08/09 Lexus IS Lease Rates for January 2009

My Take: The IS is a very borderline “DO NOT LEASE” candidate right now. The residual values have tanked in the past 6 months, even on the 2009 models. It looks like LFS has tried to keep their residual values more realistic. This doesn’t bode well for us because cheap leases rely heavily on “inflated” residual values (more so than low money factors) to keep the payments low. I’m hoping Lexus keeps these residuals until February and drop the money factor significantly. That should save you a few grand in the long run. That 328i is looking mighty good right about now.

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  At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
09 Lexus IS250 AT $29,270 $33,150 $564 $478 $671 $597

NOTE: Estimates assuming the following conditions:

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.

2008/2009 Lexus IS January Lease Rates

2009 Lexus IS250 AT
24-month | 15k miles | residual 57% | .00275 base money factor
36-month | 15k miles | residual 50% | .00275 base money factor
48-month | 15k miles | residual 41% | .00275 base money factor
60-month | 15k miles | residual 32% | .00275 base money factor

2009 Lexus IS250 AT AWD
24-month | 15k miles | residual 57% | .00275 base money factor
36-month | 15k miles | residual 50% | .00275 base money factor
48-month | 15k miles | residual 41% | .00275 base money factor
60-month | 15k miles | residual 32% | .00275 base money factor

2009 Lexus IS250 MT
24-month | 15k miles | residual 57% | .00275 base money factor
36-month | 15k miles | residual 50% | .00275 base money factor
48-month | 15k miles | residual 41% | .00275 base money factor
60-month | 15k miles | residual 32% | .00275 base money factor

2009 Lexus IS-F
24-month | 15k miles | residual 57% | .00240 base money factor
36-month | 15k miles | residual 50% | .00240 base money factor
48-month | 15k miles | residual 41% | .00240 base money factor
60-month | 15k miles | residual 33% | .00275 base money factor

2008 Lexus IS-F
24-month | 15k miles | residual 52% | .00145 base money factor
36-month | 15k miles | residual 45% | .00145 base money factor
48-month | 15k miles | residual 36% | .00145 base money factor
60-month | 15k miles | residual 27% | .00275 base money factor

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09 Honda Accord Lease Rates for January 2009

My Take: Doesn’t seem Honda is providing much support on the Accord this month. The positive news is that despite the high money factor, the residual value of the Accord is still high enough to make this lease relatively reasonable. There is also $1000 dealer cash available, so remember that during your negotiations. Lastly, Edmund’s TMV suggests a sale price of $364 below invoice on the EX V6, so keep that in mind as well. Remember, stick to the 36 month lease because Honda only offers bumper-to-bumper warranty for up to 3 years. I love Honda’s leasing program because it always includes GAP coverage, $1500 damage waiver and no disposition fees. Same goes with Acura leases.

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  At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
09 Honda Accord Sedan EX V6 $24,651 $27,125 $389 $360 $499 $436

NOTE: Estimates assuming the following conditions:

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.

2009 Honda Accord January Lease Rates

2009 Honda Accord Sedan EX V6
24-month | 15k miles | residual 67% | .00280 base money factor
36-month | 15k miles | residual 58% | .00280 base money factor
48-month | 15k miles | residual 49% | .00305 base money factor

2009 Honda Accord Sedan EX-L
24-month | 15k miles | residual 65% | .00280 base money factor
36-month | 15k miles | residual 57% | .00280 base money factor
48-month | 15k miles | residual 48% | .00305 base money factor

2009 Honda Accord Sedan EX-L V6
24-month | 15k miles | residual 65% | .00280 base money factor
36-month | 15k miles | residual 57% | .00280 base money factor
48-month | 15k miles | residual 48% | .00305 base money factor

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January 2009 DO NOT LEASE List

UPDATED January 23rd, 2009 – Here’s January 2009’s DO NOT LEASE list. My initial observation for this January 09 is that most cars are leasing WORSE than last year. This is clearly directly affected by the credit crunch and the poor economic conditions the world is facing. It is likely that automakers may be cutting back on their lease promotions, so don’t be too surprised to see this list grow as the months progress. What qualifies a car on this list? Simple, the residual value needs to be dip well below 50% over 36 months, the money factor needs to be higher than .00200 or 4.8% APR and cash rebates are either nonexistant or only available to a select few. Check this list often because I will be adding more models as I encounter more and more crappy lease rates.

2009 Infiniti M35

2009 Infiniti M35
24 Month – Residual 48% of MSRP – .00325 Base Rate
36 Month – Residual 46% of MSRP – .00053 Base Rate
48 Month – Residual 38% of MSRP – .00203 Base Rate
60 Month – Residual 29% of MSRP – .00275 Base Rate

2009 Infiniti M35 AWD
24 Month – Residual 49% of MSRP – .00325 Base Rate
36 Month – Residual 47% of MSRP – .00060 Base Rate
48 Month – Residual 39% of MSRP – .00203 Base Rate
60 Month – Residual 30% of MSRP – .00271 Base Rate

* This one was a rough one to list here due to the low money factor. Unfortunately, the residual is just too poor to recommend.

