Money Factor

1103_volvo_s60_rdesign

2012-13 Volvo Lease Rates – August 2012

Published by G

Numbers have changed. It looks like residuals and money factors have been reworked a bit. Incentives remain the same as July which is actually good news since last month’s four payment waiver was awesome.

Thanks again to Rman for keeping these numbers coming.

Lease rates was made available by the good folks at North Point Volvo. If you are in or near the Alpharetta, GA area and looking for a Volvo, please give them a call.


Here is a sample calculation based on TrueCar’s Southern California sale price and do not include local taxes. Please note that your dealer calculations may vary due to local fees/taxes.

2012 S60 T-5 w/ moonroof
MSRP – $34,075
Sale Price – $28,783 (Invoice – $1000 loyalty or conquest applied – $1000 dealer cash – $1800 first FOUR payments, maxed at $450 per payment)
Monthly – $299+ tax
RWG Rating – 106.4

Support my site by getting your “no obligation” quotes from:
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For folks in Georgia, contact North Point Volvo in Alpharetta.


2012 C30 T-5 Premier Plus
36-month | 15k miles | residual 52% | .000103 base money factor

2013 C30 T-5 Premier Plus
36-month | 15k miles | residual 56% | .000178 base money factor

2012 C30 T-5 R-Design Premier Plus
36-month | 15k miles | residual 52% | .00103 base money factor

2013 C30 T-5 R-Design Premier Plus
36-month | 15k miles | residual 56% | .00178 base money factor

2012 C70 T-5 Premier Plus
36-month | 15k miles | residual 49% | .00001 base money factor

2013 C70 T-5 Premier Plus
36-month | 15k miles | residual 53% | .00130 base money factor

2012 S60 T-5
36-month | 15k miles | residual 54% | .00022 base money factor

2013 S60 T-5
36-month | 15k miles | residual 62% | .000178 base money factor

2012 S60 T-6
36-month | 15k miles | residual 50% | .00022 base money factor

2013 S60 T-6
36-month | 15k miles | residual 59% | .00178 base money factor

2012 S60 T-6 R-design
36-month | 15k miles | residual 49% | .00022 base money factor

2013 S60 T-6 R-design
36-month | 15k miles | residual 57% | .00178 base money factor

2012 S80 3.2 Premier Plus
36-month | 15k miles | residual 45% | .00001 base money factor

2013 S80 3.2 Premier Plus
36-month | 15k miles | residual 48% | .00048 base money factor

2012 S80 T-6 Premier Plus
36-month | 15k miles | residual 47% | .00001 base money factor

2013 S80 T-6 Premier Plus
36-month | 15k miles | residual 50% | .00095 base money factor

2012 S80 T-6 Platinum
36-month | 15k miles | residual 46% | .00001 base money factor

2013 S80 T-6 Platinum
36-month | 15k miles | residual 49% | .00095 base money factor

2012 XC-60 T-6 R-design Premier Plus
36-month | 15k miles | residual 48% | .00092 base money factor

2013 XC-60 T-6 R-design Premier Plus
36-month | 15k miles | residual 55% | .00178 base money factor

2012 XC-60 T-6 Premier Plus
36-month | 15k miles | residual 51% | .00092 base money factor

2013 XC-60 T-6 Premier Plus
36-month | 15k miles | residual 57% | .00178 base money factor

2012 XC-60 3.2 AWD Premier Plus
36-month | 15k miles | residual 50% | .00092 base money factor

2013 XC-60 3.2 AWD Premier Plus
36-month | 15k miles | residual 53% | .00178 base money factor

2012 XC-60 3.2 FWD Premier Plus
36-month | 15k miles | residual 49% | .00092 base money factor

2013 XC-60 3.2 FWD Premier Plus
36-month | 15k miles | residual 52% | .00178 base money factor

2012 XC-70 3.2 FWD Premier Plus
36-month | 15k miles | residual 49% | .00113 base money factor

2013 XC-70 3.2 FWD Premier Plus
36-month | 15k miles | residual 56% | .00178 base money factor

2012 XC-70 3.2 AWD Premier Plus
36-month | 15k miles | residual 50% | .00113 base money factor

2013 XC-70 3.2 AWD Premier Plus
