09 Audi A6 Lease Rates – April 2009

logo_audiMy Take: Hurray, more A6 3.0 are enjoying a .00005 money factor this month. By now, I don’t need to tell you what that means. Low residual values does make it hard to swallow, but you can probably bump up the residual a bit buy going with a 12k mile lease (adds 2% to your residual) plus AudiCare (adds 1% to your residual). That should save you some money in the long run. Stay clear from the Avants for now, they don’t look very good.

At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
09 Audi A6 3.0L quattro Premium $47,418 $50,925 $876 $684 $1022 $781

NOTE: Estimates assuming the following conditions:

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) due at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.
  • No rebates/incentives applied

2009 Audi A3

2009 Audi A6 3.0L quattro Premium
24-month | 15k miles | residual 52% | .00005 base money factor
36-month | 15k miles | residual 45% | .00005 base money factor
48-month | 15k miles | residual 38% | .00377 base money factor

2009 Audi A6 3.0L quattro Premium Plus
24-month | 15k miles | residual 52% | .00005 base money factor
36-month | 15k miles | residual 45% | .00005 base money factor
48-month | 15k miles | residual 38% | .00377 base money factor

2009 Audi A6 3.0L quattro Prestige
24-month | 15k miles | residual 51% | .00005 base money factor
36-month | 15k miles | residual 44% | .00005 base money factor
48-month | 15k miles | residual 37% | .00377 base money factor

2009 Audi A6 3.2L Premium
24-month | 15k miles | residual 53% | .00038 base money factor
36-month | 15k miles | residual 46% | .00038 base money factor
48-month | 15k miles | residual 39% | .00377 base money factor

2009 Audi A6 3.2L Premium Plus
24-month | 15k miles | residual 52% | .00038 base money factor
36-month | 15k miles | residual 45% | .00038 base money factor
48-month | 15k miles | residual 38% | .00377 base money factor

2009 Audi A6 4.2L Prestige
24-month | 15k miles | residual 49% | .00201 base money factor
36-month | 15k miles | residual 42% | .00201 base money factor
48-month | 15k miles | residual 35% | .00377 base money factor

2009 Audi A6 3.0L quattro Premium Avant
24-month | 15k miles | residual 51% | .00264 base money factor
36-month | 15k miles | residual 44% | .00264 base money factor
48-month | 15k miles | residual 37% | .00377 base money factor

2009 Audi A6 3.0L quattro Premium Plus Avant
24-month | 15k miles | residual 51% | .00264 base money factor
36-month | 15k miles | residual 44% | .00264 base money factor
48-month | 15k miles | residual 37% | .00377 base money factor

2009 Audi A6 3.0L quattro Prestige Avant
24-month | 15k miles | residual 50% | .00264 base money factor
36-month | 15k miles | residual 43% | .00264 base money factor
48-month | 15k miles | residual 36% | .00377 base money factor

09 Audi A3 Lease Rates – April 2009

logo_audiMy Take: The A3 isn’t a bad “lease-to-own” candidate due to the low residual value and low money factor. The money factor COULD be lower however, but I can’t complain too much. The one that stands out the most from the list is probably the 2009 Audi A3 2.0T quattro since it has the highest residual value and a sub .001 money factor, which is about 2% APR. Alternatively, you could go with any of the S-Lines and lower your yearly mileage allowance, that should give you a pretty decent monthly payment as well. If you are a current Audi owner, you should qualify for the $1000 loyalty cash that’s currently available on the A3.

At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
09 Audi A3 2.0T quattro $29,191 $31,325 $511 $413 $602 $474

NOTE: Estimates assuming the following conditions:

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) due at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.
  • No rebates/incentives applied

2009 Audi A3

2009 Audi A3 2.0T
24-month | 15k miles | residual 56% | .00059 base money factor
36-month | 15k miles | residual 49% | .00059 base money factor
48-month | 15k miles | residual 42% | .00348 base money factor

2009 Audi A3 2.0T Premium
24-month | 15k miles | residual 54% | .00059 base money factor
36-month | 15k miles | residual 47% | .00059 base money factor
48-month | 15k miles | residual 40% | .00348 base money factor

2009 Audi A3 2.0T quattro
24-month | 15k miles | residual 57% | .00083 base money factor
36-month | 15k miles | residual 50% | .00083 base money factor
48-month | 15k miles | residual 43% | .00348 base money factor

