09 Audi A3 Lease Rates – May 2009

logo_audiMy Take: Ever wonder which trim is the better deal for the A3s? If you are looking for the lowest payment, the base FWD model will probably be the best choice. Now, if you wanted to know what the best “deal” would be relative to the car you get, then you will need to play around with your lease calculator. The way to determine that is simple, all you need to do is assume that all trims of the A3 cost the same, say $30,000. Then just plug in the residual value and the money factor to the calculator and see which one yields the lowest payment. I’ve come to realize is that the more you play around with the calculator, the more you will understand the relationships between the numbers. I currently do not have any Audi dealers at the Dealerplace, so you can try using Yahoo! Autos to get free quotes from dealers in your area. Once the Dealerplace gets a few Audi dealers, I will announce it.

At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
09 Audi A3 2.0T $27,238 $29,225 $488 $392 $572 $449

NOTE: Estimates assuming the following conditions:

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) due at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.
  • No rebates/incentives applied

2009 Audi A3

2009 Audi A3 2.0T
24-month | 15k miles | residual 56% | .00081 base money factor
36-month | 15k miles | residual 49% | .00081 base money factor
48-month | 15k miles | residual 42% | .00335 base money factor

2009 Audi A3 2.0T Premium
24-month | 15k miles | residual 54% | .00081 base money factor
36-month | 15k miles | residual 47% | .00081 base money factor
48-month | 15k miles | residual 40% | .00335 base money factor

2009 Audi A3 2.0T quattro
24-month | 15k miles | residual 57% | .00103 base money factor
36-month | 15k miles | residual 50% | .00103 base money factor
48-month | 15k miles | residual 43% | .00335 base money factor

2009 Audi A3 2.0T quattro Premium
24-month | 15k miles | residual 55% | .00103 base money factor
36-month | 15k miles | residual 48% | .00103 base money factor
48-month | 15k miles | residual 41% | .00335 base money factor

2009 Audi A3 2.0T S-Line
24-month | 15k miles | residual 53% | .00081 base money factor
36-month | 15k miles | residual 46% | .00081 base money factor
48-month | 15k miles | residual 39% | .00335 base money factor

2009 Audi A3 2.0T S-Line quattro
24-month | 15k miles | residual 54% | .00103 base money factor
36-month | 15k miles | residual 47% | .00103 base money factor
48-month | 15k miles | residual 40% | .00335 base money factor

2009 Audi A3 3.2 S-Line quattro
24-month | 15k miles | residual 53% | .00315 base money factor
36-month | 15k miles | residual 46% | .00315 base money factor
48-month | 15k miles | residual 39% | .00335 base money factor

09 BMW Z4 Lease Rates – May 2009

logo_bmwMy Take: I spend the weekend visiting Dave Persaud over at Long Beach BMW. VERY nice guy. This is the first time I met him, so I was plesantly surprised how “no BS” this guy is. Anyway, remember that when contacting/visiting dealears, you should do your homework first. You need to know what you want, you need to know your SALE price and have precalculated your payments so you know what to expect. Don’t show up there without knowing anything, that would defeat the purpose having me write/post all of the stuff on Leasing 101. My job is to educate you and then point you to good people that deserve your business. Moving on, I got a chance to check out the new Z4 and it is are very good looking roaster. I like the more aggressive styling and the available hardtop. Very cool. Anyway, Dave says the cars are not for sale just yet, but should be in the coming weeks. Here are the numbers in case you are ready to get one. MF is a bit high so MSD might be in order. I would recommend not leasing this car right now.

2009 BMW Z4

2009 BMW Z4 sDrive30i
24-month | 15k miles | residual 59% | .00260 base money factor
36-month | 15k miles | residual 52% | .00260 base money factor
48-month | 15k miles | residual 36% | .00260 base money factor
60-month | 15k miles | residual 30% | .00260 base money factor

2009 BMW Z4 sDrive35i
24-month | 15k miles | residual 59% | .00260 base money factor
36-month | 15k miles | residual 52% | .00260 base money factor
48-month | 15k miles | residual 34% | .00260 base money factor
60-month | 15k miles | residual 28% | .00260 base money factor

09 BMW X3, X5, X6 Lease Rates – May 2009

logo_bmwMy Take: I would probably recommend taking a pass the X3 this month. The X5 isn’t too bad since the residual is high and the money factor is lower than the X3 and the X6, so that may not be a bad lease with some MSDs. The same goes for the X6, which has an even higher residual value than the X5. By the way, there is a $1750 loyalty cash rebate on the X5, so if you qualify, take advantage of it. 2.9% financing for up to 60 month is also being offered right now. Same thing going on with the X6. Not too bad I guess, but I prefer MB’s financing this month.

