Money Factor

1111_acura_logo

2012 Acura Lease Rates – November 2011

Published by G

I’m not seeing the extra $500 dealer cash (seen last month) on the TL this month, but the $1250 incentive is still there. Despite the missing $500 incentive, the overall sale price seems to have dropped on the TL according to Truecar.com’s So Cal pricing data. Factor that into the newer (better) residuals/mf combo and you get a lower monthly payment than last month! By about $6. Happy Holidays to you too!


Here is a sample calculation based on TrueCar’s Southern California sale price and do not include local taxes. Please note that your dealer calculations may vary due to local fees/taxes.

2012 ACURA TL BASE
MSRP – $36,490
Sale Price – $31,617 ($1250 dealer cash applied)
Monthly – $351+ tax
RWG Rating – 99.5

2012 ACURA TSX Base
MSRP – $30,695
Sale Price – $29,403
Monthly – $342+ tax
RWG Rating – 89.4

I think I’d take the TL over the TSX for a measly $9 more a month.

Support my site by getting your “no obligation” quotes from:
TrueCar
Edmunds.com
CarsDirect.com


2012 Acura MDX
36 Month – Residual 56% of MSRP – .00143 Base Rate

2012 ACURA RDX AWD BASE
36 Month – Residual 57% of MSRP – .00098 Base Rate

2012 ACURA TSX 4DR SEDAN AT BASE
36 Month – Residual 60% of MSRP – .00078 Base Rate

2012 ACURA ZDX BASE
36 Month – Residual 55% of MSRP – .00054 Base Rate

2012 ACURA TL BASE
36 Month – Residual 58% of MSRP – .00114 Base Rate

2012 ACURA TL SH-AWD BASE
36 Month – Residual 56% of MSRP – .00114 Base Rate

mbzmain

2012 Mercedes-Benz Lease Rates – November 2011

Published by G

This month’s MB numbers look decent. I’m not seeing any rebates on the C250 on Edmunds this month, but the lease rates look better than usual. The average discount on TrueCar for the SoCal region is about 5% off MSRP, which isn’t all that great. However, you can get 7% off MSRP if you opt for the European Delivery program. This might be a good option if you’ve been itching for an European vacation and couldn’t find an excuse, until now.

The following information about the European Delivery option was taken from Edmunds.com:

Mercedes-Benz European Delivery Program is availables to customers who take delivery of a new vehicle in Germany. European Delivery Program includes 7% discount off total vehicle MSRP (excluding AMG models), One night’s hotel accommodations in one of 14 luxurious hotels, MBUSA personal travel concierge service for hotel and airline reservations, breakfast or lunch at the Sindelfingen Delivery Center restaurant, two taxi coupons for ride from airport or main railroad station to the Delivery Center or hotel, Sindelfingen factory tour, Two tickets to Mercedes-Benz Museum, Full tank of fuel, 15 days European road insurance, vehicle destination and delivery charge is waived, Conveyance from 12 European drop-off points to port of shipment, Marine insurance, Return shipment to U.S. port, VPC processing, transportation to selling/delivering dealer, 10% dealer commission.


Here is a sample calculation based on TrueCar’s Southern California sale price and do not include local taxes. Please note that your dealer calculations may vary due to local fees/taxes.

Euro Delivery Option
2012 Mercedes C250 Sport 4dr Sedan
MSRP – $35,675
Sale Price – $33,178 (7% off MSRP)
Monthly – $402+ tax
RWG Rating – 88.8

Without Euro Delivery Option
2012 Mercedes C250 Sport 4dr Sedan
MSRP – $35,675
Sale Price – $33,999 (5% off MSRP)
Monthly – $426+ tax
RWG Rating – 85.3

