09 Infiniti FX Lease Rates – March 2009

logo_infinitiMy Take: There is around $3000 dealer cash available on the FX35 this month, so factor that into your negotiations. The rates are practically unchanged, so it isn’t any better than last months. Now, couple of things for you California residents. Our sales tax goes up April as I mentioned in a previous post, but our car registrations will ALSO go up (double) beginning May 19th. To top things off, we’re rasing our gasoline tax by another 12 cents. So yeah, think long and hard as to what car and when you plan to lease your next ride. We’re talking hundreds of dollars in savings if you pick the right one.

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  At Invoice At MSRP
Make/Model Invoice MSRP 36-month 48-month 36-month 48-month
09 Infiniti FX35 AWD $41,125 $44,465 $571* $520** $666* $593**

NOTE: Estimates assuming the following conditions:

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.

2009 Infiniti FX

2009 Infiniti FX35 2WD
24-month | 15k miles | residual 53% | .00325 base money factor
36-month | 15k miles | residual 50% | .00088 base money factor
48-month | 15k miles | residual 42% | .00099 base money factor
60-month | 15k miles | residual 36% | .00106 base money factor

2009 Infiniti FX35 AWD
24-month | 15k miles | residual 54% | .00325 base money factor
36-month | 15k miles | residual 51% | .00092 base money factor
48-month | 15k miles | residual 43% | .00103 base money factor
60-month | 15k miles | residual 37% | .00110 base money factor

2009 Infiniti FX50 AWD
24-month | 15k miles | residual 50% | .00325 base money factor
36-month | 15k miles | residual 48% | .00116 base money factor
48-month | 15k miles | residual 40% | .00110 base money factor
60-month | 15k miles | residual 34% | .00108 base money factor

09 Acura TSX, TL Lease Rates – March 2009

logo_acuraMy Take: Good New! The TSX payments dropped a little due to the lower money factor. Also, don’t forget the $750 dealer cash available on this car. The TL also got a money factor reduction, but also get dinged on the residual (1-2% on the 36+ month terms). Basically the 24-month lease got cheaper, but the 36-month ones are a few dollars more. Nothing astronomical, but worth noting. You do get $1000 dealer cash on the TL, so be sure to factor that into your negotiations.

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  At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
09 Acura TSX Base $27,398 $29,920 $408 $352 $518 $427
09 Acura TL Base $32,896 $35,715 $522 $456 $646 $541

NOTE: Estimates assuming the following conditions:

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.

2009 Acura TSX & TL

2009 Acura TSX Manual
24-month | 15k miles | residual 67% | .00215 base money factor
36-month | 15k miles | residual 61% | .00215 base money factor
48-month | 15k miles | residual 51% | .00310 base money factor

2009 Acura TSX Automatic
24-month | 15k miles | residual 67% | .00215 base money factor
36-month | 15k miles | residual 61% | .00215 base money factor
48-month | 15k miles | residual 51% | .00310 base money factor

2009 Acura TSX w/Navigation Manual
24-month | 15k miles | residual 64% | .00215 base money factor
36-month | 15k miles | residual 57% | .00215 base money factor
48-month | 15k miles | residual 48% | .00310 base money factor

2009 Acura TSX w/Navigation Automatic
24-month | 15k miles | residual 64% | .00215 base money factor
36-month | 15k miles | residual 57% | .00215 base money factor
48-month | 15k miles | residual 48% | .00310 base money factor

2009 Acura TL Sedan
24-month | 15k miles | residual 66% | .00237 base money factor
36-month | 15k miles | residual 59% | .00237 base money factor
48-month | 15k miles | residual 50% | .00310 base money factor

2009 Acura TL Sedan SH-AWD
24-month | 15k miles | residual 64% | .00237 base money factor
36-month | 15k miles | residual 57% | .00237 base money factor
48-month | 15k miles | residual 48% | .00310 base money factor

2009 Acura TL Sedan SH-AWD Tech
24-month | 15k miles | residual 61% | .00237 base money factor
36-month | 15k miles | residual 54% | .00237 base money factor
48-month | 15k miles | residual 45% | .00310 base money factor

2009 Acura TL Sedan Tech
24-month | 15k miles | residual 63% | .00237 base money factor
36-month | 15k miles | residual 56% | .00237 base money factor
48-month | 15k miles | residual 47% | .00310 base money factor

09 Audi A6 Lease Rates – March 2009

logo_audiMy Take: No real incentives here on the A6, so you’ll have to rely on your might negotiation skills to get the deal you want. In my opinion, the A6 is more of a “lease to buy” candidate due to the low residual/low money factor combination. As I mentioned in the CL/CLK/CLS post, when most of your payments go towards the depreciation of a vehicle instead of the interest, you probably want to consider buying the car out at the end of your lease. You don’t have to, but it’s just a suggestion if you would like a “break” from lease payments.