At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
09 BMW X5 xDrive 4.8i $52,530 $57,025 $851 $703 $1286 $834
09 BMW X6 xDrive 5.0i $62,145 $67,475 $1055 $816 $1046 $973

NOTE: Estimates assuming the following conditions:

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) due at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.
  • No rebates/incentives applied

2009 BMW X3

2009 BMW X3 xDrive 3.0i
24-month | 15k miles | residual 57% | .00250 base money factor
36-month | 15k miles | residual 53% | .00250 base money factor
48-month | 15k miles | residual 30% | .00260 base money factor

2009 BMW X5

2009 BMW X5 xDrive 3.0i
24-month | 15k miles | residual 62% | .00180 base money factor
36-month | 15k miles | residual 55% | .00180 base money factor
48-month | 15k miles | residual 37% | .00260 base money factor

2009 BMW X5 xDrive 3.5d
24-month | 15k miles | residual 61% | .00175 base money factor
36-month | 15k miles | residual 55% | .00175 base money factor
48-month | 15k miles | residual 37% | .00260 base money factor

2009 BMW X5 xDrive 4.8i
24-month | 15k miles | residual 62% | .00155 base money factor
36-month | 15k miles | residual 56% | .00155 base money factor
48-month | 15k miles | residual 31% | .00260 base money factor

2009 BMW X6

2009 BMW X6 xDrive 3.5i
24-month | 15k miles | residual 61% | .00200 base money factor
36-month | 15k miles | residual 57% | .00200 base money factor
48-month | 15k miles | residual 34% | .00260 base money factor

2009 BMW X6 xDrive 5.0i
24-month | 15k miles | residual 61% | .00175 base money factor
36-month | 15k miles | residual 58% | .00175 base money factor
48-month | 15k miles | residual 32% | .00260 base money factor

09 Toyota Highlander Lease Rates – May 2009

logo_toyotaMy Take: The money factor on the Highlander is acceptable (barely), but the residual is not. Now, there may be some special “regional” deals going on all Toyota’s right now, so don’t let these numbers discourage you. Just contact your local dealer if you have questions regarding money factors, residuals and customer rebates (if any). If you don’t know of a dealer that can help you, just use the Yahoo Auto Quote System. Easy way to get dealers to contact you instead.

2009 Toyota Highlander

2009 Toyota Highlander 4WD Wagon Limited
24-month | 15k miles | residual 54% | .00216 base money factor
36-month | 15k miles | residual 47% | .00216 base money factor
48-month | 15k miles | residual 38% | .00275 base money factor
60-month | 15k miles | residual 29% | .00275 base money factor

09 Nissan Rogue Lease Rates – May 2009

logo_nissanMy Take: The Nissan Rogue’s sweet spot may be the 36-month lease, but there is nothing sweet about that .00234 money factor. 5.616% APR? No thanks.

2009 Nissan Rogue

2009 Nissan Rogue SL 2WD
24-month | 15k miles | residual 61% | .00335 base money factor
36-month | 15k miles | residual 57% | .00234 base money factor
48-month | 15k miles | residual 42% | .00325 base money factor
60-month | 15k miles | residual 35% | .00325 base money factor

09 VW Jetta Lease Rates – May 2009

logo_vwMy Take: I highly doubt that most of you actually care about the Jetta leases, but I figure I’d post it anyway since it’s there. Think of this post as a “lessee-beware”. I think the gas-powered version should have better lease rates this month.

2009 Volkswagen Jetta

2009 Volkswagen Jetta Sedan TDI AT
24-month | 15k miles | residual 59% | .00302 base money factor
36-month | 15k miles | residual 52% | .00302 base money factor
48-month | 15k miles | residual 45% | .00322 base money factor

09 Mercedes Benz SLK300 – May 2009

logo_benzMy Take: Check out the 0.00007 money factor on the SLK300. Not bad huh? Residual is kinda low, but the money factor more than makes up for it at 0.168% APR. How crazy is THAT, its practically free to borrow the money to lease this car! MB has been seriously aggressive at trying to move units recently, from the CLK, ML to the C, they all seem to be going below invoice in most metro areas with decent competition. Be sure to check out your local MB dealerships to see what they can do for you. For all you Southern California people, I am working on getting a Mercedes Benz dealer into the Dealerplace this weekend. I will more than likely pay him a visit this weekend (if he’s around) and talk cars with him. Stay tuned…

At Invoice At MSRP
Make/Model Invoice MSRP 36-month 48-month 36-month 48-month
09 Mercedes SLK300 $43,609 $46,825 $591* $542** $681* $609**

NOTE: Estimates assuming the following conditions:

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) due at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.
  • No rebates/incentives applied

