My Take: Must be a Ford Credit thing to charge outrageous money factors for cars that don’t hold value well. I guess that’s one way to let other banks assume the risk and to encourage people buy vs lease. NEXT!
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2009 Volvo XC90
2009 Volvo XC90 4WD 3.2L Wgn
24-month | 15k miles | residual 46% | .00592 base money factor
36-month | 15k miles | residual 39% | .00532 base money factor
48-month | 15k miles | residual 31% | .00527 base money factor
2009 Volvo XC90 4WD 3.2L Wgn R-Design
24-month | 15k miles | residual 43% | .00592 base money factor
36-month | 15k miles | residual 37% | .00532 base money factor
48-month | 15k miles | residual 29% | .00527 base money factor
2009 Volvo XC90 4WD 3.2L Wgn Sunroof
24-month | 15k miles | residual 46% | .00592 base money factor
36-month | 15k miles | residual 39% | .00532 base money factor
48-month | 15k miles | residual 31% | .00527 base money factor
2009 Volvo XC90 4WD 3.2L Wgn Sunroof 3rd Row
24-month | 15k miles | residual 46% | .00592 base money factor
36-month | 15k miles | residual 39% | .00532 base money factor
48-month | 15k miles | residual 31% | .00527 base money factor
2009 Volvo XC90 4WD 3.2L Wgn R-Design V8
24-month | 15k miles | residual 44% | .00592 base money factor
36-month | 15k miles | residual 37% | .00532 base money factor
48-month | 15k miles | residual 29% | .00527 base money factor
2009 Volvo XC90 4WD 3.2L Wgn
24-month | 15k miles | residual 44% | .00592 base money factor
36-month | 15k miles | residual 38% | .00532 base money factor
48-month | 15k miles | residual 30% | .00527 base money factor
My Take: Haahaa, NEXT!
My Take: January rates were much better for the IS-F (for both 08 and 09 models). I would recommend buying or skipping the lease this month. Hopefully they improved down the road. 
My Take: I think the Q7 is a good “lease-to-buy” candidate due to the low money factor and low residual value. No inceptives available on the Q7 other than “special” financing. I use the term losely because 4.9% for 60 months is FAR from special. More reason to lease first then buyout the lease if you intend to keep the car, right?
My Take: Edmunds suggests a sale price of a few hundred under invoice on the Accord EX-L V6. There is $1000 dealer cash on this Accord, so I think you should get more than “just” a few hundred off invoice. If you manage that, you would be looking at $351 + tax on a 36-month/15k mile lease instead of $381 per month (assuming you pay all inception fees at signing).
My Take: Looks like Infiniti fudged with the EX numbers this month. Last month, an EX35 Journey AWD’s residual value was 49%. This month, the residual value for the same exact car goes up to 51%. That’s typically a good thing, however, the money factor went up along with it, which basically cancels each other out. The good news is that there is 0.9% financing for 72 months or 0% for 36 months. Unfortunately, the $5000 dealer cash cannot be combined with this deal, but it should be at least partially available for leases. The $500 sell down dealer cash should be available for both leases and purchases. 
My Take: The best lease on the X-Series SUVs this month is probably the gasoline-powered X5s. The other X-models suffer from either low residual, high money factor or both. There is $1750 customer cash available on the X5 3.0i and 2.9% financing for up to 60 months. You should be able to combine the two, but make sure to double check with your dealer.
My Take: MDX lease rates aren’t that much better than February (you are saving yourself about $10 a month compared to last month). The money factor dropped to compensate for the drop in residual value. The $2000 dealer cash is still available, so be sure to take advantage of that if you are shopping for a MDX. Personally, I’m liking the FX35 more this month.