2009 Porsche Cayenne GTS

2009 Porsche Cayenne GTS Tiptronic
24 Month – Residual 48% of MSRP – .00300 Base Rate
36 Month – Residual 45% of MSRP – .00300 Base Rate
48 Month – Residual 33% of MSRP – .00300 Base Rate
60 Month – Residual 26% of MSRP – .00300 Base Rate

* Two bads don’t make a good.

2009 Acura MDX

2009 Acura MDX
24 Month – Residual 57% of MSRP – .00250 Base Rate
36 Month – Residual 50% of MSRP – .00250 Base Rate
48 Month – Residual 41% of MSRP – .00300 Base Rate
60 Month – Residual 34% of MSRP – .00310 Base Rate

2009 Acura MDX Sport
24 Month – Residual 52% of MSRP – .00250 Base Rate
36 Month – Residual 46% of MSRP – .00250 Base Rate
48 Month – Residual 37% of MSRP – .00300 Base Rate
60 Month – Residual 31% of MSRP – .00310 Base Rate

2009 Acura MDX Sport w/RES
24 Month – Residual 52% of MSRP – .00250 Base Rate
36 Month – Residual 46% of MSRP – .00250 Base Rate
48 Month – Residual 37% of MSRP – .00300 Base Rate
60 Month – Residual 31% of MSRP – .00310 Base Rate

2009 Acura MDX Tech w/RES
24 Month – Residual 54% of MSRP – .00250 Base Rate
36 Month – Residual 48% of MSRP – .00250 Base Rate
48 Month – Residual 39% of MSRP – .00300 Base Rate
60 Month – Residual 32% of MSRP – .00310 Base Rate

2009 Acura MDX Tech
24 Month – Residual 54% of MSRP – .00250 Base Rate
36 Month – Residual 48% of MSRP – .00250 Base Rate
48 Month – Residual 39% of MSRP – .00300 Base Rate
60 Month – Residual 32% of MSRP – .00310 Base Rate

* No lease support here, move on.

2009 Toyota Highlander

2009 Toyota Highlander 4WD
24 Month – Residual 60% of MSRP – .00285 Base Rate
36 Month – Residual 53% of MSRP – .00285 Base Rate
48 Month – Residual 45% of MSRP – .00285 Base Rate
60 Month – Residual 37% of MSRP – .00285 Base Rate

2009 Toyota Highlander 4WD Limited
24 Month – Residual 58% of MSRP – .00285 Base Rate
36 Month – Residual 51% of MSRP – .00285 Base Rate
48 Month – Residual 42% of MSRP – .00285 Base Rate
60 Month – Residual 34% of MSRP – .00285 Base Rate

2009 Toyota Highlander 4WD Sport
24 Month – Residual 58% of MSRP – .00285 Base Rate
36 Month – Residual 51% of MSRP – .00285 Base Rate
48 Month – Residual 43% of MSRP – .00285 Base Rate
60 Month – Residual 35% of MSRP – .00285 Base Rate

* No lease support here either.

2009 Lincoln MKX

2009 Lincoln MKX 2WD
24 Month – Residual 51% of MSRP – .00521 Base Rate
36 Month – Residual 47% of MSRP – .00444 Base Rate
48 Month – Residual 39% of MSRP – .00431 Base Rate

2009 Lincoln MKX AWD
24 Month – Residual 52% of MSRP – .00521 Base Rate
36 Month – Residual 48% of MSRP – .00444 Base Rate
48 Month – Residual 40% of MSRP – .00431 Base Rate

* Not exactly surprising since this is coming from Ford Credit.

2009 Infiniti QX56

2009 Infiniti QX56 2WD
24 Month – Residual 47% of MSRP – .00325 Base Rate
36 Month – Residual 39% of MSRP – .00325 Base Rate
48 Month – Residual 30% of MSRP – .00325 Base Rate
60 Month – Residual 23% of MSRP – .00325 Base Rate

2009 Infiniti QX56 AWD
24 Month – Residual 46% of MSRP – .00325 Base Rate
36 Month – Residual 39% of MSRP – .00325 Base Rate
48 Month – Residual 31% of MSRP – .00325 Base Rate
60 Month – Residual 24% of MSRP – .00325 Base Rate

* 39% residual after 3 years…wow.

2009 BMW X3

2009 BMW X3 xDrive 3.0i
24 Month – Residual 48% of MSRP – .00285 Base Rate
36 Month – Residual 41% of MSRP – .00285 Base Rate
48 Month – Residual 33% of MSRP – .00285 Base Rate
60 Month – Residual 28% of MSRP – .00285 Base Rate

* Wow this SUV used to be a great lease candidate a few months ago, what happened here BMWFS?