Support my site by getting your “no obligation” quotes from:
TrueCar.com


2012 Mercedes C300 4matic Sport 4dr Sedan
36 Month – Residual 60% of MSRP – .00142 Base Rate

2012 Mercedes C250 Sport 4dr Sedan
36 Month – Residual 61% of MSRP – .00154 Base Rate

2012 Mercedes C250 2dr Coupe
36 Month – Residual 66% of MSRP – .00225 Base Rate

2012 Mercedes CL550 4matic 2dr Coupe
36 Month – Residual 48% of MSRP – .00225 Base Rate

2012 Mercedes CLS550 4matic 4dr Sedan
36 Month – Residual 54% of MSRP – .00195 Base Rate

2012 Mercedes E350 Sport 4matic 4dr Sedan
36 Month – Residual 54% of MSRP – .00146 Base Rate

2012 Mercedes E350 2dr Coupe
36 Month – Residual 57% of MSRP – .00162 Base Rate

2012 Mercedes E350 2dr Convertible
36 Month – Residual 57% of MSRP – .00167 Base Rate
2012 Mercedes GL450 4matic
36 Month – Residual 55% of MSRP – .00131 Base Rate

2012 Mercedes GLK350 4matic
36 Month – Residual 56% of MSRP – .00135 Base Rate

2012 Mercedes R350 4matic
36 Month – Residual 52% of MSRP – .00195 Base Rate

2012 Mercedes S550 4matic
36 Month – Residual 52% of MSRP – .00112 Base Rate

2012 Mercedes SL550 Convertible
36 Month – Residual 54% of MSRP – .00225 Base Rate

2012 Mercedes SLK350 Convertible
36 Month – Residual 53% of MSRP – .00154 Base Rate

1111_audi_logo

2012 Audi Lease Rates – November 2011

Published by G

No huge changes this month. Just the expect residual drop on some models and mf adjustments to keep payments hovering around the same ballpark. The one significant are of improvement is the $1500 in loyalty cash AND a leasing bonus of $750 for returning customers on the 2012 Audi A4. Correction: The $1500 is only available for purchase, while the $750 is available for leasing. As a result, the deal isn’t nearly as good as it could have been. Thanks to Ron for catching this.  These offers are good through January 4th, 2012 so you have roughly two months to figure to figure out what you want (Nov rates should remain the same through the end of the year). If you are loyal to your brand, you stand to save a substantial decent amount compared to folks such as myself (I am not loyal to any brand). Check out my sample calculation below for an example of what to expect on the Audi A4 Quattro Premium.


Here is a sample calculation based on TrueCar’s Southern California sale price and do not include local taxes. Please note that your dealer calculations may vary due to local fees/taxes.

2012 AUDI A4 2.0T QUATTRO PREMIUM AT
MSRP – $35,475
Sale Price – $32,493 ($750 Owner Loyalty Bonus Cash)
Monthly – $377+ tax
RWG Rating – 85.7

Support my site by getting your “no obligation” quotes from:

