09 Ford Flex Lease Rate for December 2008

Published 2008/12/242008/12/24 by G

My Take: The Holiday Season is upon us! I hope most of you got your shopping out of the way by now. If not, good luck! As you already know, I will be out of the country visiting family for two weeks, returning January 10th. Until then, I leave you with the lease rates for the Ford Flex, which will be my last post of the year. I know, this isn’t exactly the best lease rate to leave you with, but this is all I could dig up before leaving. The good news is that there is $1000 rebate on this car, so going below invoice is certainly possible (it should shave about $30 off your monthly payment). I do have to hand it to Ford though, they have done a decent job positioning themselves to weather the economic storm. I can’t say the same for GM or Chrysler. GM should have sold off some of their divisions but you already know what they say about old dogs…Anyway, this is an old rant for the new year, so enjoy the Holiday Season!!! Feel free to post on the forums if you have questions, I know B sometimes pops in to share his knowledge and knows a lot about leasing cars. If I find internet connection, I might answer a few questions of my own if time permits. See you all next year and Happy Leasing!

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			At Invoice		At MSRP
Make/Model	Invoice	MSRP	24-month	36-month	24-month	36-month
09 Ford Flex Limited FWD	$33,164	$35,735	$N/A	$539	$N/A	$615

NOTE: Estimates assuming the following conditions:

Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
Local Taxes not included.
24-month/15k and 36-month/15k terms.
All cars are stock, without any options.

2009 Ford Flex December Lease Rates

2009 Ford Flex Limited FWD
36-month | 15k miles | residual 48% | .001875 base money factor

Don’t like what you see? Visit Leasecompare.com and see what 3rd party banks offer!

09 Honda CR-V Lease Rates for December 2008

Published 2008/12/22 by G

My Take: The money factor is a bit high on the CR-V, but that isn’t unexpected. The good news is that the residual value is very high and you probably don’t have to pay full MSRP for this car. Special financing is also available so be sure to take a look at that. I believe it’s 3.9% for up to 60 months. There’s a college graduate program as well, but it isn’t really worth mentioning since the APR is a bit high.

			At Invoice		At MSRP
Make/Model	Invoice	MSRP	24-month	36-month	24-month	36-month
09 Honda CR-V 4WD EX	$23,508	$25,215	$371	$340	$448	$392

NOTE: Estimates assuming the following conditions:

Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
Local Taxes not included.
24-month/15k and 36-month/15k terms.
All cars are stock, without any options.

2009 Honda CR-V December Lease Rates

Don’t like what you see? Visit Leasecompare.com and see what 3rd party banks offer!

09 Infiniti FX35 and 08 Infiniti EX35 Lease Rates for Decemeber 2008

Published 2008/12/21 by G

My Take: The FX35’s 24-month lease should be avoided at all costs. The 36-month is adequate for most lesses, while the 48-month lease nets the lowest monthly payment (around $50 less per month than the 36-month). It may seem like a better deal, but I can almost guarantee you that you will need to spend some money on tire replacements at the end of a 48-month lease, so that’s something to think about. The EX35 still seems to have decent residuals despite being an 08 model. The money factor is practically non-existant so that makes for a decent lease. This isn’t the best deal of the year however, July/August’s deals on the EX were probably the best ones of the year. There is $500 cash and another $5000 dealer cash that’s available, which should help drive down the price of the car significantly. I don’t think you’ll get the whole $5000 dealer cash (they won’t even combine it with the 0% APR and 0.9% financing), but the $500 shouldn’t be too hard.

			At Invoice		At MSRP
Make/Model	Invoice	MSRP	24-month	36-month	24-month	36-month
09 Infiniti FX35 AWD	$41,125	$44,465	$873	$571	$1023	$668
08 Infiniti EX35 Journey AWD	$34,745	$37,715	$792	$452	$926	$534

NOTE: Estimates assuming the following conditions:

Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
Local Taxes not included.
24-month/15k and 36-month/15k terms.
All cars are stock, without any options.

2009 Infiniti FX35 December Lease Rates

2008 Infiniti EX35 December Lease Rates

Don’t like what you see? Visit Leasecompare.com and see what 3rd party banks offer!

09 Mazda CX-7 Lease Rates for December 2008

Published 2008/12/192008/12/19 by G

My Take: Mazda’s Top-of-the-Line CX-7 lease isn’t as great as the money factors would indicate. Back in May, I was offered a fully loaded CX-7 GT (FWD) which had a residual of 54%, but the money factor was lower at .00094 which wasn’t too shabby since all of the rebates helped cut down the upfront costs. Unfortunately, there aren’t any “rebates” to be had this month on the CX-7, so you pretty much have to rely on the dealer to dip way below invoice to make the deal worth your while. I still think $412+tax at invoice is a bit high considering you still have to pay for inception fees. Factor in the poor gas mileage this car gives and you probably want to think long and hard as to whether you REALLY want a CX-7 sitting on your driveway.

			At Invoice		At MSRP
Make/Model	Invoice	MSRP	24-month	36-month	24-month	36-month
09 Mazda CX-7 Grand Touring AWD	$27,211	$29,050	$477	$412	$554	$466

NOTE: Estimates assuming the following conditions:

Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
Local Taxes not included.
24-month/15k and 36-month/15k terms.
All cars are stock, without any options.

2009 Mazda CX-7 December Lease Rates

Don’t like what you see? Visit Leasecompare.com and see what 3rd party banks offer!

December 2008 Do Not Lease List

Published 2008/12/192012/01/10 by G

Here you will find the lease rates for cars that I don’t recommend leasing this month. A poor combination of low residual value and high money factors usually means one thing…if you want it, don’t lease it, buy it.

