My Take: Nothing good to report on the 1-series. The residual took a little bit of a hit and the money factors remained steady. That pretty much means that payments will be higher this month than last month, but that is only the case if you opt for the 24-month leases. If you go with the 36-month lease, it is pretty much the same as last month. I’m not seeing any cash inceptives, but I do see 2.9% financing for up to 60 months. The .00200 MF equals to 4.8% APR, so under no circumstances should you buy out the car at lease end. If you like the car, buying is the better deal.

2009 BMW 1-Series

2009 BMW 128i Coupe
24-month | 15k miles | residual 66% | .00200 base money factor
36-month | 15k miles | residual 57% | .00200 base money factor
48-month | 15k miles | residual 41% | .00265 base money factor
60-month | 15k miles | residual 34% | .00265 base money factor

2009 BMW 128i Convertible
24-month | 15k miles | residual 67% | .00225 base money factor
36-month | 15k miles | residual 59% | .00225 base money factor
48-month | 15k miles | residual 44% | .00265 base money factor
60-month | 15k miles | residual 36% | .00265 base money factor

2009 BMW 135i Coupe
24-month | 15k miles | residual 66% | .00220 base money factor
36-month | 15k miles | residual 59% | .00220 base money factor
48-month | 15k miles | residual 41% | .00265 base money factor
60-month | 15k miles | residual 34% | .00265 base money factor

2009 BMW 135i Convertible
24-month | 15k miles | residual 66% | .00250 base money factor
36-month | 15k miles | residual 59% | .00250 base money factor
48-month | 15k miles | residual 42% | .00265 base money factor
60-month | 15k miles | residual 34% | .00265 base money factor