09 Mercedes Benz E-Class Lease Rates - April 2009

logo_benz My Take: The E-Class Bluetec, Wagon and AMG models have a DO NOT LEASE recommendation this month due to low residual and high money factors. It doesn’t really come as a surprise since that’s been the case for months now. If you plan to lease, stick with the sedans. Remember, the majority of MBs have extremely low residual values compared to the competition, which is normally a bad thing in the leasing world. The good news is that MB Financial also has the tendency of offering exceptionally low money factors. These conditions make them great candidates for “lease-to-own” because most of your payments go towards the principal of the loan. When it comes time to end the lease, the residual value will be fairly low, making the decision to buy the car at lease-end (should you choose to) an easier one. I will spend some time this month explaining the whole “lease-to-own” concept once I am done posting most of April’s lease rates. Going back to the E-Class, there is $6000 dealer cash available for those who finance through MB Financial. There is also 0.9% financing for up to 66 months! This makes purchasing quite attractive if you think about it. You could pay 0.9% for 66 month and own the car at the end of your loan, OR you could pay 0.432% for 48 months, then make a balloon payment of the remaining 38% of your residual value in order to avoid paying interest. Tough call, I guess it all depends on whether you can afford to pony up that much cash at lease end. Of course, you can simple walk away and hop into another new Benz (ahh, the joys of leasing!). Lastly, the 2010 E-Class should be out soon (complete with brand new square headlights!) so I suspect some good discounts should be attainable on the 2009 model.

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			At Invoice		At MSRP
Make/Model	Invoice	MSRP	36-month	48-month	36-month	48-month
09 Mercedes E350 Luxury	$50,351	$54,075	$765*	$633**	$870*	$711**

NOTE: Estimates assuming the following conditions:

Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) due at signing.
Local Taxes not included.
24-month/15k and 36-month/15k terms.
All cars are stock, without any options.
No rebates/incentives applied

2009 Mercedes E-Class

DO NOT LEASE

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For those who lease cars

09 Mercedes Benz E-Class Lease Rates – April 2009

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