2009 BMW X6

2009 BMW X6 xDrive 3.5i
24 Month – Residual 50% of MSRP – .00285 Base Rate
36 Month – Residual 44% of MSRP – .00285 Base Rate
48 Month – Residual 36% of MSRP – .00285 Base Rate
60 Month – Residual 30% of MSRP – .00285 Base Rate

2009 BMW X6 xDrive 5.0i
24 Month – Residual 49% of MSRP – .00285 Base Rate
36 Month – Residual 43% of MSRP – .00285 Base Rate
48 Month – Residual 34% of MSRP – .00285 Base Rate
60 Month – Residual 29% of MSRP – .00285 Base Rate

* BUY BUY BUY BUY. Don’t Lease. I can’t stress this enough

2009 BMW M3

2009 BMW M3
24 Month – Residual 56% of MSRP – .00285 Base Rate
36 Month – Residual 49% of MSRP – .00285 Base Rate
48 Month – Residual 38% of MSRP – .00285 Base Rate
60 Month – Residual 31% of MSRP – .00285 Base Rate

2009 BMW M3 Coupe
24 Month – Residual 56% of MSRP – .00285 Base Rate
36 Month – Residual 50% of MSRP – .00285 Base Rate
48 Month – Residual 40% of MSRP – .00285 Base Rate
60 Month – Residual 33% of MSRP – .00285 Base Rate

2009 BMW M3 Convertible
24 Month – Residual 51% of MSRP – .00285 Base Rate
36 Month – Residual 47% of MSRP – .00285 Base Rate
48 Month – Residual 36% of MSRP – .00285 Base Rate
60 Month – Residual 30% of MSRP – .00285 Base Rate

* You could go with down to 10k miles per year, but the whole point of leasing this car is to drive it, right?

2009 Audi A3 3.2 S-Line quattro

2009 Audi A3 3.2 S-Line quattro
24 Month – Residual 53% of MSRP – .00383 Base Rate
36 Month – Residual 46% of MSRP – .00383 Base Rate
48 Month – Residual 39% of MSRP – .00403 Base Rate

* 46% residual and .00383 mf? HAH!

2009 Audi S4 Cabriolet

2009 Audi S4 Cabriolet
24 Month – Residual 56% of MSRP – .00388 Base Rate
36 Month – Residual 49% of MSRP – .00388 Base Rate
48 Month – Residual 42% of MSRP – .00408 Base Rate

* residual is border-line here, nothing a “12k miles/year” lease can’t fix…but that MF needs some hefty support.

2009 Audi A5/S5

2009 Audi A5 6-Speed Coupe
24 Month – Residual 57% of MSRP – .00318 Base Rate
36 Month – Residual 50% of MSRP – .00318 Base Rate
48 Month – Residual 43% of MSRP – .00408 Base Rate

2009 Audi A5 Tiptronic Coupe
24 Month – Residual 57% of MSRP – .00318 Base Rate
36 Month – Residual 50% of MSRP – .00318 Base Rate
48 Month – Residual 43% of MSRP – .00408 Base Rate

2009 Audi S5 6-Speed Coupe
24 Month – Residual 63% of MSRP – .00388 Base Rate
36 Month – Residual 56% of MSRP – .00388 Base Rate
48 Month – Residual 49% of MSRP – .00408 Base Rate

2009 Audi S5 Tiptronic Coupe
24 Month – Residual 57% of MSRP – .00318 Base Rate
36 Month – Residual 50% of MSRP – .00318 Base Rate
48 Month – Residual 43% of MSRP – .00408 Base Rate

* Wasn’t a good lease last year, still isn’t this year.

2009 Audi A8/S8/R8

2009 Audi A8 quattro
24 Month – Residual 45% of MSRP – .00219 Base Rate
36 Month – Residual 38% of MSRP – .00219 Base Rate
48 Month – Residual 31% of MSRP – .00405 Base Rate

2009 Audi A8 L quattro
24 Month – Residual 45% of MSRP – .00240 Base Rate
36 Month – Residual 38% of MSRP – .00240 Base Rate
48 Month – Residual 31% of MSRP – .00405 Base Rate

2009 Audi A8 L W12 quattro
24 Month – Residual 38% of MSRP – .00575 Base Rate
36 Month – Residual 31% of MSRP – .00575 Base Rate
48 Month – Residual 24% of MSRP – .00595 Base Rate

2009 Audi S8
24 Month – Residual 49% of MSRP – .00385 Base Rate
36 Month – Residual 42% of MSRP – .00385 Base Rate
48 Month – Residual 35% of MSRP – .00405 Base Rate

2009 Audi R8 6-speed
24 Month – Residual 57% of MSRP – .00434 Base Rate
36 Month – Residual 50% of MSRP – .00434 Base Rate
48 Month – Residual 43% of MSRP – .00454 Base Rate
** This is a special 10K mi/year **

2009 Audi R8 R tronic
24 Month – Residual 56% of MSRP – .00434 Base Rate
36 Month – Residual 49% of MSRP – .00434 Base Rate
48 Month – Residual 42% of MSRP – .00454 Base Rate
** This is a special 10K mi/year **

* Just buy the car, you are paying for most if it within 48 months anyway.