TrueCar.com


2012 AUDI A3 2.0T QUATTRO PREMIUM AT
36 Month – Residual 55% of MSRP – .00144 Base Rate

2012 AUDI A4 2.0T QUATTRO PREMIUM AT
36 Month – Residual 56% of MSRP – .00133 Base Rate

2012 AUDI A5 2.0T COUPE QUATTRO PREMIUM AT
36 Month – Residual 55% of MSRP – .00158 Base Rate

2012 AUDI A5 2.0T CONVERTIBLE QUATTRO PREMIUM AT
36 Month – Residual 54% of MSRP – .00138 Base Rate

2012 AUDI A6 3.0L QUATTRO PREMIUM
36 Month – Residual 50% of MSRP – .00108 Base Rate

2012 AUDI A7 PREMIUM PLUS
36 Month – Residual 51% of MSRP – .00161 Base Rate

2012 AUDI A8 SEDAN
36 Month – Residual 46% of MSRP – .00097 Base Rate

2012 AUDI Q5 2.0L PREMIUM
36 Month – Residual 52% of MSRP – .00157 Base Rate

2012 AUDI Q7 3.0L PREMIUM
36 Month – Residual 53% of MSRP – .00172 Base Rate

2012 AUDI Q7 3.0L TDI PREMIUM
36 Month – Residual 55% of MSRP – .00172 Base Rate

2012 AUDI S4 PREMIUM PLUS AT
36 Month – Residual 57% of MSRP – .00137 Base Rate

2012 AUDI S5 COUPE PREMIUM PLUS AT
36 Month – Residual 58% of MSRP – .00146 Base Rate

2012 AUDI S5 CONVERTIBLE PREMIUM PLUS AT
36 Month – Residual 57% of MSRP – .00140 Base Rate

2012 AUDI TT 2.0T QUATTRO PREMIUM PLUS
36 Month – Residual 52% of MSRP – .00071 Base Rate

1111_vw_logo

2012 Volkswagen Lease Rates – November 2011

Published by G

VW numbers are kind of “blah” this month. lower residuals are pretty much across the board. Money factors didn’t exactly drop to compensate either. Check out last month’s numbers here. To make matters worse, no lease cash on anything! So is there a silver lining in all of this? Yes there is. 0% to 1.9% financing for up to 60 months for select models. No lease can beat 0% financing. Period.


Here is a sample calculation based on TrueCar’s Southern California sale price and do not include local taxes. Please note that your dealer calculations may vary due to local fees/taxes.

2012 VOLKSWAGEN PASSAT 2.5L S W/ APPEARANCE AT
MSRP – $23460
Sale Price – $22530
Monthly – $302+ tax
RWG Rating – 81.0

Support my site by getting your “no obligation” quotes from:

TrueCar.com
Yahoo! Autos


This month’s lease rates have been brought to you by Number 1 Leasing.

www.number1leasing.com
866-254-9930
Sales@number1leasing.com

Our special is Jetta $99/month with $999 down for qualified buyers
Shipping fees may apply to certain customers


2012 VOLKSWAGEN CC SPORT AT
36 Month – Residual 51% of MSRP – .00028 Base Rate

2012 VOLKSWAGEN PASSAT 2.5L S W/ APPEARANCE AT
36 Month – Residual 55% of MSRP – .00099 Base Rate

2012 VOLKSWAGEN EOS KOMFORT AT
36 Month – Residual 51% of MSRP – .00037 Base Rate

2012 VOLKSWAGEN GOLF 2DR HATCHBACK AT
36 Month – Residual 55% of MSRP – .00084 Base Rate

2012 VOLKSWAGEN GTI 2DR HATCHBACK AT
36 Month – Residual 55% of MSRP – .00105 Base Rate

2012 VOLKSWAGEN JETTA SEDAN S AT
36 Month – Residual 55% of MSRP – .00055 Base Rate

2012 VOLKSWAGEN TOUAREG VR6 SPORT
36 Month – Residual 46% of MSRP – .00064 Base Rate

2012 VOLKSWAGEN TIGUAN S 4MOTION
36 Month – Residual 57% of MSRP – .0012 Base Rate

2012 VOLKSWAGEN ROUTAN S
36 Month – Residual 48% of MSRP – .00094 Base Rate

1111_bmw_logo

2011-12 BMW Lease Rates – November 2011

Published by G

As expected BMW residuals have dropped and MFs have been lowered in order to compensate. Expect Nov numbers to carry over into December. However, don’t be too surprised if BMWFS decides to change things mid-month. They’ve been known to do this, but it isn’t done frequently. Looking at the BMW 328i sedan, You will see a slight drop in the sale price, plus you can get a $1000 loyalty rebate if you are a returning customer. There is also a $1500 Build Out rebate. I am not sure what that is so please ask your dealer for details. Remember to head over to Edmunds.com for more information on rebates.


Here is a sample calculation based on TrueCar’s Southern California sale price and do not include local taxes. Please note that your dealer calculations may vary due to local fees/taxes.

