36mo/12k – residual 65% – money factor .00240
36mo/12k – residual 64% – money factor .00240
36mo/15k – residual 62% – money factor .00240

My Take: The X3’s money factor dropped .00010 for the month of June while the residual remained the same. This mean you’re getting a slightly lower monthly payment this month than last month. Not exactly cause for celebration. I would anticipate the residual to drop some next month, which means BMWFS may have to readjust their MF once against to keep the truck reasonably priced.