2009 Audi Q7 3.6

2009 Audi Q7 3.6 Base
24 Month – Residual 49% of MSRP – .00056 Base Rate
36 Month – Residual 42% of MSRP – .00056 Base Rate
48 Month – Residual 35% of MSRP – .00426 Base Rate

2009 Audi Q7 3.6 Premium
24 Month – Residual 51% of MSRP – .00056 Base Rate
36 Month – Residual 44% of MSRP – .00056 Base Rate
48 Month – Residual 37% of MSRP – .00426 Base Rate

2009 Audi Q7 3.6 Premium Plus
24 Month – Residual 50% of MSRP – .00056 Base Rate
36 Month – Residual 43% of MSRP – .00056 Base Rate
48 Month – Residual 36% of MSRP – .00426 Base Rate

2009 Audi Q7 3.6 Prestige
24 Month – Residual 48% of MSRP – .00056 Base Rate
36 Month – Residual 41% of MSRP – .00056 Base Rate
48 Month – Residual 34% of MSRP – .00426 Base Rate

2009 Audi Q7 4.2 Prestige
24 Month – Residual 47% of MSRP – .00221 Base Rate
36 Month – Residual 40% of MSRP – .00221 Base Rate
48 Month – Residual 33% of MSRP – .00426 Base Rate

* I actually like the money factor here, but the residual makes it hard to lease. Another BUY candidate.

2009 Audi Q7 3.6

2009 Audi TT 2.0T Premium Coupe
24 Month – Residual 59% of MSRP – .00251 Base Rate
36 Month – Residual 52% of MSRP – .00251 Base Rate
48 Month – Residual 45% of MSRP – .00415 Base Rate

2009 Audi TT 2.0T Premium Plus Coupe
24 Month – Residual 56% of MSRP – .00251 Base Rate
36 Month – Residual 49% of MSRP – .00251 Base Rate
48 Month – Residual 42% of MSRP – .00415 Base Rate

2009 Audi TT 2.0T Prestige Coupe
24 Month – Residual 55% of MSRP – .00251 Base Rate
36 Month – Residual 48% of MSRP – .00251 Base Rate
48 Month – Residual 41% of MSRP – .00415 Base Rate

2009 Audi TT 2.0T quattro Premium Coupe
24 Month – Residual 59% of MSRP – .00272 Base Rate
36 Month – Residual 52% of MSRP – .00272 Base Rate
48 Month – Residual 45% of MSRP – .00415 Base Rate

2009 Audi TT 2.0T quattro Premium Plus Coupe
24 Month – Residual 57% of MSRP – .00272 Base Rate
36 Month – Residual 50% of MSRP – .00272 Base Rate
48 Month – Residual 43% of MSRP – .00415 Base Rate

2009 Audi TT 2.0T quattro Prestige Coupe
24 Month – Residual 56% of MSRP – .00272 Base Rate
36 Month – Residual 49% of MSRP – .00272 Base Rate
48 Month – Residual 42% of MSRP – .00415 Base Rate

2009 Audi TT 3.2L quattro Premium Plus Coupe
24 Month – Residual 57% of MSRP – .00257 Base Rate
36 Month – Residual 50% of MSRP – .00257 Base Rate
48 Month – Residual 43% of MSRP – .00415 Base Rate

2009 Audi TT 3.2L quattro Prestige Coupe
24 Month – Residual 56% of MSRP – .00257 Base Rate
36 Month – Residual 49% of MSRP – .00257 Base Rate
48 Month – Residual 42% of MSRP – .00415 Base Rate

2009 Audi TT 2.0T Premium Cabriolet
24 Month – Residual 57% of MSRP – .00238 Base Rate
36 Month – Residual 50% of MSRP – .00238 Base Rate
48 Month – Residual 43% of MSRP – .00415 Base Rate

2009 Audi TT 2.0T Premium Plus Cabriolet
24 Month – Residual 55% of MSRP – .00238 Base Rate
36 Month – Residual 48% of MSRP – .00238 Base Rate
48 Month – Residual 41% of MSRP – .00415 Base Rate

2009 Audi TT 2.0T Prestige Cabriolet
24 Month – Residual 55% of MSRP – .00238 Base Rate
36 Month – Residual 48% of MSRP – .00238 Base Rate
48 Month – Residual 41% of MSRP – .00415 Base Rate

2009 Audi TT 2.0T quattro Premium Cabriolet
24 Month – Residual 58% of MSRP – .00260 Base Rate
36 Month – Residual 51% of MSRP – .00260 Base Rate
48 Month – Residual 44% of MSRP – .00415 Base Rate

2009 Audi TT 2.0T quattro Premium Plus Cabriolet
24 Month – Residual 56% of MSRP – .00260 Base Rate
36 Month – Residual 49% of MSRP – .00260 Base Rate
48 Month – Residual 42% of MSRP – .00415 Base Rate

2009 Audi TT 2.0T quattro Prestige Cabriolet
24 Month – Residual 55% of MSRP – .00260 Base Rate
36 Month – Residual 48% of MSRP – .00260 Base Rate
48 Month – Residual 41% of MSRP – .00415 Base Rate