2009 Mercedes SLK

2009 Mercedes SLK300
24-month | 15k miles | residual 51% | .00023 base money factor
36-month | 15k miles | residual 48% | .00007 base money factor
48-month | 15k miles | residual 38% | .00007 base money factor
60-month | 15k miles | residual 32% | .00395 base money factor

2009 Mercedes SLK350
24-month | 15k miles | residual 53% | .00092 base money factor
36-month | 15k miles | residual 51% | .00076 base money factor
48-month | 15k miles | residual 40% | .00076 base money factor
60-month | 15k miles | residual 33% | .00395 base money factor

2009 Mercedes SLK55 AMG
24-month | 15k miles | residual 48% | .00430 base money factor
36-month | 15k miles | residual 46% | .00395 base money factor
48-month | 15k miles | residual 37% | .00395 base money factor
60-month | 15k miles | residual 33% | .00395 base money factor

09 Audi A4 Lease Rates – May 2009

logo_audiMy Take: Good leases coming out of Audi Financing Services this month. Just look at the money factors! NICE! With the exception of the S4, everything else looks pretty darn good. Residuals are a bit weaker than I’d like, but that also means they are a bit more realistic. The convertible’s MF really make it a great Lease-To-Buy candidate (sorry, but you will be hearing that Lease-To-Buy thing quite a bit from now on!). As far as the which model has the best residual/money factor balance on the A4 lineup, I would have to go with the A4 2.0T Cabriolet Quattro. Not sure I would buy it out at lease end, because I am skeptical of the ragtops ability to withstand time, but it certainly makes a solid lease if you factor in AudiCare and lower your mileage allowance to 12k per year.

At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
09 Audi A4 2.0T quattro Cabriolet $40,676 $43,675 $680 $539 $805 $623

NOTE: Estimates assuming the following conditions:

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) due at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.
  • No rebates/incentives applied

2009 Audi A4

2009 Audi A4 2.0T Premium quattro Sedan
24-month | 15k miles | residual 57% | .00071 base money factor
36-month | 15k miles | residual 50% | .00071 base money factor
48-month | 15k miles | residual 43% | .00354 base money factor

2009 Audi A4 2.0T Premium Plus quattro Sedan
24-month | 15k miles | residual 55% | .00071 base money factor
36-month | 15k miles | residual 48% | .00071 base money factor
48-month | 15k miles | residual 41% | .00354 base money factor

2009 Audi A4 2.0T Prestige quattro Sedan
24-month | 15k miles | residual 51% | .00071 base money factor
36-month | 15k miles | residual 44% | .00071 base money factor
48-month | 15k miles | residual 37% | .00354 base money factor

2009 Audi A4 3.2T Premium Plus quattro Sedan
24-month | 15k miles | residual 54% | .00112 base money factor
36-month | 15k miles | residual 47% | .00112 base money factor
48-month | 15k miles | residual 40% | .00354 base money factor

2009 Audi A4 3.2T Prestige quattro Sedan
24-month | 15k miles | residual 50% | .00112 base money factor
36-month | 15k miles | residual 43% | .00112 base money factor
48-month | 15k miles | residual 36% | .00354 base money factor

2009 Audi A4 2.0T Premium quattro Avant
24-month | 15k miles | residual 56% | .00160 base money factor
36-month | 15k miles | residual 49% | .00160 base money factor
48-month | 15k miles | residual 42% | .00354 base money factor

2009 Audi A4 2.0T Premium Plus quattro Avant
24-month | 15k miles | residual 55% | .00143 base money factor
36-month | 15k miles | residual 48% | .00143 base money factor
48-month | 15k miles | residual 41% | .00367 base money factor

2009 Audi A4 2.0T Prestige quattro Avant
24-month | 15k miles | residual 51% | .00160 base money factor
36-month | 15k miles | residual 44% | .00160 base money factor
48-month | 15k miles | residual 37% | .00354 base money factor

2009 Audi A4 2.0T Cabriolet
24-month | 15k miles | residual 56% | .00008 base money factor
36-month | 15k miles | residual 49% | .00008 base money factor
48-month | 15k miles | residual 38% | .00354 base money factor

2009 Audi A4 2.0T quattro Cabriolet
24-month | 15k miles | residual 56% | .00007 base money factor
36-month | 15k miles | residual 49% | .00007 base money factor
48-month | 15k miles | residual 38% | .00354 base money factor

2009 Audi A4 3.2L quattro Cabriolet
24-month | 15k miles | residual 54% | .00015 base money factor
36-month | 15k miles | residual 47% | .00015 base money factor
48-month | 15k miles | residual 36% | .00354 base money factor

2009 Audi S4 Cabriolet
24-month | 15k miles | residual 52% | .00334 base money factor
36-month | 15k miles | residual 45% | .00334 base money factor
48-month | 15k miles | residual 38% | .00354 base money factor