36-month | 15k miles | residual 57% | .00178 base money factor

2012 XC-70 T-6 Premier Plus
36-month | 15k miles | residual 50% | .00113 base money factor

2013 XC-70 T-6 Premier Plus
36-month | 15k miles | residual 58% | .00178 base money factor

2013 XC-90 3.2 AWD Premier Plus
36-month | 15k miles | residual 54% | .00178 base money factor

2013 XC-90 3.2 FWD Premier Plus
36-month | 15k miles | residual 53% | .00178 base money factor

2013 XC-90 3.2 AWD R-Design Premier Plus
36-month | 15k miles | residual 55% | .00178 base money factor

2013 XC-90 3.2 FWD R-Design Premium Plus
36-month | 15k miles | residual 54% | .00178 base money factor

1101honda

2012 Honda Lease Rates – August 2012

Published by G

Most cars lease rates stayed the same. CRZ, CRV and Ridgeline got MF reductions. Honda clearance event is going on now, so it is a good time to go out and see what kind of deals you can get.
I recommend that you check out last year’s Honda posts and she when the cutoff of 2011/2012 models happens. That should give you a good indication when the 2013s will arrive. By the way, TrueCar changed their chart (yet again) and the dealer cost doesn’t show anymore. I said it some time ago, but I get the feeling that it’s going to get harder and harder for consumers to negotiate a good price because information is becoming harder to get.


Here is a sample calculation based on TrueCar’s Southern California sale price and do not include local taxes. Please note that your dealer calculations may vary due to local fees/taxes.

2012 HONDA ACCORD SEDAN LX AT
MSRP – $23,070
Sale Price – $19,714 (sold at about dealer cost)
Monthly – $216+ tax
RWG Rating – 101.3

Support my site by getting your “no obligation” quotes from:
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2012 HONDA ACCORD COUPE LX-S AT
36 Month – Residual 52% of MSRP – .00046 Base Rate

2012 HONDA ACCORD SEDAN LX AT
36 Month – Residual 54% of MSRP – .00046 Base Rate

2012 HONDA CIVIC COUPE LX AT
36 Month – Residual 56% of MSRP – .00077 Base Rate

2012 HONDA CIVIC SEDAN LX AT
36 Month – Residual 59% of MSRP – .00077 Base Rate

2012 HONDA ACCORD CROSSTOUR 4WD EX-L
36 Month – Residual 51% of MSRP – .00060 Base Rate

2012 HONDA FIT HATCHBACK AT
36 Month – Residual 59% of MSRP – .00175 Base Rate

2012 HONDA ODYSSEY LX AT
36 Month – Residual 56% of MSRP – .00063 Base Rate

2012 HONDA PILOT 4WD LX
36 Month – Residual 53% of MSRP – .00039 Base Rate

2012 HONDA CR-V 4WD LX AT
36 Month – Residual 62% of MSRP – .00175 Base Rate

2012 HONDA CR-Z HATCHBACK AT
36 Month – Residual 60% of MSRP – .00175 Base Rate

2012 HONDA RIDGELINE CREW CAB RT
36 Month – Residual 54% of MSRP – .00175 Base Rate

1201_hyundai_azera

2012-13 Hyundai Lease Rates – August 2013

Published by G

Other than the Azera getting a MF drop, everything stays the same. Took my Sonata in for warranty work this morning and got a chance to talk to my sales guy. He’s been saying the Sonata SE Turbo is pretty rare these days (in CA at least), so they are marking it up $1000 over MSRP. Silly isn’t it? That got me thinking, it might be a good time to trade my Sonata in…Tempting. Anyway, I spent some time checking out the Azera and it really impressed me. It’s VERY plush and the interior materials are high-grade. It even has rear seat warmers and shaders, standard. Navi, standard as well. The only upgrade is a $4000 Tech package that adds Xenons, Pano, Premium sound, vented sets, etc…pretty nice if you ask me. Despite this, I recommend most of you skipping generation 1 of any newly redesign model, unless you don’t mind spending time at the dealer like I did today.


Here is a sample calculation based on TrueCar’s Southern California sale price and do not include local taxes. Please note that your dealer calculations may vary due to local fees/taxes.