2009 Audi TT 3.2L quattro Premium Plus Cabriolet
24 Month – Residual 56% of MSRP – .00228 Base Rate
36 Month – Residual 49% of MSRP – .00228 Base Rate
48 Month – Residual 42% of MSRP – .00415 Base Rate

2009 Audi TT 3.2L quattro Prestige Cabriolet
24 Month – Residual 55% of MSRP – .00228 Base Rate
36 Month – Residual 48% of MSRP – .00228 Base Rate
48 Month – Residual 41% of MSRP – .00415 Base Rate

2009 Audi TTS 3.2L quattro Premium Cabriolet
24 Month – Residual 59% of MSRP – .00278 Base Rate
36 Month – Residual 52% of MSRP – .00278 Base Rate
48 Month – Residual 45% of MSRP – .00415 Base Rate

2009 Audi TTS 3.2L quattro Premium Plus Cabriolet
24 Month – Residual 55% of MSRP – .00278 Base Rate
36 Month – Residual 48% of MSRP – .00278 Base Rate
48 Month – Residual 41% of MSRP – .00415 Base Rate

2009 Audi TTS 3.2L quattro Prestige Cabriolet
24 Month – Residual 54% of MSRP – .00278 Base Rate
36 Month – Residual 47% of MSRP – .00278 Base Rate
48 Month – Residual 40% of MSRP – .00415 Base Rate

2009 Audi TTS 3.2L quattro Premium Coupe
24 Month – Residual 57% of MSRP – .00227 Base Rate
36 Month – Residual 50% of MSRP – .00227 Base Rate
48 Month – Residual 43% of MSRP – .00415 Base Rate

2009 Audi TTS 3.2L quattro Premium Plus Coupe
24 Month – Residual 54% of MSRP – .00227 Base Rate
36 Month – Residual 47% of MSRP – .00227 Base Rate
48 Month – Residual 40% of MSRP – .00415 Base Rate

2009 Audi TTS 3.2L quattro Prestige Coupe
24 Month – Residual 53% of MSRP – .00227 Base Rate
36 Month – Residual 46% of MSRP – .00227 Base Rate
48 Month – Residual 39% of MSRP – .00415 Base Rate

* I personally find the TT to be too much money for what you actually get. But that’s just me.

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09 Audi Lease Rates for January 2009

My Take: Thank you all for your patience! Here are Audi’s January leases. If you can’t find the model you are looking for it’s probably because I’m planning to post them on the “DO NOT LEASE” list for January 2009. Again, some more bad news, residuals took a nose dive in January. Audi FS did try to compesate by cutting money factors, but I know for a fact that a .0006 point drop on the money factor cannot possible offset a 4% drop in residual value. Expect a pricier lease this month. No word on any cash rebates, but it might be possible to get a bit more of a discount on the sale price. If you are a current Audi FS customer, you are eligible for a $1500 rebate so be sure to take advantage of that if you are currently leasing an Audi through Audi FS.

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  At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
09 Audi A3 2.0T Premium $28,634 $30,725 $548 $438 $637 $498
09 Audi A4 2.0T Premium quattro $31,235 $33,525 $558 $457 $657 $523

NOTE: Estimates assuming the following conditions:

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.

2009 Audi January Lease Rates

2009 Audi A3 2.0T
24-month | 15k miles | residual 56% | .00103 base money factor
36-month | 15k miles | residual 49% | .00103 base money factor
48-month | 15k miles | residual 42% | .00403 base money factor

2009 Audi A3 2.0T Premium
24-month | 15k miles | residual 54% | .00103 base money factor
36-month | 15k miles | residual 47% | .00103 base money factor
48-month | 15k miles | residual 40% | .00403 base money factor

2009 Audi A3 2.0T quattro
24-month | 15k miles | residual 57% | .00123 base money factor
36-month | 15k miles | residual 50% | .00123 base money factor
48-month | 15k miles | residual 43% | .00403 base money factor

2009 Audi A3 2.0T quattro Premium
24-month | 15k miles | residual 55% | .00123 base money factor
36-month | 15k miles | residual 48% | .00123 base money factor
48-month | 15k miles | residual 41% | .00403 base money factor

2009 Audi A3 2.0T S-Line
24-month | 15k miles | residual 53% | .00103 base money factor
36-month | 15k miles | residual 46% | .00103 base money factor
48-month | 15k miles | residual 39% | .00403 base money factor

2009 Audi A3 2.0T S-Line quattro
24-month | 15k miles | residual 54% | .00123 base money factor
36-month | 15k miles | residual 47% | .00123 base money factor
48-month | 15k miles | residual 40% | .00403 base money factor

2009 Audi A4 2.0T Premium quattro
24-month | 15k miles | residual 58% | .00133 base money factor
36-month | 15k miles | residual 51% | .00133 base money factor
48-month | 15k miles | residual 44% | .00408 base money factor

2009 Audi A4 2.0T Premium Plus quattro
24-month | 15k miles | residual 56% | .00133 base money factor
36-month | 15k miles | residual 49% | .00133 base money factor
48-month | 15k miles | residual 42% | .00408 base money factor

