My Take: Wow, I’m really liking the super low money factor on the A6 right now. The residual is low as well, so leasing-to-buy is certainly a possibility here. Sticking with the 36-month term should yield the lowest monthly payments. Strategically speaking, if I wanted to buy the car at lease end, I would lease this for 36-months and go with the 10k per year allowance. I would then roll in all fees into the loan and do a true “sign-a-drive”. Now if you live in a state where you can prepay your taxes, I would recommend that you do. With the extra money you save for not having to put a down payment, I would deposit it in a CD or some high interest baring account (or invest in something). Drive the car as you please disregarding the mileage limitations. When lease expires, take out that money you were saving and use it towards the payoff. By buying out your lease, you can also avoid disposition fees and any wear and tear that the dealer will impose on you.
- Ready for some quotes? Get a FREE Quote at Yahoo! Autos.
- Get RIDE with G via a RSS Reader or Email!
- Got questions? Post it on the RIDE AUTO FORUM TODAY!
| At Invoice | At MSRP | |||||
| Make/Model | Invoice | MSRP | 24-month | 36-month | 24-month | 36-month |
| 09 Audi A6 3.0L quattro Premium Plus | $48,814 | $52,425 | $900 | $702 | $1050 | $803 |
NOTE: Estimates assuming the following conditions:
- Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) due at signing.
- Local Taxes not included.
- 24-month/15k and 36-month/15k terms.
- All cars are stock, without any options.
- No rebates/incentives applied
2009 Audi A6
2009 Audi A6 3.0L quattro Premium
24-month | 15k miles | residual 52% | .00003 base money factor
36-month | 15k miles | residual 45% | .00003 base money factor
48-month | 15k miles | residual 37% | .00363 base money factor
2009 Audi A6 3.0L quattro Premium Plus
24-month | 15k miles | residual 52% | .00003 base money factor
36-month | 15k miles | residual 45% | .00003 base money factor
48-month | 15k miles | residual 37% | .00363 base money factor
2009 Audi A6 3.0L quattro Prestige
24-month | 15k miles | residual 51% | .00003 base money factor
36-month | 15k miles | residual 44% | .00003 base money factor
48-month | 15k miles | residual 36% | .00363 base money factor
2009 Audi A6 3.2L Premium
24-month | 15k miles | residual 53% | .00038 base money factor
36-month | 15k miles | residual 46% | .00038 base money factor
48-month | 15k miles | residual 38% | .00363 base money factor
2009 Audi A6 3.2L Premium Plus
24-month | 15k miles | residual 52% | .00038 base money factor
36-month | 15k miles | residual 45% | .00038 base money factor
48-month | 15k miles | residual 37% | .00363 base money factor
2009 Audi A6 4.2L Prestige
24-month | 15k miles | residual 48% | .00182 base money factor
36-month | 15k miles | residual 41% | .00182 base money factor
48-month | 15k miles | residual 34% | .00363 base money factor
2009 Audi A6 3.0L quattro Premium Avant
24-month | 15k miles | residual 50% | .00246 base money factor
36-month | 15k miles | residual 43% | .00246 base money factor
48-month | 15k miles | residual 36% | .00363 base money factor
2009 Audi A6 3.0L quattro Premium Plus Avant
24-month | 15k miles | residual 50% | .00246 base money factor
36-month | 15k miles | residual 43% | .00246 base money factor
48-month | 15k miles | residual 36% | .00363 base money factor
2009 Audi A6 3.0L quattro Prestige Avant
24-month | 15k miles | residual 49% | .00246 base money factor
36-month | 15k miles | residual 42% | .00246 base money factor
48-month | 15k miles | residual 35% | .00363 base money factor