2008 Acura MDX December Lease Rates

* .00300 x 2400 = 7.2% APR, need I say more?

2008/2009 Toyota Highlander December Lease Rates

* The 08 model’s MF isn’t too bad (3.9% APR) but the residual kills the deal for me.

2009 Porsche 911 December Lease Rates

* These numbers are actually not terrible, but the price tag of this vehicle pretty much takes this car off the average person’s wishlist.

2008/2009 Honda S2000 December Lease Rates

* 7.2%+ APR PLUS weak residuals = no thanks.

2009 Volvo XC90 December Lease Rates

* You see that big LeaseCompare.com ad at the end of this post, try them…avoid Ford Credit like the plague.

08 Infiniti G35 Lease Rates for December 2008

Published 2008/12/18 by G

My Take: For the remaining 2008 G35 models, please do yourself a favor and AVOID 24-month leases. The sweet spot is the 36-month lease for the G35 (same is the case with the G37). This car are still worth leasing, so be sure to look them over before you get too excited about the 2009 models. There isn’t a huge difference in performance between the G35 and G37, at least not noticeable enough to justify the extra cost. In my case, I went with the G37 because I wanted a coupe. If you need a sedan, give the 2008 G35 a chance. I’m willing to bet that these rates won’t stick around past December. Infiniti’s G lineup is by far the best bang for the buck in the entry-level luxury department. The exterior is sleek and the interior is vastly improved from the previous generation G model. I will go as far as saying that the interior quality rivals, maybe even surpasses the BMW 3-series. In BMW speak, you get a car comparable to the 335i for the price of a 328i. Can’t beat that.

Something to note, the G35 actually does not require Premium gas, but the G37 does. If gas prices is factor in your car shopping decision, this should be taken into consideration. The G gulps gas, it does not sip, so the question is, do you want it to gulp premium or regular?

There is $1000 in dealer cash available and another $500 in loyalty cash. There is $3000 cash available for purchases only. 0% and 0.9% APR financing rates are available for up to 60 months.

			At Invoice		At MSRP
Make/Model	Invoice	MSRP	24-month	36-month	24-month	36-month
08 Infiniti G35	$30,891	$33,515	$718	$403	$835	$478

NOTE: Estimates assuming the following conditions:

Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
Local Taxes not included.
24-month/15k and 36-month/15k terms.
All cars are stock, without any options.

Don’t like what you see? Visit Leasecompare.com and see what 3rd party banks offer!

08/09 Mazda CX-9 Lease Rates for December 2008

Published 2008/12/18 by G

My Take: If you are shopping for a 7-passenger SUV and you are considering the CX-9, be aware that the 08 model will actually cost you more than the 09 model eventhough the sell price is lower. That’s thanks to a 5% lower residual value on the 08 vs the 09, so keep that in mind when you email your dealer. Also, be aware of the $1000 loyalty cash available to you if you are a previous Mazda owner. If you are looking to buy, there is 0% financing for up to 60 months on the 08 CX-9 and 1.9% APR on the 09 model for up to 60 months (0% for up to 36 months).

			At Invoice		At MSRP
Make/Model	Invoice	MSRP	24-month	36-month	24-month	36-month
09 Mazda CX-9 Touring AWD	$31,310	$33,785	$497	$436	$603	$507
08 Mazda CX-9 Touring AWD	$31,070	$33,550	$530	$445	$634	$514

NOTE: Estimates assuming the following conditions:

Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
Local Taxes not included.
24-month/15k and 36-month/15k terms.
All cars are stock, without any options.

2009 Mazda CX-9 December Lease Rates

2008 Mazda CX-9 December Lease Rates

Don’t like what you see? Visit Leasecompare.com and see what 3rd party banks offer!

09 Acura TL and TSX Lease Rates for December 2008

Published 2008/12/172008/12/17 by G

My Take: Acura has improved their 2009 TL lease but that’s not the case on the TSX. You will see a significant drop on the monthly payments from Nov to Dec ($40-$50) due to the lower money factor. Is invoice price a reasonable sale price? I’m inclined to say yes on both the TL and the TSX. Personally, this is around what I feel the TL should lease for ($350-$400 range). As for the TSX? Nothing’s really changed other than the fact that you can negotiate a lower sale price. There is financing for 0% for up to 36 months and 2.9% for up to 60 months.

If you like the site and would like to receive my latest posts, please consider subscribing to our newsletter on a reader or have it delivered to your email.

			At Invoice		At MSRP
Make/Model	Invoice	MSRP	24-month	36-month	24-month	36-month
09 Acura TL	$32,896	$35,715	$471	$407	$594	$491
09 Acura TSX Base	$27,381	$29,720	$424	$369	$527	$440

NOTE: Estimates assuming the following conditions:

Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
Local Taxes not included.
24-month/15k and 36-month/15k terms.
All cars are stock, without any options.

2009 Acura TL December Lease Rates

2009 Acura TSX December Lease Rates

Don’t like what you see? Visit Leasecompare.com and see what 3rd party banks offer!

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For those who lease cars

Money Factor

09 Ford Flex Lease Rate for December 2008

09 Honda CR-V Lease Rates for December 2008

09 Infiniti FX35 and 08 Infiniti EX35 Lease Rates for Decemeber 2008

09 Mazda CX-7 Lease Rates for December 2008

December 2008 Do Not Lease List

08 Infiniti G35 Lease Rates for December 2008

08/09 Mazda CX-9 Lease Rates for December 2008

09 Acura TL and TSX Lease Rates for December 2008