2009 Audi A4 2.0T Prestige quattro
24-month | 15k miles | residual 54% | .00127 base money factor
36-month | 15k miles | residual 47% | .00127 base money factor
48-month | 15k miles | residual 40% | .00408 base money factor

2009 Audi A4 3.2T Premium Plus quattro
24-month | 15k miles | residual 57% | .00185 base money factor
36-month | 15k miles | residual 50% | .00185 base money factor
48-month | 15k miles | residual 43% | .00408 base money factor

2009 Audi A4 3.2T Prestige quattro
24-month | 15k miles | residual 54% | .00185 base money factor
36-month | 15k miles | residual 47% | .00185 base money factor
48-month | 15k miles | residual 40% | .00408 base money factor

2009 Audi A4 2.0T Premium quattro Avant
24-month | 15k miles | residual 58% | .00162 base money factor
36-month | 15k miles | residual 51% | .00162 base money factor
48-month | 15k miles | residual 44% | .00408 base money factor

2009 Audi A4 2.0T Premium Plus quattro Avant
24-month | 15k miles | residual 56% | .00162 base money factor
36-month | 15k miles | residual 49% | .00162 base money factor
48-month | 15k miles | residual 42% | .00408 base money factor

2009 Audi A4 2.0T Prestige quattro Avant
24-month | 15k miles | residual 53% | .00162 base money factor
36-month | 15k miles | residual 46% | .00162 base money factor
48-month | 15k miles | residual 39% | .00408 base money factor

2009 Audi A4 2.0T Cabriolet
24-month | 15k miles | residual 58% | .00005 base money factor
36-month | 15k miles | residual 51% | .00005 base money factor
48-month | 15k miles | residual 44% | .00408 base money factor

2009 Audi A4 2.0T quattro Cabriolet
24-month | 15k miles | residual 58% | .00006 base money factor
36-month | 15k miles | residual 51% | .00006 base money factor
48-month | 15k miles | residual 44% | .00408 base money factor

2009 Audi A4 3.2L quattro Cabriolet
24-month | 15k miles | residual 57% | .00019 base money factor
36-month | 15k miles | residual 50% | .00019 base money factor
48-month | 15k miles | residual 43% | .00408 base money factor

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09 BMW Lease Rates for January 2009

My Take: ALRIGHT FOLKS! I’m officially back! Thank you for your patience while I was on vacation. I had a fantastic time off! I’m jetlagged like no other so I thought I’d take the time to post the first least rates of the year 2009! I got a bunch of “catching up” to do so I’m sorry if I didn’t get to your emails in time. In any case, You all ready for the bad news? Leasing got more expensive for BMWs this month. BMW’s 2009 January rates look worst than December because of the drop in residual value. The money factors are practically unchanged, so you know the news this month is far from good. If you gotta lease a car this month, well do your homework and shop around. I didn’t include the “worse” BMW lease on this list (yes, there are worse ones), I’m reserving those for January’s DO NOT LEASE list.

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  At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
09 BMW 128i Coupe $27,875 $30,225 $454 $424 $559 $496
09 BMW 328i Sedan $31,735 $34,425 $498 $426 $615 $505

NOTE: Estimates assuming the following conditions:

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.

2009 BMW January Lease Rates

2009 BMW 128i Coupe
24-month | 15k miles | residual 67% | .00285 base money factor
36-month | 15k miles | residual 57% | .00285 base money factor
48-month | 15k miles | residual 46% | .00285 base money factor

2009 BMW 128i Convertible
24-month | 15k miles | residual 69% | .00285 base money factor
36-month | 15k miles | residual 59% | .00285 base money factor
48-month | 15k miles | residual 47% | .00285 base money factor

2009 BMW 135i Coupe
24-month | 15k miles | residual 65% | .00285 base money factor
36-month | 15k miles | residual 55% | .00285 base money factor
48-month | 15k miles | residual 44% | .00285 base money factor

2009 BMW 135i Convertible
24-month | 15k miles | residual 66% | .00285 base money factor
36-month | 15k miles | residual 56% | .00285 base money factor
48-month | 15k miles | residual 45% | .00285 base money factor

2009 BMW 328i Sedan
24-month | 15k miles | residual 64% | .00175 base money factor
36-month | 15k miles | residual 57% | .00175 base money factor
48-month | 15k miles | residual 40% | .00285 base money factor

2009 BMW 328i Coupe
24-month | 15k miles | residual 62% | .00180 base money factor
36-month | 15k miles | residual 58% | .00180 base money factor
48-month | 15k miles | residual 38% | .00285 base money factor

2009 BMW 328i Convertible
24-month | 15k miles | residual 64% | .00205 base money factor
36-month | 15k miles | residual 58% | .00205 base money factor
48-month | 15k miles | residual 40% | .00285 base money factor

2009 BMW 328i Wagon
24-month | 15k miles | residual 61% | .00215 base money factor
36-month | 15k miles | residual 55% | .00215 base money factor
48-month | 15k miles | residual 37% | .00285 base money factor

