My Take: The MF on the ML350 and ML350 4matic are solid. But, the residual values are a bit too low. Still, not a terrible lease for the most part due to the $2000 lease cash that lasts through the end of July. This is also a great candidate for lease-end purchase since the MF is lower than the APR you can get should you decide to finance a purchase. Just remember that the remining payoff would need to be paid off in full or financed at a relatively low APR in order to make this worthwhile. What I would suggest doing is leasing the car first and put a way an extra few hundred bucks a month away every month to use towards the payoff at lease end. Should you choose to buy the car out, you can payoff a huge portion of that payoff, thus reducing the amount you financed at lease end. If you decide you don’t want to buy it out, no big deal, you just saved nearly $10k since you had been putting away some money every month for the last four years.
Check out the new LIST for the recommended leases of the month.
2009 Mercedes ML
2009 Mercedes ML320 BlueTec
24-month | 15k miles | residual 56% | .00430 base money factor
36-month | 15k miles | residual 50% | .00395 base money factor
48-month | 15k miles | residual 41% | .00395 base money factor
60-month | 15k miles | residual 35% | .00395 base money factor
2009 Mercedes ML350
24-month | 15k miles | residual 50% | .00120 base money factor
36-month | 15k miles | residual 44% | .00077 base money factor
48-month | 15k miles | residual 36% | .00077 base money factor
60-month | 15k miles | residual 30% | .00395 base money factor
2009 Mercedes ML350 4matic
24-month | 15k miles | residual 50% | .00120 base money factor
36-month | 15k miles | residual 44% | .00050 base money factor
48-month | 15k miles | residual 36% | .00050 base money factor
60-month | 15k miles | residual 30% | .00395 base money factor
2009 Mercedes ML550 4WD
24-month | 15k miles | residual 44% | .00220 base money factor
36-month | 15k miles | residual 39% | .00280 base money factor
48-month | 15k miles | residual 32% | .00280 base money factor
60-month | 15k miles | residual 28% | .00395 base money factor
2009 Mercedes ML63 AMG 4WD
24-month | 15k miles | residual 47% | .00430 base money factor
36-month | 15k miles | residual 41% | .00395 base money factor
48-month | 15k miles | residual 35% | .00395 base money factor
60-month | 15k miles | residual 29% | .00395 base money factor
Is it a sure thing that MB financial rates are what you published for an ML 350? 36/15k mf .0077 at 44% res
Thanks
@mark. pretty sure. If it varies, it may be because new rates are out OR because the dealer is padding the mf to make money. residual values cannot be changed by the dealer, mf’s on the other hand can.