My Take: No real incentives here on the A6, so you’ll have to rely on your might negotiation skills to get the deal you want. In my opinion, the A6 is more of a “lease to buy” candidate due to the low residual/low money factor combination. As I mentioned in the CL/CLK/CLS post, when most of your payments go towards the depreciation of a vehicle instead of the interest, you probably want to consider buying the car out at the end of your lease. You don’t have to, but it’s just a suggestion if you would like a “break” from lease payments.
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| At Invoice | At MSRP | |||||
| Make/Model | Invoice | MSRP | 24-month | 36-month | 24-month | 36-month |
| 2009 Audi A6 3.2L Premium | $42,768 | $45,925 | $793 | $650 | $926 | $739 |
NOTE: Estimates assuming the following conditions:
- Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
- Local Taxes not included.
- 24-month/15k and 36-month/15k terms.
- All cars are stock, without any options.
2009 Audi A6
2009 Audi A6 3.0L quattro Prestige
24-month | 15k miles | residual 51% | .00005 base money factor
36-month | 15k miles | residual 44% | .00005 base money factor
48-month | 15k miles | residual 37% | .00377 base money factor
2009 Audi A6 3.2L Premium
24-month | 15k miles | residual 53% | .00038 base money factor
36-month | 15k miles | residual 46% | .00038 base money factor
48-month | 15k miles | residual 39% | .00377 base money factor
2009 Audi A6 3.2L Premium Plus
24-month | 15k miles | residual 52% | .00038 base money factor
36-month | 15k miles | residual 45% | .00038 base money factor
48-month | 15k miles | residual 38% | .00377 base money factor
2009 Audi A6 4.2L Prestige
24-month | 15k miles | residual 49% | .00201 base money factor
36-month | 15k miles | residual 42% | .00201 base money factor
48-month | 15k miles | residual 35% | .00377 base money factor
2009 Audi A6 3.0L quattro Premium Avant
24-month | 15k miles | residual 51% | .00264 base money factor
36-month | 15k miles | residual 44% | .00264 base money factor
48-month | 15k miles | residual 37% | .00377 base money factor
2009 Audi A6 3.0L quattro Premium Plus Avant
24-month | 15k miles | residual 51% | .00264 base money factor
36-month | 15k miles | residual 44% | .00264 base money factor
48-month | 15k miles | residual 37% | .00377 base money factor
2009 Audi A6 3.0L quattro Prestige Avant
24-month | 15k miles | residual 50% | .00264 base money factor
36-month | 15k miles | residual 43% | .00264 base money factor
48-month | 15k miles | residual 36% | .00377 base money factor
My Take: The 5-series lease rates are pretty good this month. Even the M5, which is normally increadibly expensive to lease, has a reasonable residual value and money factor. Now for fun, I added base estimates of the M5. Keep a couple things in mind, I didn’t include the $5000 dealer cash that’s available on the M5 in my calculations. Just keep that in mind during your negotiations. If that’s too expensive (it is double the price of a 535i after all), you can always go down to the 528i. In my opinion, the 2.8i is adequate on the 3-series since its smaller, on the 5-series however, I feel that it is a bit underpowered. I know the payments look ultra-ridiculous on the M5 right now, but assuming invoice + the dealer cash, 12k miles for 36 months, you may be looking at $962 monthly payments + tax and inception fees.
My Take: Sorry G37 fans, this month’s lease looks so-so. On a positive note, the G37 sedan looks like an OKAY lease right now due to a slightly lower money factor (but the residual did drop a little). Certainly not at the level it was last year though. Also, remember the sweet-spot is the 36-month lease. Infiniti is going to great lengths to make 24-month leases unattractive right now. The coupe is getting no love from leasing gods right now, as matter of fact, I think the money factor went up. Word is that there are still some 08 models to be had right now, so until that inventory dwindles, the coupe will still lease horribly. This doesn’t mean you shouldn’t get this car. On the contrary, there is $500 customer cash ($2000 dealer cash), plus 1.9%, 2.9%, 3.9% financing for 36-months, 48-months and 60-months, respectively. I see no reason why you shouldn’t go in for a test drive.
My Take: Bummer. The Cooper S went up nearly $30 bucks a month (around $1000 over the life of the lease). March isn’t exactly shaping out to be better than February when it comes to leasing. The Cooper is still a fairly affordable lease despite that increase. Just remember, no 48-month lease and watch out for the options. If it were up to me, I would simply order one. In most cases, dealers will let you lock in the March rates and still give you the option to get the new lease rate (for the delivery month) once the car arrives. So in case the lease rates drop, you could end up with a cheaper lease. If not, you can always go back to the March rates.
My Take: ALRIGHT! THIS IS THE MONTH FOR ALL YOU MERCEDEZ BENZ FANS!! Dang it!! I wanna trade in my G37 now!!! Anyway, here’s the deal! You want to stick with the 48-month because the 24 and 36 month leases have major residual drops. However, the 48-month lease’s residual stays intact! To make things better, the money factor drops, so that means that the payments will drop as well. Ain’t that sweet? Hahaha. I think so.
