09 Audi Q5, Q7 Lease Rates – August 2009

Published 2009/08/172009/09/04 by G

logo_audi My Take: Apparently, June was the best month to lease the Q5 and the Q7. The money factors and residual for July and August (July and August are the same) are significantly worse than June’s which a big bummer since I was hoping that they would throw in the some cash or something in order to make room for the 2010 models. The financing on the Q5 isn’t all that great either, 4.9% for 60 months. There is $1000 loyalty cash, but I highly doubt a lot of you qualify for that. Financing for the Q7 is 2.9% for 60 months, but there aren’t any cash rebates of any kind, even for current Audi customers. Things look rather stagnant over at Audi these last few months so a big “BOOO!” to AFS for having sucky leases and incentives.

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2009 Audi Q5

2009 Audi Q7

09 Audi A3, A4, A6, A8, S4, S5, S6, S8 Lease Rates – August 2009

Published 2009/08/162009/09/04 by G

logo_audi My Take: Audi lease rates seem to be the same as last month, so instead of writing the same exact comment as last month, I’ll just direct you to last month’s post [July]. You can dig around for the A3, A6, A8 comments from July by going to the Audi Category on the left menu. Sorry for those still looking for the A5/S5s. Maybe the 2010 model’s lease rates will improve…maybe.

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2009 Audi A3

2009 Audi A4

2009 Audi A5

2009 Audi A6

2009 Audi A8

09 Porsche 911, Cayenne, Cayman, Boxter Lease Rates – August 2009

Published 2009/08/162012/01/10 by G

logo_porsche My Take: Porsche’s lease rates and money factors are quite attractive this month. You are in the market for a Porsche or something equivalent, you would definitely be doing yourself a favor by looking into one of these rides. The money factor, which is around 3.5% is not bad, the residual is much better than most 2009 Mercedes Benz and some 2009 BMWs. The only model I would caution you on would be the Cayenne. The residual values are a bit too low, so it would make the lease somewhat expensive. Its not a bad time for the Porsche this month, whether you buy (remember the 1.9% for 60 months financing offer I mentioned in August Announcements?) or lease, I think you can get a pretty decent deal out of them.

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2009 Porsche 911 Carrera

2009 Porsche Boxster

2009 Porsche Cayenne

2009 Porsche Cayman

2010 Acura TSX Lease Rates – August 2009

Published 2009/08/142009/09/04 by G

logo_acura My Take: Not the most attractive lease rates on the 2010 TSX right now. 2009 going to be quite difficult to find right now, so I wouldn’t even bother. I would hold out a little bit before jumping on the TSX. Still relatively new and even my Acura dealer suggests the TSX isn’t worth it since the 2009 TL can be had for just a little bit more. Then again, there is that “ugly” factor on the TL, so I would probably suggest waiting until the MF drop a bit more.

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2010 Acura TSX

2010 Acura TSX Base
36-month | 15k miles | residual 61% | .00243 base money factor

2010 Acura TSX w/ Tech
36-month | 15k miles | residual 58% | .00243 base money factor

2010 Acura TSX V6
36-month | 15k miles | residual 58% | .00243 base money factor

09 BMW Z4, 6-Series, 7-Series Lease Rates – August 2009

Published 2009/08/132009/09/04 by G

logo_bmw My Take: Rounding off the BMW lease rates, the Z4, 6-series and 7-series all have pretty decent leases rates in my opinion. Nothing that would want me to add them to the list, though. These cars have high enough residuals (except for the 7-series, which has low money factors) that putting down some MSDs should help lower the over monthly payment on the lease. If you don’t know what MSDs are, please raise your hand. Now here’s an email I got from Jake some weeks ago explaining why MSDs are a good thing:

“Hi G
I just to let you know I turned on my brother to your site. He was going to put $3k plus fees down to help with cap cost (lower) payment, but after seeing your site he put 8 MSDs to buy down the money factor. Fast forward 3 months, his X5 is gone (crash); he’s fine; INS. Gap, etc. takes care of it all. He saved a few grand just by reading your site. From the whole “M” famly THANKS for the info.”

There you have it folks, go with MSDs if the money factor is too high. Surprisingly enough, most people opt for cap reduction, which is just plain silly. So before you decide to put money down, ask your dealer if the bank allows you to buy down the money factor. You just might be glad you did.

Check out the new LIST for the recommended leases of the month.

2009 BMW Z4

2009 BMW 6-Series

2009 BMW 7-series

09 Mercedes Benz G, SL Lease Rates – August 2009

Published 2009/08/132009/09/04 by G

logo_benz My Take: The last two rates I got from MB are the G (don’t lease it please) and the SL (maybe just the SL550). The financing for the SL is much more attractive than the lease if you ask me (1.9% for up to 36 months and 2.9% for up to 66 months). Although, if you want to “lease-to-buy” the SL550, that might be such a bad idea since the interest rate is only about 1.4% on the 36 and 48 month leases. Something to think about if you are in the market for the SL.

Check out the new LIST for the recommended leases of the month.

2009 Mercedes G-Class

2009 Mercedes SL-Class

2010 Mercedes Benz CL, CLS, R, S Lease Rates – August 2009

Published 2009/08/132009/09/04 by G

logo_benz My Take: The remaining 2010 MY Mercedes models are nothing to sing about this month. Low residual, high money factor pretty much puts them out of the auto leasing landscape. What is notable, however, is the presence of a Hybrid in the S-Class lineup. Looks like MB has decided to join Lexus in the luxury Hybrid market. I still wouldn’t lease them though.

UPDATE: CLS models are getting $3000 cash towards a purchase this month.

Check out the new LIST for the recommended leases of the month.

2010 Mercedes CL-Class

2010 Mercedes R-Class

2010 Mercedes S-Class

09 Mercedes Benz SLK Lease Rates – August 2009

Published 2009/08/132009/09/04 by G

logo_benz UPDATE: I have just been informed by Aaron McCroskey that there is $5000 cash on the SLK toward a PURCHASE for those who are interested.

My Take: SLK300 has such a low money factor, they might as well lend you the money interest free. This is an excellent “lease-to-buy” candidate since the APR is a measly 0.144%. The lowest APR you can get on a purchase is 1.9%, so a good idea would be to lease the car for 48 months, then purchase the car in full at lease end or refinance the remainder. This method isn’t for everyone obviously because you could get stuck paying a high interest rate on the remainder of your payoff, so plan accordingly. The SLK350 is not a bad option either, but not as good as the SLK300.

Check out the new LIST for the recommended leases of the month.

2009 Mercedes SLK-Class

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For those who lease cars

Money Factor

09 Audi Q5, Q7 Lease Rates – August 2009

09 Audi A3, A4, A6, A8, S4, S5, S6, S8 Lease Rates – August 2009

09 Porsche 911, Cayenne, Cayman, Boxter Lease Rates – August 2009

2010 Acura TSX Lease Rates – August 2009

09 BMW Z4, 6-Series, 7-Series Lease Rates – August 2009

09 Mercedes Benz G, SL Lease Rates – August 2009

2010 Mercedes Benz CL, CLS, R, S Lease Rates – August 2009

09 Mercedes Benz SLK Lease Rates – August 2009