2009 BMW 328xi Sedan
24-month | 15k miles | residual 64% | .00175 base money factor
36-month | 15k miles | residual 57% | .00175 base money factor
48-month | 15k miles | residual 40% | .00285 base money factor

2009 BMW 328xi Coupe
24-month | 15k miles | residual 62% | .00180 base money factor
36-month | 15k miles | residual 58% | .00180 base money factor
48-month | 15k miles | residual 40% | .00285 base money factor

2009 BMW 328xi Wagon
24-month | 15k miles | residual 62% | .00215 base money factor
36-month | 15k miles | residual 56% | .00215 base money factor
48-month | 15k miles | residual 38% | .00285 base money factor

2009 BMW 335i Sedan
24-month | 15k miles | residual 62% | .00200 base money factor
36-month | 15k miles | residual 56% | .00200 base money factor
48-month | 15k miles | residual 38% | .00285 base money factor

2009 BMW 335i Coupe
24-month | 15k miles | residual 62% | .00200 base money factor
36-month | 15k miles | residual 57% | .00200 base money factor
48-month | 15k miles | residual 39% | .00285 base money factor

2009 BMW 335i Convertible
24-month | 15k miles | residual 62% | .00205 base money factor
36-month | 15k miles | residual 56% | .00205 base money factor
48-month | 15k miles | residual 39% | .00285 base money factor

2009 BMW 335xi Sedan
24-month | 15k miles | residual 64% | .00175 base money factor
36-month | 15k miles | residual 57% | .00175 base money factor
48-month | 15k miles | residual 40% | .00285 base money factor

2009 BMW 335xi Coupe
24-month | 15k miles | residual 62% | .00205 base money factor
36-month | 15k miles | residual 57% | .00205 base money factor
48-month | 15k miles | residual 39% | .00285 base money factor

2009 BMW 528i Sedan
24-month | 15k miles | residual 64% | .00175 base money factor
36-month | 15k miles | residual 58% | .00175 base money factor
48-month | 15k miles | residual 36% | .00285 base money factor

2009 BMW 528xi Sedan
24-month | 15k miles | residual 64% | .00175 base money factor
36-month | 15k miles | residual 58% | .00175 base money factor
48-month | 15k miles | residual 35% | .00285 base money factor

2009 BMW 535i Sedan
24-month | 15k miles | residual 62% | .00175 base money factor
36-month | 15k miles | residual 58% | .00175 base money factor
48-month | 15k miles | residual 33% | .00285 base money factor

2009 BMW 535xi Sedan
24-month | 15k miles | residual 63% | .00175 base money factor
36-month | 15k miles | residual 58% | .00175 base money factor
48-month | 15k miles | residual 35% | .00285 base money factor
60-month | 15k miles | residual 29% | .00285 base money factor

2009 BMW 535xiT Wagon
24-month | 15k miles | residual 64% | .00175 base money factor
36-month | 15k miles | residual 58% | .00175 base money factor
48-month | 15k miles | residual 31% | .00285 base money factor

2009 BMW 550i Sedan
24-month | 15k miles | residual 62% | .00175 base money factor
36-month | 15k miles | residual 57% | .00175 base money factor
48-month | 15k miles | residual 30% | .00285 base money factor

2009 BMW M5 Sedan
24-month | 15k miles | residual 60% | .00175 base money factor
36-month | 15k miles | residual 55% | .00175 base money factor
48-month | 15k miles | residual 35% | .00285 base money factor

2009 BMW 650i Coupe
24-month | 15k miles | residual 59% | .00190 base money factor
36-month | 15k miles | residual 54% | .00190 base money factor
48-month | 15k miles | residual 32% | .00285 base money factor

2009 BMW 650i Convertible
24-month | 15k miles | residual 63% | .00190 base money factor
36-month | 15k miles | residual 57% | .00190 base money factor
48-month | 15k miles | residual 33% | .00285 base money factor

2009 BMW M6 Coupe
24-month | 15k miles | residual 64% | .00190 base money factor
36-month | 15k miles | residual 57% | .00190 base money factor
48-month | 15k miles | residual 37% | .00285 base money factor

2009 BMW M6 Convertible
24-month | 15k miles | residual 64% | .00190 base money factor
36-month | 15k miles | residual 57% | .00190 base money factor
48-month | 15k miles | residual 37% | .00285 base money factor

2009 BMW X5 Wagon xDrive 3.0i
24-month | 15k miles | residual 61% | .00180 base money factor
36-month | 15k miles | residual 55% | .00180 base money factor
48-month | 15k miles | residual 37% | .00285 base money factor
60-month | 15k miles | residual 30% | .00285 base money factor

2009 BMW X5 Wagon xDrive 4.8i
24-month | 15k miles | residual 62% | .00155 base money factor
36-month | 15k miles | residual 56% | .00155 base money factor
48-month | 15k miles | residual 33% | .00285 base money factor
60-month | 15k miles | residual 27% | .00285 base money factor

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09 Ford Flex Lease Rate for December 2008