2009 Audi A3 2.0T quattro Premium
24-month | 15k miles | residual 55% | .00083 base money factor
36-month | 15k miles | residual 48% | .00083 base money factor
48-month | 15k miles | residual 41% | .00348 base money factor

2009 Audi A3 2.0T S-Line
24-month | 15k miles | residual 53% | .00059 base money factor
36-month | 15k miles | residual 46% | .00059 base money factor
48-month | 15k miles | residual 39% | .00348 base money factor

2009 Audi A3 2.0T S-Line quattro
24-month | 15k miles | residual 54% | .00083 base money factor
36-month | 15k miles | residual 47% | .00083 base money factor
48-month | 15k miles | residual 40% | .00348 base money factor

2009 Audi A3 3.2 S-Line quattro
24-month | 15k miles | residual 53% | .00059 base money factor
36-month | 15k miles | residual 46% | .00059 base money factor
48-month | 15k miles | residual 39% | .00348 base money factor

09 VW CC Lease Rates – April 2009

logo_vwMy Take: There is $1000 customer cash on the VW CCs this month if you finance through their financing arm, so be sure to factor that into your calculations. The lease rates look pretty decent to me, so I would definitely recommend taking this ride for a spin and see what kind of deal you can pull off. Now, regarding the “special financing”, there really isn’t anything special about it. The shorter terms have a lower APR while the higher terms pretty much screw you over at a 6.4% APR for 66 months. Couple of things to keep in mind, the CC leases best at 36-months, so be sure not to go under or beyond that. The 24-month lease is a bit low on residual, with only a 4% increase. You can increase your 36-month residual by 3% by opting for the 10k mile lease, so it is pretty clear VW is trying to discourage you from going with the 24-month lease. Another thing to watch out is that not all CCs are created equal. The sport trim has the highest residual value, which will yield the lowest monthly payment. Now the 48-month lease is the cheapest, but I would stay away from it unless you don’t mind the extra costs that come with being out of warranty and replacing tires. In most cases, stock tires should last until the 36th month of your lease if you do regular rotations and don’t drive aggressively. With 48-month terms, you are pretty much guaranteed to replace them by the time your lease matures, so don’t let the “lower” payment fool you!

UPDATE: the $1000 has been pulled. Bummer. I know.
UPDATE UPDATE: Please see comments section of this post for the latest info and disregard the lease rates on this post.

At Invoice At MSRP
Make/Model Invoice MSRP 36-month 48-month 36-month 48-month
09 Volkswagen CC 4dr Sport $27,101 $28,950 $357* $293** $378* $333**

NOTE: Estimates assuming the following conditions:

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) due at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.
  • No rebates/incentives applied

2009 Volkswagen CC

2009 Volkswagen CC 4dr Luxury
24-month | 15k miles | residual 57% | .00073 base money factor
36-month | 15k miles | residual 53% | .00073 base money factor
48-month | 15k miles | residual 46% | .00073 base money factor

2009 Volkswagen CC 4dr Sport
24-month | 15k miles | residual 61% | .00073 base money factor
36-month | 15k miles | residual 57% | .00073 base money factor
48-month | 15k miles | residual 50% | .00073 base money factor

2009 Volkswagen CC 4dr Sport MT
24-month | 15k miles | residual 61% | .00073 base money factor
36-month | 15k miles | residual 57% | .00073 base money factor
48-month | 15k miles | residual 50% | .00073 base money factor

2009 Volkswagen CC 4dr VR6 4Motion
24-month | 15k miles | residual 55% | .00041 base money factor
36-month | 15k miles | residual 51% | .00041 base money factor
48-month | 15k miles | residual 44% | .00041 base money factor

2009 Volkswagen CC 4dr VR6 Sport
24-month | 15k miles | residual 53% | .00041 base money factor
36-month | 15k miles | residual 49% | .00041 base money factor
48-month | 15k miles | residual 42% | .00041 base money factor

09 Nissan Maxima, Rogue, Murano Lease Rates – April 2009

logo_nissanMy Take: Ever wonder why Hondas, Nissans or Toyotas don’t offer very good 48-month leases? That’s because their warranties are only 36-months long, so make sure you don’t go beyond that. Anyway, sorry for the bundle post. I am just trying to get these numbers out there for you as quick as I can. The Maxima is probably the better lease of the three cars in this post. The money factor is high and the residual is pretty decent. Stay away from the Rogue. You may want to consider the Murano since it has about $2500 worth in customer rebates (click here to see if you qualify for any of them).