2012 HYUNDAI AZERA SEDAN LIMITED
MSRP – $36,875
Sale Price – $33,708 (invoice – $1000 lease cash)
Monthly – $441+ tax
RWG Rating – 85.2

Support my site by getting your “no obligation” quotes from:
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2012 HYUNDAI AZERA SEDAN LIMITED
36 Month – Residual 52% of MSRP – .00070 Base Rate

2012 HYUNDAI GENESIS 3.8L V6
36 Month – Residual 53% of MSRP – .00107 Base Rate

2012 HYUNDAI SANTA FE AWD GLS
36 Month – Residual 50% of MSRP – .00160 Base Rate

2013 HYUNDAI ELANTRA GLS AT
36 Month – Residual 65% of MSRP – .00178 Base Rate

2013 HYUNDAI ACCENT SEDAN GLS AT
36 Month – Residual 57% of MSRP – .00179 Base Rate

2013 HYUNDAI GENESIS COUPE 2.0T AT
36 Month – Residual 61% of MSRP – .00214 Base Rate

2013 HYUNDAI SONATA GLS AT
36 Month – Residual 61% of MSRP – .00186 Base Rate

2013 HYUNDAI SONATA SE 2.0T
36 Month – Residual 62% of MSRP – .00186 Base Rate

2013 HYUNDAI SONATA LIMITED 2.0T
36 Month – Residual 59% of MSRP – .00211 Base Rate

2013 HYUNDAI TUCSON AWD GLS
36 Month – Residual 58% of MSRP – .00139 Base Rate

2013 HYUNDAI VELOSTER COUPE AT
36 Month – Residual 60% of MSRP – .00118 Base Rate

1105_nissan_cube

2012-13 Nissan Lease Rates – August 2012

Published by G

Keeping this post short and sweet. Everything stays the same as July. Incentives (or lack thereof) remains the same as last month. Exciting, isn’t it?


Here is a sample calculation based on TrueCar’s Southern California sale price and do not include local taxes. Please note that your dealer calculations may vary due to local fees/taxes.

2013 NISSAN ALTIMA SEDAN S
MSRP – $23,280
Sale Price – $20,953 (invoice – $600 graduate cash)
Monthly – $277+ tax
RWG Rating – 82.2

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Edmunds.com
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2012 NISSAN MAXIMA S
36 Month – Residual 57% of MSRP – .00080 Base Rate

2012 NISSAN ALTIMA COUPE S CVT
36 Month – Residual 52% of MSRP – .00020 Base Rate

2012 NISSAN LEAF 5DR HATCHBACK SV
36 Month – Residual 45% of MSRP – .00071 Base Rate

2012 NISSAN SENTRA 2.0SR CVT
36 Month – Residual 59% of MSRP – .00070 Base Rate

2012 NISSAN VERSA 4DR SEDAN S AT
36 Month – Residual 54% of MSRP – .00210 Base Rate

2012 NISSAN JUKE 2WD S AT
36 Month – Residual 55% of MSRP – .00167 Base Rate

2012 NISSAN MURANO AWD S
36 Month – Residual 54% of MSRP – .00078 Base Rate

2012 NISSAN ROGUE AWD S
36 Month – Residual 57% of MSRP – .00103 Base Rate

2012 NISSAN PATHFINDER S 4WD
36 Month – Residual 49% of MSRP – .00003 Base Rate

2012 NISSAN CUBE 5DR WAGON S CVT
36 Month – Residual 47% of MSRP – .00210 Base Rate

2013 NISSAN ALTIMA SEDAN S
36 Month – Residual 62% of MSRP – .00200 Base Rate

1112_vw_beetle_r

2012-13 Volkswagen Lease Rates – August 2012

Published by G

2013 lease rates are out for pretty much all VWs with the exception of the Routan. They look pretty good too! Love the numbers on the CC personally. Would love to get one if I didn’t need an SUV to haul crap. Unfortunately I do and the CC only has 4 seats. Bummer. Anyway expect the CC deal to remain crazy good for the remainder of the month. I wouldn’t be surprised if it looks good for the remainder of the year! Good discounts, good incentives ($2500 instead of $2000), good MF. That spells a good deal. Don’t forget about the 0% financing too! Nothing beats an interest-free loan. The 0.00001 MF comes close though.


Here is a sample calculation based on TrueCar’s Southern California sale price and do not include local taxes. Please note that your dealer calculations may vary due to local fees/taxes.

