09 Toyota Camry Lease Rates for January 2009

Published 2009/01/212012/01/10 by G

My Take: If you are shopping around for a family sedan, the Toyota Camry looks like a solid lease this month. There is a about $1500 worth in cash rebates available, so be sure to factor that into your negotiations. That should drop the Camry well below invoice since TMV suggests only a few hundred over invoice as the sale price.

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			At Invoice		At MSRP
Make/Model	Invoice	MSRP	24-month	36-month	24-month	36-month
09 Toyota Camry SE	$21,253	$23,535	$309	$264	$407	$330

NOTE: Estimates assuming the following conditions:

Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
Local Taxes not included.
24-month/15k and 36-month/15k terms.
All cars are stock, without any options.

2009 Toyota Camry January Lease Rates

Don’t like what you see? Visit Leasecompare.com and see what 3rd party banks offer!

09 Nissan Murano Lease Rate for January 2009

Published 2009/01/20 by G

My Take: The Murano looks like a potential lease this month since there’s some lease support available of it. The residual value looks somewhat inflated (a good thing) and the money factor, despite being reduced, is still hovering around the 3.7% APR range. Not bad, not great. The good news is that TMV suggest the Murano S AWD going for about $47 over invoice plus you get a nice $500 cash rebate to go with it. Personally, I think invoice plus the $500 cash rebate is VERY doable. The calculations below do not reflect the $500 rebate, so you can probably do better.

			At Invoice		At MSRP
Make/Model	Invoice	MSRP	24-month	36-month	24-month	36-month
09 Nissan Murano S AWD	$27,755	$30,060	$400	$363	$524	$447

NOTE: Estimates assuming the following conditions:

Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
Local Taxes not included.
24-month/15k and 36-month/15k terms.
All cars are stock, without any options.

2009 Nissan Murano January Lease Rates

Don’t like what you see? Visit Leasecompare.com and see what 3rd party banks offer!

DO NOT LEASE 09 Volvo C30 Lease Rates for January 2009

Published 2009/01/202009/01/20 by G

MY TAKE: I’m sure some of you have started to see the C30 on the street by now. It’s that ugly looking hatchback from Volvo. It even comes in olive green! Nothing says “puke” like a Volvo C30 in olive green. Anyway, if you were thinking of leasing this “wonderful” little hatchback, you may want to try some independent banks because Ford Credit very eager to lease any of these little rides apparently.

2009 Volvo C30 Coupe
24 Month – Residual 58% of MSRP – .00592 Base Rate
36 Month – Residual 48% of MSRP – .00532 Base Rate
48 Month – Residual 39% of MSRP – .00527 Base Rate

2009 Volvo C30 Coupe R-Design
24 Month – Residual 58% of MSRP – .00592 Base Rate
36 Month – Residual 48% of MSRP – .00532 Base Rate
48 Month – Residual 39% of MSRP – .00527 Base Rate

2009 Volvo C30 Coupe R-Design Sunroof
24 Month – Residual 58% of MSRP – .00592 Base Rate
36 Month – Residual 48% of MSRP – .00532 Base Rate
48 Month – Residual 39% of MSRP – .00527 Base Rate

09 MINI Cooper Lease Rates for January 2009

Published 2009/01/20 by G

My Take: Here are some more decent rates from the folks over at MINI. As expected, the residual value has dropped some since my post in November 2008 (about 5%). However, BMWFS did compensate by dropping the money factor a bit. I don’t think its enough to make it a better deal than November, but considering all the terrible leases I’ve seen this January, I think this one is actually still fairly good. The residuals will continue to drop til the 2010 models arrive and the money factors will fluctuate up and dow from month-to-month. If you are looking to catch a nice deal on a lease, research diligently. I compare this to playing the stock market or buying a home, you snap it up when you think its best. You won’t always catch the lower rates, so just go with your gut instincts.
Here’s a scenerio for ya. I equipped a Cooper S with Premium/Sport/Convenience/Aero packages + auto tranny + xenon lights for about $29,600 MSRP. With some haggling, I’m thinking a $500 discount could be attained, dropping the cap cost to about $29,100. At this price, a 36mo/10k lease would run me about $399 after taxes (8.25% CA tax). Not bad huh? At 12k miles per year, that payment goes up to $408 a month. Take off a few packages and you’ll see this number drop.

			At Invoice		At MSRP
Make/Model	Invoice	MSRP	24-month	36-month	24-month	36-month
09 Mini Cooper S	$20,405	$22,600	$247	$244	$343	$310

NOTE: Estimates assuming the following conditions:

Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
Local Taxes not included.
24-month/15k and 36-month/15k terms.
All cars are stock, without any options.

2009 Mini Cooper January Lease Rates

Don’t like what you see? Visit Leasecompare.com and see what 3rd party banks offer!