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  At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
2009 Audi A6 3.2L Premium $42,768 $45,925 $793 $650 $926 $739

NOTE: Estimates assuming the following conditions:

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.

2009 Audi A6

2009 Audi A6 3.0L quattro Prestige
24-month | 15k miles | residual 51% | .00005 base money factor
36-month | 15k miles | residual 44% | .00005 base money factor
48-month | 15k miles | residual 37% | .00377 base money factor

2009 Audi A6 3.2L Premium
24-month | 15k miles | residual 53% | .00038 base money factor
36-month | 15k miles | residual 46% | .00038 base money factor
48-month | 15k miles | residual 39% | .00377 base money factor

2009 Audi A6 3.2L Premium Plus
24-month | 15k miles | residual 52% | .00038 base money factor
36-month | 15k miles | residual 45% | .00038 base money factor
48-month | 15k miles | residual 38% | .00377 base money factor

2009 Audi A6 4.2L Prestige
24-month | 15k miles | residual 49% | .00201 base money factor
36-month | 15k miles | residual 42% | .00201 base money factor
48-month | 15k miles | residual 35% | .00377 base money factor

2009 Audi A6 3.0L quattro Premium Avant
24-month | 15k miles | residual 51% | .00264 base money factor
36-month | 15k miles | residual 44% | .00264 base money factor
48-month | 15k miles | residual 37% | .00377 base money factor

2009 Audi A6 3.0L quattro Premium Plus Avant
24-month | 15k miles | residual 51% | .00264 base money factor
36-month | 15k miles | residual 44% | .00264 base money factor
48-month | 15k miles | residual 37% | .00377 base money factor

2009 Audi A6 3.0L quattro Prestige Avant
24-month | 15k miles | residual 50% | .00264 base money factor
36-month | 15k miles | residual 43% | .00264 base money factor
48-month | 15k miles | residual 36% | .00377 base money factor

09 BMW 5-Series Lease Rates – March 2009

logo_bmwMy Take: The 5-series lease rates are pretty good this month. Even the M5, which is normally increadibly expensive to lease, has a reasonable residual value and money factor. Now for fun, I added base estimates of the M5. Keep a couple things in mind, I didn’t include the $5000 dealer cash that’s available on the M5 in my calculations. Just keep that in mind during your negotiations. If that’s too expensive (it is double the price of a 535i after all), you can always go down to the 528i. In my opinion, the 2.8i is adequate on the 3-series since its smaller, on the 5-series however, I feel that it is a bit underpowered. I know the payments look ultra-ridiculous on the M5 right now, but assuming invoice + the dealer cash, 12k miles for 36 months, you may be looking at $962 monthly payments + tax and inception fees.

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  At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
09 BMW 535i $47,835 $51,925 $730 $615 $927 $749
09 BMW M5 $82,485 $89,325 $1444 $1156 $1738 $1358

NOTE: Estimates assuming the following conditions:

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.

2009 BMW 5-Series

2009 BMW 528i
24-month | 15k miles | residual 64% | .00175 base money factor
36-month | 15k miles | residual 58% | .00175 base money factor
48-month | 15k miles | residual 34% | .00250 base money factor

2009 BMW 528xi
24-month | 15k miles | residual 64% | .00175 base money factor
36-month | 15k miles | residual 58% | .00175 base money factor
48-month | 15k miles | residual 34% | .00250 base money factor

2009 BMW 535i
24-month | 15k miles | residual 62% | .00175 base money factor
36-month | 15k miles | residual 58% | .00175 base money factor
48-month | 15k miles | residual 32% | .00250 base money factor

2009 BMW 535xi
24-month | 15k miles | residual 63% | .00175 base money factor
36-month | 15k miles | residual 58% | .00175 base money factor
48-month | 15k miles | residual 33% | .00250 base money factor

2009 BMW 535xiT Wagon
24-month | 15k miles | residual 64% | .00175 base money factor
36-month | 15k miles | residual 58% | .00175 base money factor
48-month | 15k miles | residual 30% | .00250 base money factor

2009 BMW 550i
24-month | 15k miles | residual 62% | .00175 base money factor
36-month | 15k miles | residual 57% | .00175 base money factor
48-month | 15k miles | residual 29% | .00250 base money factor