2013 VOLKSWAGEN CC SPORT PLUS AT
MSRP – $33,675
Sale Price – $29,828 (invoice + $2500 lease bonus cash)
Monthly – $342+ tax
RWG Rating – 95.5

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2013 VOLKSWAGEN CC SPORT PLUS AT
36 Month – Residual 52% of MSRP – .00001 Base Rate

2012 VOLKSWAGEN PASSAT 2.5L S W/ APPEARANCE AT
36 Month – Residual 51% of MSRP – .00011 Base Rate

2012 VOLKSWAGEN EOS KOMFORT AT
36 Month – Residual 47% of MSRP – .00004 Base Rate

2012 VOLKSWAGEN GOLF 2DR HATCHBACK AT
36 Month – Residual 48% of MSRP – .00007 Base Rate

2012 VOLKSWAGEN GTI 2DR HATCHBACK AT
36 Month – Residual 51% of MSRP – .00018 Base Rate

2012 VOLKSWAGEN JETTA SEDAN S AT
36 Month – Residual 51% of MSRP – .00010 Base Rate

2012 VOLKSWAGEN JETTA SEDAN SE AT
36 Month – Residual 50% of MSRP – .00001 Base Rate

2012 VOLKSWAGEN GLI SEDAN AT
36 Month – Residual 50% of MSRP – .00001 Base Rate

2012 VOLKSWAGEN JETTA WAGON S AT
36 Month – Residual 47% of MSRP – .00019 Base Rate

2012 VOLKSWAGEN TOUAREG VR6 SPORT
36 Month – Residual 45% of MSRP – .00001 Base Rate

2012 VOLKSWAGEN TIGUAN S 4MOTION
36 Month – Residual 53% of MSRP – .00008 Base Rate

2012 VOLKSWAGEN ROUTAN S
36 Month – Residual 47% of MSRP – .00001 Base Rate

1103_acura_zdx

2012-13 Acura Lease Rates – August 2012

Published by G

There has been a reduction in MF on the IXL this month. I am willing to bet this has something to do with the fact that the IXL is probably not selling all that well. I haven’t seen the actual sales numbers, but my gut feeling is that most people have figured out that the IXL is pretty gutless for a car that is retailing for nearly 30k. Looking over at TrueCar sales data in my area, it looks like of those that decided to get one, a good number of them at getting then at dealer cost. Are you surprised? I’m not.

Here is a sample calculation based on TrueCar’s Southern California sale price and do not include local taxes. Please note that your dealer calculations may vary due to local fees/taxes.

2013 Acura ILX 2.0L PREMIUM
MSRP – $30,095
Sale Price – $28,300 (lowest sales price based on TrueCar sales data)
Monthly – $330+ tax
RWG Rating – 90.4

Support my site by getting your “no obligation” quotes from:
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2012 Acura MDX
36 Month – Residual 53% of MSRP – .00090 Base Rate

2012 Acura MDX TECH
36 Month – Residual 51% of MSRP – .00090 Base Rate

2012 ACURA TSX 4DR SEDAN AT SPECIAL EDITION
36 Month – Residual 55% of MSRP – .00038 Base Rate

2012 ACURA ZDX BASE
36 Month – Residual 50% of MSRP – .00016 Base Rate

2012 ACURA TL BASE
36 Month – Residual 54% of MSRP – .00096 Base Rate

2012 ACURA TL SH-AWD BASE
36 Month – Residual 52% of MSRP – .00096 Base Rate

2013 ACURA RDX AWD BASE
36 Month – Residual 61% of MSRP – .00165 Base Rate

2013 Acura RDX AWD TECH
36 Month – Residual 58% of MSRP – .00165 Base Rate

2013 Acura ILX 2.0L PREMIUM
36 Month – Residual 60% of MSRP – .00099 Base Rate

1101lexus

2012-13 Lexus Lease Rates – August 2012

Published by G

Looks like residuals remain the same, but MFs have dropped. That’s good news for those of you who waited. Lexus also has 0.9% financing for 60 months on select models.
July incentives are still in effect, which means Lexus will pick up the 1st month payment on your IS, ES, CT or RX. Good times.


Here is a sample calculation based on TrueCar’s Southern California sale price and do not include local taxes. Please note that your dealer calculations may vary due to local fees/taxes.

