My Take: The Subby Legacy’s 36-month lease is supposed to be the best deal, but the residual value is too low while the money factor is still too high to make it a great deal. I would recommend skipping this lease for now. There isn’t much we can do about the residual, but I do think Subaru can do a better job with the money factor.

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2009 Subaru Legacy

2009 Subaru Legacy 2.5GT Limited Sedan
24-month | 15k miles | residual 52% | .00280 base money factor
36-month | 15k miles | residual 47% | .00185 base money factor
48-month | 15k miles | residual 37% | .00250 base money factor