2011 BMW 328i Sedan
MSRP – $35,475
Sale Price – $31,705* (loyalty cash applied)
Monthly – $413+ tax
RWG Rating – 91.2

Support my site by getting your “no obligation” quotes from:

TrueCar.com


2011 BMW 328i Sedan
36 Month – Residual 60% of MSRP – .00180 Base Rate

2011 BMW 328xi Sedan
36 Month – Residual 60% of MSRP – .00185 Base Rate

2011 BMW 335i Sedan
36 Month – Residual 59% of MSRP – .00190 Base Rate

2011 BMW 335xi Sedan
36 Month – Residual 57% of MSRP – .00185 Base Rate

2011 BMW 335d Diesel Sedan
36 Month – Residual 55% of MSRP – .00195 Base Rate

2011 BMW M3 Sedan
36 Month – Residual 58% of MSRP – .00195 Base Rate

2012 BMW 128i Coupe
36 Month – Residual 61% of MSRP – .00195 Base Rate

2012 BMW 128i Convertible
36 Month – Residual 62% of MSRP – .00195 Base Rate

2012 BMW 135i Coupe
36 Month – Residual 62% of MSRP – .00195 Base Rate

2012 BMW 135i Convertible
36 Month – Residual 62% of MSRP – .00195 Base Rate
2012 BMW 328i Coupe
36 Month – Residual 61% of MSRP – .00195 Base Rate

2012 BMW 328xi Coupe
36 Month – Residual 62% of MSRP – .00185 Base Rate

2012 BMW 328i Wagon
36 Month – Residual 60% of MSRP – .00185 Base Rate

2012 BMW 328xi Wagon
36 Month – Residual 59% of MSRP – .00195 Base Rate

2012 BMW 328i Convertible
36 Month – Residual 63% of MSRP – .00195 Base Rate

2012 BMW 335i Coupe
36 Month – Residual 61% of MSRP – .00195 Base Rate

2012 BMW 335is Coupe
36 Month – Residual 60% of MSRP – .00195 Base Rate

2012 BMW 335xi Coupe
36 Month – Residual 61% of MSRP – .00195 Base Rate

2012 BMW 335i Convertible
36 Month – Residual 62% of MSRP – .00195 Base Rate

2012 BMW 335is Convertible
36 Month – Residual 62% of MSRP – .00195 Base Rate

2012 BMW M3 Coupe
36 Month – Residual 59% of MSRP – .00195 Base Rate

2012 BMW M3 Convertible
36 Month – Residual 60% of MSRP – .00195 Base Rate

2012 BMW 528i Sedan
36 Month – Residual 54% of MSRP – .00195 Base Rate

2012 BMW 528i xDrive Sedan
36 Month – Residual 55% of MSRP – .00195 Base Rate

2012 BMW 535i Sedan
36 Month – Residual 53% of MSRP – .00195 Base Rate

2012 BMW 535i xDrive Sedan
36 Month – Residual 53% of MSRP – .00195 Base Rate

2012 BMW 550i Sedan
36 Month – Residual 56% of MSRP – .00195 Base Rate

2012 BMW 550i xDrive Sedan
36 Month – Residual 56% of MSRP – .00195 Base Rate

2012 BMW 650i Coupe
36 Month – Residual 56% of MSRP – .00195 Base Rate

2012 BMW 650i Convertible
36 Month – Residual 56% of MSRP – .00195 Base Rate

2012 BMW 740i Sedan
36 Month – Residual 56% of MSRP – .00190 Base Rate
2012 BMW 740Li Sedan
36 Month – Residual 56% of MSRP – .00190 Base Rate

