My Take: The lease rates for the 09 Audi A4 seem to be the same as last month. Many folks have been getting quotes this month for the same residual values and the same money factors. Keep this in mind: The base rate can be attained by putting a security deposit, in some cases, you don’t even have to. AudiCare will increase the residual value of any trim you select by 1%, but it will cost you about $650. To keep things in perspective, an oil change from Audi costs about $80.00, as a SPECIAL…not cheap. It pretty much pays for itself. Anyway, I will update this post if the rates change over the course of the month, but I highly doubt that will happen. On a different note, I find it just sad how much cars cost these days. In 2003, I leased an A4 1.8T Quattro with Premium + Sport Package with an MSRP if about $33,500. Something like that now costs nearly $40,000. How insane is that?
UPDATE: The 24mo-36mo rates on the A4 2.0T models pretty much stayed the same as in September. There was a hike in MF for the 48mo lease rate as well. Other models also saw some minor changes on the MF, nothing out of this world though, so the leases shouldn’t be too far off from last month. I have updated the post with the new numbers.
| At Invoice | At MSRP | |||||||
| Make/Model | Invoice | MSRP | 24-month | 36-month | 24-month | 36-month | ||
| 09 Audi A4 2.0T Premium | $31,235 | $33,525 | $484 | $423 | $583 | $490 | ||
| 09 Audi A4 2.0T Premium Plus | $34,911 | $37,525 | $570 | $491 | $683 | $568 | ||
| 09 Audi A4 2.0T Premium Avant | $32,911 | $35,325 | $522 | $453 | $626 | $523 | ||
2009 Audi A4 2.0T Premium quattro Tiptronic Sedan
24 Month – Residual 65% of MSRP – .00171 Base Rate
36 Month – Residual 57% of MSRP – .00171 Base Rate
48 Month – Residual 50% of MSRP – .00324 Base Rate
2009 Audi A4 2.0T Premium Plus quattro Tiptronic Sedan
24 Month – Residual 63% of MSRP – .00171 Base Rate
36 Month – Residual 55% of MSRP – .00171 Base Rate
48 Month – Residual 48% of MSRP – .00324 Base Rate
2009 Audi A4 2.0T Prestige quattro Tiptronic Sedan
24 Month – Residual 60% of MSRP – .00171 Base Rate
36 Month – Residual 52% of MSRP – .00171 Base Rate
48 Month – Residual 45% of MSRP – .00324 Base Rate
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QUICK LINKS:
LEASE CALCULATOR (requires MS Excel)
THE LIST, monthly list of car rankings on monthly payments
2009 Audi A4 3.2T Premium Plus quattro Tiptronic Sedan
24 Month – Residual 63% of MSRP – .00169 Base Rate
36 Month – Residual 55% of MSRP – .00169 Base Rate
48 Month – Residual 48% of MSRP – .00324 Base Rate
2009 Audi A4 3.2T Prestige quattro Tiptronic Sedan
24 Month – Residual 60% of MSRP – .00169 Base Rate
36 Month – Residual 52% of MSRP – .00169 Base Rate
48 Month – Residual 45% of MSRP – .00324 Base Rate
2009 Audi A4 2.0T Premium quattro Tiptronic Avant
24 Month – Residual 64% of MSRP – .00167 Base Rate
36 Month – Residual 56% of MSRP – .00167 Base Rate
48 Month – Residual 49% of MSRP – .00324 Base Rate
2009 Audi A4 2.0T Premium Plus quattro Tiptronic Avant
24 Month – Residual 62% of MSRP – .00167 Base Rate
36 Month – Residual 54% of MSRP – .00167 Base Rate
48 Month – Residual 47% of MSRP – .00324 Base Rate
2009 Audi A4 2.0T Prestige quattro Tiptronic Avant
24 Month – Residual 58% of MSRP – .00167 Base Rate
36 Month – Residual 50% of MSRP – .00167 Base Rate
48 Month – Residual 43% of MSRP – .00324 Base Rate
2009 Audi A4 2.0T Cabriolet
24 Month – Residual 62% of MSRP – .00070 Base Rate
36 Month – Residual 54% of MSRP – .00070 Base Rate
48 Month – Residual 42% of MSRP – .00324 Base Rate
2009 Audi A4 2.0T quattro Cabriolet
24 Month – Residual 62% of MSRP – .00062 Base Rate
36 Month – Residual 54% of MSRP – .00062 Base Rate
48 Month – Residual 43% of MSRP – .00324 Base Rate
2009 Audi A4 3.2L quattro Cabriolet
24 Month – Residual 60% of MSRP – .00098 Base Rate
36 Month – Residual 52% of MSRP – .00098 Base Rate
48 Month – Residual 42% of MSRP – .00324 Base Rate
2009 Audi S4 6-Speed Cabriolet
24 Month – Residual 62% of MSRP – .00304 Base Rate
36 Month – Residual 54% of MSRP – .00304 Base Rate
48 Month – Residual 43% of MSRP – .00324 Base Rate
2009 Audi S4 Tiptronic Cabriolet
24 Month – Residual 62% of MSRP – .00304 Base Rate
36 Month – Residual 54% of MSRP – .00304 Base Rate
48 Month – Residual 43% of MSRP – .00324 Base Rate
Rates provided by Tarry Shebesta from Leasecompare.com
Two questions:
1. You show lease figures for the A-4 with an MSRP of $33,500 but what equipment is included?
2. Also, that payment of $423 is assuming the cap cost being at dealer invoice of $31,235. How is a dealer going to permit that selling price?
