My Take: Who wasn’t to overpay for a Honda Insight? Not you. Residual might be high, but the money factor isn’t very attractive. Of course, with a reasonably low price tag and high residual, the payments may very well remain “reasonable” despite the higher money factor. I still think it looks too much like a Prius, which prompts me to ask this question…Why get an a wannabe Prius, when you can just get the Prius?

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2009 Honda Insight

2009 Honda Insight LX
24-month | 15k miles | residual 72% | .00295 base money factor
36-month | 15k miles | residual 66% | .00295 base money factor
48-month | 15k miles | residual 54% | .00290 base money factor
60-month | 15k miles | residual 41% | .00295 base money factor

2009 Honda Insight EX
24-month | 15k miles | residual 72% | .00295 base money factor
36-month | 15k miles | residual 66% | .00295 base money factor
48-month | 15k miles | residual 54% | .00290 base money factor
60-month | 15k miles | residual 41% | .00295 base money factor

2009 Honda Insight EX w/Navigation
24-month | 15k miles | residual 70% | .00295 base money factor
36-month | 15k miles | residual 64% | .00295 base money factor
48-month | 15k miles | residual 52% | .00290 base money factor
60-month | 15k miles | residual 39% | .00295 base money factor