2012 BMW 750i Sedan
36 Month – Residual 56% of MSRP – .00195 Base Rate

2012 BMW 750i xDrive Sedan
36 Month – Residual 56% of MSRP – .00195 Base Rate

2012 BMW 750li Sedan
36 Month – Residual 56% of MSRP – .00195 Base Rate

2012 BMW 750li xDrive Sedan
36 Month – Residual 56% of MSRP – .00195 Base Rate

2012 BMW X5 xDrive35i Premium SUV
36 Month – Residual 54% of MSRP – .00195 Base Rate

2012 BMW X3 xDrive28i SUV
36 Month – Residual 54% of MSRP – .00195 Base Rate

2012 BMW X3 xDrive35i SUV
36 Month – Residual 54% of MSRP – .00195 Base Rate

2012 BMW X5 xDrive35d Diesel SUV
36 Month – Residual 51% of MSRP – .00195 Base Rate

2012 BMW X5 xDrive35i Sport Activity SUV
36 Month – Residual 53% of MSRP – .00195 Base Rate

2012 BMW X5 xDrive50i SUV
36 Month – Residual 59% of MSRP – .00195 Base Rate

2012 BMW X5 M SUV
36 Month – Residual 53% of MSRP – .00195 Base Rate

2012 BMW X6 xDrive35i Crossover
36 Month – Residual 56% of MSRP – .00195 Base Rate

2012 BMW X6 xDrive50i Crossover
36 Month – Residual 60% of MSRP – .00195 Base Rate

2012 BMW X6 M Crossover
36 Month – Residual 53% of MSRP – .00195 Base Rate

2012 BMW Z4 sDrive28i
36 Month – Residual 61% of MSRP – .00195 Base Rate

2012 BMW Z4 sDrive35i
36 Month – Residual 62% of MSRP – .00195 Base Rate

2012 BMW Z4 sDrive35is
36 Month – Residual 62% of MSRP – .00195 Base Rate

11010_hyundai_genesis_coupe

2011-12 Hyundai Lease Rates – October 2011

Published by G

The Hyundai Veloster is out and it’s lease rate doesn’t look terrible. Unfortunately, discounts off sticker are not significant, so the lease doesn’t look very good (See below to see what I mean). With this in mind, if you have been waiting to get your hands on the Veloster, I would probably wait a few months to see how things shake out. The car is far too new at the moment, so it’s place in the marketplace is still up in the air. Plus, there’s a Turbo model in the works, so you may want to hold out and test drive that ride before you make your final decision.

By the way, the $500 cash on the Sonata is still available. It does help make the lease more attractive, but it still lags behind the deals people were getting earlier this year.


Here is a sample calculation based on TrueCar’s Southern California sale price and do not include local taxes. Please note that your dealer calculations may vary due to local fees/taxes.

2012 Veloster Coupe
MSRP – $21310
Sale Price – $20980
Monthly – $266+ tax
RWG Rating – 82.7

You can support my website by getting FREE Dealer quotes via Yahoo Autos.


2012 Santa Fe GLS V6 AWD
36-month | 15k miles | residual 56% | .00115 base money factor

2012 Genesis Sedan R-Spec
36-month | 15k miles | residual 56% | .00219 base money factor

2011 Genesis Sedan 4.6L
36-month | 15k miles | residual 47% | .00033 base money factor

2012 Genesis Sedan V6
36-month | 15k miles | residual 58% | .00147 base money factor

2012 Sonata GLS
36-month | 15k miles | residual 61% | .00119 base money factor

2012 Sonata Turbo SE
36-month | 15k miles | residual 59% | .00120 base money factor

2012 Sonata Limited
36-month | 15k miles | residual 54% | .00120 base money factor

2012 Sonata Limited Turbo
36-month | 15k miles | residual 56% | .00120 base money factor

2012 Elantra GLS Auto
36-month | 15k miles | residual 64% | .00133 base money factor

2012 Elantra Limited
36-month | 15k miles | residual 62% | .00133 base money factor

2012 Veloster Coupe
36-month | 15k miles | residual 60% | .00115 base money factor

1110_nissan_leaf

2011-12 Nissan Lease Rates – October 2011

Published by G

Nissan is actually giving out a lot of incentives on their cars right now. So head over to Edmunds to see which ones are out there and see if you qualify for them. BRichards got a sweet deal on a Maxima last week (see here). I don’t have numbers for the SV or the 39-month terms, but I am willing to bet they are decent and the discounts are substantial.

The Altima S looks like a bargain right now, with such as high residual and low money factor. The discounts right now are sizable too, so right now it’s really a good time to lease the Altima S.


Here is a sample calculation based on TrueCar’s Southern California sale price and do not include local taxes. Please note that your dealer calculations may vary due to local fees/taxes.