My Take: The Holiday Season is upon us! I hope most of you got your shopping out of the way by now. If not, good luck! As you already know, I will be out of the country visiting family for two weeks, returning January 10th. Until then, I leave you with the lease rates for the Ford Flex, which will be my last post of the year. I know, this isn’t exactly the best lease rate to leave you with, but this is all I could dig up before leaving. The good news is that there is $1000 rebate on this car, so going below invoice is certainly possible (it should shave about $30 off your monthly payment). I do have to hand it to Ford though, they have done a decent job positioning themselves to weather the economic storm. I can’t say the same for GM or Chrysler. GM should have sold off some of their divisions but you already know what they say about old dogs…Anyway, this is an old rant for the new year, so enjoy the Holiday Season!!! Feel free to post on the forums if you have questions, I know B sometimes pops in to share his knowledge and knows a lot about leasing cars. If I find internet connection, I might answer a few questions of my own if time permits. See you all next year and Happy Leasing!

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  At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
09 Ford Flex Limited FWD $33,164 $35,735 $N/A $539 $N/A $615

NOTE: Estimates assuming the following conditions:

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.

2009 Ford Flex December Lease Rates

2009 Ford Flex Limited FWD
36-month | 15k miles | residual 48% | .001875 base money factor

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09 Honda CR-V Lease Rates for December 2008

My Take: The money factor is a bit high on the CR-V, but that isn’t unexpected. The good news is that the residual value is very high and you probably don’t have to pay full MSRP for this car. Special financing is also available so be sure to take a look at that. I believe it’s 3.9% for up to 60 months. There’s a college graduate program as well, but it isn’t really worth mentioning since the APR is a bit high.

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  At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
09 Honda CR-V 4WD EX $23,508 $25,215 $371 $340 $448 $392

NOTE: Estimates assuming the following conditions:

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.

2009 Honda CR-V December Lease Rates

2009 Honda CR-V 4WD EX
24-month | 15k miles | residual 70% | .00310 base money factor
36-month | 15k miles | residual 62% | .00310 base money factor

2009 Honda CR-V 4WD EX-L
24-month | 15k miles | residual 68% | .00310 base money factor
36-month | 15k miles | residual 58% | .00310 base money factor

2009 Honda CR-V 4WD EX-L w/ Navigation
24-month | 15k miles | residual 66% | .00310 base money factor
36-month | 15k miles | residual 56% | .00310 base money factor

2009 Honda CR-V 4WD LX
24-month | 15k miles | residual 70% | .00310 base money factor
36-month | 15k miles | residual 62% | .00310 base money factor

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09 Infiniti FX35 and 08 Infiniti EX35 Lease Rates for Decemeber 2008

My Take: The FX35’s 24-month lease should be avoided at all costs. The 36-month is adequate for most lesses, while the 48-month lease nets the lowest monthly payment (around $50 less per month than the 36-month). It may seem like a better deal, but I can almost guarantee you that you will need to spend some money on tire replacements at the end of a 48-month lease, so that’s something to think about. The EX35 still seems to have decent residuals despite being an 08 model. The money factor is practically non-existant so that makes for a decent lease. This isn’t the best deal of the year however, July/August’s deals on the EX were probably the best ones of the year. There is $500 cash and another $5000 dealer cash that’s available, which should help drive down the price of the car significantly. I don’t think you’ll get the whole $5000 dealer cash (they won’t even combine it with the 0% APR and 0.9% financing), but the $500 shouldn’t be too hard.

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  At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
09 Infiniti FX35 AWD $41,125 $44,465 $873 $571 $1023 $668
08 Infiniti EX35 Journey AWD $34,745 $37,715 $792 $452 $926 $534

NOTE: Estimates assuming the following conditions:

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.

2009 Infiniti FX35 December Lease Rates

2009 Infiniti FX35 2WD
24-month | 15k miles | residual 56% | .00325 base money factor
36-month | 15k miles | residual 53% | .00144 base money factor
48-month | 15k miles | residual 44% | .00129 base money factor

2009 Infiniti FX35 AWD
24-month | 15k miles | residual 57% | .00325 base money factor
36-month | 15k miles | residual 54% | .00147 base money factor
48-month | 15k miles | residual 45% | .00132 base money factor

2008 Infiniti EX35 December Lease Rates

2008 Infiniti EX35 2WD
24-month | 15k miles | residual 55% | .00325 base money factor
36-month | 15k miles | residual 51% | .00001 base money factor
48-month | 15k miles | residual 42% | .00066 base money factor

2008 Infiniti EX35 Journey 2WD
24-month | 15k miles | residual 51% | .00325 base money factor
36-month | 15k miles | residual 48% | .00001 base money factor
48-month | 15k miles | residual 40% | .00066 base money factor

2008 Infiniti EX35 AWD
24-month | 15k miles | residual 57% | .00325 base money factor
36-month | 15k miles | residual 53% | .00001 base money factor
48-month | 15k miles | residual 44% | .00084 base money factor

2008 Infiniti EX35 Journey AWD
24-month | 15k miles | residual 53% | .00325 base money factor
36-month | 15k miles | residual 49% | .00001 base money factor
48-month | 15k miles | residual 41% | .00084 base money factor

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