09 Audi A4/S4 Lease Rates – July 2009

Published 2009/07/14 by G

logo_audi My Take: Before I get into the A4 lease rates, I’d like to point out something about Audi that bugs me. I think they are generally overpriced, compared to their competitors. If you think about it, the 328i, G37, IS250, TL are all supposed to be “competitors” to the A4 and they all pack a much beefier engine for around the same amount of cash. Outside of Audi’s AWD and stylish exterior, I really feel like they need to really bring more “ooomph” to the playing field. Now that I have gotten that out of the way, The A4 rates are quite attractive this month. Residual are still pretty low compared to their competition, but money factors have dropped significantly. My recommendation? A4 2.0T Premium Quattro. Highest residual, lowest MF of the bunch makes for a good combination for cheaper monthly payments. The question is, is it enough? I currently do not have any Audi dealers I like, so feel free to use Yahoo Autos to get some quotes.

Check out the new LIST for the recommended leases of the month.

2009 Audi A4/S4

09 Mercedes Benz SLK Lease Rates – July 2009

Published 2009/07/142009/07/14 by G

logo_benz My Take: Low money factor alert! SLK300 MF is so cheap, they are practically giving it away. Seriously! You can do a 10k mile lease and boost your residual for 36 month to about 49%, and you are basically paying a few bucks every month on interest charges. This is also a pretty good Lease-to-Buy car too. Just go for the 10k lease over 48 months and pay off the car at lease end. Oh did I mention the $5,000 lease cash? Ahh yes! This beats out the Z4 AND the TT easily. So Cal residents can contact Aaron, all other can use Yahoo Autos to get quotes from your local dealers.

Check out the new LIST for the recommended leases of the month.

2009 Mercedes SLK

09 Infiniti G37 Lease Rates – July 2009

Published 2009/07/14 by G

logo_infiniti My Take: Good news, the money factor on the G37 Journey coupe is actually LOWER than I originally thought! .00176! The residual is what I originally reported on my Saturday post, 58% at 36mo/15k miles per year. Cool huh? That means the payments are even less than anticipated. Look for the coupe and the sedan on THE LIST this month. Folks in Nevada and Arizona may want to consider coming out to So Cal for your cars. From what I understand, the dealer doc fee in those states are not regulated, which means dealers can charge you whatever they want. I’ve seen doc fees as high as $600 in those states! In CA, it’s capped at $45 for leases, $55 for purchases. If you decide to make this a weekend trip, I can suggest a few places to visit while you are here. Anyway, if you are within reasonable distance, hit up David Baker for all your Infiniti needs. If not, you can use Yahoo Autos to get quotes from your local dealers (see below).

Check out the new LIST for the recommended leases of the month.

2009 Infiniti G37

09 BMW X-Series Lease Rates – July 2009

Published 2009/07/142009/07/23 by G

logo_bmw My Take: Skip the X3, skip the X5 3.0 , X5 diesel and X6 3.5. Stick with the X5 4.8 and the X6 5.0 because that’s the better value. Sure, its more expensive, but residuals are high and the money factors are reasonable. Don’t forget the MSDs! I’m am really surprised that most people still opt to put money down instead of opting for “multiple security deposit” when it comes to expensive cars. You really should consider that instead of putting money towards cap reduction because it will save you money in the long run. With security deposits, you will save in finance charges AND you get your money back at lease end. That is not the case when you put money down. Sure, your payments will be significantly lower, but that $3500 is pretty much gone for good. I know using $3500* towards security deposits seems stupid since you lock that in for about 36 months, but lowering your interest rate from 3.9% down to 2.9% on a 20,000+ loan will give you a better return than putting that $3500* in a 1.5% interest baring account. I’m a bit pressed for time so I can’t break it down for you financially, so just take my word for it.

Now eventhough the X5 4.8 is a pretty decent deal, the X6 is still the better buy, if that car fits your needs. Why? 2% residual value increase saves you more money than a drop of .0002 points in the MF. So the X6 makes THE LIST instead. Before I forget, there is also $1750 lease cash on it, so that just sweetens the deal that much more.

*I am using this as an example, your security deposits may vary.

Check out the new LIST for the recommended leases of the month.

2009 BMW X3

2009 BMW X5

2009 BMW X5 xDrive 35d

2009 BMW X6

09 Mercedes Benz CL Lease Rates – July 2009

Published 2009/07/132009/07/13 by G

logo_benz My Take: Close, but no cigar. I don’t like any of these leases this month. The CL550 tries, but falls way short. The rest of the lineup doesn’t even bother to look appealing. At this price, I’d rather have the E550. Speaking which, I love that car. I just don’t have $60k to play around with, otherwise, I’d be rolling in a E-Class coupe right now.

Check out the new LIST for the recommended leases of the month.

2009 Mercedes CL

09 Audi TT Lease Rates – July 2009

Published 2009/07/13 by G

logo_audi My Take: There is some improvement on the TT lease rates, but nothing that can beat the Z4 at this point. The residual is lower than the Z4 and the money factor is higher. Considering they priced around the same ballpark, you will more than likely pay more on the TT than on the Z4. Move on…

Check out the new LIST for the recommended leases of the month.

2009 Audi TT

09 Audi A5/S5 Lease Rates – July 2009

Published 2009/07/132009/09/17 by G

logo_audi My Take: Just thought you should know how the numbers look this month. Still kinda high and this car has been out for well over a year. I get the feeling Audi isn’t planning to move the coupes any time soon. Look into a purchase, because the lease isn’t looking very good still.

Check out the new LIST for the recommended leases of the month.

2009 Audi A4/S5

09 BMW Z4 Lease Rates – July 2009

Published 2009/07/13 by G

logo_bmw My Take: I apologize to everyone for not keeping up with the posts and getting to the questions yesterday. I’m having huge issues with the web host right now. The site just crawls. I took me about 10 minutes to post the MB GL rates. I don’t mean writing it, I mean I waited nearly 10 minutes after clicking SUBMIT then it gave me an error. I really pissed because I paid 1 year in advance, but oh well, I’m not about to pay a second year at this point. Anyway, enough of my rant! The Z4 is doing fairly well this month in terms of leasing. The residual value, like most BMWs, is strong. While the money factor sits at around 3% APR and 3.48%. The lease interest rate is lower than the promotional purchase finance rate (3.9%), so it is safe to keep this car in the “potential leases” checklist if you are looking a roadster this summer.

Check out the new LIST for the recommended leases of the month.

2009 BMW Z4

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09 Audi A4/S4 Lease Rates – July 2009

09 Mercedes Benz SLK Lease Rates – July 2009

09 Infiniti G37 Lease Rates – July 2009

09 BMW X-Series Lease Rates – July 2009

09 Mercedes Benz CL Lease Rates – July 2009

09 Audi TT Lease Rates – July 2009

09 Audi A5/S5 Lease Rates – July 2009

09 BMW Z4 Lease Rates – July 2009