My Take: I would probably recommend taking a pass the X3 this month. The X5 isn’t too bad since the residual is high and the money factor is lower than the X3 and the X6, so that may not be a bad lease with some MSDs. The same goes for the X6, which has an even higher residual value than the X5. By the way, there is a $1750 loyalty cash rebate on the X5, so if you qualify, take advantage of it. 2.9% financing for up to 60 month is also being offered right now. Same thing going on with the X6. Not too bad I guess, but I prefer MB’s financing this month.
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| At Invoice | At MSRP | |||||
| Make/Model | Invoice | MSRP | 24-month | 36-month | 24-month | 36-month |
| 09 BMW X5 xDrive 4.8i | $52,530 | $57,025 | $851 | $703 | $1286 | $834 |
| 09 BMW X6 xDrive 5.0i | $62,145 | $67,475 | $1055 | $816 | $1046 | $973 |
NOTE: Estimates assuming the following conditions:
- Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) due at signing.
- Local Taxes not included.
- 24-month/15k and 36-month/15k terms.
- All cars are stock, without any options.
- No rebates/incentives applied
2009 BMW X3
2009 BMW X3 xDrive 3.0i
24-month | 15k miles | residual 57% | .00250 base money factor
36-month | 15k miles | residual 53% | .00250 base money factor
48-month | 15k miles | residual 30% | .00260 base money factor
2009 BMW X5
2009 BMW X5 xDrive 3.0i
24-month | 15k miles | residual 62% | .00180 base money factor
36-month | 15k miles | residual 55% | .00180 base money factor
48-month | 15k miles | residual 37% | .00260 base money factor
2009 BMW X5 xDrive 3.5d
24-month | 15k miles | residual 61% | .00175 base money factor
36-month | 15k miles | residual 55% | .00175 base money factor
48-month | 15k miles | residual 37% | .00260 base money factor
2009 BMW X5 xDrive 4.8i
24-month | 15k miles | residual 62% | .00155 base money factor
36-month | 15k miles | residual 56% | .00155 base money factor
48-month | 15k miles | residual 31% | .00260 base money factor
2009 BMW X6
2009 BMW X6 xDrive 3.5i
24-month | 15k miles | residual 61% | .00200 base money factor
36-month | 15k miles | residual 57% | .00200 base money factor
48-month | 15k miles | residual 34% | .00260 base money factor
2009 BMW X6 xDrive 5.0i
24-month | 15k miles | residual 61% | .00175 base money factor
36-month | 15k miles | residual 58% | .00175 base money factor
48-month | 15k miles | residual 32% | .00260 base money factor
My Take: The money factor on the Highlander is acceptable (barely), but the residual is not. Now, there may be some special “regional” deals going on all Toyota’s right now, so don’t let these numbers discourage you. Just contact your local dealer if you have questions regarding money factors, residuals and customer rebates (if any). If you don’t know of a dealer that can help you, just use the 
My Take: The Nissan Rogue’s sweet spot may be the 36-month lease, but there is nothing sweet about that .00234 money factor. 5.616% APR? No thanks.
My Take: I highly doubt that most of you actually care about the Jetta leases, but I figure I’d post it anyway since it’s there. Think of this post as a “lessee-beware”. I think the gas-powered version should have better lease rates this month.
My Take: Check out the 0.00007 money factor on the SLK300. Not bad huh? Residual is kinda low, but the money factor more than makes up for it at 0.168% APR. How crazy is THAT, its practically free to borrow the money to lease this car! MB has been seriously aggressive at trying to move units recently, from the CLK, ML to the C, they all seem to be going below invoice in most metro areas with decent competition. Be sure to check out your local MB dealerships to see what they can do for you. For all you Southern California people, I am working on getting a Mercedes Benz dealer into the Dealerplace this weekend. I will more than likely pay him a visit this weekend (if he’s around) and talk cars with him. Stay tuned…
My Take: Good leases coming out of Audi Financing Services this month. Just look at the money factors! NICE! With the exception of the S4, everything else looks pretty darn good. Residuals are a bit weaker than I’d like, but that also means they are a bit more realistic. The convertible’s MF really make it a great 
My Take: I almost forgot that Honda still had this car around. Not to say that it’s a bad car, it’s just that it’s not something you see very often on the roads these days. Plus I think it’s due for a major redesign, so these low residuals and high money factors really discourage me from saying anything positive about this car’s lease program. Buy it if you must, but do not lease them.