2009 Nissan Maxima

2009 Nissan Maxima S
24-month | 15k miles | residual 64% | .00142 base money factor
36-month | 15k miles | residual 59% | .00142 base money factor
48-month | 15k miles | residual 45% | .00335 base money factor

2009 Nissan Maxima SV
24-month | 15k miles | residual 61% | .00142 base money factor
36-month | 15k miles | residual 56% | .00142 base money factor
48-month | 15k miles | residual 42% | .00335 base money factor

2009 Nissan Rogue

2009 Nissan Rogue S 2WD
24-month | 15k miles | residual 65% | .00335 base money factor
36-month | 15k miles | residual 60% | .00224 base money factor
48-month | 15k miles | residual 45% | .00335 base money factor

2009 Nissan Rogue SL 2WD
24-month | 15k miles | residual 64% | .00335 base money factor
36-month | 15k miles | residual 59% | .00224 base money factor
48-month | 15k miles | residual 44% | .00335 base money factor

2009 Nissan Murano

2009 Nissan Murano LE AWD
24-month | 15k miles | residual 55% | .00159 base money factor
36-month | 15k miles | residual 49% | .00159 base money factor
48-month | 15k miles | residual 37% | .00335 base money factor

09 Acura MDX Lease Rates – April 2009

logo_acuraMy Take: New month, same lease rates. If you where waiting for the MDX payments to drop, you will have to wait a little bit longer. I think that the money factor still could use some reduction, so hopefully Honda will do themselves a favor and lower it so they can move some cars. There is $2000 in marketing support cash on the MDX however, so that should help ease the pain if you really need to get a new family hauler. Speaking of SUVs, some of you should have probably heard that Honda will be releasing the ZDX soon. Here’s a little excerp from Bloomberg.com and a pic from MotorTrend.com

Acura ZDX

“The V-6 engine ZDX, the first Acura designed by a woman, will be built at Honda’s Alliston, Ontario, plant where MDX is produced, Spencer said. The new Acura competes with Bayerische Motoren Werke AG’s BMW X6 crossover, introduced last year.

The model will be priced “in between MDX and the RL” sedan, he said. The 2009 MDX is priced from $40,990 while the top-end RL sedan sells for as much as $54,100, according to the company’s Web site. “

Are you excited? I certainly am. Major props to the lady that designed the ZDX. Not just because she did an excellent job, but also because I believe the percentage of female auto designers is like 0.2% or something of that nature.

At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
09 Acura MDX $38,012 $41,750 $741 $613 $905 $725

NOTE: Estimates assuming the following conditions:

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) due at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.
  • No rebates/incentives applied

2009 Acura MDX

2009 Acura MDX
24-month | 15k miles | residual 56% | .00215 base money factor
36-month | 15k miles | residual 49% | .00215 base money factor
48-month | 15k miles | residual 41% | .00300 base money factor
60-month | 15k miles | residual 34% | .00310 base money factor

2009 Acura MDX Sport
24-month | 15k miles | residual 51% | .00215 base money factor
36-month | 15k miles | residual 44% | .00215 base money factor
48-month | 15k miles | residual 36% | .00300 base money factor
60-month | 15k miles | residual 30% | .00310 base money factor

2009 Acura MDX Sport w/RES
24-month | 15k miles | residual 51% | .00215 base money factor
36-month | 15k miles | residual 44% | .00215 base money factor
48-month | 15k miles | residual 36% | .00300 base money factor
60-month | 15k miles | residual 30% | .00310 base money factor

2009 Acura MDX Tech w/RES
24-month | 15k miles | residual 53% | .00215 base money factor
36-month | 15k miles | residual 46% | .00215 base money factor
48-month | 15k miles | residual 38% | .00300 base money factor
60-month | 15k miles | residual 32% | .00310 base money factor

2009 Acura MDX Tech
24-month | 15k miles | residual 53% | .00215 base money factor
36-month | 15k miles | residual 46% | .00215 base money factor
48-month | 15k miles | residual 38% | .00300 base money factor
60-month | 15k miles | residual 32% | .00310 base money factor

08/09 Infiniti EX, FX Lease Rates – April 2009

logo_infinitiMy Take: Nothing has changed this month on the EX35 or the FX35 leases. The rates are identical to last month’s numbers, which is rather disappointing because the marketing cash is gone as well. Instead, you get a whooping $500 sell down cash and that’s about it (only on the EX35). Not exactly what you wanted to hear, I know, but there is always next month!