2009 BMW M5
24-month | 15k miles | residual 60% | .00175 base money factor
36-month | 15k miles | residual 55% | .00175 base money factor
48-month | 15k miles | residual 32% | .00250 base money factor

09 Infinit G37 Lease Rates – March 2009

logo_infinitiMy Take: Sorry G37 fans, this month’s lease looks so-so. On a positive note, the G37 sedan looks like an OKAY lease right now due to a slightly lower money factor (but the residual did drop a little). Certainly not at the level it was last year though. Also, remember the sweet-spot is the 36-month lease. Infiniti is going to great lengths to make 24-month leases unattractive right now. The coupe is getting no love from leasing gods right now, as matter of fact, I think the money factor went up. Word is that there are still some 08 models to be had right now, so until that inventory dwindles, the coupe will still lease horribly. This doesn’t mean you shouldn’t get this car. On the contrary, there is $500 customer cash ($2000 dealer cash), plus 1.9%, 2.9%, 3.9% financing for 36-months, 48-months and 60-months, respectively. I see no reason why you shouldn’t go in for a test drive.

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  At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
09 Infiniti G37 Journey Sedan $31,957 $34,515 $692 $456 $807 $532

NOTE: Estimates assuming the following conditions:

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.

2009 Infiniti G37

2009 Infiniti G37 Base Sedan
24-month | 15k miles | residual 58% | .00325 base money factor
36-month | 15k miles | residual 58% | .00206 base money factor
48-month | 15k miles | residual 49% | .00262 base money factor

2009 Infiniti G37 Journey Sedan
24-month | 15k miles | residual 56% | .00325 base money factor
36-month | 15k miles | residual 56% | .00206 base money factor
48-month | 15k miles | residual 47% | .00262 base money factor

2009 Infiniti G37 Sport Sedan
24-month | 15k miles | residual 56% | .00325 base money factor
36-month | 15k miles | residual 56% | .00206 base money factor
48-month | 15k miles | residual 48% | .00262 base money factor

2009 Infiniti G37X Sedan
24-month | 15k miles | residual 57% | .00325 base money factor
36-month | 15k miles | residual 57% | .00209 base money factor
48-month | 15k miles | residual 49% | .00272 base money factor

DO NOT LEASE

2009 Infiniti G37 Base Coupe
24-month | 15k miles | residual 64% | .00325 base money factor
36-month | 15k miles | residual 61% | .00279 base money factor
48-month | 15k miles | residual 49% | .00279 base money factor

2009 Infiniti G37 Journey Coupe
24-month | 15k miles | residual 62% | .00325 base money factor
36-month | 15k miles | residual 58% | .00279 base money factor
48-month | 15k miles | residual 47% | .00279 base money factor

2009 Infiniti G37 Sport Coupe
24-month | 15k miles | residual 64% | .00325 base money factor
36-month | 15k miles | residual 60% | .00279 base money factor
48-month | 15k miles | residual 49% | .00279 base money factor

2009 Infiniti G37X Coupe
24-month | 15k miles | residual 65% | .00325 base money factor
36-month | 15k miles | residual 59% | .00279 base money factor
48-month | 15k miles | residual 49% | .00279 base money factor

09 MINI Cooper Lease Rates for March 2009

logo_miniMy Take: Bummer. The Cooper S went up nearly $30 bucks a month (around $1000 over the life of the lease). March isn’t exactly shaping out to be better than February when it comes to leasing. The Cooper is still a fairly affordable lease despite that increase. Just remember, no 48-month lease and watch out for the options. If it were up to me, I would simply order one. In most cases, dealers will let you lock in the March rates and still give you the option to get the new lease rate (for the delivery month) once the car arrives. So in case the lease rates drop, you could end up with a cheaper lease. If not, you can always go back to the March rates.

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  At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
09 Mini Cooper S $20,405 $22,600 $279 $258 $375 $324

NOTE: Estimates assuming the following conditions:

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.