2012 NISSAN ALTIMA SEDAN S CVT
MSRP – $23,330
Sale Price – $20,619
Monthly – $213+ tax
RWG Rating – 103.4

You can support my website by getting FREE Dealer quotes via Yahoo Autos or by visiting


2012 NISSAN MAXIMA S
36 Month – Residual 60% of MSRP – .00184 Base Rate

2012 NISSAN ALTIMA SEDAN S CVT
36 Month – Residual 58% of MSRP – .00047 Base Rate

2012 NISSAN ALTIMA COUPE S CVT
36 Month – Residual 58% of MSRP – .00141 Base Rate

2012 NISSAN LEAF 5DR HATCHBACK SV
36 Month – Residual 45% of MSRP – .00195 Base Rate

2012 NISSAN SENTRA 2.0SR CVT
36 Month – Residual 63% of MSRP – .00115 Base Rate

2012 NISSAN VERSA 4DR SEDAN S AT
36 Month – Residual 58% of MSRP – .00210 Base Rate

2011 NISSAN CUBE 5DR WAGON S CVT
36 Month – Residual 47% of MSRP – .00210 Base Rate

2011 NISSAN JUKE 2WD S AT
36 Month – Residual 44% of MSRP – .00210 Base Rate

2011 NISSAN MURANO AWD S
36 Month – Residual 49% of MSRP – .00005 Base Rate

2011 NISSAN ROGUE AWD S
36 Month – Residual 55% of MSRP – .00094 Base Rate

1110_vw_cc

2011-2012 Volkswagen Lease Rates – October 2011

Published by G

It seems like VW dealers are giving only about 4% off MSRP on the GLI, CC and Passat this month. Given this type of discount, the CC and the Passat are probably the better options. The GLI doesn’t get much lease support (in terms of cash) while the CC gets $1250 lease cash and the Passat gets $1000 plus it has good lease rates. I can’t say the car is, but with numbers like that, the Passat S w/ Appearance pkg is shaping up to be a fairly good lease this month.


Here is a sample calculation based on TrueCar’s Southern California sale price and do not include local taxes. Please note that your dealer calculations may vary due to local fees/taxes.

2012 VOLKSWAGEN PASSAT 2.5L S W/ APPEARANCE AT
MSRP – $23460
Sale Price – $21530
Monthly – $250+ tax
RWG Rating – 92.4

You can support my website by getting FREE Dealer quotes via Yahoo Autos or by visiting


2012 VOLKSWAGEN CC SPORT AT
36 Month – Residual 52% of MSRP – .00038 Base Rate

2012 VOLKSWAGEN PASSAT 2.5L S W/ APPEARANCE AT
36 Month – Residual 55% of MSRP – .00030 Base Rate

2012 VOLKSWAGEN EOS KOMFORT AT
36 Month – Residual 52% of MSRP – .00025 Base Rate

2012 VOLKSWAGEN GOLF 2DR HATCHBACK AT
36 Month – Residual 53% of MSRP – .00070 Base Rate

2012 VOLKSWAGEN GTI 2DR HATCHBACK AT
36 Month – Residual 56% of MSRP – .00094 Base Rate

2012 VOLKSWAGEN JETTA SEDAN S AT
36 Month – Residual 56% of MSRP – .00063 Base Rate

2012 VOLKSWAGEN GLI SEDAN AT
36 Month – Residual 54% of MSRP – .00047 Base Rate

2012 VOLKSWAGEN JETTA WAGON S AT
36 Month – Residual 52% of MSRP – .00085 Base Rate

2012 VOLKSWAGEN TOUAREG VR6 SPORT
36 Month – Residual 47% of MSRP – .00067 Base Rate

2012 VOLKSWAGEN TIGUAN S 4MOTION
36 Month – Residual 58% of MSRP – .00155 Base Rate

2011 VOLKSWAGEN ROUTAN S
36 Month – Residual 42% of MSRP – .00135 Base Rate