09 Audi A3 Lease Rate for February 2009

Published 2009/02/08 by G

My Take: Really low money factors can be had on the A3s this month. The residual on the other hand has been fairly low on this car for some time, so that’s not going to change any time soon. I recently got an email from Nick in MD who just picked up the A3 (very well equipped) for around $384/mo. So if my estimate is around $385 before taxes at invoice(on a base model might I add), just imagine what kind of discounts Nick go on his A3!!! That’s right, A LOT. There is also some special financing available, but the interest rate is not as good as the money factor on the lease. Be sure to check out the DO NOT LEASE section under this post on the A3 3.2 S-Line. If you plan to lease, stay AWAY from that car.

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			At Invoice		At MSRP
Make/Model	Invoice	MSRP	24-month	36-month	24-month	36-month
09 Audi A3 2.0T quattro	$27,238	$29,225	$477	$385	$561	$442

NOTE: Estimates assuming the following conditions:

Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
Local Taxes not included.
24-month/15k and 36-month/15k terms.
All cars are stock, without any options.

2009 Audi A3 February Lease Rates

DO NOT LEASE

Don’t like what you see? Visit Leasecompare.com and see what 3rd party banks offer!

09 BMW 3-Series Lease Rates for February 2009

Published 2009/02/08 by G

My Take: Like the 1-series, the 3-series is also enjoying some money factor reduction this month. Still, before you run out and lease a 3-series, you may want to consider the 0.9% for 60 months purchase financing that’s available. That will save you a lot of money over the long haul (4.38% APR on a lease) in interest. Something to think about during your decision making process. Below you will also see a list of 3-series models that I don’t recommend leasing, I usually include the M series there because the residual/money factors are relatively weak on these limited edition models. Of course, if you are shopping around for one of these cars, money shouldn’t exactly be a big issue for you.

			At Invoice		At MSRP
Make/Model	Invoice	MSRP	24-month	36-month	24-month	36-month
09 BMW 328i Sedan	$31,735	$34,425	$482	$410	$598	$489

NOTE: Estimates assuming the following conditions:

Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
Local Taxes not included.
24-month/15k and 36-month/15k terms.
All cars are stock, without any options.

2009 BMW 3-Series February Lease Rates

DO NOT LEASE

Don’t like what you see? Visit Leasecompare.com and see what 3rd party banks offer!

09 BMW 1-Series Lease Rates for February 2009

Published 2009/02/08 by G

My Take: For those who were patient last month and decided to wait til February to lease a 1-series, you’ve been “somewhat” rewarded this month. The money factor has dropped slightly while the residual values have stayed intacted. We are a looking at around $40 savings per month compared to January rates. Not bad huh? I personally would have liked to see the 1-series drop below .00200 on the money factor. I think that would really help move the cars in February, but we may have to wait until March to see if that materializes.

			At Invoice		At MSRP
Make/Model	Invoice	MSRP	24-month	36-month	24-month	36-month
09 BMW 128i Coupe	$27,875	$30,225	$409	$381	$512	$451

NOTE: Estimates assuming the following conditions:

Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
Local Taxes not included.
24-month/15k and 36-month/15k terms.
All cars are stock, without any options.

2009 BMW 1-Series February Lease Rates

2009 BMW 1-Series February Lease Rates

Don’t like what you see? Visit Leasecompare.com and see what 3rd party banks offer!

09 Hyundai Genesis Lease Rates for February 2009

Published 2009/02/06 by G

My Take: The Genesis Sedan V6 is probably the better lease compared to the V8 model. There is supposed to be a $1000 cash incentive floating around so please take that into account during your negotiations. There is also a $500 rebate for those who are in the military. The lease, at invoice, is still a bit more expensive than I prefer (due to the 27-month term, you have less months to spread the depreciation across). However, I feel that there’s a decent amount of room for negotiation here, so dipping below invoice is certainly possible. You probably want to stay away from the V8 model since the residual drops another 3% and the car is pricier. If you choose to lower your mileage to 12k per year to save some money, keep in mind that it only increases the residual by 1%.

			At Invoice		At MSRP
Make/Model	Invoice	MSRP	24-month	27-month	24-month	27-month
2009 Hyundai Genesis V6	$30,993	$33,000	N/A	$470*	N/A	$545*
2009 Hyundai Genesis V8	$35,271	$38,000	N/A	$568*	N/A	$670*

NOTE: Estimates assuming the following conditions:

Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
Local Taxes not included.
24-month/15k and 36-month/15k terms.
All cars are stock, without any options.

