09 Acura TSX Lease Rates for February 2009

Published 2009/02/112009/09/04 by G

My Take: I would really like to see the TSX’s money factor drop some more in March, maybe below .00200. The TSX I leased in May 2007 went for under $300 before taxes with just $750 due at signing, so I think the TSX can do much better as the year progresses. The question is, will it? Not too sure since in January the TSX actually posted a gain in sales, shockingly enough. In any case, you can either sit tight or jump into it right now. Either way, the TSX is still a pretty good lease due to it’s high residual value. TMV suggest almost $3000 off MSRP, that means this car is probably going for invoice or a bit below it. Edmunds didn’t publish the invoice price on the 09 TSX, so I just had to use th TMV, which is not a bad price if you ask me. Can you go lower? Its very possible.

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			At Invoice		At MSRP
Make/Model	Invoice	MSRP	24-month	36-month	24-month	36-month
09 Acura TSX Base	$27,091**	$29,920	$411	$358	$536	$444

** Edmund’s TMV Suggested Price

NOTE: Estimates assuming the following conditions:

Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
Local Taxes not included.
24-month/15k and 36-month/15k terms.
All cars are stock, without any options.

2009 Acura TSX February Lease Rates

DO NOT LEASE

Nothing here, the money factors are bit high, but I think the residual values more than make up for it.

Don’t like what you see? Visit Leasecompare.com and see what 3rd party banks offer!

DO NOT LEASE 09 Volvo XC70/XC90 Lease Rates for February 2009

Published 2009/02/102009/02/10 by G

MY TAKE: Need I say anything? Really? If you’ve been following my site or leasing in general, you know this is a bad deal. Please give leasecompare.com a try if you REALLY want the XC70/XC90. You will more than likely find better rates from their affiliated banks.

2009 Volvo XC Febraury 2009 Lease Rates

09 BMW X-Series Lease Rates for February 2009

Published 2009/02/102010/03/05 by G

My Take: I am not recommending the X6 as a potential lease. However, compared to previous months, I think BMW has “fluffled” the residual values and lowered the money factors to make this lease more affordable. I would personally opt for the X5 4.8i over the X6 3.5i considering you get a more potent engine and you’ll save about $100 a month on a similarly equipped model. Stay far and away from the X3, they really jacked the residual and money factors on the X3s this year. Last year they were great leases, just look at 2008 THE LIST and you’ll see what I mean.

UPDATE: The X3 seems to be leasing better on the 2008 model, so if you are looking for the X3, check out the 2008 model rates:

			At Invoice		At MSRP
Make/Model	Invoice	MSRP	24-month	36-month	24-month	36-month
09 BMW X5 3.0i	$44,525	$48,325	$737	$605	$901	$716
09 BMW X5 4.8i	$52,530	$57,025	$825	$677	$1018	$808
09 BMW X6 3.5i	$52,255	$56,725	$939	$773	$1159	$909

NOTE: Estimates assuming the following conditions:

Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
Local Taxes not included.
24-month/15k and 36-month/15k terms.
All cars are stock, without any options.

2009 BMW X-Series February Lease Rates

DO NOT LEASE

Don’t like what you see? Visit Leasecompare.com and see what 3rd party banks offer!

09 Audi A5/S5 Lease Rates for February 2009

Published 2009/02/102009/02/10 by G

My Take: I’m sure a lof you have been waiting for to see the A5 lease rates drop, so here they are! Compared to January, the money factors dropped from .00318 to .00240 (7.63% to 5.76%) That IS significant isn’t it? Is it a fantastic deal? No not really. Is it better than last month? Certainly! The residual values are identical, so you save nearly 2% in interest. I can’t really put it on a DO NOT LEASE List since the numbers have improved significantly from last month, but I wouldn’t exactly run out and lease one of these things either. Now, I’m sure you are starting to see the pattern on high performance models. The S5 has sky-high money factors, making it a bad lease. This is same as BMW’s M-Series and MB’s AMGs. You might want to skip the leasing on those and just buy it.

			At Invoice		At MSRP
Make/Model	Invoice	MSRP	24-month	36-month	24-month	36-month
09 Audi A5 Tiptronic	$39,885	$42,825	$799	$660	$928	$748

NOTE: Estimates assuming the following conditions:

Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
Local Taxes not included.
24-month/15k and 36-month/15k terms.
All cars are stock, without any options.

2009 Audi A5/S5 February Lease Rates

DO NOT LEASE

Don’t like what you see? Visit Leasecompare.com and see what 3rd party banks offer!

09 Mercedes Benz C-Class Lease Rates for February 2009

Published 2009/02/092009/02/10 by G

My Take: The C63 is not a vehicle you should be leasing, so remember to buy it if you are itching for that ride. As for the rest of the C-Class, I’m noticing that the C’s are leasing better at the 36 and 48 month terms than on the 24. MB is clearly pushing lessees towards the longer terms by bumping the money factor on up on the 24 month terms. Personally, I think the 24 month leases are a thing of the past. Residual values have taken a dive in the past year and it is clear to automakers that short term leases are money losers. Compared to January, the C-Class 4matic models’ lease rates have come down a bit, so that should save you some money every month. The C350 came down a bit too this month so that’s worth a look as well. Again, there are special financing programs available on the C-Class, however, I think the money factors are low enough to go with leasing instead.

