September 2008 Lease Rate for 09 Mazda 6

Published by G

My Take: The 09 Mazda6 i Touring’s numbers look pretty decent this month. Could be lower on the MF department, but I can’t complain. Add a couple grand in options and you are still looking at sub-$400 payments with just inception fees. You can further cut back the monthly payments by opting for the 12k mile per year allowance. Avoid the 48 month lease, not only does the residual drop like 13%, but you are going to get hammered on the money factor.

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  • Mazda6 Sedan i Touring Base
  • MSRP $23,275
  • Invoice $21,565
  • Standard inception fees + tax not included
  • Residuals posted are for 15K miles/year.

2009 Mazda Mazda6 Sedan i Touring AT
24 Month – Residual 65% of MSRP – .00189 Base Rate
36 Month – Residual 55% of MSRP – .00185 Base Rate
48 Month – Residual 42% of MSRP – .00365 Base Rate

24mo Payment: $337 at invoice, $412 at MSRP
36mo Payment: $308 at invoice, $359 at MSRP

Check out THE LIST to see how this car ranks among other models

2009 Mazda Mazda6 Sedan i Grand Touring AT
24 Month – Residual 65% of MSRP – .00189 Base Rate
36 Month – Residual 55% of MSRP – .00185 Base Rate
48 Month – Residual 42% of MSRP – .00365 Base Rate

2009 Mazda Mazda6 Sedan i Sport AT
24 Month – Residual 65% of MSRP – .00189 Base Rate
36 Month – Residual 55% of MSRP – .00185 Base Rate
48 Month – Residual 42% of MSRP – .00365 Base Rate

2009 Mazda Mazda6 Sedan s Grand Touring AT
24 Month – Residual 63% of MSRP – .00189 Base Rate
36 Month – Residual 53% of MSRP – .00185 Base Rate
48 Month – Residual 40% of MSRP – .00365 Base Rate

2009 Mazda Mazda6 Sedan s Sport AT
24 Month – Residual 63% of MSRP – .00189 Base Rate
36 Month – Residual 53% of MSRP – .00185 Base Rate
48 Month – Residual 40% of MSRP – .00365 Base Rate

2009 Mazda Mazda6 Sedan i Sport AT
24 Month – Residual 63% of MSRP – .00189 Base Rate
36 Month – Residual 53% of MSRP – .00185 Base Rate
48 Month – Residual 40% of MSRP – .00365 Base Rate

Rates provided by Tarry Shebesta from Leasecompare.com

8 thoughts on “September 2008 Lease Rate for 09 Mazda 6”

  2. I have to say, the 6 is a better looking car than the accord at the moment. Can you imagine a 6 coupe? I think it would look pretty sweet.

  3. G – thank you for the great info. As a first time potential lessee, I am curious if the base rate is negotiable. I received a quote for .002 on the 2009 Mazda 6 S Grand Touring at a 10K miles/year. Compared to your numbers above, that seems pretty high…would you agree?

  4. MikeG: Fist off, welcome to the site. The base rate is not negotiable. What you were quoted isn’t the base rate, it’s inflated. You need to speak with your dealer and tell them you have excellent credit and you want the base rate (meaning the lowest rate). A lot of times, dealers will pad the money factor to make a little money by assuming you don’t qualify for the lowest rate. Be sure to shop around. That’s the best way to find out if the dealer is lying or not.

  5. Thanks for the help! What I find odd is he has the residual at 58%, which is a little better than the rate above. I will definitely shop it per your recommendation.

    By the way, how does trade-in factor into the equation? Does that get considered as the ‘down payment’ in your lease calculator to lower the monthly payments?

  6. MikeG: Double check to see if this is a Mazda American Credit lease and cross-creck with a couple dealers. I’ve been mislead before by Mazda dealers and ended up with a US Bank lease instead of a MAC lease.

    A trade-in can be sold as cash if it’s paid off. They can cut you a check or put it towards a down payment. You put that in the “down payment” field. You will be charged sales tax for the down payment. The taxes will also be added and due at signing.

  7. If I owe on the trade-in and they are willing to give me the KBB trade-in value, I net cash (after taxes) that can be used toward the down? Sorry for the questions…this is my first lease experience and I don’t want to get taken.

    So far your advice has worked really well. I realized a reduction in the money factor by shopping a different dealer, and the price of the vehicle is now $600 below invoice (with a few other dealer incentives). Your site has been invaluable!

  8. MikeG: Awesome, glad you’re saving yourself some greens. That’s the whole point of this site, so it’s great to hear about deals like this.
    You are right regarding your trade-in. You can either put the equity of your trade-in as a down payment or simply request the dealer to cut you a check.
    If I were in your shoes, I would negotiate the lowest price possible, disregarding the trade-in. Say $1000 under invoice price. Then simply use the equity from the trade-in to cover the drive-off and pocket the rest. You don’t want to mix the two deals together. You want a solid/attractive offer without having to use your trade-in as a down payment. Otherwise, you are effectively paying down your monthly payments instead of them.

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