. Haahaa. If it doesn’t include tires, then I would inquire as to what it does because I can’t see of anything else being worth $1000 in wear-and-tear protection.

      BTW, what did you sister get?

  4. G..

    with your lease calculator, my monthly payment is about $100 cheaper than what the dealer is quoting me.

    what am i missing?

    thanks

    • @m_specs. regarding the calculator, you only plug in the feels into the calculator if you plan to roll them into the loan. IF you plan to pay for them upfront as part of your inception fees, don’t add them in. That should help clarify a few things. Another thing is this, dealers like to roll in the bank acquisition fees and other crazy fees into your lease, thus increasing that cap cost. That is why your payments usually end up being higher than what you calculate yourself. Its funny how the payments NEVER end up lower than your calculations huh? LOL. In any case, just watch out for what’s being rolled in. If you tell the dealer not to roll ANY fees into the lease and keep things simple, you’ll find that his calculations will be pretty much like yours. Remember cap cost reduction is taxable, along with many of the fees you pay. DMV fees on the other hand, is not taxable.

  5. G –

    My drive off is $2,863 consisting of:

    $675 Title and. registration
    $45 plus tax = 48.93 Doc Fee
    $725 plus tax = 788.43 Bank Acquistion Fee
    $652 Monthly payment with tax
    $700 security deposit to get the Buy Rate
    Total: $2,863

    When paying the 7 MSDs, do I pay the 7 MSDs in addition to the $2,863. Or do I forgoe paying the $2,863 all together and allow that to be rolled into the Cap Cost and use that $2,863 as part of my 7 MSDs?

    • @Al. when you pay 7 MSDs, that’s in addition to your inception fees of $2.8k. The dealer doesn’t wave those fees but you may be able to roll in some of it since your money factor will be lower. Your inception fees look pretty good to me, nothing fishy going on there.

  6. Hey G,

    Do you happen to know if there are different tiers to qualify for the best money factors and do you happen to know the different credit scores to qualify for these tiers?

    • @pat. unfortunately, i do not know the tiers. The numbers i’ve posted are for well qualified, top tier customers. Generally speaking, if you fall in the 2nd or 3rd tier, I wouldn’t recommend leasing. It because far more expensive than buying.

  7. Hey G, after kissing good bye the TT as per my other post, I gave it a try to the BMW 327x coupe 2010.

    I am being quoted msrp minus 1.5% for a custom ordered one. Residual is 62% fir a 36 mo lease, but MF a bit higher than you list here. MF us 0.00185. No other strange charges or fees. Shat do you think? Does it make sense to offer anything like security deposit to buy NF down? My credit score is in the low 800.

    • @LJ. What? that’s lame. 3% only? You might as well do a Euro delivery and take a short vacation. BMW says you can save up to 7% off the sticker price on a custom ordered one. Also, the MF varies because dealers pad it. Chances are you will 1 security deposit in order to get the base rate. Ask the dealer for the base rate if you put in 1 security deposit. If its still too high for you, do what others have done and put multiple security deposits to lower the MF some more. If the MF is higher that you like and you don’t have any high return investments to put your money towards, it usually makes sense to put it towards MFs.

  8. Thanks G, I thought that the 4 additional points on residual value 62 vs 59, compensated for the discount… Will negotiate 7 πŸ˜‰

  9. I was considering either leasing or purchasing the 2009 325i convertible and was wondering if anyone knows the scoop on the 2009 335i convertible?

    • @aurrum. sorry, i haven’t ran into 2009 3-series numbers since the 2010s came out. Maybe other folks looking for 2009 3-series can chime in?

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