09 BMW 1-Series Lease Rates – June 2009

Published by G

logo_bmwMy Take: 1-Series lease rates are unchanged from May. There is $750 lease cash to customers and 2.9% financing should you choose to buy it. Remember, BMWs have no holdback, so from a sale price standpoint, they can’t/won’t dip as low as some other brands.

At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
09 BMW 128i Convertible $32,105 $34,825 $476 $439 $595 $521

NOTE: Estimates assuming the following conditions:

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) due at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.
  • No rebates/incentives applied

2009 BMW 1-Series

2009 BMW 128i Coupe
24-month | 15k miles | residual 67% | .00200 base money factor
36-month | 15k miles | residual 57% | .00200 base money factor
48-month | 15k miles | residual 43% | .00260 base money factor
60-month | 15k miles | residual 35% | .00260 base money factor

2009 BMW 128i Convertible
24-month | 15k miles | residual 68% | .00225 base money factor
36-month | 15k miles | residual 59% | .00225 base money factor
48-month | 15k miles | residual 45% | .00260 base money factor
60-month | 15k miles | residual 37% | .00260 base money factor

2009 BMW 135i Coupe
24-month | 15k miles | residual 67% | .00220 base money factor
36-month | 15k miles | residual 59% | .00220 base money factor
48-month | 15k miles | residual 44% | .00260 base money factor
60-month | 15k miles | residual 37% | .00260 base money factor

2009 BMW 135i Convertible
24-month | 15k miles | residual 67% | .00250 base money factor
36-month | 15k miles | residual 59% | .00250 base money factor
48-month | 15k miles | residual 43% | .00260 base money factor
60-month | 15k miles | residual 36% | .00260 base money factor

7 thoughts on “09 BMW 1-Series Lease Rates – June 2009”

  1. Hi G,

    I just left a BWW dealership in Boston. I was trying to lease a 128i convertible with automatic, heated seats and iPod. MSRP $37,025, Sale price, $34,750 they wanted $3,880 down (cap cost reduction) plus all fees, (PDI, Training, MACO) and taxes said my cost would be $330 a month plus taxes with 10k miles a year. I know you say never to pay cap costs and I really wanted 15k miles a year. He would not give me residual. or MF so I just left. Can you tell me what I should be paying a month without the capital cost reduction? I heard there where security deposits I can pay to lower the monthly payment instead of a capital cost reduction, do you recommend that? Thanks so much, your website is the one site I trust more than any, even though I still don’t know how to figure the math out on my own, LOL!

    Keith

  2. Keith, yes, you should put money towards multiple security deposits (MSDs) instead of putting the money towards cap cost reduction. MSDs won’t save you as much off the monthly payment, BUT you get your money back at lease end. I believe each deposit should drop your money factor by 0.00015. You did the right thing by not sticking with them since they didn’t disclose the numbers.

    You are actually paying like $500-600 over invoice right now. I think there’s room to go down personally. Here’s a quick number crunch for ya:

    Assuming the same sale price and MSRP, your payments would be $457+tax with no cap cost reduction, just inception + 1 security deposit.

    I’m glad you find the site helpful and trustworthy, I appreciate that. It definitely helps that I am a consumer too and I’m always looking for a bargain. LOL.

  3. After reviewing some information, I left a BMW dealership with some numbers that I wanted to run by someone to see if it sounded right. Below is the information.

    MSRP 34475 (128i metallic paint and premium pkg only)
    purchase price 33440
    aquisition fee 925
    Residual 59% at 36 months for 12K yr
    money factor .00255
    Lease Rebate Cash 750
    Trade in value(paid for) 4500
    NC tax 3%

    And the dealer quoted me 410.xx a month, using only the 4500 down with the first payment included in that, no other out of pocket. Does that sound right? Any input greated appreciated before i commit to ordering a car!

  4. @jason. your money factor is too high. with excellent credit and a security deposit, you should be able to get the .002 base rate. Also, you are paying $200 more than what BMWUSA says their bank acq fee is. Lastly, try not to factor in the trade-in. I would simply pay off the inception fees and pocket the rest of the cash from your trading. This is a lease, not a purchase, so the less you put down, the better.

  5. Hi G, Do you have the lease rates for the 128i convertible for July? I am looking at 3 yr, 15k a month.

    Thanks in advance,
    Keith

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