2009 Mini Cooper

2009 Mini Cooper
24-month | 15k miles | residual 72% | .00219 base money factor
36-month | 15k miles | residual 64% | .00219 base money factor
48-month | 15k miles | residual 54% | .00219 base money factor

2009 Mini Cooper S
24-month | 15k miles | residual 69% | .00219 base money factor
36-month | 15k miles | residual 61% | .00219 base money factor
48-month | 15k miles | residual 52% | .00219 base money factor

2009 Mini Cooper John Cooper Works
24-month | 15k miles | residual 67% | .00219 base money factor
36-month | 15k miles | residual 59% | .00219 base money factor
48-month | 15k miles | residual 50% | .00219 base money factor

2009 Mini Cooper Clubman
24-month | 15k miles | residual 72% | .00219 base money factor
36-month | 15k miles | residual 63% | .00219 base money factor
48-month | 15k miles | residual 52% | .00219 base money factor

2009 Mini Cooper Clubman S
24-month | 15k miles | residual 69% | .00219 base money factor
36-month | 15k miles | residual 60% | .00219 base money factor
48-month | 15k miles | residual 50% | .00219 base money factor

2009 Mini Cooper Clubman John Cooper Works
24-month | 15k miles | residual 65% | .00219 base money factor
36-month | 15k miles | residual 57% | .00219 base money factor
48-month | 15k miles | residual 47% | .00219 base money factor

2009 Mini Cooper Convertible
24-month | 15k miles | residual 66% | .00219 base money factor
36-month | 15k miles | residual 60% | .00219 base money factor
48-month | 15k miles | residual 51% | .00219 base money factor

2009 Mini Cooper Convertible S
24-month | 15k miles | residual 65% | .00219 base money factor
36-month | 15k miles | residual 59% | .00219 base money factor
48-month | 15k miles | residual 50% | .00219 base money factor

09 Audi A4/S4/A5/S5 Lease Rates for March 2009

logo_audiMy Take: Not much as changed on the A4 lease rates. MF drops, Residual drops, so it basically stayed the same as last month. Now on the A5, you will see the money factor is improved dramatically, while the residual only suffered a slight 1% drop. This combination shaves off around $20-$30 bucks off your monthly payments. Not too shabby. Is it really worth it? Maybe. Are there other cheaper alternatives? Oh yeah. But nothing as sexy as the A5/S5. Obviously, you want to avoid the 48-month lease here because of the ultra-high money factors.

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  At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
09 Audi A4 2.0T Premium quattro $31,562 $33,875 $553 $447 $652 $513
09 Audi A5 Tiptronic $39,885 $42,825 $780 $637 $908 $724

NOTE: Estimates assuming the following conditions:

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.

2009 2009 Audi A4/S4/A5/S5

2009 Audi A4 2.0T Premium quattro
24-month | 15k miles | residual 57% | .00085 base money factor
36-month | 15k miles | residual 50% | .00085 base money factor
48-month | 15k miles | residual 43% | .00367 base money factor

2009 Audi A4 2.0T Premium Plus quattro
24-month | 15k miles | residual 55% | .00085 base money factor
36-month | 15k miles | residual 48% | .00085 base money factor
48-month | 15k miles | residual 41% | .00367 base money factor

2009 Audi A4 2.0T Prestige quattro
24-month | 15k miles | residual 52% | .00085 base money factor
36-month | 15k miles | residual 45% | .00085 base money factor
48-month | 15k miles | residual 38% | .00367 base money factor

2009 Audi A4 3.2T Premium Plus quattro
24-month | 15k miles | residual 55% | .00114 base money factor
36-month | 15k miles | residual 48% | .00114 base money factor
48-month | 15k miles | residual 41% | .00367 base money factor

2009 Audi A4 3.2T Prestige quattro
24-month | 15k miles | residual 52% | .00114 base money factor
36-month | 15k miles | residual 45% | .00114 base money factor
48-month | 15k miles | residual 38% | .00367 base money factor

2009 Audi A4 2.0T Premium quattro Avant
24-month | 15k miles | residual 57% | .00143 base money factor
36-month | 15k miles | residual 50% | .00143 base money factor
48-month | 15k miles | residual 43% | .00367 base money factor

2009 Audi A4 2.0T Premium Plus quattro Avant
24-month | 15k miles | residual 55% | .00143 base money factor

36-month | 15k miles | residual 48% | .00143 base money factor
48-month | 15k miles | residual 41% | .00367 base money factor

2009 Audi A4 2.0T Prestige quattro Avant
24-month | 15k miles | residual 52% | .00143 base money factor
36-month | 15k miles | residual 45% | .00143 base money factor
48-month | 15k miles | residual 38% | .00367 base money factor

2009 Audi A4 2.0T Cabriolet
24-month | 15k miles | residual 57% | .00005 base money factor
36-month | 15k miles | residual 50% | .00005 base money factor
48-month | 15k miles | residual 39% | .00367 base money factor