2012 LEXUS IS250 AT SDN
MSRP – $35840
Sale Price – $32230 (invoice + $1000 graduate cash + $700 first month payment)
Monthly – $351+ tax
RWG Rating – 98.0

Support my site by getting your “no obligation” quotes from:
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2012 LEXUS CT200H HYBRID PREMIUM
36 Month – Residual 57% of MSRP – .00145 Base Rate

2012 LEXUS IS250 AT SDN
36 Month – Residual 57% of MSRP – .00045 Base Rate

2012 LEXUS IS250 AWD AT SDN
36 Month – Residual 57% of MSRP – .00045 Base Rate

2012 LEXUS IS250 AT CONV
36 Month – Residual 58% of MSRP – .00145 Base Rate

2012 LEXUS IS350 AWD AT SEDAN
36 Month – Residual 54% of MSRP – .00045 Base Rate

2012 LEXUS IS350 CONV
36 Month – Residual 55% of MSRP – .00145 Base Rate

2012 LEXUS IS-F
36 Month – Residual 53% of MSRP – .00145 Base Rate

2012 LEXUS LS460 AWD
36 Month – Residual 51% of MSRP – .00125 Base Rate

2013 LEXUS ES350
36 Month – Residual 60% of MSRP – .00160 Base Rate

2013 LEXUS GX460
36 Month – Residual 53% of MSRP – .00160 Base Rate

2013 LEXUS GS350 AWD
36 Month – Residual 61% of MSRP – .00145 Base Rate

2013 LEXUS RX350 AWD
36 Month – Residual 59% of MSRP – .00125 Base Rate

2013 LEXUS RX450H AWD
36 Month – Residual 57% of MSRP – .00145 Base Rate

2013 LEXUS LX570
36 Month – Residual 54% of MSRP – .00145 Base Rate

1103_audi_r8_spyder

2012-2013 Audi Lease Rates – August 2012

Published by G

AFS made an interesting adjustment on the 2012 Q5 this month. They kept the MF the same and bumped the residual 2% higher! That means cheaper payments in my book. Funny stuff. Other than that, it seems the 2013s remained the same. Expect numbers to be about the same as last month. Incentives are the same and the special 2% financing for up to 60 months on the A4 is still the same.


Here is a sample calculation based on TrueCar’s Southern California sale price and do not include local taxes. Please note that your dealer calculations may vary due to local fees/taxes.

2013 AUDI A4 2.0T QUATTRO PREMIUM AT
MSRP – $35,495
Sale Price – $32,763 ($1000 loyalty cash applied)
Monthly – $430+ tax
RWG Rating – 84.5

Support my site by getting your “no obligation” quotes from:
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2012 AUDI Q5 2.0L PREMIUM
36 Month – Residual 50% of MSRP – .00131 Base Rate

2013 AUDI A3 2.0T QUATTRO PREMIUM AT
36 Month – Residual 56% of MSRP – .00132 Base Rate

2013 AUDI A4 2.0T QUATTRO PREMIUM AT
36 Month – Residual 56% of MSRP – .00136 Base Rate

2013 AUDI A5 2.0T COUPE QUATTRO PREMIUM AT
36 Month – Residual 56% of MSRP – .00159 Base Rate

2013 AUDI A5 2.0T CONVERTIBLE QUATTRO PREMIUM AT
36 Month – Residual 54% of MSRP – .00122 Base Rate

2013 AUDI S4 PREMIUM PLUS AT
36 Month – Residual 56% of MSRP – .00141 Base Rate

2013 AUDI S5 COUPE PREMIUM PLUS AT
36 Month – Residual 57% of MSRP – .00161 Base Rate

2013 AUDI S5 CONVERTIBLE PREMIUM PLUS AT
36 Month – Residual 56% of MSRP – .00136 Base Rate

2013 AUDI RS5 COUPE
36 Month – Residual 54% of MSRP – .00169 Base Rate

2013 AUDI A6 2.0L QUATTRO PREMIUM
36 Month – Residual 56% of MSRP – .00166 Base Rate

2013 AUDI A7 PREMIUM PLUS
36 Month – Residual 54% of MSRP – .00169 Base Rate

2013 AUDI A8 SEDAN 3.0
36 Month – Residual 51% of MSRP – .00092 Base Rate

2013 AUDI ALLROAD PREMIUM
36 Month – Residual 56% of MSRP – .00150 Base Rate

2013 AUDI Q7 3.0L PREMIUM
36 Month – Residual 55% of MSRP – .00160 Base Rate

2013 AUDI Q7 3.0L TDI PREMIUM
36 Month – Residual 56% of MSRP – .00158 Base Rate

2013 AUDI TT 2.0T COUPE QUATTRO PREMIUM PLUS
36 Month – Residual 53% of MSRP – .00132 Base Rate