*27-month Lease.

2009 Hyundai Genesis February Lease Rates

2009 Hyundai Genesis V6
27-month | 15k miles | residual 56% | .00015 base money factor

2009 Hyundai Genesis V8
27-month | 15k miles | residual 53% | .00015 base money factor

Don’t like what you see? Visit Leasecompare.com and see what 3rd party banks offer!

09 Acura TL Lease Rates for February 2009

Published 2009/02/04 by G

My Take: As unexciting as this may sound to you, Acura has not change their lease rates for February 2009. It doesn’t mean this car is a bad lease of course, but it certainly isn’t a DEAL either. I would be great if AHFC would cut the money factor in half. That should help move these cars. By the way, these rates will run through March. I get this feeling March is going to be a nice month for this car, just like it was last year for the 08 TL.

			At Invoice		At MSRP
Make/Model	Invoice	MSRP	24-month	36-month	24-month	36-month
09 Acura TL	$32,896	$35,715	$529	$454	$654	$539

NOTE: Estimates assuming the following conditions:

Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
Local Taxes not included.
24-month/15k and 36-month/15k terms.
All cars are stock, without any options.

2009 Acura TL January Lease Rates

Don’t like what you see? Visit Leasecompare.com and see what 3rd party banks offer!

DO NOT LEASE: 09 Acura MDX Lease Rates for February 2009

Published 2009/02/04 by G

MY TAKE: There’s a $2000 cash rebate for the 09 Acura MDX right now, still the residual value is too low. To make matters worse, the money factor remains unchanged from January. I think you can probably do better with a purchase instead of a lease right about now.

2009 Acura MDX

09 Lexus ES350 Lease Rates for January 2009

Published 2009/01/27 by G

MY TAKE: It was a tough call to put this on a DO NOT LEASE post, but the fact is, the residual is just too low. The Infiniti M35 suffers from the same problem. Even if you lower the money factor, it still doesn’t seem to keep the car cheap enough for leasing. You could drop your mileage allowance down to 10k per year to help boost the residual, but still, I just don’t think it helps unless there’s a sizeable chunk of rebates to help offset the depreciation. Feel free to take a pass on this car.

2009 Lexus ES350
24 Month – Residual 54% of MSRP – .00095 Base Rate
36 Month – Residual 47% of MSRP – .00095 Base Rate
48 Month – Residual 38% of MSRP – .00095 Base Rate
60 Month – Residual 29% of MSRP – .00275 Base Rate

2009 Lexus ES350 w/ Ultra Luxury
24 Month – Residual 52% of MSRP – .00095 Base Rate
36 Month – Residual 45% of MSRP – .00095 Base Rate
48 Month – Residual 36% of MSRP – .00095 Base Rate
60 Month – Residual 27% of MSRP – .00275 Base Rate

09 Nissan Altima Lease Rates for January 2009

Published 2009/01/252009/01/23 by G

My Take: There is a $1500 cash rebate for the Altima right now, which should really help you lower your lease payments. The residual values are still fairly high and the money factor seems to have been lowered somewhat. This is not a bad month to lease the Altima 2.5 S. My calculations do not factor in the cash rebate, so you should expect even lower monthly payments for a base model Altima S. Alternatively, you can add about $1500 worth in upgrades and you should come pretty close to my estimates. Remember to stay away from the 24-month and and 48-month leases. I probably don’t need to tell you why. Also, there shouldn’t be any reason why you should be paying MSRP right now, unless of course, you like your dealer and want to see them make a some money, I am sure they will be quite grateful.

			At Invoice		At MSRP
Make/Model	Invoice	MSRP	24-month	36-month	24-month	36-month
2009 Nissan Altima S	$20,890	$22,235	$429	$281	$489	$320

NOTE: Estimates assuming the following conditions:

Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
Local Taxes not included.
24-month/15k and 36-month/15k terms.
All cars are stock, without any options.

2009 Nissan Altima January Lease Rates

Don’t like what you see? Visit Leasecompare.com and see what 3rd party banks offer!

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For those who lease cars

Money Factor

09 Audi A3 Lease Rate for February 2009

09 BMW 3-Series Lease Rates for February 2009

09 BMW 1-Series Lease Rates for February 2009

09 Hyundai Genesis Lease Rates for February 2009

09 Acura TL Lease Rates for February 2009

DO NOT LEASE: 09 Acura MDX Lease Rates for February 2009

09 Lexus ES350 Lease Rates for January 2009

09 Nissan Altima Lease Rates for January 2009