Money Factor

July 2008 Lease Rate for 08 Infiniti G35/G37

Published by G

2008 Infiniti G35 Base Sedan
24 Month – Residual 67% of MSRP – .00103 Base Rate
36 Month – Residual 57% of MSRP – .00134 Base Rate
48 Month – Residual 48% of MSRP – .00175 Base Rate
60 Month – Residual 40% of MSRP – .00202 Base Rate

2008 Infiniti G35 Journey Sedan
24 Month – Residual 66% of MSRP – .00103 Base Rate
36 Month – Residual 56% of MSRP – .00134 Base Rate
48 Month – Residual 47% of MSRP – .00175 Base Rate
60 Month – Residual 39% of MSRP – .00202 Base Rate

2008 Infiniti G35 Sport Sedan
24 Month – Residual 66% of MSRP – .00103 Base Rate
36 Month – Residual 56% of MSRP – .00134 Base Rate
48 Month – Residual 47% of MSRP – .00175 Base Rate
60 Month – Residual 39% of MSRP – .00202 Base Rate

2008 Infiniti G35 X Sedan
24 Month – Residual 68% of MSRP – .00147 Base Rate
36 Month – Residual 58% of MSRP – .00167 Base Rate
48 Month – Residual 49% of MSRP – .00202 Base Rate
60 Month – Residual 39% of MSRP – .00204 Base Rate

2008 Infiniti G37 Coupe
24 Month – Residual 73% of MSRP – .00190 Base Rate
36 Month – Residual 63% of MSRP – .00216 Base Rate
48 Month – Residual 53% of MSRP – .00195 Base Rate
60 Month – Residual 45% of MSRP – .00196 Base Rate

2008 Infiniti G37 Journey Coupe
24 Month – Residual 70% of MSRP – .00190 Base Rate
36 Month – Residual 60% of MSRP – .00216 Base Rate
48 Month – Residual 51% of MSRP – .00195 Base Rate
60 Month – Residual 43% of MSRP – .00196 Base Rate

2008 Infiniti G37 Sport Coupe
24 Month – Residual 71% of MSRP – .00190 Base Rate
36 Month – Residual 61% of MSRP – .00216 Base Rate
48 Month – Residual 52% of MSRP – .00195 Base Rate
60 Month – Residual 44% of MSRP – .00196 Base Rate

* Residuals posted are for 15K miles/year. Add 2% to Residual for 12k mi/yr and 3% for 10k mi/yr on all terms
** Rates provided by Tarry Shebesta from Leasecompare.com

My Take: Unfortunately, the numbers for July are not as good as May/Junes. Expect your monthly payments to go up some $20 or so per month.

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July 2008 Lease Rate for 08 Infiniti EX35

Published by G

2008 Infiniti EX35 2WD
24 Month – Residual 66% of MSRP – .00001 Base Rate
36 Month – Residual 54% of MSRP – .00002 Base Rate
48 Month – Residual 45% of MSRP – .00096 Base Rate
60 Month – Residual 38% of MSRP – .00197 Base Rate

2008 Infiniti EX35 Journey 2WD
24 Month – Residual 61% of MSRP – .00001 Base Rate
36 Month – Residual 51% of MSRP – .00002 Base Rate
48 Month – Residual 42% of MSRP – .00096 Base Rate
60 Month – Residual 36% of MSRP – .00197 Base Rate

2008 Infiniti EX35 AWD
24 Month – Residual 67% of MSRP – .00014 Base Rate
36 Month – Residual 56% of MSRP – .00057 Base Rate
48 Month – Residual 46% of MSRP – .00113 Base Rate
60 Month – Residual 39% of MSRP – .00211 Base Rate

2008 Infiniti EX35 Journey AWD
24 Month – Residual 63% of MSRP – .00014 Base Rate
36 Month – Residual 52% of MSRP – .00057 Base Rate
48 Month – Residual 43% of MSRP – .00113 Base Rate
60 Month – Residual 37% of MSRP – .00211 Base Rate

* Residuals posted are for 15K miles/year. Add 2% to Residual for 12k mi/yr and 3% for 10k mi/yr on all terms
** Rates provided by Tarry Shebesta from Leasecompare.com