09 VW GTI Lease Rates for January 2009

Published 2009/01/192009/01/19 by G

My Take: After all the bad lease rates, here’s a little sunshine through those dark clouds. The GTI’s lease rates are relatively reasonable this month, so it might not bad a bad idea to give them a look if you want a compact hatchback in your driveway. It did go up a little bit since November, but it is still a relatively good lease. I’ve always enjoyed the GTI and was originally looking into leasing one instead of the TSX we currently have. Unfortunately for VW, the TSX was too hard to give up, but I do love the GTI’s DSG transmission. It is smooth and responsive and a lot of fun to drive. Don’t forget the $500 loyalty cash available to existing VW customers.

			At Invoice		At MSRP
Make/Model	Invoice	MSRP	24-month	36-month	24-month	36-month
09 Volkswagen GTi 2dr	$23,455	$25,030	$412	$334	$479	$380

NOTE: Estimates assuming the following conditions:

Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
Local Taxes not included.
24-month/15k and 36-month/15k terms.
All cars are stock, without any options.

2009 Volkswagen GTi January Lease Rates

Don’t like what you see? Visit Leasecompare.com and see what 3rd party banks offer!

DO NOT LEASE – 09 Infiniti G37 Lease Rates for January 2009

Published 2009/01/182009/01/19 by G

MY TAKE: I started to find too many leases that got significantly worse so I felt that I probably needed to feature them individually since the “DO NOT LEASE” lease is getting WAY TOO LONG. As a result, I decided to start things off with the 09 Infiniti G37s. As much as I love these cars, I can’t find myself recommending them this month. The residual values are significantly lower than the 08 models, factor in the high money factors and you have a bad combination for a lease.

Quite hideous aren’t they? It is obvious that IFS is trying to steer us clear from the 24 month leases, but the 36 month leses aren’t look all that great either. I’m just glad I pulled the trigger when I did because last May/June’s rates were probably the lowest rates you will ever see for the G37s.

09 Acura TL Lease Rates for January 2009

Published 2009/01/182009/01/23 by G

My Take: In case you weren’t paying attention in the past couple of months, the 2009 TL now starts at a whopping $35.7k after delivery fees. That’s a markup of about $1300 from the outgoing model. Sick, isn’t it? Anyway, the residual are still strong on the TL, that’s the good news. The not so great news is that the money factor is still high, hitting you at around 6% APR. TMV suggest around $500 over invoice pricing, so thats not too bad. There’s also $500 dealer cash available, so be sure to have your dealer share that with you.

			At Invoice		At MSRP
Make/Model	Invoice	MSRP	24-month	36-month	24-month	36-month
09 Acura TL	$32,896	$35,715	$529	$454	$654	$539

NOTE: Estimates assuming the following conditions:

Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
Local Taxes not included.
24-month/15k and 36-month/15k terms.
All cars are stock, without any options.

2009 Acura TL January Lease Rates

Don’t like what you see? Visit Leasecompare.com and see what 3rd party banks offer!

09 Honda Pilot Lease Rates for January 2009

Published 2009/01/162009/01/16 by G

My Take: Edmund’s TMV suggests the Pilot can be had for around $776 under invoice price (on the EX AWD model), I am willing to bet that that number also applies to the other trims as well (there is around $1500 dealer cash available). This is probably the one and only reason why I didn’t put this SUV into the DO NOT LEASE list. The residual value is quite terrible, but the MF is decent, allowing this SUV to make the cut. Keep in mind I didn’t factor in the dealer cash on my calculations, which means you can probably go lower than my lower calculated price. If you don’t need 15k miles per year (I normally don’t), you can get a 2% residual increase, shaving off another $15-$20 off your monthly payment on your 36-month lease. Good stuff huh?

			At Invoice		At MSRP
Make/Model	Invoice	MSRP	24-month	36-month	24-month	36-month
09 Honda Pilot 4WD EX	$29,657	$32,665	$545	$439	$675	$527

NOTE: Estimates assuming the following conditions:

Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
Local Taxes not included.
24-month/15k and 36-month/15k terms.
All cars are stock, without any options.

2008/2009 Lexus IS January Lease Rates

Don’t like what you see? Visit Leasecompare.com and see what 3rd party banks offer!

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For those who lease cars

Residual

09 Toyota Camry Lease Rates for January 2009

09 Nissan Murano Lease Rate for January 2009

DO NOT LEASE 09 Volvo C30 Lease Rates for January 2009

09 MINI Cooper Lease Rates for January 2009

09 VW GTI Lease Rates for January 2009

DO NOT LEASE – 09 Infiniti G37 Lease Rates for January 2009

09 Acura TL Lease Rates for January 2009

09 Honda Pilot Lease Rates for January 2009