2009 Audi A4 2.0T quattro Cabriolet
24-month | 15k miles | residual 57% | .00005 base money factor
36-month | 15k miles | residual 50% | .00005 base money factor
48-month | 15k miles | residual 39% | .00367 base money factor

2009 Audi A4 3.2L quattro Cabriolet
24-month | 15k miles | residual 55% | .00013 base money factor
36-month | 15k miles | residual 48% | .00013 base money factor
48-month | 15k miles | residual 37% | .00367 base money factor

2009 Audi A5 6-Speed Coupe
24-month | 15k miles | residual 56% | .00185 base money factor
36-month | 15k miles | residual 49% | .00185 base money factor
48-month | 15k miles | residual 42% | .00350 base money factor

2009 Audi A5 Tiptronic Coupe
24-month | 15k miles | residual 56% | .00185 base money factor
36-month | 15k miles | residual 49% | .00185 base money factor
48-month | 15k miles | residual 42% | .00350 base money factor

DO NOT LEASE

2009 Audi S4 Cabriolet
24-month | 15k miles | residual 53% | .00347 base money factor
36-month | 15k miles | residual 46% | .00347 base money factor
48-month | 15k miles | residual 39% | .00367 base money factor

2009 Audi S5 6-Speed Coupe
24-month | 15k miles | residual 62% | .00330 base money factor
36-month | 15k miles | residual 55% | .00330 base money factor
48-month | 15k miles | residual 48% | .00350 base money factor

2009 Audi S5 Tiptronic Coupe
24-month | 15k miles | residual 62% | .00330 base money factor
36-month | 15k miles | residual 55% | .00330 base money factor
48-month | 15k miles | residual 48% | .00350 base money factor

09 Mercedes Benz C-Class Lease Rates for March 2009

logo_benzMy Take: ALRIGHT! THIS IS THE MONTH FOR ALL YOU MERCEDEZ BENZ FANS!! Dang it!! I wanna trade in my G37 now!!! Anyway, here’s the deal! You want to stick with the 48-month because the 24 and 36 month leases have major residual drops. However, the 48-month lease’s residual stays intact! To make things better, the money factor drops, so that means that the payments will drop as well. Ain’t that sweet? Hahaha. I think so.

As a special treat, I will deck out a nicely loaded C350 (in black, cuz they look best in that color) and estimate those payments for ya. Here it is!

C350 – Black – Premium 2 Package – Panorama Sunroof – AMG 18″ 5-Twin-Spoke Wheels – 6-Disc In-Dash CD Changer – iPod Integration Kit – 48 months/12k miles.

MSRP $44,120
Invoice $41,093
Sale Price $39,120
Residual 47%
Money Factor .00084
Tax Rate 8.25% So Cal Tax

Monthly $433 (base payment) + $36 (tax) = $469 per month (with inception fees due at signing).

So there you have it, a $44k car for under $500 a month after taxes. Not bad huh? Just remember, you are going to have to work at it. Even if you end up at invoice or just $1000 under invoice, you are still looking at a low-$500 per month payment. To put things in perspective for ya, I leased a 325i back in 2001 for $553 per month…MSRP $32k. Yeah. Silly me, I know.

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2009 Mercedes C-Class

2009 Mercedes C300 Luxury
24-month | 15k miles | residual 60% | .00200 base money factor
36-month | 15k miles | residual 53% | .00128 base money factor
48-month | 15k miles | residual 45% | .00128 base money factor

2009 Mercedes C300 Luxury 4matic
24-month | 15k miles | residual 60% | .00215 base money factor
36-month | 15k miles | residual 53% | .00090 base money factor
48-month | 15k miles | residual 45% | .00090 base money factor

2009 Mercedes C300 Sport
24-month | 15k miles | residual 60% | .00200 base money factor
36-month | 15k miles | residual 53% | .00128 base money factor
48-month | 15k miles | residual 45% | .00128 base money factor

2009 Mercedes C300 Sport 4matic
24-month | 15k miles | residual 60% | .00215 base money factor
36-month | 15k miles | residual 53% | .00090 base money factor
48-month | 15k miles | residual 45% | .00090 base money factor

2009 Mercedes C350 Sport
24-month | 15k miles | residual 55% | .00089 base money factor
36-month | 15k miles | residual 50% | .00084 base money factor
48-month | 15k miles | residual 45% | .00084 base money factor

DO NOT LEASE

2009 Mercedes C63 AMG
24-month | 15k miles | residual 55% | .00430 base money factor
36-month | 15k miles | residual 48% | .00395 base money factor
48-month | 15k miles | residual 44% | .00395 base money factor

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