My Take: The 24mo and 36mo leases on the RWD Base and Journey are looking rather tasty this month with an ultra low MF and fairly high residual. If you are in So Cal and are able to get a sale price of a few thousand dollars under invoice (EX35 Journey + Premium RWD), then you should be looking at a sub-$400 a month lease with just inception fees. (Unfortunately, most of the cash incentives is available for purchases only, see update for more details)

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UPDATE! Looks like you can get the EX35 for around $7000 off MSRP. Couple of catches…it’s for purchases, not leasing. It also doesn’t stack with special financing. The good news is that the you should still be able to get under invoice on the EX35 if you chose to lease, but your payments will probably jump to the mid-400s.

July 2008 Lease Rate for 08 Saab 9-3

Published by G

2008 Saab 9-3 Sedan
24 Month – Residual 69% of MSRP – .00206 Base Rate
36 Month – Residual 57% of MSRP – .00206 Base Rate
48 Month – Residual 46% of MSRP – .00206 Base Rate

2008 Saab 9-3 Sedan Aero
24 Month – Residual 70% of MSRP – .00206 Base Rate
36 Month – Residual 58% of MSRP – .00206 Base Rate
48 Month – Residual 46% of MSRP – .00206 Base Rate

* Residuals posted are for 15K miles/year. Add 2% to Residual for 12k mi/yr and 3% for 10k mi/yr on all terms
** Rates provided by Tarry Shebesta from Leasecompare.com

My Take: GM is OFFICIALLY run by morons. They introduce the “72-hour sale” last month and they don’t include two of the more “popular” Saabs in their line up. Then they top it off by raising the MF from June. Haahaa. I wonder what they’ll do in August…lower the residual and bump up the MF some more?

July 2008 Lease Rate for 08 Cadillac CTS

Published by G

2008 Cadillac CTS
24 Month – Residual 69% of MSRP – .00254 Base Rate
36 Month – Residual 59% of MSRP – .00254 Base Rate
48 Month – Residual 50% of MSRP – .00254 Base Rate

* Residuals posted are for 15K miles/year. Add 2% to Residual for 12k mi/yr and 3% for 10k mi/yr on all terms
** Rates provided by Tarry Shebesta from Leasecompare.com

My Take: If the MF wasn’t so high on the CTS, I would have probably leased one instead of my G37. GM typically doesn’t introduce low MFs for leases unless they have having difficulty moving those cars. That isn’t the case with the CTS so you may be better off buying the car since GMAC is offering low apr financing on the CTS. (0% for 36mo, 2.9% for 48mo, 3.9% for 60mo).

July 2008 Lease Rate for 08 Mercedes Benz C-Class

Published by G

2008 Mercedes C300 Luxury
24 Month – Residual 65% of MSRP – .00250 Base Rate
36 Month – Residual 56% of MSRP – .00260 Base Rate
48 Month – Residual 46% of MSRP – .00260 Base Rate
60 Month – Residual 42% of MSRP – .00330 Base Rate

2008 Mercedes C300 Luxury 4matic
24 Month – Residual 65% of MSRP – .00240 Base Rate
36 Month – Residual 56% of MSRP – .00260 Base Rate
48 Month – Residual 46% of MSRP – .00260 Base Rate
60 Month – Residual 42% of MSRP – .00330 Base Rate

2008 Mercedes C300 Sport
24 Month – Residual 65% of MSRP – .00250 Base Rate
36 Month – Residual 56% of MSRP – .00260 Base Rate
48 Month – Residual 46% of MSRP – .00260 Base Rate
60 Month – Residual 42% of MSRP – .00350 Base Rate

2008 Mercedes C300 Sport 4matic
24 Month – Residual 65% of MSRP – .00240 Base Rate
36 Month – Residual 56% of MSRP – .00260 Base Rate
48 Month – Residual 46% of MSRP – .00260 Base Rate
60 Month – Residual 42% of MSRP – .00350 Base Rate

2008 Mercedes C350 Sport
24 Month – Residual 64% of MSRP – .00200 Base Rate
36 Month – Residual 55% of MSRP – .00185 Base Rate
48 Month – Residual 46% of MSRP – .00185 Base Rate
60 Month – Residual 43% of MSRP – .00350 Base Rate