At Invoice At MSRP
Make/Model Invoice MSRP 36-month 48-month 36-month 48-month
2008 Infiniti EX35 Journey AWD $33,462 $36,315 $435* $427** $515* $489**
09 Infiniti FX35 AWD $41,125 $44,465 $571* $520** $666* $593**

NOTE: Estimates assuming the following conditions:

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) due at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.
  • No rebates/incentives applied

2008 Infiniti EX

2008 Infiniti EX35 2WD
24-month | 15k miles | residual 55% | .00325 base money factor
36-month | 15k miles | residual 53% | .00020 base money factor
48-month | 15k miles | residual 44% | .00081 base money factor

2008 Infiniti EX35 Journey 2WD
24-month | 15k miles | residual 51% | .00325 base money factor
36-month | 15k miles | residual 49% | .00020 base money factor
48-month | 15k miles | residual 41% | .00081 base money factor

2008 Infiniti EX35 AWD
24-month | 15k miles | residual 57% | .00325 base money factor
36-month | 15k miles | residual 54% | .00039 base money factor
48-month | 15k miles | residual 45% | .00098 base money factor

2008 Infiniti EX35 Journey AWD
24-month | 15k miles | residual 53% | .00325 base money factor
36-month | 15k miles | residual 51% | .00039 base money factor
48-month | 15k miles | residual 42% | .00098 base money factor

2009 Infiniti FX

2009 Infiniti FX35 2WD Wagon
24-month | 15k miles | residual 53% | .00325 base money factor
36-month | 15k miles | residual 50% | .00088 base money factor
48-month | 15k miles | residual 42% | .00099 base money factor

2009 Infiniti FX35 AWD Wagon
24-month | 15k miles | residual 54% | .00325 base money factor
36-month | 15k miles | residual 51% | .00092 base money factor
48-month | 15k miles | residual 43% | .00103 base money factor

09 Audi A4, S4, A5, S5 Lease Rates – April 2009

logo_audiMy Take: I’m seeing the same exact lease rates (as March) for April on the A4/A5/S4/S5. If you aren’t ready to pull the trigger on any of these cars this month, you may want to wait to see what May brings. The A5 is a bit cheaper than past months, but it could use a little bit more encouragement. Remember, no one has a crystal ball (I know I don’t) so I can’t predict whether things will improve of any of the following cars. One thing is for certain, residuals only go down, so if you see a car that already has a really low money factor, you should jump on it. You can only lower the money factor so much before monthly payments start going back up due to the loss in residual value.

At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
09 Audi A4 2.0T Premium quattro $31,562 $33,875 $553 $447 $652 $513
09 Audi A5 Tiptronic $39,885 $42,825 $780 $637 $908 $724

NOTE: Estimates assuming the following conditions:

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) due at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.
  • No rebates/incentives applied

2009 Audi A4/S4/A5/S5

2009 Audi A4 2.0T Premium quattro Sedan
24-month | 15k miles | residual 57% | .00085 base money factor
36-month | 15k miles | residual 50% | .00085 base money factor
48-month | 15k miles | residual 43% | .00367 base money factor

2009 Audi A4 2.0T Premium Plus quattro Sedan
24-month | 15k miles | residual 55% | .00085 base money factor
36-month | 15k miles | residual 48% | .00085 base money factor
48-month | 15k miles | residual 41% | .00367 base money factor

2009 Audi A4 2.0T Prestige quattro Sedan
24-month | 15k miles | residual 52% | .00085 base money factor
36-month | 15k miles | residual 45% | .00085 base money factor
48-month | 15k miles | residual 38% | .00367 base money factor

2009 Audi A4 3.2T Premium Plus quattro Sedan
24-month | 15k miles | residual 55% | .00114 base money factor
36-month | 15k miles | residual 48% | .00114 base money factor
48-month | 15k miles | residual 41% | .00367 base money factor