As an added bonus, I spec’ed out a C350 with the Pano Moonroof, Premium 2 Package, 6-disc cd player, ipod connector and walnut trim for a MSRP of $43110. Assuming you can get $2000 under invoice ($38154) sale price, 48-month lease, 12k miles per year, 8.25% sales tax (So Cal), inception fees due at signing; you are looking at approximately $438 per month ($462 if you only get $1000 below invoice). I know the sale price may seem like a stretch, but if you think about it, it really isn’t. Back in Sept 2008, when the 09 C-Class was brand-spanking new, I’ve heard of dealers offering $1000 under invoice. Things were better then. We are now 5 months into the 09 model year, not to mention Audi is giving out $2000 under invoice on their A4s, so do I think $2000 under invoice on the more expensive C350 is possible? HELL YEAH! Getting into a C350 never looked so good.

			At Invoice		At MSRP
Make/Model	Invoice	MSRP	24-month	36-month	24-month	36-month
09 Mercedes C300 Sport	$31,472	$33,775	$530	$458	$630	$526
09 Mercedes C300 Sport 4matic	$34,541	$37,075	$590	$481	$701	$554
09 Mercedes C350 Sport	$37,145	$39,875	$637	$535	$753	$613

NOTE: Estimates assuming the following conditions:

Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
Local Taxes not included.
24-month/15k and 36-month/15k terms.
All cars are stock, without any options.

2009 Mercedes C-Class February Lease Rates

DO NOT LEASE

Don’t like what you see? Visit Leasecompare.com and see what 3rd party banks offer!

09 Audi A4/S4 Lease Rates for February 2009

Published 2009/02/09 by G

My Take: First things first, stay away from the S4 and the A4 2.0T Prestige if you plan to lease because the money factors look outrageously high. As for the rest of the A4 lineup, I’ve heard anywhere from $1000 under invoice to $2000 under invoice, so if you are paying anymore than that, you’re paying too much. I’m currently digging the A4 2.0T’s Cabriolet residuals and money factors, so if you are in the lookout for a droptop, this just might be the one you want to take a look at. I am guessing that a well-equipped model, at a $2000 under invoice pricetag should be between the high $400s and low $500s per month with inception fees upfront.

			At Invoice		At MSRP
Make/Model	Invoice	MSRP	24-month	36-month	24-month	36-month
09 Audi A4 2.0T Premium quattro	$31,562	$33,875	$549	$447	$648	$514
2009 Audi A4 2.0T Cabriolet	$38,723	$41,575	$611	$489	$730	$569

NOTE: Estimates assuming the following conditions:

Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
Local Taxes not included.
24-month/15k and 36-month/15k terms.
All cars are stock, without any options.

2009 Audi A4 February Lease Rates

DO NOT LEASE

Don’t like what you see? Visit Leasecompare.com and see what 3rd party banks offer!

09 Audi A3 Lease Rate for February 2009

Published 2009/02/08 by G

My Take: Really low money factors can be had on the A3s this month. The residual on the other hand has been fairly low on this car for some time, so that’s not going to change any time soon. I recently got an email from Nick in MD who just picked up the A3 (very well equipped) for around $384/mo. So if my estimate is around $385 before taxes at invoice(on a base model might I add), just imagine what kind of discounts Nick go on his A3!!! That’s right, A LOT. There is also some special financing available, but the interest rate is not as good as the money factor on the lease. Be sure to check out the DO NOT LEASE section under this post on the A3 3.2 S-Line. If you plan to lease, stay AWAY from that car.

			At Invoice		At MSRP
Make/Model	Invoice	MSRP	24-month	36-month	24-month	36-month
09 Audi A3 2.0T quattro	$27,238	$29,225	$477	$385	$561	$442

NOTE: Estimates assuming the following conditions:

Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
Local Taxes not included.
24-month/15k and 36-month/15k terms.
All cars are stock, without any options.

2009 Audi A3 February Lease Rates

DO NOT LEASE

Don’t like what you see? Visit Leasecompare.com and see what 3rd party banks offer!

09 BMW 3-Series Lease Rates for February 2009

Published 2009/02/08 by G

My Take: Like the 1-series, the 3-series is also enjoying some money factor reduction this month. Still, before you run out and lease a 3-series, you may want to consider the 0.9% for 60 months purchase financing that’s available. That will save you a lot of money over the long haul (4.38% APR on a lease) in interest. Something to think about during your decision making process. Below you will also see a list of 3-series models that I don’t recommend leasing, I usually include the M series there because the residual/money factors are relatively weak on these limited edition models. Of course, if you are shopping around for one of these cars, money shouldn’t exactly be a big issue for you.

			At Invoice		At MSRP
Make/Model	Invoice	MSRP	24-month	36-month	24-month	36-month
09 BMW 328i Sedan	$31,735	$34,425	$482	$410	$598	$489

NOTE: Estimates assuming the following conditions:

Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
Local Taxes not included.
24-month/15k and 36-month/15k terms.
All cars are stock, without any options.

2009 BMW 3-Series February Lease Rates

DO NOT LEASE

Don’t like what you see? Visit Leasecompare.com and see what 3rd party banks offer!

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RIDE with G

For those who lease cars

Residual

09 Acura TSX Lease Rates for February 2009

DO NOT LEASE 09 Volvo XC70/XC90 Lease Rates for February 2009

09 BMW X-Series Lease Rates for February 2009

09 Audi A5/S5 Lease Rates for February 2009

09 Mercedes Benz C-Class Lease Rates for February 2009

09 Audi A4/S4 Lease Rates for February 2009

09 Audi A3 Lease Rate for February 2009

09 BMW 3-Series Lease Rates for February 2009