2008 Mercedes C63 AMG
24 Month – Residual 64% of MSRP – .00385 Base Rate
36 Month – Residual 55% of MSRP – .00350 Base Rate
48 Month – Residual 48% of MSRP – .00350 Base Rate
60 Month – Residual 44% of MSRP – .00350 Base Rate

* Residuals posted are for 15K miles/year. Add 2% to Residual for 12k mi/yr and 3% for 10k mi/yr on all terms
** Rates provided by Tarry Shebesta from Leasecompare.com

My Take: No changes here from June. I can’t say the rates are bad, but they aren’t exactly great. The C350 Sport seems to be the better lease for the 36mo and 48mo terms. The residual values could be better, but these are Mercedes Benz and they don’t make them like they used to.

July 2008 Lease Rates for 08 BMW 1-Series

Published by G

2008 BMW 128i Coupe
24 Month – Residual 74% of MSRP – .00270 Base Rate
36 Month – Residual 60% of MSRP – .00270 Base Rate
48 Month – Residual 49% of MSRP – .00270 Base Rate
60 Month – Residual 40% of MSRP – .00270 Base Rate

2008 BMW 128i Convertible
24 Month – Residual 72% of MSRP – .00270 Base Rate
36 Month – Residual 58% of MSRP – .00270 Base Rate
48 Month – Residual 46% of MSRP – .00270 Base Rate
60 Month – Residual 37% of MSRP – .00270 Base Rate

2008 BMW 135i Coupe
24 Month – Residual 69% of MSRP – .00270 Base Rate
36 Month – Residual 56% of MSRP – .00270 Base Rate
48 Month – Residual 45% of MSRP – .00270 Base Rate
60 Month – Residual 37% of MSRP – .00270 Base Rate

2008 BMW 135i Convertible
24 Month – Residual 71% of MSRP – .00270 Base Rate
36 Month – Residual 57% of MSRP – .00270 Base Rate
48 Month – Residual 45% of MSRP – .00270 Base Rate
60 Month – Residual 37% of MSRP – .00270 Base Rate

* Residuals posted are for 15K miles/year. Add 2% to Residual for 12k mi/yr and 3% for 10k mi/yr on all terms
** Rates provided by Tarry Shebesta from Leasecompare.com

My Take: No lease support for July, again. I saw a 135i coupe last night and I must say, that thing is SMALL! Two adults looked like sardines in there, while the backseat is nonexistent. It’s also not very attractive if you ask me. The 3-Series presents a better lease value at the moment; more room, better looks, less cash.

July 2008 Lease Rate for 2008 BMW 3-Series

Published by G

2008 BMW 328Ci Coupe
24 Month – Residual 65% of MSRP – .00185 Base Rate
36 Month – Residual 55% of MSRP – .00185 Base Rate
48 Month – Residual 38% of MSRP – .00270 Base Rate
60 Month – Residual 31% of MSRP – .00270 Base Rate

2008 BMW 328xi Coupe
24 Month – Residual 65% of MSRP – .00185 Base Rate
36 Month – Residual 55% of MSRP – .00185 Base Rate
48 Month – Residual 39% of MSRP – .00270 Base Rate
60 Month – Residual 32% of MSRP – .00270 Base Rate

2008 BMW 328i Sedan
24 Month – Residual 66% of MSRP – .00165 Base Rate
36 Month – Residual 56% of MSRP – .00165 Base Rate
48 Month – Residual 40% of MSRP – .00270 Base Rate
60 Month – Residual 33% of MSRP – .00270 Base Rate

2008 BMW 328xi Sedan
24 Month – Residual 66% of MSRP – .00165 Base Rate
36 Month – Residual 56% of MSRP – .00165 Base Rate
48 Month – Residual 39% of MSRP – .00270 Base Rate
60 Month – Residual 33% of MSRP – .00270 Base Rate

2008 BMW 328i Wagon
24 Month – Residual 64% of MSRP – .00235 Base Rate
36 Month – Residual 54% of MSRP – .00235 Base Rate
48 Month – Residual 36% of MSRP – .00270 Base Rate
60 Month – Residual 29% of MSRP – .00270 Base Rate