2009 Audi A4 3.2T Prestige quattro Sedan
24-month | 15k miles | residual 52% | .00114 base money factor
36-month | 15k miles | residual 45% | .00114 base money factor
48-month | 15k miles | residual 38% | .00367 base money factor

2009 Audi A4 2.0T Premium quattro Avant
24-month | 15k miles | residual 57% | .00143 base money factor
36-month | 15k miles | residual 50% | .00143 base money factor
48-month | 15k miles | residual 43% | .00367 base money factor

2009 Audi A4 2.0T Premium Plus quattro Avant
24-month | 15k miles | residual 55% | .00143 base money factor
36-month | 15k miles | residual 48% | .00143 base money factor
48-month | 15k miles | residual 41% | .00367 base money factor

2009 Audi A4 2.0T Prestige quattro Avant
24-month | 15k miles | residual 52% | .00143 base money factor
36-month | 15k miles | residual 45% | .00143 base money factor
48-month | 15k miles | residual 38% | .00367 base money factor

2009 Audi A4 2.0T Cabriolet
24-month | 15k miles | residual 57% | .00005 base money factor
36-month | 15k miles | residual 50% | .00005 base money factor
48-month | 15k miles | residual 39% | .00367 base money factor

2009 Audi A4 2.0T quattro Cabriolet
24-month | 15k miles | residual 57% | .00005 base money factor
36-month | 15k miles | residual 50% | .00005 base money factor
48-month | 15k miles | residual 39% | .00367 base money factor

2009 Audi A4 3.2L quattro Cabriolet
24-month | 15k miles | residual 55% | .00013 base money factor
36-month | 15k miles | residual 48% | .00013 base money factor
48-month | 15k miles | residual 37% | .00367 base money factor

2009 Audi S4 Cabriolet
24-month | 15k miles | residual 53% | .00347 base money factor
36-month | 15k miles | residual 46% | .00347 base money factor
48-month | 15k miles | residual 39% | .00367 base money factor

2009 Audi A5 6-Speed Coupe
24-month | 15k miles | residual 56% | .00185 base money factor
36-month | 15k miles | residual 49% | .00185 base money factor
48-month | 15k miles | residual 42% | .00350 base money factor

2009 Audi A5 Tiptronic Coupe
24-month | 15k miles | residual 56% | .00185 base money factor
36-month | 15k miles | residual 49% | .00185 base money factor
48-month | 15k miles | residual 42% | .00350 base money factor

2009 Audi S5 6-Speed Coupe
24-month | 15k miles | residual 62% | .00330 base money factor
36-month | 15k miles | residual 55% | .00330 base money factor
48-month | 15k miles | residual 48% | .00350 base money factor

2009 Audi S5 Tiptronic Coupe
24-month | 15k miles | residual 62% | .00330 base money factor
36-month | 15k miles | residual 55% | .00330 base money factor
48-month | 15k miles | residual 48% | .00350 base money factor

09 Lexus IS Lease Rates – April 2009

logo_lexusMy Take: IS250 Automatics have a solid money factor this month. Money factor dropped from .00135 to a low .00040! Here’s the even better news! The residual stayed the same as March!! That is fantastic news for those that have been eagerly awaiting some lease support on the IS250s. If you are looking buy, there isn’t any special financing or cash rebates available, so you probably should lease or pay cash.

At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
09 Lexus IS250 AT $30,051 $33,300 $480 $390 $617 $482

NOTE: Estimates assuming the following conditions:

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) due at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.
  • No rebates/incentives applied

2009 Lexus IS250

2009 Lexus IS250 Sedan AT
24-month | 15k miles | residual 57% | .00040 base money factor
36-month | 15k miles | residual 50% | .00040 base money factor
48-month | 15k miles | residual 41% | .00265 base money factor
60-month | 15k miles | residual 32% | .00265 base money factor

2009 Lexus IS250 Sedan AT AWD
24-month | 15k miles | residual 57% | .00040 base money factor
36-month | 15k miles | residual 50% | .00040 base money factor
48-month | 15k miles | residual 41% | .00265 base money factor
60-month | 15k miles | residual 32% | .00265 base money factor

2009 Lexus IS250 Sedan MT
24-month | 15k miles | residual 57% | .00155 base money factor
36-month | 15k miles | residual 50% | .00155 base money factor
48-month | 15k miles | residual 41% | .00265 base money factor
60-month | 15k miles | residual 32% | .00265 base money factor