3. What is the lease factor and who is the lender?
4. How much cash out-of-pocket is accounted for in these figures and for what purpose?
5. Where can I go and find an A-4 Automatic, in white and heated seats for that price?
1. 33,500 msrp is for a base model. the only way to compare different cars is to use their base price.
2. I’m not claiming that dealers will sell it for that much. That’s just a starting point if you will. The purpose of my posts and calculation is to provide you with an idea as to what your payment ranges will be. If you know you aren’t leasing a base model and your dealer won’t give you invoice, then you know that your payments will never be below $423 per month unless the dealer provides massive discounts. Its very difficult to for me to provide an accurate estimate for everyone since prices vary from dealer to dealer and options will change the price. That is why I provide a payment range to give you an idea as to what’s possible.
3. The lender is Audi Financial services. The lease factor/money factor is also the base rate.
4. Inception fees and taxes are not included. So you will be responsible for that. I should have actually added that under the payment estimates. My apologies.
5.I actually don’t sale cars, tracking lease payments it’s just a hobby of mine, so I couldn’t possibly tell you where to find what you are looking for. However, a good place to start is your local dealer and negotiate a price as close to the invoice price as you can.
I hope that answers your questions.
i’m just finishing my first leasing experience, and will be turning in my ’06 A4 next month.
i originally chose 15k per year. of my allotted 45k, i’ll be coming in way under, just below 40k.
assuming i’ll be driving about the same, does audi off non-standard mile programs (ie. 13,300), and what would the corresponding MF/RF look like?
if not, does 12k plus 4,000 miles of overmilage fees beat paying for 15K that i don’t need?
Mike: Many banks do not offer the non-standard mile programs. If you exceed 15,000, then you just pay a predetermined cents/mile rate for any miles over the 15,000. Their computer system can figure out the residual based on the extra miles you want to buy in addition to the 15k. I know Mazda and Mercedes has done strange 33 or 31 month leases before, but those are rare. In your particular situation, since you came in at way under your pre-negotiated miles, I would see how much the dealer is willing to offer you to purchase that car. In many cases, cars that have less miles than they are supposed to at lease-end can carry some equity which you should certainly try to cash in on. Find out what the buyout is, then check online to see what a “average condition” car like yours would sell for as a trade-in. If its around the buyout price, see if the dealer will offer you more for it. Worse case scenario, have the dealer match the buyout, so you don’t have to worry about disposition fees and wear and tear.
Now to your last question, doing a 12k and going over sometimes is a good idea IF your overage charge is not a lot. In most cases, its better to get the 15k mile lease because we never know what life brings.
thanks for the quick response.
again, as a first-time guy, i just assumed i return the car to the dealer where i leased.
is there really room for negotiation upon return of the car? i thought i’d just be fulfilling my contract.
the inspector said once his assessment goes into the network, the dealer has the option of buying it or throwing it into a pool for other dealerships.
it sounds like i really don’t have any leverage, other than to say, hey i know you’re making extra $$$ on the car, help me out or i’ll start doing business elsewhere.
could/should i ask that the difference be used toward decreasing the cap cost on the new lease?
no problem. Let me clarify a few things. When you return the car, there is usually no negotiation, you just return it. If you want to get equity out of your car, you need to trade it in prior to the end of the lease. If you go to Audi at lease-end there isn’t much motivation for them to negotiate since the car will effectively be their once you reach the end of your lease. They don’t typically refund you for unused miles either. What you would need to do is go to a non-Audi dealer and tell them you want to trade in your car. You could try to negotiate with them at lease-end, but if they say no, you probably won’t be able to take back your car since it’s not longer yours. If you do get equity from them, then I would suggest just using it to pay down the fees of the new lease and pocketing the rest. It is always unwise to decrease the cap cost. There isn’t much to gain other than a slight decrease in monthly payments. I don’t like doing that because if I choose to trade in my car before lease end, the money I used for cap reduction is gone for good.
I got quoted for Premium package audi a4 2009 model with 15k miles per year/ 36 months and $2500 down -$428/month before taxes. Is this reasonable? I am also paying $1200 of other fees(not including 1st mo) which I need to inquire about.I put a deposit down, but when I calced the taxes(I will also be paying these upfront) I realized there was this add’l $1200.
jeff: the best way to find out if you have a good deal in your hands is to see how much your sale price is. Don’t put any more down, just pay for your inception fees. If you look at THE LIST, you’ll notice that an A4 Premium leased at invoice should cost about $423 a month if leased at invoice with no money down and just paying your inception fees. Inception fees shouldn’t be more than $1500 or so. With $2500 down + another $1200 in fees, I’m inclined to say this is an unreasonable deal.
the $1200 in fees are the inception fees. Is my deal unreasonable at 15k miles per year?
Again $2500 down
$1200 fees at inception
$428/mo
36 mos
15000 miles/year
plus taxes upfront(in my case about $1500)
thanks for your help
jeff: You need to look at your sale price. The monthly payment itself doesn’t tell the whole story. The deal is unreasonable because you are putting down $2500 down on the car + inception fees of $1500 with taxes. Whether you lease 15k or 12k is of very little consequence. Your deal is bad because I could probably lease the same car for about $423+ tax with about $1500 due at signing.
rhanks for the info. So in essence you are suggesting that I will pay approx $2500 too much. I put down a $500 deposit on the car, but I will visit another dealer tomorrow. If I decide to go with another dealer, will it be difficult to get my $500 returned or will I have to contact my credit card company?
Shouldn’t be difficult to get your money back. You didn’t sign any papers so it’s fine.
Just remember, negotiate the sale price of the vehicle and get it as close to invoice as you can. You should not have to put any money down, just pay the fees and 1st month payment.