2008 BMW 328xi Wagon
24 Month – Residual 64% of MSRP – .00235 Base Rate
36 Month – Residual 54% of MSRP – .00235 Base Rate
48 Month – Residual 37% of MSRP – .00270 Base Rate
60 Month – Residual 31% of MSRP – .00270 Base Rate

2008 BMW 328i Convertible
24 Month – Residual 68% of MSRP – .00230 Base Rate
36 Month – Residual 56% of MSRP – .00230 Base Rate
48 Month – Residual 42% of MSRP – .00270 Base Rate
60 Month – Residual 33% of MSRP – .00270 Base Rate

2008 BMW 335i Coupe
24 Month – Residual 64% of MSRP – .00210 Base Rate
36 Month – Residual 54% of MSRP – .00210 Base Rate
48 Month – Residual 39% of MSRP – .00270 Base Rate
60 Month – Residual 32% of MSRP – .00270 Base Rate

2008 BMW 335xi Coupe
24 Month – Residual 64% of MSRP – .00210 Base Rate
36 Month – Residual 54% of MSRP – .00210 Base Rate
48 Month – Residual 40% of MSRP – .00270 Base Rate
60 Month – Residual 33% of MSRP – .00270 Base Rate

2008 BMW 335i Sedan
24 Month – Residual 66% of MSRP – .00190 Base Rate
36 Month – Residual 56% of MSRP – .00190 Base Rate
48 Month – Residual 39% of MSRP – .00270 Base Rate
60 Month – Residual 33% of MSRP – .00270 Base Rate

2008 BMW 335xi Sedan
24 Month – Residual 66% of MSRP – .00190 Base Rate
36 Month – Residual 56% of MSRP – .00190 Base Rate
48 Month – Residual 40% of MSRP – .00270 Base Rate
60 Month – Residual 33% of MSRP – .00270 Base Rate

2008 BMW 335i Convertible
24 Month – Residual 65% of MSRP – .00215 Base Rate
36 Month – Residual 54% of MSRP – .00215 Base Rate
48 Month – Residual 40% of MSRP – .00270 Base Rate
60 Month – Residual 32% of MSRP – .00270 Base Rate

2008 BMW M3 Coupe
24 Month – Residual 60% of MSRP – .00270 Base Rate
36 Month – Residual 50% of MSRP – .00270 Base Rate
48 Month – Residual 40% of MSRP – .00270 Base Rate
60 Month – Residual 32% of MSRP – .00270 Base Rate

2008 BMW M3 Sedan
24 Month – Residual 61% of MSRP – .00270 Base Rate
36 Month – Residual 51% of MSRP – .00270 Base Rate
48 Month – Residual 40% of MSRP – .00270 Base Rate
60 Month – Residual 33% of MSRP – .00270 Base Rate

2008 BMW M3 Convertible
24 Month – Residual 57% of MSRP – .00270 Base Rate
36 Month – Residual 48% of MSRP – .00270 Base Rate
48 Month – Residual 39% of MSRP – .00270 Base Rate
60 Month – Residual 31% of MSRP – .00270 Base Rate

* Residuals posted are for 15K miles/year. Add 2% to Residual for 12k mi/yr and 3% for 10k mi/yr on all terms
** Rates provided by Tarry Shebesta from Leasecompare.com

My Take: Overall, the rates for most “short term” leases remain unchanged. However, the longer term leases have a higher MF. There isn’t anything to worry about since most folks shouldn’t be leasing BMWs for more than 36 months anyway.

July 2008 Lease Rate for 08 Lexus IS350

Published by G

IS350 Sedan
24 Month – Residual 56% of MSRP – .00245 Base Rate
36 Month – Residual 49% of MSRP – .00245 Base Rate
48 Month – Residual 40% of MSRP – .00245 Base Rate

* Residuals posted are for 15K miles/year. Add 2% to Residual for 12k mi/yr and 3% for 10k mi/yr on all terms
** Rates provided by Tarry Shebesta from Leasecompare.com

My Take: No lease support here. Unless you really LOVE this car, now is not the time to be leasing it.