My Take: The MF on the ML350 and ML350 4matic are solid. But, the residual values are a bit too low. Still, not a terrible lease for the most part due to the $2000 lease cash that lasts through the end of July. This is also a great candidate for lease-end purchase since the MF is lower than the APR you can get should you decide to finance a purchase. Just remember that the remining payoff would need to be paid off in full or financed at a relatively low APR in order to make this worthwhile. What I would suggest doing is leasing the car first and put a way an extra few hundred bucks a month away every month to use towards the payoff at lease end. Should you choose to buy the car out, you can payoff a huge portion of that payoff, thus reducing the amount you financed at lease end. If you decide you don’t want to buy it out, no big deal, you just saved nearly $10k since you had been putting away some money every month for the last four years.
Check out the new LIST for the recommended leases of the month.
2009 Mercedes ML
2009 Mercedes ML320 BlueTec
24-month | 15k miles | residual 56% | .00430 base money factor
36-month | 15k miles | residual 50% | .00395 base money factor
48-month | 15k miles | residual 41% | .00395 base money factor
60-month | 15k miles | residual 35% | .00395 base money factor
2009 Mercedes ML350
24-month | 15k miles | residual 50% | .00120 base money factor
36-month | 15k miles | residual 44% | .00077 base money factor
48-month | 15k miles | residual 36% | .00077 base money factor
60-month | 15k miles | residual 30% | .00395 base money factor
2009 Mercedes ML350 4matic
24-month | 15k miles | residual 50% | .00120 base money factor
36-month | 15k miles | residual 44% | .00050 base money factor
48-month | 15k miles | residual 36% | .00050 base money factor
60-month | 15k miles | residual 30% | .00395 base money factor
2009 Mercedes ML550 4WD
24-month | 15k miles | residual 44% | .00220 base money factor
36-month | 15k miles | residual 39% | .00280 base money factor
48-month | 15k miles | residual 32% | .00280 base money factor
60-month | 15k miles | residual 28% | .00395 base money factor
2009 Mercedes ML63 AMG 4WD
24-month | 15k miles | residual 47% | .00430 base money factor
36-month | 15k miles | residual 41% | .00395 base money factor
48-month | 15k miles | residual 35% | .00395 base money factor
60-month | 15k miles | residual 29% | .00395 base money factor
My Take: I hope you didn’t expect the V6 trim to lease really well on it’s first few months. Good residual value though, but I wouldn’t touch it until the money factor drops below .00200. Anyway, the current deal on the 09 TSX is $319.00 per month for 36 months. $3,299.00 total due at signing. As you know, you can negotiate a much better deal on your own. My guess is that the payments can be kept in the $300s and you can cut your inception fees down to about $1500. Anyway, keep an eye on this post, I’ll post the rates of the 4 cylinder models as I find them so you can crunch your own numbers.
My Take: I shouldn’t really have to tell you what to do with these lease rates. You can get a new car loan at a lower interest rates than what you would get charged here on a GT-R lease. Smart people would pay cash; Desperate ones would probably sort for a lower interest loan; The rest should donate to the RIDE with G Fund. LOL.
My Take: Here you got the Boxster, Cayman and the Cayenne; Three Porsches that have terrible lease rates. I’d like to elaborate, but I really don’t want to spend too much time discussing something you shouldn’t be leasing. Moving on…
My Take: I am addressing three solid Audi leases on this post. First, is the A3, which is sporting a pretty low money factor and decent residual. I recommend the A3 2.0T Premium Quattro. Audi is reknown for their Quattro system, so you just gotta have it, even if you don’t think you need. Just stay away from the 3.2 S-Line and you’ll be fine. There aren’t any major incentives right now other than the $1000 in loyalty cash for the A3. Moving on to the A6, I’m not a fan of this since I prefer the 5-series and the E-Class in terms of styling. Despite that, I cannot over look the super low money factors on the